V Share Price Performance
US$306.52
-43.34 (-12.39%)
23.5% undervalued intrinsic discount
US$400.81
Fair Value
Price US$306.52
AnalystConsensusTarget US$400.81
QuanD US$463.49
unknown US$417.91
Fair ValueUS$400.81
Share Pricen/a
- 5 Narratives written by author
- 5 Comments on narratives written by author
- 1175 Fair Values set on narratives written by author
V Community Narratives
AN
Fair Value US$400.81 23.5% undervalued intrinsic discount
Global E-Commerce And Remittance Trends Will Transform Digital Payments
5users have liked this narrative
2users have commented on this narrative
254users have followed this narrative
QU
Fair Value US$463.49 33.9% undervalued intrinsic discount
Stable growth fintech safe bet
2users have liked this narrative
0users have commented on this narrative
24users have followed this narrative
UN
Fair Value US$417.91 26.7% undervalued intrinsic discount
The "Toll-Booth" Under Siege: Is the 21.2% Intrinsic Discount Justified?
0users have liked this narrative
0users have commented on this narrative
3users have followed this narrative
Stable growth fintech safe bet
At the core of Visa's strength is its vast and resilient global payments network. This network connects millions of merchants with thousands of financial institutions and their cardholders, creating a powerful moat that deters competition.Read more
539
users have viewed this narrative2users have liked this narrative
0users have commented on this narrative
24users have followed this narrative
The "Toll-Booth" Under Siege: Is the 21.2% Intrinsic Discount Justified?
As of February 2026, Visa’s narrative is shifting from "endless consumer spending" to a high-stakes battle over "take-rates." While the company’s global dominance remains unchallenged—holding a massive 61% market share of the digital payments landscape—the regulatory pressure on interchange fees in the U.S. and Europe has finally begun to weigh on sentiment. Investors are now questioning if the legacy "cash-to-card" tailwind is fully exhausted, forcing Visa to rely more heavily on its value-added services and B2B initiatives like Visa Direct to sustain its high-margin growth.Read more
29
users have viewed this narrative0users have liked this narrative
0users have commented on this narrative
3users have followed this narrative
Inflation, New Initiatives and Scale Will Grow EPS
Key Takeaways Visa is a very high-quality business with an enviable market share and margins. New initiatives like Visa Direct will offset the loss of momentum from legacy growth drivers EPS growth will be driven by ‘higher for longer’ inflation, slightly wider margins, and buybacks.Read more
318
users have viewed this narrative16users have liked this narrative
1users have commented on this narrative
13users have followed this narrative
RI
US$284
7.9% overvalued intrinsic discount
Richard_Bowman's Fair Value
Revenue
11.5% p.a.
Profit Margin
53.5%
Future PE
30x
Price in 2028
US$503.37
Regulation and Market Maturity Will Limit Earnings Growth Potential
Key Takeaways Well-positioned to benefit from the continued growth of digital payments and the international market Investing heavily in B2B and cross border payments for new revenue growth Has a wide moat, and a large serviceable market, but investor expectations are already high Additionally the Credit Card Competition Act could be a major negative catalyst Risks to my narrative include stronger than expected US consumer, and increased use of Visa network from future Fintech. Catalysts The Benefits of Visa’s Global Reach Visa processes more than $11.6 trillion in gross dollar volume (GDV), made up primarily of digital payments with the remainder being things like ATM withdrawals, B2B transactions, etc.Read more
355
users have viewed this narrative7users have liked this narrative
1users have commented on this narrative
17users have followed this narrative
GO
US$243.09
26.1% overvalued intrinsic discount
Goran_Damchevski's Fair Value
Revenue
9.1% p.a.
Profit Margin
50%
Future PE
22x
Price in 2029
US$294.02
Global E-Commerce And Remittance Trends Will Transform Digital Payments
Key Takeaways Growing digital adoption, e-commerce expansion, and emerging market initiatives are strengthening Visa's payment volumes and supporting long-term revenue growth. Accelerating value-added services and cross-border solutions are increasing higher-margin business mix and broadening Visa's revenue streams.Read more
1.4k
users have viewed this narrative5users have liked this narrative
2users have commented on this narrative
254users have followed this narrative
AN
US$400.81
23.5% undervalued intrinsic discount
AnalystConsensusTarget's Fair Value
Revenue
10.58% p.a.
Profit Margin
54.46%
Future PE
29.5x
Price in 2029
US$494.69
Trending Discussion
Recently Updated Narratives
UN
The "Toll-Booth" Under Siege: Is the 21.2% Intrinsic Discount Justified?
Fair Value: US$417.91 26.7% undervalued intrinsic discount
3 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
QU
Stable growth fintech safe bet
Fair Value: US$463.49 33.9% undervalued intrinsic discount
24 followersusers have followed this narrative
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
GO
Regulation and Market Maturity Will Limit Earnings Growth Potential
Fair Value: US$243.09 26.1% overvalued intrinsic discount
17 followersusers have followed this narrative
1 commentusers have commented on this narrative
0 likesusers have liked this narrative
Snowflake Analysis
Visa Inc. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- 10.80
- 97.78%
- 49.75%
- 54.6%
About V
- Founded
- 1958
- Employees
- 34100
- CEO
- WebsiteView website
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
