Paysign (PAYS) Aandelenoverzicht
Paysign, Inc. biedt prepaidkaartprogramma's, betaalbaarheidsoplossingen voor patiënten, digitaal bankieren, softwaretechnologieoplossingen voor biowetenschappen en geïntegreerde betalingsverwerkingsdiensten voor bedrijven, consumenten en overheidsinstellingen in de Verenigde Staten. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 0/6 |
| Toekomstige groei | 4/6 |
| Prestaties in het verleden | 6/6 |
| Financiële gezondheid | 6/6 |
| Dividenden | 0/6 |
PAYS Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$43.01
FV
67.9% ondergewaardeerd intrinsieke korting================================================================================
INTRINSIC VALUE (DCF) CALCULATION BREAKDOWN — NASDAQ:PAYS
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Target Fair Value: USD 43.01
Current Stock Price: USD 9.17
Market Assessment: 78.7% Undervalued / +369.1% Upside Potential
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1. MARKET METRICS RECONCILIATION
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* Undervaluation Formula:
(Fair Value - Current Price) / Fair Value
(43.01 - 9.17) / 43.01 = 0.7868 -> 78.7%
* Upside Potential Formula:
(Fair Value - Current Price) / Current Price
(43.01 - 9.17) / 9.17 = 3.6906 -> +369.1%
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2. DISCOUNT RATE / COST OF EQUITY (CAPM)
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* Formula: Risk-Free Rate + (Beta * Equity Risk Premium)
* Inputs: Risk-Free Rate = 4.25%
Beta = 1.10
ERP = 5.00%
* Calculation:
4.25% + (1.10 * 5.00%) = 4.25% + 5.50% = 9.75% (Rounded to 9.8%)
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3. 10-YEAR CASH FLOW FORECAST ARCHITECTURE
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* Base Year Free Cash Flow (FCF0): USD 70.02M (USD 1.2524 per share)
* Shares Outstanding: 55.91m (Market Cap 512.66M / Price 9.17)
* FCF Margin: 76.5%
* Growth Rate Fading Schedule:
- Year 1: +25.00% FCF USD 87.52M
- Years 2-10: Linear reduction from +25.00% down to +2.50%
- Year 10: +2.50% FCF USD 248.91M
- Year 11+: +2.50% (Terminal Perpetual Growth Rate)
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4. MATHEMATICAL STEPS TO INTRINSIC VALUE
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* Step A: Present Value of Discrete Cash Flows (Years 1 to 10)
PV_Cash_Flows = Sum [ FCF_t / (1 + 0.0975)^t ] for t = 1 to 10
PV_Cash_Flows = USD 1.02B
* Step B: Terminal Value (Gordon Growth Model at Year 10)
TV_10 = [ FCF_10 * (1 + 0.0250) ] / (0.0975 - 0.0250)
TV_10 = [ 248.91M * 1.0250 ] / 0.0725 = USD 3.52B
* Step C: Discount the Terminal Value to Present Day
PV_TV = 3.52B / (1 + 0.0975)^10 = 3.52B / 2.5354
PV_TV = USD 1.39B
* Step D: Equity Value and Fair Value per Share
Equity Value = 1.02B + 1.39B = USD 2.40B
Fair Value = 2.40B / 55.91m = USD 43.01
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5. FUTURE P/E MULTIPLE BLENDED BENCHMARK
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* Formula: Sum of (Multiple * Re-normalized Weight)
* Inputs: Forward Multiple: 39.9x @ 45% Weight
Peer Median (n=13): 13.8x @ 35% Weight
Current Multiple: 53.6x @ 20% Weight
* Calculation:
(39.9 * 0.45) + (13.8 * 0.35) + (53.6 * 0.20)
= 17.941 + 4.817 + 10.719
= 33.477x (Rounded to 33.5x)
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6. SENSITIVITY OF THE FAIR VALUE
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* Growth +22.0% -> 38.38 | +25.0% -> 43.01 | +28.0% -> 43.01
* Discount 8.75% -> 50.72 | 9.75% -> 43.01 | 10.75% -> 37.20
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Paysign, Inc. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$13.80 |
| 52 Week Hoogtepunt | US$13.96 |
| 52 Week Laag | US$3.08 |
| Bèta | 0.76 |
| 1 maand verandering | 55.41% |
| 3 maanden verandering | 117.67% |
| 1 Jaar Verandering | 166.41% |
| 3 jaar verandering | 557.14% |
| 5 jaar verandering | 452.00% |
| Verandering sinds IPO | 2,966.67% |
Recent nieuws en updates
Nieuw narratief • Aug 05
5/8/26 — Paysign: trading 79% below a 9.8%-discounted fair value, with the cash flow to defend it
Paysign trades below the value implied by discounting its own free cash flow. On a two-stage model running 10 years of +25.0% growth fading to a 2.5% terminal rate, discounted at 9.8%, the shares are worth USD 43.01 against a market price of USD 9.17 — a 79% discount, or +369% to fair value.
Narratiefupdate • Aug 05
PAYS: Share Repurchase And New Pharma Programs Will Support Future Upside
Analysts raised their price target on Paysign to $11, up from a previous range of $8 to $9, citing the updated fair value estimate of $10.45 and the addition of new pharma programs as key factors supporting the change. What’s in the News for Paysign Paysign announced a share repurchase program that authorizes the company to buy back up to US$5 million of its outstanding common stock.Recent updates
Nieuw narratief • Aug 05
5/8/26 — Paysign: trading 79% below a 9.8%-discounted fair value, with the cash flow to defend it
Paysign trades below the value implied by discounting its own free cash flow. On a two-stage model running 10 years of +25.0% growth fading to a 2.5% terminal rate, discounted at 9.8%, the shares are worth USD 43.01 against a market price of USD 9.17 — a 79% discount, or +369% to fair value.Narratiefupdate • Aug 05
PAYS: Share Repurchase And New Pharma Programs Will Support Future Upside
Analysts raised their price target on Paysign to $11, up from a previous range of $8 to $9, citing the updated fair value estimate of $10.45 and the addition of new pharma programs as key factors supporting the change. What’s in the News for Paysign Paysign announced a share repurchase program that authorizes the company to buy back up to US$5 million of its outstanding common stock.
Narratiefupdate • Jun 24
PAYS: 2026 Earnings Guidance And Margin Outlook Will Support Repricing
Analysts have maintained their $12.75 price target on Paysign, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E, which together support keeping the current valuation view unchanged. What’s in the News for Paysign Paysign issued earnings guidance for the second quarter of 2026, with expected revenue in a range of US$26.2 million to US$26.7 million.Narratiefupdate • Jun 04
PAYS: Higher 2026 Margin Guidance And P/E Framework Will Support Repricing
Analysts have increased their price target on Paysign by $1 to $12.75, reflecting updated views on its growth, margins, and P/E assumptions. What's in the News Paysign issued earnings guidance for the first quarter of 2026, expecting revenue of US$27.0 million to US$27.5 million, with 137 active patient affordability programs and 589 plasma centers projected at quarter end.Narratiefupdate • May 20
PAYS: Higher Margin Guidance And Premium P/E Framework Will Drive Repricing
Analysts have nudged their fair value estimate for Paysign up from $12.00 to $12.75, citing updated assumptions around growth, margins, and future P/E that fed into the latest price target increase highlighted in recent Street research. Analyst Commentary Recent Street research highlights a more constructive tone around Paysign, with bullish analysts pointing to the refreshed fair value estimate and updated assumptions as key supports for their views.Narratiefupdate • Apr 30
PAYS: Higher Margin Outlook Will Support Repricing On Updated Profitability Assumptions
Analysts have raised their price target on Paysign by $1 to $12, citing updated assumptions around growth, profitability, discount rate and future P/E as the main drivers of this change. Analyst Commentary Bullish analysts are highlighting the recent price target move to US$12 as a sign of growing confidence in Paysign's outlook, with updated assumptions around growth, profitability, discount rate and future P/E at the core of their thesis.Narratiefupdate • Apr 12
PAYS: Higher Margin Outlook And Raised P/E Assumption Will Support Repricing
Analysts lifted their Paysign price target by $1 to reflect slightly higher modeled revenue growth, modestly stronger profit margins, and an adjusted future P/E assumption, all under broadly consistent fair value and discount rate inputs. Analyst Commentary Bullish analysts framing the recent price target move highlight that the updated P/E assumption and slightly higher modeled revenue and margins support a higher fair value range for Paysign, while keeping discount rate inputs broadly consistent.Narratiefupdate • Mar 28
PAYS: Higher Profit Margin Outlook Will Support More Constructive Share Repricing
The analyst price target for Paysign has increased from $9.50 to $12.00, with analysts citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E as key drivers of the change. Analyst Commentary Recent research points to a more constructive view on Paysign, with bullish analysts updating their models to reflect what they see as improved fair value assumptions and a more supportive outlook for key valuation inputs such as discount rate, revenue growth, profit margin and future P/E.Analyse-artikel • Feb 05
The Price Is Right For Paysign, Inc. (NASDAQ:PAYS) Even After Diving 27%
Paysign, Inc. ( NASDAQ:PAYS ) shareholders that were waiting for something to happen have been dealt a blow with a 27...Analyse-artikel • Nov 16
Paysign, Inc. Just Beat EPS By 100%: Here's What Analysts Think Will Happen Next
Paysign, Inc. ( NASDAQ:PAYS ) just released its quarterly report and things are looking bullish. The company beat...Seeking Alpha • Oct 01
Paysign: Gaining Traction In The Patient Affordability Space Into 2026 (Hold)
Summary Paysign posted strong Q2 2025 results, with 33% YoY revenue growth and robust Pharma segment momentum, driven by US tariffs and new client wins. PAYS is rated a hold, as the stock trades at fair value ($5.83), despite expected high demand for co-payment cards and expanded patient affordability programs. Pharma segment revenue surged 189% YoY, offsetting a 4.7% YoY decline in the core Plasma segment, which faces ongoing headwinds from transitioning centers. While PAYS benefits from industry tailwinds and guidance consistency, risks remain due to Plasma's weakness and Pharma revenues still lagging Plasma's overall contribution. Read the full article on Seeking AlphaAnalyse-artikel • Aug 09
Paysign, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
NasdaqCM:PAYS 1 Year Share Price vs Fair Value Explore Paysign's Fair Values from the Community and select yours One of...Narratiefupdate • Aug 07
Digital Payment Solutions Will Expand Healthcare Access Further
Analysts maintain a positive outlook on Paysign due to ongoing growth in its Patient Affordability segment, confidence in its pharmaceutical pipeline, and scalable model, resulting in no change to the consensus price target, which remains at $9.10. Analyst Commentary Bullish analysts highlight a strong outlook for Paysign's Patient Affordability segment, especially within the pharmaceutical industry.Analyse-artikel • May 06
Paysign, Inc.'s (NASDAQ:PAYS) 28% Price Boost Is Out Of Tune With Earnings
Those holding Paysign, Inc. ( NASDAQ:PAYS ) shares would be relieved that the share price has rebounded 28% in the last...Analyse-artikel • Mar 04
Paysign, Inc.'s (NASDAQ:PAYS) Share Price Not Quite Adding Up
With a median price-to-earnings (or "P/E") ratio of close to 18x in the United States, you could be forgiven for...Analyse-artikel • Dec 27
Here's Why Paysign (NASDAQ:PAYS) Has Caught The Eye Of Investors
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Seeking Alpha • Nov 20
Paysign Is A Leader In Fintech Healthcare Payments With Durable Profitable Growth
Summary Paysign is a promising microcap payment processing company with a projected 42% annualized return, potentially reaching $19/share by 2030 from $3.30/share today. The company excels in two primary sectors: plasma payment processing and pharma patient affordability, both offering significant growth and high gross margins. PAYS's plasma business boasts a 40% market share with steady 10-15% annual growth, while the pharma segment is expected to surpass plasma with rapid expansion. Risks include increased competition, potential loss of key customers, and limited financial resources, but catalysts like market share gains and acquisition potential bolster the investment thesis. Read the full article on Seeking Alpha
Nieuw narratief • Sep 26
Rapid Growth In Patient Affordability Market Fuels Optimism Despite Looming Margin Pressures
The expansion into the patient affordability segment and significant client growth, like AstraZeneca, indicates a promising area for revenue and earnings increases.Analyse-artikel • Sep 07
Do Paysign's (NASDAQ:PAYS) Earnings Warrant Your Attention?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analyse-artikel • Aug 02
Paysign, Inc. (NASDAQ:PAYS) Second-Quarter Results: Here's What Analysts Are Forecasting For This Year
Paysign, Inc. ( NASDAQ:PAYS ) shareholders are probably feeling a little disappointed, since its shares fell 7.1% to...Seeking Alpha • Jun 30
Paysign: Expect Rapid Growth In Its Pharma Business
Summary Shares have risen sharply this year, reflecting solid business performance. Its pharma segment is experiencing exceptional growth and has a long runway for continued expansion. My valuation model indicates that shares have limited upside. Read the full article on Seeking AlphaAnalyse-artikel • Apr 26
Paysign, Inc. (NASDAQ:PAYS) Stocks Shoot Up 30% But Its P/S Still Looks Reasonable
Paysign, Inc. ( NASDAQ:PAYS ) shares have continued their recent momentum with a 30% gain in the last month alone. The...Analyse-artikel • Mar 29
Here's Why We Think PaySign (NASDAQ:PAYS) Is Well Worth Watching
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Rendement voor aandeelhouders
| PAYS | US Diversified Financial | US Markt | |
|---|---|---|---|
| 7D | 7.8% | -0.8% | -0.3% |
| 1Y | 166.4% | -0.2% | 19.9% |
Rendement versus industrie: PAYS overtrof de US Diversified Financial industrie, die het afgelopen jaar een rendement -0.2 % opleverde.
Rendement versus markt: PAYS overtrof de US markt, die het afgelopen jaar een rendement opleverde van 19.9 %.
Prijsvolatiliteit
| PAYS volatility | |
|---|---|
| PAYS Average Weekly Movement | 10.3% |
| Diversified Financial Industry Average Movement | 6.2% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.1% |
Stabiele aandelenkoers: PAYS heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 10% ) van PAYS is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 2001 | 226 | Mark Newcomer | www.paysign.com |
Paysign, Inc. biedt vooruitbetaalde kaartprogramma's, betaalbaarheidsaanbiedingen voor patiënten, digitaal bankieren, softwareoplossingen voor biowetenschappen en geïntegreerde betalingsverwerkingsdiensten voor bedrijven, consumenten en overheidsinstellingen in de Verenigde Staten. Het bedrijf biedt oplossingen voor bedrijfsbeloningen, prepaid cadeaukaarten, algemene oplaadbare debetkaarten, werknemerspremies, consumentenkortingen, donorcompensatie, klinische proeven, vergoedingen voor gezondheidszorg en farmaceutische betalingsassistentie, en direct opvraagbare depositorekeningen die toegankelijk zijn met een debetkaart en softwareoplossingen. Het bedrijf heeft ook een klantenservicecentrum en biedt een communicatiesuite, waaronder een mobiele app, sms in twee richtingen, sms-waarschuwingen en een webportaal voor kaarthouders.
Paysign, Inc. Samenvatting
| PAYS fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$763.37m |
| Inkomsten(TTM) | US$15.77m |
| Inkomsten(TTM) | US$100.64m |
49.4x
Koers/Winstverhouding7.7x
P/S-verhoudingIs PAYS overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| PAYS resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$100.64m |
| Kosten van inkomsten | US$39.26m |
| Brutowinst | US$61.39m |
| Overige uitgaven | US$45.61m |
| Inkomsten | US$15.77m |
Laatst gerapporteerde inkomsten
Jun 30, 2026
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 0.28 |
| Brutomarge | 61.00% |
| Nettowinstmarge | 15.67% |
| Schuld/Eigen Vermogen Verhouding | 0% |
Hoe presteerde PAYS op de lange termijn?
Bekijk historische prestaties en vergelijkingBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/08/19 02:59 |
| Aandelenkoers aan het einde van de dag | 2026/08/19 00:00 |
| Inkomsten | 2026/06/30 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Paysign, Inc. wordt gevolgd door 6 analisten. 5 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Austin Moldow | Canaccord Genuity |
| Peter Heckmann | D.A. Davidson & Co. |