Encore Capital Group, Inc.

NasdaqGS:ECPG Voorraadrapport

Marktkapitalisatie: US$1.7b

Encore Capital Group Beheer

Beheer criteriumcontroles 3/4

De CEO Encore Capital Group is Ashish Masih, benoemd in Jun2017, heeft een ambtstermijn van 8.92 jaar. De totale jaarlijkse vergoeding van { bedraagt $ 8.11M, bestaande uit 11.4% salaris en 88.6% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 1.4% van de aandelen van het bedrijf, ter waarde $ 24.13M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 5.6 jaar en 8.9 jaar.

Belangrijke informatie

Ashish Masih

Algemeen directeur

US$8.1m

Totale compensatie

Percentage CEO-salaris11.39%
Dienstverband CEO8.9yrs
Eigendom CEO1.4%
Management gemiddelde ambtstermijn5.6yrs
Gemiddelde ambtstermijn bestuur8.9yrs

Recente managementupdates

Analyseartikel Jun 01

We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Key Insights Encore Capital Group's Annual General Meeting to take place on 7th of June CEO Ashish Masih's total...

Recent updates

Narratiefupdate May 24

The Undervalued Cash Machine Hiding in Plain Sight

As I have previously written, ECPG is solid and undervalued. Despite recent analyst attention and a meaningful increase in its share price, I believe it remains undervalued.
Narratiefupdate Apr 23

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Drive Further Upside

Encore Capital Group's analyst fair value estimate has increased by about $14 per share to $96.67 as analysts incorporate recent price target revisions across the Street and updated assumptions on future earnings and recoveries. Analyst Commentary Street research on Encore Capital Group has recently leaned constructive, with several bullish analysts lifting price targets and building in higher earnings expectations tied to recent results and updated recovery assumptions.
Narratiefupdate Apr 05

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Support Future Upside

Analysts have raised their price targets on Encore Capital Group to a higher range of $78 to $90, citing Q4 earnings outperformance, increased 2026 EPS estimates tied to changes in recoveries, and what they describe as solid collections, capital deployment, and margin trends. Analyst Commentary Recent research notes cluster around a more supportive stance on Encore Capital Group, with several bullish analysts pointing to Q4 outperformance, higher earnings forecasts, and operational execution as key inputs to their updated valuation work.
Narratiefupdate Mar 22

ECPG: Recovery Assumptions And 2026 EPS Guidance Will Drive Future Upside

Analysts have lifted their price targets on Encore Capital into a higher $78 to $90 range, citing a Q4 earnings beat, higher 2026 EPS estimates tied to changes in recoveries, and what they describe as another solid quarter with strong collections, record capital deployment, and improving margins. Analyst Commentary Recent research points to a more constructive stance on Encore Capital Group, with several bullish analysts lifting their valuation frameworks following Q4 results and updated guidance around recoveries and earnings power.
Narratiefupdate Mar 06

ECPG: Recovery Trends And 2026 EPS Guidance Will Shape Future Returns

Analysts have raised their average fair value estimate for Encore Capital Group to about $82.67 from roughly $62.67. They point to a combination of higher price targets in the $78 to $90 range and updated earnings expectations, following what they describe as solid recent quarters and stronger recoveries.
Narratiefupdate Feb 19

ECPG: Lower Risk Assumptions And Modest P/E Repricing Will Shape Returns

Analysts have lifted their $ fair value estimate for Encore Capital Group by about $2 per share, citing refreshed research from Northland and Citizens that supports slightly lower discount rate assumptions and a modestly higher future P/E multiple. Analyst Commentary Recent Street research on Encore Capital Group has focused on refreshed valuation work, with higher price targets tied to updated discount rate assumptions and expectations for a somewhat stronger P/E multiple over time.
Narratiefupdate Feb 05

ECPG: Higher Future P/E And Earnings Visibility Will Support Upside Potential

Analysts have lifted their fair value estimate for Encore Capital Group from $60.25 to about $62.67, citing updated views on earnings potential and valuation multiples reflected in recent price target increases. Analyst Commentary Recent research updates highlight that bullish analysts are revisiting their fair value views for Encore Capital Group, with some price targets being reset higher in light of their latest earnings work and valuation checks.
Narratiefupdate Jan 22

ECPG: Expanded Buybacks And Higher Future P/E Will Shape Steady Returns

Analysts lifted their price target on Encore Capital Group by $16, citing updated expectations for slower revenue growth, a narrower profit margin, and a higher future P/E multiple, while keeping their fair value estimate at $60.25. Analyst Commentary Bullish Takeaways Bullish analysts see the higher future P/E multiple as a sign that investors may be willing to pay more for each dollar of earnings, assuming the company can deliver against current expectations.
Narratiefupdate Jan 06

ECPG: Expanded Buybacks Will Support Steady Future Returns At Current Pricing

Analysts kept their fair value estimate for Encore Capital Group steady at US$60.25. This reflects unchanged assumptions around revenue growth, profit margins and future P/E expectations.
Narratiefupdate Dec 20

ECPG: Expanded Buybacks Will Likely Support Steady Future Share Performance

Analysts have modestly adjusted their price target on Encore Capital Group, increasing it by $0.00 per share as they reaffirm expectations for steady revenue growth, resilient profit margins, and a stable valuation multiple that remains aligned with prior assumptions. What's in the News Encore Capital Group increased its equity buyback authorization by $300 million on November 5, 2025, lifting the total repurchase capacity to $600 million (company announcement).
Narratiefupdate Dec 06

ECPG: Expanded Share Repurchases Will Support Stronger Future Share Price Performance

Analysts have raised their price target on Encore Capital Group slightly to align with a refined fair value estimate of $60.25. This reflects stable growth and margin assumptions that support a modestly improved outlook.
Narratiefupdate Nov 22

ECPG: Expanded Share Buybacks Will Drive Future Share Price Gains

Analysts have revised their price target for Encore Capital Group, lowering it from $60.25 to $60.25. This reflects a minimal adjustment as updated projections for future price-to-earnings ratios shift slightly.
Narratiefupdate Nov 07

ECPG: Updated Outlook Suggests Profitability Will Drive Higher Share Prices

Analysts have raised their price target for Encore Capital Group from $57.25 to $60.25 per share. They cite an updated assessment of growth prospects and profitability, despite modest adjustments to revenue forecasts and profit margins.
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Nieuw narratief May 28

US Consumer Lending Will Fuel Portfolio Expansion

Elevated supply of non-performing loans and favorable credit conditions are fueling Encore's portfolio growth, earnings expansion, and future revenue opportunities.
Analyseartikel Jun 01

We Think Shareholders May Want To Consider A Review Of Encore Capital Group, Inc.'s (NASDAQ:ECPG) CEO Compensation Package

Key Insights Encore Capital Group's Annual General Meeting to take place on 7th of June CEO Ashish Masih's total...
Analyseartikel Dec 18

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analyseartikel Sep 18

Do Encore Capital Group's (NASDAQ:ECPG) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Seeking Alpha Jul 12

Encore Capital Group stock gains after positive mention on CNBC

Encore Capital Group (NASDAQ:ECPG) stock gained 4.2% in Tuesday trading after Ritholtz's Josh Brown mentioned the publicly traded debt collector in the U.S. in CNBC's Halftime Report. "I have a small position, I intend to add to it," Brown said "Basically, this is an essential part of life. You may not love debt collection, but we are going to have a very big uptick in non-performing loans," he added. He prefaced his comments with: "Don't buy something just because it gets mentioned on TV. SA's Quant system, which historically outperforms the market, has a Hold on Encore Capital (ECPG), compared with the average Wall Street rating of Buy.
Analyseartikel Jun 12

Is Now The Time To Put Encore Capital Group (NASDAQ:ECPG) On Your Watchlist?

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Seeking Alpha Dec 18

Encore Capital: With 13% More Debt Collections, It Looks Like A Buy

Encore Capital is a debt buyer based in the United States. It is ranked as the first player in the U.S. and U.K. in terms of dollars collected. In 2021, the company reported fewer borrowings and fewer investments in receivable portfolios. In light of these figures, I will be assuming that the company is collecting more cash. I tried to be very conservative when I chose the exit multiple. Other competitors trade at 102x-11x FCF, so I believe that 19x FCF is quite acceptable. I also assumed depreciation of $42-$47 million, conservative change in working capital, and capital expenditures of $51-$47 million. The result is a free cash flow of $419-$389 million from 2022 to 2025. In my view, the Board of Directors believes that the shares are undervalued. They wouldn’t be buying $300 million in stock if financial advisors inside Encore believed that the shares are expensive.
Analyseartikel Dec 07

Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
Analyseartikel Sep 01

Should You Be Adding Encore Capital Group (NASDAQ:ECPG) To Your Watchlist Today?

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...

Analyse CEO-vergoeding

Hoe is Ashish Masih's beloning veranderd ten opzichte van Encore Capital Group's winst?
DatumTotale vergoedingSalarisBedrijfswinsten
Mar 31 2026n/an/a

US$296m

Dec 31 2025US$8mUS$923k

US$257m

Sep 30 2025n/an/a

-US$45m

Jun 30 2025n/an/a

-US$89m

Mar 31 2025n/an/a

-US$116m

Dec 31 2024US$5mUS$895k

-US$139m

Sep 30 2024n/an/a

-US$185m

Jun 30 2024n/an/a

-US$196m

Mar 31 2024n/an/a

-US$202m

Dec 31 2023US$5mUS$861k

-US$206m

Sep 30 2023n/an/a

-US$9m

Jun 30 2023n/an/a

US$3m

Mar 31 2023n/an/a

US$37m

Dec 31 2022US$5mUS$832k

US$195m

Sep 30 2022n/an/a

US$344m

Jun 30 2022n/an/a

US$396m

Mar 31 2022n/an/a

US$432m

Dec 31 2021US$5mUS$786k

US$351m

Sep 30 2021n/an/a

US$312m

Jun 30 2021n/an/a

US$283m

Mar 31 2021n/an/a

US$317m

Dec 31 2020US$4mUS$764k

US$212m

Sep 30 2020n/an/a

US$218m

Jun 30 2020n/an/a

US$202m

Mar 31 2020n/an/a

US$108m

Dec 31 2019US$3mUS$750k

US$168m

Compensatie versus markt: De totale vergoeding ($USD 8.11M ) Ashish } ligt boven het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 5.47M ).

Compensatie versus inkomsten: De vergoeding van Ashish is het afgelopen jaar in lijn geweest met de bedrijfsprestaties.


CEO

Ashish Masih (60 yo)

8.9yrs
Tenure
US$8,106,453
Compensatie

Mr. Ashish Masih was Chairman of Cabot Credit Management Group Limited. He has been the Chief Executive Officer and President of Encore Capital Group, Inc. since June 15, 2017. Mr. Masih serves as a Direct...


Leiderschapsteam

NaamPositieTenureCompensatieEigendom
Ashish Masih
President8.9yrsUS$8.11m1.4%
$ 24.1m
Tomas Hernanz
Executive VP1.2yrsUS$3.13m0.039%
$ 673.2k
Andrew Asch
Senior VP3.8yrsUS$1.61m0.068%
$ 1.2m
Ryan Bell
President of Midland Credit Management6.3yrsUS$2.78m0.14%
$ 2.5m
John Yung
President of International & Cabot Credit Management and CEO of Cabot Credit Management3yrsUS$3.17m0.19%
$ 3.2m
Monique Dumais-Chrisope
Senior VP & Chief Information Officer7yrsgeen gegevensgeen gegevens
Bruce Thomas
Vice President of Global Investor Relationsno datageen gegevensgeen gegevens
Steve Carmichael
Senior VP and Chief Risk4.8yrsgeen gegevensgeen gegevens
Faryar Borhani
VP & Chief Communications Officerno datageen gegevensgeen gegevens
Tracy Ting
Senior VP & Chief Human Resources Officer6.7yrsgeen gegevensgeen gegevens
5.6yrs
Gemiddelde duur
51yo
Gemiddelde leeftijd

Ervaren management: Het managementteam van ECPG is doorgewinterd en ervaren (gemiddelde ambtstermijn van 5.6 jaar).


Bestuursleden

NaamPositieTenureCompensatieEigendom
Ashish Masih
President8.9yrsUS$8.11m1.4%
$ 24.1m
Laura Olle
Independent Director12.3yrsUS$250.00k0.049%
$ 841.5k
Michael Monaco
Independent Non-Executive Chairman11.8yrsUS$362.66k0%
$ 0
Ashwini Gupta
Independent Director10.7yrsUS$260.00k0.23%
$ 3.9m
Angela Knight
Independent Director6.7yrsUS$260.00k0%
$ 0
Wendy Hannam
Independent Director10.7yrsUS$267.66k0.023%
$ 401.0k
Jeffrey Hilzinger
Independent Director6.7yrsUS$257.66k0%
$ 0
William Goings
Independent Director3.7yrsUS$255.00k0%
$ 0
Richard Stovsky
Independent Director7.8yrsUS$267.66k0%
$ 0
8.9yrs
Gemiddelde duur
67yo
Gemiddelde leeftijd

Ervaren bestuur: De raad van bestuur van ECPG wordt beschouwd als ervaren (gemiddelde ambtstermijn 8.9 jaar).


Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/05/25 21:26
Aandelenkoers aan het einde van de dag2026/05/22 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Encore Capital Group, Inc. wordt gevolgd door 12 analisten. 4 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Iza RokickaBiuro maklerskie mBanku
David ScharfCitizens JMP Securities, LLC
Richard ShaneJefferies LLC