Dave (DAVE) Aandelenoverzicht
Dave Inc. biedt verschillende financiële producten en diensten aan via zijn financiële dienstenplatform in de Verenigde Staten. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 3/6 |
| Toekomstige groei | 3/6 |
| Prestaties in het verleden | 6/6 |
| Financiële gezondheid | 5/6 |
| Dividenden | 0/6 |
Beloningen
Risicoanalyse
Geen risico's gedetecteerd voor DAVE uit onze risicocontroles.
DAVE Community Fair Values
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Analyst Price Targets
Dave Inc. Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | US$263.81 |
| 52 Week Hoogtepunt | US$287.69 |
| 52 Week Laag | US$102.12 |
| Bèta | 3.94 |
| 1 maand verandering | 52.76% |
| 3 maanden verandering | 61.77% |
| 1 Jaar Verandering | 149.07% |
| 3 jaar verandering | 5,373.24% |
| 5 jaar verandering | -15.60% |
| Verandering sinds IPO | -15.88% |
Recent nieuws en updates
DAVE: 2026 Guidance And Liquidity Are Expected To Support Mispriced Story
Analysts have nudged the fair value estimate for Dave higher from $318 to about $321, citing stronger Q4 execution, reinforced 2026 guidance, additional liquidity, and an upsized $300m buyback authorization as key drivers behind a series of recent price target increases across the Street. Analyst Commentary Recent research on Dave has leaned positive, with several bullish analysts revisiting their models after the latest Q4 update and refreshed 2026 guidance.Dave: Rapid Growth Through Members And AI Implementation
Apr 09
DAVE: 2026 Guidance And Expanded Buyback Will Support Long Term Upside
Analysts have lifted their price targets on Dave into a roughly $295 to $328 range, citing stronger 2026 guidance, added liquidity, an expanded $300m buyback, and recent Q4 execution as key supports for the updated view. Analyst Commentary Bullish analysts are pointing to a cluster of higher price targets in the US$295 to US$328 range as a sign that recent Q4 performance and 2026 guidance are reshaping expectations around Dave's valuation.Recent updates
DAVE: 2026 Guidance And Liquidity Are Expected To Support Mispriced Story
Analysts have nudged the fair value estimate for Dave higher from $318 to about $321, citing stronger Q4 execution, reinforced 2026 guidance, additional liquidity, and an upsized $300m buyback authorization as key drivers behind a series of recent price target increases across the Street. Analyst Commentary Recent research on Dave has leaned positive, with several bullish analysts revisiting their models after the latest Q4 update and refreshed 2026 guidance.Dave: Rapid Growth Through Members And AI Implementation
Apr 09DAVE: 2026 Guidance And Expanded Buyback Will Support Long Term Upside
Analysts have lifted their price targets on Dave into a roughly $295 to $328 range, citing stronger 2026 guidance, added liquidity, an expanded $300m buyback, and recent Q4 execution as key supports for the updated view. Analyst Commentary Bullish analysts are pointing to a cluster of higher price targets in the US$295 to US$328 range as a sign that recent Q4 performance and 2026 guidance are reshaping expectations around Dave's valuation.DAVE: 2026 Guidance And Buyback Are Expected To Support Mispriced Story
Dave’s updated analyst price targets now range from about $295 to $328, reflecting analyst views that recent Q4 results, stronger 2026 guidance, added liquidity, and a larger $300m buyback support the current fair value estimate of $318 per share. Analyst Commentary Recent research points to a cluster of higher price targets in a relatively tight band, with most bullish analysts highlighting Q4 execution, updated 2026 guidance, and liquidity moves as key supports for their fair value views on Dave.DAVE: 2026 Guidance And Buyback Program Will Support Long Term Performance
Analysts have lifted their blended price target on Dave to about $318, citing strong Q4 results; 2026 guidance that sits well ahead of prior expectations; added liquidity of more than $200m; an upsized $300m buyback authorization; and continued confidence in the business model reflected in multiple firms nudging targets into the $295 to $328 range. Analyst Commentary Recent research on Dave clusters around a similar theme, with bullish analysts pointing to strong reported execution, updated guidance and a larger capital return program as key reasons for their higher valuation frameworks.DAVE: Execution On Earned Wage Access Offerings Will Support Long Term Performance
Narrative Update on Dave Analysts now see Dave's fair value at about $300.11, down from $306.38, as they factor in updated assumptions for revenue growth, profit margins, discount rates, and future P/E multiples, informed in part by fresh Earned Wage Access competition and recent initiation research. Analyst Commentary Recent research has sharpened the debate around Dave's position in Earned Wage Access, especially as new products come to market and fresh coverage frames expectations for growth, profitability, and valuation multiples.
DAVE: Higher Future P/E Multiple Will Support Stronger Upside Potential
Analysts now place Dave's fair value at US$274, up from US$177. This reflects updated assumptions around a higher future P/E multiple, along with slightly adjusted discount rate, revenue growth, and profit margin inputs.Little Excitement Around Dave Inc.'s (NASDAQ:DAVE) Earnings As Shares Take 29% Pounding
Feb 05
DAVE: Higher 2025 Revenue Outlook Will Support Stronger Long Term Performance
Analysts have modestly raised their price target on Dave to $306.38, reflecting updated assumptions around the discount rate, revenue growth, profit margin, and future P/E levels that are largely consistent with prior estimates but have been fine tuned at the margins. What's in the News Dave reported that under the share repurchase program announced on August 13, 2025, the company completed buybacks of 0 shares for a total of $0 million, covering the period from August 13, 2025 to September 30, 2025 (company disclosure).DAVE: Higher 2025 Earnings Outlook Will Support Stronger Long Term Upside
Analysts have lifted their price target on Dave from $320 to $347, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their valuation work. What's in the News Dave reported that from August 13, 2025 to September 30, 2025, it repurchased 0 shares for $0 million under its announced buyback program, which is now described as completed (Key Developments).DAVE: Elevated Revenue Guidance Will Drive Stronger Long Term Performance
Analysts have modestly raised their price target for Dave to approximately $306.38 per share, citing marginal adjustments to discount rate assumptions and long term valuation multiples, while core growth and profitability forecasts remain essentially unchanged. What's in the News Dave Inc.DAVE: Reduced Credit Risk Will Drive Future Performance Ahead
Analysts have modestly raised their price target on Dave to about $300 per share, citing reduced risk around Q2 credit performance, easing concerns over JP Morgan and Plaid data pricing, and the potential for new growth avenues including 2026 product launches and a more efficient financing model. Analyst Commentary Bullish Takeaways Bullish analysts see the de-risking of Q2 credit performance as a key support for the higher valuation, arguing that improved credit visibility reduces downside to earnings estimates.DAVE: Credit Improvements And Data Pricing Will Drive Performance Ahead
Dave's fair value estimate has been raised from $285 to $306.38. Analysts cite de-risked credit concerns, stabilized data pricing, and expectations for growth from new products and improved financing efficiency as reasons for the adjustment.DAVE: Reduced Credit Risks Will Drive Increased Confidence in Forward Projections
Analysts have increased their price target for Dave from $271.86 to $285.00. They cite reduced risks around credit, continued conservative forecasts, and new growth opportunities ahead as key drivers for the revision.Mobile-first Banking Trends Will Empower Financial Flexibility
Dave’s valuation has climbed as a higher future P/E suggests optimism for growth despite a deteriorating net profit margin, driving the consensus analyst price target up from $241.43 to $271.00. What's in the News Raised 2025 GAAP operating revenue guidance to $505 million - $515 million from $460 million - $475 million.Dave Inc.'s (NASDAQ:DAVE) Share Price Is Still Matching Investor Opinion Despite 30% Slump
Aug 07Forecast: Analysts Think Dave Inc.'s (NASDAQ:DAVE) Business Prospects Have Improved Drastically
May 16Dave Inc.'s (NASDAQ:DAVE) P/S Is Still On The Mark Following 48% Share Price Bounce
May 04Dave: Still Bullish, But Best Money Has Been Made (Rating Downgrade)
Apr 01Dave: Improving Financials Support Premium Valuation
Mar 25Dave Inc.: Excellent Growth But Valuation Concerns
Feb 20Market Participants Recognise Dave Inc.'s (NASDAQ:DAVE) Revenues Pushing Shares 29% Higher
Feb 11Dave: Found Their Niche, Buy Now
Feb 09Dave: Uncertainties Around Its Business Model Make It An Expensive Stock
Jan 22Dave: Why I'm Long This Inflection Stock
Dec 16Dave Inc.'s (NASDAQ:DAVE) 86% Share Price Surge Not Quite Adding Up
Nov 20Dave: A Fintech With Long-Term Growth Potential
Oct 11Dave Inc.'s (NASDAQ:DAVE) Price Is Right But Growth Is Lacking After Shares Rocket 25%
Oct 06
Innovative Fintech Optimizes Operations And Expands Products For Robust Profit Growth
Continuous operational efficiency improvements and accelerated revenue growth suggest positive impacts on net margins.A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)
Sep 10Dave: ~$30 Represents A More Sensible Terrain To Own This Fintech Disruptor
Sep 03Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem
Aug 14Dave Is An Underappreciated Fintech With $10+ Of EPS Potential In 2025
Jul 03Dave: This Former Meme Stock Is Now Profitable And Cheap Until $70
May 13Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce
May 09Dave: This Move Higher Is Not Done
Apr 23Dave Inc. (NASDAQ:DAVE) Soars 43% But It's A Story Of Risk Vs Reward
Mar 07Dave: Ready To Move Higher In 2024
Feb 26Dave: Do Not Short The Blistering Rally Of This Neobank
Feb 12Market Might Still Lack Some Conviction On Dave Inc. (NASDAQ:DAVE) Even After 27% Share Price Boost
Jan 17Dave Inc. (NASDAQ:DAVE) Doing What It Can To Lift Shares
Nov 14Earnings Update: Dave Inc. (NASDAQ:DAVE) Just Reported And Analysts Are Trimming Their Forecasts
Mar 09Rendement voor aandeelhouders
| DAVE | US Consumer Finance | US Markt | |
|---|---|---|---|
| 7D | -5.3% | -1.2% | 1.8% |
| 1Y | 149.1% | 11.2% | 29.8% |
Rendement versus industrie: DAVE overtrof de US Consumer Finance industrie, die het afgelopen jaar een rendement 11.2 % opleverde.
Rendement versus markt: DAVE overtrof de US markt, die het afgelopen jaar een rendement opleverde van 29.8 %.
Prijsvolatiliteit
| DAVE volatility | |
|---|---|
| DAVE Average Weekly Movement | 10.6% |
| Consumer Finance Industry Average Movement | 6.8% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stabiele aandelenkoers: DAVE heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de US markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 11% ) van DAVE is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 2015 | 280 | Jason Wilk | dave.com |
Dave Inc. biedt verschillende financiële producten en diensten aan via zijn financiële dienstenplatform in de Verenigde Staten. Het biedt Budget, een tool voor persoonlijk financieel beheer die leden helpt te anticiperen op komende transacties en meldingen te ontvangen door gebruik te maken van historische bankrekeninggegevens om terugkerende kosten te identificeren; ExtraCash, een vorm van discretionair rood staan om liquiditeitsgaten tussen salarisstroken te overbruggen; Side Hustle, een sollicitatieportaal om aanvullend of tijdelijk werk te vinden. Het bedrijf biedt ook Dave Checking, een digitale direct opvraagbare depositorekening.
Dave Inc. Samenvatting
| DAVE fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | US$3.58b |
| Inkomsten(TTM) | US$195.87m |
| Inkomsten(TTM) | US$554.18m |
17.3x
Koers/Winstverhouding6.1x
P/S-verhoudingIs DAVE overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| DAVE resultatenrekening (TTM) | |
|---|---|
| Inkomsten | US$554.18m |
| Kosten van inkomsten | US$165.04m |
| Brutowinst | US$389.14m |
| Overige uitgaven | US$193.28m |
| Inkomsten | US$195.87m |
Laatst gerapporteerde inkomsten
Dec 31, 2025
Volgende inkomensdatum
n.v.t.
| Winst per aandeel (EPS) | 15.29 |
| Brutomarge | 70.22% |
| Nettowinstmarge | 35.34% |
| Schuld/Eigen Vermogen Verhouding | 21.3% |
Hoe presteerde DAVE op de lange termijn?
Bekijk historische prestaties en vergelijkingBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/05 09:07 |
| Aandelenkoers aan het einde van de dag | 2026/05/05 00:00 |
| Inkomsten | 2025/12/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
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| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Dave Inc. wordt gevolgd door 13 analisten. 9 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Mark Palmer | Benchmark Company |
| Harold Goetsch | B. Riley Securities, Inc. |