Independent Bank (Nasdaq:IBCP) - Aandelenkoers, Nieuws & Analyse

IBCP Overzicht aandelen

IBCP fundamentele analyse
Sneeuwvlok Score
Waardering	4/6
Toekomstige groei	0/6
Prestaties in het verleden	3/6
Financiële gezondheid	6/6
Dividenden	5/6

Beloningen

Verhandeld tegen 54.5% onder onze schatting van de reële waarde

De winst groeide het afgelopen jaar met 2.8%

Betaalt een betrouwbaar dividend van 2.55%

Risicoanalyse

Geen risico's gedetecteerd voor IBCP uit onze risicocontroles.

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

WarrenAI

Based on Analyst Price Targets

Calculated Loan Growth And Efficiency Enhancements Drive Positive Outlook For Banking Sector

Key Takeaways Commercial loan growth and strategic banker additions are set to boost net interest income and overall earnings. Efficiency improvements and a strategic focus on higher-yielding loans target enhanced net interest margin and earnings growth.

View narrative

US$36.00

4.8% overvalued

-0.083%

Revenue growth p.a.

1 day ago

Independent Bank Corporation Concurrenten

Great Southern Bancorp

NasdaqGS:GSBC

US$721.4m

Hanmi Financial

NasdaqGS:HAFC

US$760.5m

W.T.B. Financial

OTCPK:WTBF.B

US$748.1m

MetroCity Bankshares

NasdaqGS:MCBS

US$846.8m

Prijsgeschiedenis en prestaties

Overzicht van alle hoogtepunten, veranderingen en prijsdalingen voor Independent Bank
Historische aandelenkoersen
Huidige aandelenkoers	US$37.72
52 Week Hoogtepunt	US$39.52
52 Week Laag	US$20.50
Bèta	0.98
11 maand verandering	12.53%
3 maanden verandering	9.91%
1 Jaar Verandering	75.44%
33 jaar verandering	59.02%
5 jaar verandering	67.57%
Verandering sinds IPO	209.29%

Recent nieuws en updates

Independent Bank: Fairly Valued With A Stable Earnings Outlook

Oct 29

Independent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24

Oct 26

Recent updates

Independent Bank's (NASDAQ:IBCP) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 29

Independent Bank (NASDAQ:IBCP) Is Increasing Its Dividend To $0.23

Feb 10

Independent Bank declares $0.22 dividend

Oct 18

Independent Bank GAAP EPS of $0.61 beats by $0.06, revenue of $50.69M

Jul 26

Independent Bank declares $0.22 dividend

Jul 19

Independent Bank: Attractively Valued But Earnings Likely To Dip

Jun 22

Analyst Forecasts For Independent Bank Corporation (NASDAQ:IBCP) Are Surging Higher

Apr 30

Independent Bank: Track Record Of 5 Year 20%+ EPS Growth

Feb 14

Independent Bank (NASDAQ:IBCP) Is Increasing Its Dividend To US$0.22

Jan 28

Independent Bank (NASDAQ:IBCP) Has Announced A Dividend Of US$0.21

Oct 23

Independent Bank: Not Quite Firing On All Cylinders

Aug 10

Independent Bank (NASDAQ:IBCP) Has Announced A Dividend Of US$0.21

Jul 30

Independent Bank: Attractively Priced With A Positive Earnings Outlook

May 30

Independent Bank Corporation 2021 Q1 - Results - Earnings Call Presentation

Apr 27

Here's Why Independent Bank Corporation's (NASDAQ:IBCP) CEO Compensation Is The Least Of Shareholders' Concerns

Apr 14

Is Now The Time To Put Independent Bank (NASDAQ:IBCP) On Your Watchlist?

Mar 23

Shareholders Of Independent Bank (NASDAQ:IBCP) Must Be Happy With Their 69% Return

Feb 25

Rendement voor aandeelhouders

	IBCP	US Banks	US Markt
7D	-0.5%	0.8%	0.3%
1Y	75.4%	55.5%	31.1%

Rendement versus industrie: IBCP overtrof de US Banks industrie, die het afgelopen jaar een rendement 55.5 % opleverde.

Rendement versus markt: IBCP overtrof de US markt, die het afgelopen jaar een rendement opleverde van 31.1 %.

Prijsvolatiliteit

Is IBCP's price volatile compared to industry and market?
IBCP volatility
IBCP Average Weekly Movement	6.1%
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stabiele aandelenkoers: IBCP heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend.

Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 6% ) van IBCP is het afgelopen jaar stabiel geweest.

Over het bedrijf

Opgericht	Werknemers	CEO	Website
1864	787	Brad Kessel	www.independentbank.com

Independent Bank Corporation is de bankholding voor Independent Bank die commerciële bankdiensten verleent aan particulieren en bedrijven in landelijke en voorstedelijke gemeenschappen in Michigan. De bank biedt betaal- en spaarrekeningen, commerciële leningen, directe en indirecte consumentenfinanciering, hypothecaire leningen en kluisdiensten. Het bedrijf biedt ook titelverzekeringsdiensten en beleggingsdiensten, evenals geldautomaten en internet- en mobiele bankdiensten.

Independent Bank Corporation Samenvatting

Hoe verhouden de winst en inkomsten van Independent Bank zich tot de beurswaarde?
IBCP fundamentele statistieken
Marktkapitalisatie	US$774.54m
Inkomsten(TTM)	US$62.07m
Inkomsten(TTM)	US$208.21m

12.7x

Koers/Winstverhouding

1.7x

P/B-verhouding

Is IBCP overgewaardeerd?

Zie Reële waarde en waarderingsanalyse

Inkomsten en omzet

Belangrijkste winstgevendheidsstatistieken uit het laatste winstverslag (TTM)
IBCP resultatenrekening (TTM)
Inkomsten	US$208.21m
Kosten van inkomsten	US$0
Brutowinst	US$208.21m
Overige uitgaven	US$146.14m
Inkomsten	US$62.07m

Laatst gerapporteerde inkomsten

Sep 30, 2024

Volgende inkomensdatum

n.v.t.

Winst per aandeel (EPS)	2.97
Brutomarge	100.00%
Nettowinstmarge	29.81%
Schuld/Eigen Vermogen Verhouding	22.9%

Hoe presteerde IBCP op de lange termijn?

Bekijk historische prestaties en vergelijking

Dividenden

2.5%

Huidig dividendrendement

32%

Uitbetalingsratio

IBCP Overzicht aandelen

Beloningen

Risicoanalyse

Calculated Loan Growth And Efficiency Enhancements Drive Positive Outlook For Banking Sector

Independent Bank Corporation Concurrenten

NasdaqGS:GSBC

US$721.4m

NasdaqGS:HAFC

US$760.5m

OTCPK:WTBF.B

US$748.1m

NasdaqGS:MCBS

US$846.8m

Prijsgeschiedenis en prestaties

Recent nieuws en updates

Investor sentiment improves as stock rises 16%

Independent Bank: Fairly Valued With A Stable Earnings Outlook

Independent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24

Independent Bank Corporation Reports Net Charge Offs for the Third Quarter Ended September 30, 2024

Independent Bank Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on November 15, 2024

Second quarter 2024 earnings released: EPS: US$0.89 (vs US$0.70 in 2Q 2023)

Recent updates

Investor sentiment improves as stock rises 16%

Independent Bank: Fairly Valued With A Stable Earnings Outlook

Independent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24

Independent Bank Corporation Reports Net Charge Offs for the Third Quarter Ended September 30, 2024

Independent Bank Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on November 15, 2024

Second quarter 2024 earnings released: EPS: US$0.89 (vs US$0.70 in 2Q 2023)

Second quarter dividend of US$0.24 announced

Independent Bank Corporation to Report Q3, 2024 Results on Oct 24, 2024

Second quarter 2024 earnings: EPS exceeds analyst expectations

Price target increased by 18% to US$31.60

First quarter dividend of US$0.24 announced

Independent Bank Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on August 15, 2024

Investor sentiment improves as stock rises 18%

Independent Bank Corporation to Report Q2, 2024 Results on Jul 25, 2024

New minor risk - Insider selling

Independent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24

First quarter 2024 earnings: EPS exceeds analyst expectations

Independent Bank Corporation and Independent Bank Announces Changes to Its Board

Independent Bank Corporation Announces Quarterly Cash Dividend on Common Stock, Payable on May 13, 2024

Independent Bank Corporation to Report Q1, 2024 Results on Apr 25, 2024

Full year 2023 earnings: EPS misses analyst expectations

Independent Bank: Earnings Outlook Is Positive But I'm Downgrading To Hold

President exercised options and sold US$154k worth of stock

Price target increased by 13% to US$26.75

Fourth quarter dividend increased to US$0.24

Full year 2023 earnings: EPS misses analyst expectations

Independent Bank Corporation Announces Loan Net Charge-Offs for Fourth Quarter of 2023

Independent Bank Corporation Announces Quarterly Cash Dividend on Common Stock, Payable on February 15, 2024

Price target increased by 10% to US$23.75

Independent Bank Corporation to Report Q4, 2023 Results on Jan 25, 2024

Consensus EPS estimates increase by 12%

Upcoming dividend of US$0.23 per share at 5.0% yield

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Independent Bank Corporation Announces Quarterly Cash Dividend, Payable on November 13, 2023

Independent Bank Corporation to Report Q3, 2023 Results on Oct 24, 2023

Price target increased by 8.5% to US$21.80

Upcoming dividend of US$0.23 per share at 4.4% yield

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

Independent Bank Corporation Announces Quarterly Cash Dividend, Payable on August 14, 2023

Independent Bank Corporation to Report Q2, 2023 Results on Jul 25, 2023

Investor sentiment improves as stock rises 17%

Independent Bank's (NASDAQ:IBCP) Shareholders Will Receive A Bigger Dividend Than Last Year

Price target decreased by 7.8% to US$22.60

Investor sentiment deteriorates as stock falls 15%

Full year 2022 earnings: Revenues miss analyst expectations

Independent Bank (NASDAQ:IBCP) Is Increasing Its Dividend To $0.23

Independent Bank Corporation Announces 5% Increase in Quarterly Cash Dividend on Common Stock, Payable on February 24, 2023

Full year 2022 earnings: EPS in line with expectations, revenues disappoint

President exercised options and sold US$118k worth of stock

Independent Bank Corporation to Report Q4, 2022 Results on Jan 26, 2023

Insufficient new directors

Insufficient new directors

Consensus forecasts updated

Upcoming dividend of US$0.22 per share

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

Independent Bank Corporation Announces Quarterly Cash Dividend on Common Stock, Payable on November 14, 2022

Independent Bank declares $0.22 dividend

Independent Bank Corporation to Report Q3, 2022 Results on Oct 25, 2022