IBCP Share Price Performance
US$33.04
-5.24 (-13.69%)
6.7% undervalued intrinsic discount
US$35.40
Fair Value
Price US$33.04
AnalystConsensusTarget US$35.40
Fair ValueUS$35.40
Share Pricen/a
Independent Bank Corporation Stock Price
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IBCP Community Narratives
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Fair Value US$35.4 6.7% undervalued intrinsic discount
AI Investments And Midwest Loans Will Drive Future Efficiency
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AI Investments And Midwest Loans Will Drive Future Efficiency
Key Takeaways Strategic adoption of AI and targeted expansion in Midwest markets support efficiency improvements and growth in loans, revenue, and new client relationships. Strong credit quality, disciplined underwriting, and opportunities for acquisitions underpin durable earnings and position the bank for stable long-term growth.Read more
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AN
US$35.4
6.7% undervalued intrinsic discount
AnalystConsensusTarget Fair Value
Revenue growth
-5.25% p.a.
Profit Margin
41.05%
Future PE
11.35x
Share price in 2028
US$42.74
Recently Updated Narratives
AN
AI Investments And Midwest Loans Will Drive Future Efficiency
Fair Value: US$35.4 6.7% undervalued intrinsic discount
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Snowflake Analysis
Independent Bank Corporation Key Details
Last Reported Earnings
Sep 30, 2025
Next Reporting Earnings
n/a
- 3.31
- 100.00%
- 30.70%
- 12.8%
About IBCP
- Founded
- 1864
- Employees
- 783
- CEO
- WebsiteView website
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties, as well as other consumer loans; and investment and financial services. In addition, the company offers cash management; investment management and trust services; additional services, such as estate settlement, financial planning, tax services, and other special services; sale of mutual fund shares, unit investment trust shares, third party model portfolios, general securities, and fixed and variable annuities, as well as life insurance products; debit and credit card; safe deposit box services; automatic teller machines; and internet and mobile banking services. Independent Bank Corporation was founded in 1864 and is based in Grand Rapids, Michigan.
