IBCP Share Price Performance
US$36.86
3.81 (11.53%)
8.8% undervalued intrinsic discount
US$40.40
Fair Value
Price US$36.86
AnalystConsensusTarget US$40.40
Fair ValueUS$40.40
Share Pricen/a
Narrative Update • Jul 28
Independent Bank Corporation Stock Price
- 1 Narratives written by author
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- 6 Fair Values set on narratives written by author
IBCP Community Narratives
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Fair Value
·Fair Value US$40.4 8.8% undervalued intrinsic discount
AI Investments And Midwest Loans Will Drive Future Efficiency
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AI Investments And Midwest Loans Will Drive Future Efficiency
Independent Bank is betting on new AI tools and a push into fast-growing Midwest markets to cut costs and grow lending, even as bigger banks and fintechs raise the bar on digital service. The bigger question is whether its heavy ties to Michigan and rising funding pressures could undo the gains.Read more
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US$40.4
8.8% undervalued intrinsic discount
Fair Value
Revenue
3.31% p.a.
Profit Margin
40.83%
Future PE
9.56x
Price in 2029
US$48.94
Trending Discussion
No trending discussion available.
Recently Updated Narratives
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IBCP: Future Returns Will Reflect Upgrade Tailwind And Stable Earnings Profile
Fair Value: US$40.4 8.8% undervalued intrinsic discount
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Snowflake Analysis
Independent Bank Corporation Key Details
Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
- 3.23
- 100.00%
- 31.10%
- 34.1%
About IBCP
- Founded
- 1864
- Employees
- 781
- CEO
- WebsiteView website
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties, as well as other consumer loans; and investment and financial services. In addition, the company offers cash management; investment management and trust services; additional services, such as estate settlement, financial planning, tax services, and other special services; sale of mutual fund shares, unit investment trust shares, third party model portfolios, general securities, and fixed and variable annuities, as well as life insurance products; debit and credit card; safe deposit box services; automatic teller machines; and internet and mobile banking services. Independent Bank Corporation was founded in 1864 and is based in Grand Rapids, Michigan.
