Independent Bank Toekomstige groei
Future criteriumcontroles 1/6
De verwachting is dat Independent Bank de winst en omzet met respectievelijk 12% en 4.7% per jaar zal laten groeien, terwijl de winst per aandeel naar verwachting zal groeien met 7.4% per jaar.
Belangrijke informatie
12.0%
Groei van de winst
7.39%
Groei van de winst per aandeel
| Banks winstgroei | 8.2% |
| Inkomstengroei | 4.7% |
| Toekomstig rendement op eigen vermogen | n/a |
| Dekking van analisten | Low |
| Laatst bijgewerkt | 27 Apr 2026 |
Recente toekomstige groei-updates
Recent updates
IBCP: Future Upside Will Rely On Buybacks And Stable Earnings Profile
Analysts have raised their price target on Independent Bank, with recent Street research pointing to a combined increase of $5. They attribute this change to updated assumptions on valuation multiples rather than changes in fair value, discount rate, revenue growth, profit margin, or future P/E inputs.IBCP: Fairly Valued Outlook Will Depend On Buybacks And Long Term Profitability
Analysts have nudged their price target on Independent Bank slightly higher to $37.60, citing updated assumptions around long term profitability and a modestly higher future P/E multiple, following recent $3 and $2 target increases from the Street. Analyst Commentary Recent price target moves around Independent Bank give you a window into how the Street is thinking about the risk and reward here.IBCP: Fairly Valued Outlook Will Rely On Buybacks And Modest Earnings Execution
Analysts have nudged their price target on Independent Bank slightly higher to about $37.50, citing updated assumptions for modestly positive revenue growth, a small adjustment in the discount rate, and a similar forward P/E outlook that together support a refined view of fair value. Analyst Commentary Recent research updates reflect a slightly more constructive stance on Independent Bank, with modest increases in published price targets and fine tuning of valuation inputs, including discount rate assumptions and forward P/E expectations.IBCP: Fairly Valued Outlook Will Rely On Buybacks And Earnings Consistency
Analysts recently raised their price target on Independent Bank by $2 to $37.40, citing updated assumptions on fair value, discount rate, revenue growth, margins, and forward P/E that they see reflected in recent Street research. Analyst Commentary Bullish Takeaways Bullish analysts view the new US$37.40 price target as better aligned with their updated fair value work, which incorporates recent changes in revenue growth assumptions and margin expectations.Independent Bank: A Solid Bank But Not Cheap Enough
Summary Independent Bank Corporation had a stellar 2024 with a 36% price return, but 2025 looks more challenging with moderate loan growth. Deposits increased to $4.70 billion, with a reduced cost of funds, while the loan portfolio is expected to grow by 5-6% in 2025. Despite strong fundamentals and low non-performing loans, IBCP stock's current price lacks a sufficient margin of safety, trading 25% above its 10-year average Price/TBV per share. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Dividend Will Be Increased To $0.26
Independent Bank Corporation ( NASDAQ:IBCP ) will increase its dividend on the 14th of February to $0.26, which is 8.3...Independent Bank: Fairly Valued With A Stable Earnings Outlook
Summary Independent Bank’s efforts to boost loan growth will likely compensate for a sub-optimal operating environment in Michigan. The net interest margin could slip further because of interest rate cuts. I’ve slightly raised my earnings estimate for 2024, as most income statement line items have slightly outperformed my expectations. The December 2025 target price is close to the current market price. Further, IBCP is offering a moderate dividend yield. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24
Independent Bank Corporation's ( NASDAQ:IBCP ) investors are due to receive a payment of $0.24 per share on 15th of...
Volatile Loan Growth And Unsustainable Interest Margin Expansion Threaten Bank's Profitability
Reliance on net interest margin expansion in fluctuating interest rate situations may threaten future profitability and net interest income.Independent Bank's (NASDAQ:IBCP) Dividend Will Be $0.24
The board of Independent Bank Corporation ( NASDAQ:IBCP ) has announced that it will pay a dividend on the 13th of May...Independent Bank: Earnings Outlook Is Positive But I'm Downgrading To Hold
Summary Independent Bank Corporation management’s initiatives will likely continue to drive loan growth this year. The anticipated interest rate cuts will likely restrict the margin’s expansion in the year ahead. The December 2023 target price suggests a very small upside from the current market price. Independent Bank is offering a good dividend yield of 4.0%. Read the full article on Seeking AlphaIndependent Bank's (NASDAQ:IBCP) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Independent Bank Corporation ( NASDAQ:IBCP ) has announced that it will be paying its dividend of $0.23 on...Independent Bank (NASDAQ:IBCP) Is Increasing Its Dividend To $0.23
The board of Independent Bank Corporation ( NASDAQ:IBCP ) has announced that it will be increasing its dividend by 4.5...Winst- en omzetgroeiprognoses
| Datum | Inkomsten | Inkomsten | Vrije kasstroom | Geldmiddelen uit operationele activiteiten | Gem. Aantal analisten |
|---|---|---|---|---|---|
| 12/31/2027 | 242 | 86 | N/A | N/A | 3 |
| 12/31/2026 | 220 | 74 | N/A | N/A | 3 |
| 3/31/2026 | 225 | 70 | 38 | 48 | N/A |
| 12/31/2025 | 220 | 69 | 70 | 77 | N/A |
| 9/30/2025 | 223 | 68 | 64 | 73 | N/A |
| 6/30/2025 | 217 | 65 | 63 | 72 | N/A |
| 3/31/2025 | 220 | 66 | 53 | 62 | N/A |
| 12/31/2024 | 218 | 67 | 55 | 63 | N/A |
| 9/30/2024 | 208 | 62 | 58 | 64 | N/A |
| 6/30/2024 | 212 | 66 | 67 | 72 | N/A |
| 3/31/2024 | 206 | 62 | 68 | 73 | N/A |
| 12/31/2023 | 201 | 59 | 70 | 76 | N/A |
| 9/30/2023 | 202 | 60 | 53 | 60 | N/A |
| 6/30/2023 | 202 | 60 | 61 | 67 | N/A |
| 3/31/2023 | 199 | 58 | 75 | 79 | N/A |
| 12/31/2022 | 206 | 63 | 89 | 95 | N/A |
| 9/30/2022 | 205 | 61 | 143 | 148 | N/A |
| 6/30/2022 | 205 | 59 | 99 | 105 | N/A |
| 3/31/2022 | 205 | 59 | 107 | 114 | N/A |
| 12/31/2021 | 208 | 63 | 104 | 110 | N/A |
| 9/30/2021 | 213 | 67 | 70 | 76 | N/A |
| 6/30/2021 | 217 | 71 | 76 | 81 | N/A |
| 3/31/2021 | 215 | 73 | 66 | 71 | N/A |
| 12/31/2020 | 192 | 56 | 54 | 59 | N/A |
| 9/30/2020 | 185 | 53 | 61 | 66 | N/A |
| 6/30/2020 | 170 | 46 | 59 | 64 | N/A |
| 3/31/2020 | 164 | 42 | 41 | 46 | N/A |
| 12/31/2019 | 169 | 46 | N/A | 34 | N/A |
| 9/30/2019 | 162 | 42 | N/A | 30 | N/A |
| 6/30/2019 | 160 | 42 | N/A | 46 | N/A |
| 3/31/2019 | 161 | 40 | N/A | 48 | N/A |
| 12/31/2018 | 157 | 40 | N/A | 45 | N/A |
| 9/30/2018 | 152 | 32 | N/A | 53 | N/A |
| 6/30/2018 | 143 | 27 | N/A | 39 | N/A |
| 3/31/2018 | 134 | 24 | N/A | 42 | N/A |
| 12/31/2017 | 131 | 20 | N/A | 39 | N/A |
| 9/30/2017 | 127 | 25 | N/A | 17 | N/A |
| 6/30/2017 | 126 | 24 | N/A | 22 | N/A |
| 3/31/2017 | 125 | 25 | N/A | 22 | N/A |
| 12/31/2016 | 122 | 23 | N/A | 24 | N/A |
| 9/30/2016 | 121 | 22 | N/A | 17 | N/A |
| 6/30/2016 | 119 | 21 | N/A | 31 | N/A |
| 3/31/2016 | 117 | 20 | N/A | 32 | N/A |
| 12/31/2015 | 116 | 20 | N/A | 23 | N/A |
| 9/30/2015 | 115 | 18 | N/A | 26 | N/A |
| 6/30/2015 | 115 | 18 | N/A | 13 | N/A |
Toekomstige groeivoorspellingen analisten
Verdiensten versus spaarpercentage: De verwachte winstgroei IBCP ( 12% per jaar) ligt boven de spaarquote ( 3.5% ).
Winst versus markt: De winst van IBCP ( 12% per jaar) zal naar verwachting langzamer groeien dan de markt US ( 18.7% per jaar).
Hoge groeiwinsten: De winst van IBCP zal naar verwachting groeien, maar niet aanzienlijk.
Omzet versus markt: De omzet van IBCP ( 4.7% per jaar) zal naar verwachting langzamer groeien dan de markt US ( 13% per jaar).
Hoge groei-inkomsten: De omzet van IBCP ( 4.7% per jaar) zal naar verwachting langzamer groeien dan 20% per jaar.
Groeiprognoses winst per aandeel
Toekomstig rendement op eigen vermogen
Toekomstige ROE: Onvoldoende gegevens om te bepalen of het rendement op eigen vermogen van IBCP naar verwachting over 3 jaar hoog zal zijn
Ontdek groeibedrijven
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/06/17 19:51 |
| Aandelenkoers aan het einde van de dag | 2026/06/17 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Independent Bank Corporation wordt gevolgd door 6 analisten. 5 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| null null | D.A. Davidson & Co. |
| Peter Winter | D.A. Davidson & Co. |
| Brendan Nosal | Hovde Group, LLC |