Banco Macro Inkomsten in het verleden
Verleden criteriumcontroles 2/6
Banco Macro heeft de winst zien groeien met een gemiddeld jaarlijks percentage van 34.1%, terwijl de Banks-industrie de winst zag groeien met 41% per jaar. De inkomsten zijn gegroeid met een gemiddeld jaarlijks percentage van 39.6%. Het rendement op eigen vermogen van Banco Macro is 5.6%, en het heeft een nettomarge van 7.1%.
Belangrijke informatie
34.13%
Groei van de winst
34.13%
Groei van de winst per aandeel
| Banks Groei van de industrie | 38.31% |
| Inkomstengroei | 39.55% |
| Rendement op eigen vermogen | 5.55% |
| Nettomarge | 7.12% |
| Volgende winstupdate | 28 May 2026 |
Recente prestatie-updates uit het verleden
Recent updates
Narratiefupdate • May 03
BMA: Dividend Instalments And Governance Changes Will Support Measured Fintech Upside
Analysts have trimmed their fair value estimate for Banco Macro to ARS 11,679 from ARS 12,040, citing updated assumptions for revenue growth, profit margins, discount rate, and a higher future P/E multiple. What's in the News Banco Macro plans to pay instalment No. 10 of a cash dividend totaling ARS 41,777,807,598.97, or ARS 65.3400708982 per share, with availability from March 30, 2026 and a record date of March 27, 2026, following prior shareholder and regulator approvals (Key Developments).
Narratiefupdate • Apr 18
BMA: Future Dividend Stream And Fintech Deal Will Drive Upside
Analysts have kept their ARS fair value estimate for Banco Macro broadly unchanged at about ARS 24,522, with the slight adjustment tied to updated views on discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Banco Macro plans to pay instalment No. 10 of a cash dividend of ARS 41,777,807,598.97, equal to ARS 65.3400708982 per share, with availability from March 30, 2026, and a record date of March 27, 2026 (company announcement).Narratiefupdate • Apr 03
BMA: Fintech Partnership And Large Dividends Will Support Future Upside
Analysts have trimmed their ARS price target for Banco Macro to ARS 24,522.06, reflecting updated assumptions for a lower revenue growth rate, a slightly higher profit margin, and a modestly reduced future P/E multiple. What's in the News Banco Macro plans to pay shareholders instalment No. 10 of a cash dividend totaling ARS 41,777,807,598.97, equal to ARS 65.3400708982 per share, with availability from March 30, 2026 and a record date of March 27, 2026 (company announcement).Narratiefupdate • Mar 20
BMA: Cash Dividend Will Support Future Upside In Fintech Expansion
Analysts have maintained their ARS 12,040 price target on Banco Macro, citing updated assumptions that include a slightly different discount rate, revenue growth, profit margin, and future P/E inputs that still support the existing valuation framework. What's in the News Banco Macro is scheduled to hold a Board meeting on April 8, 2026, at 14:00 Coordinated Universal Time.Narratiefupdate • Mar 06
BMA: Large Cash Dividend And Fintech Partnership Will Support Future Upside
Analysts have adjusted their view on Banco Macro with a refreshed ARS 12,040 price target, reflecting updated assumptions for discount rate, revenue growth, profit margin and future P/E that together indicate a more conservative earnings and valuation profile than previously modeled. What's in the News Banco Macro has a Board Meeting scheduled for December 17, 2025, with an agenda that includes considering payment of instalment No. 7 of the cash dividend to shareholders (Key Developments).Narratiefupdate • Feb 19
BMA: Fintech Alliance And Capital Strength Will Support Future Upside
Analysts have adjusted their price target on Banco Macro to ARS 24,522.06. The change is mainly linked to updated assumptions around the discount rate, revenue growth, profit margins, and a revised future P/E of 17.09x.Narratiefupdate • Feb 05
BMA: High Capital Strength And Fintech Partnership Will Support Future Upside
The analyst price target for Banco Macro has increased from US$18,960.00 to US$24,522.06. Analysts cite the bank's high capital ratios, relatively stable net interest margins, lower asset quality risks, and a more balanced sector view following recent share rallies as key reasons for the revision.
Narratiefupdate • Jan 22
BMA: High Capital Strength And Post Election Credit Cycle Will Drive Upside
Analysts have lifted their fair value estimate for Banco Macro from ARS 16,877.89 to ARS 17,999.02 as they factor in updated growth and margin assumptions, along with recent upgrades and higher price targets from major global banks. Analyst Commentary Recent research updates on Banco Macro point to a more constructive stance following Argentina's election outcome, with several large institutions revisiting their views on risk, growth potential and capital strength.Narratiefupdate • Jan 07
BMA: Elevated Dividend Payouts Will Expose Fragility Of Post Election Credit Outlook
Analysts have lifted their fair value estimate for Banco Macro to $12,040 from $8,144, citing higher assumed revenue growth and profit margins, a slightly lower discount rate, and recent Street upgrades that emphasize the bank's capital strength, relatively stable net interest margin, and an improved credit growth backdrop following Argentina's election outcome. Analyst Commentary Recent Street research has turned more constructive on Banco Macro, with several large firms flagging the bank's capital strength, relatively stable net interest margin and exposure to an improved credit growth backdrop following Argentina's election outcome.Narratiefupdate • Dec 14
BMA: Higher Capital Strength Will Support Post Election Credit Upside
Analysts have raised their price target on Banco Macro to $111 from ARS 18,000, reflecting higher expected revenue growth, expanding profit margins and the bank's strong capital position relative to other Argentine peers. Analyst Commentary Recent Street research reflects a generally constructive stance on Banco Macro, with several upgrades and positive initiations following Argentina's improved macroeconomic outlook and post election policy visibility.Narratiefupdate • Nov 29
BMA: Higher Capital Ratios And Political Tailwinds Will Support Sustained Upside
Analysts have raised their price target for Banco Macro from ARS 7,700 to ARS 18,000. They cite improved capital strength, lower asset risk, and a supportive outlook following positive economic and political developments in Argentina.Narratiefupdate • Nov 15
BMA: Sector-Leading Capital Strength Will Drive Resilience After Argentina’s Election
Analysts have raised their price target for Banco Macro significantly, increasing the fair value estimate from ARS 12,062 to ARS 16,878. They cite stronger capital ratios, a more favorable macroeconomic outlook in Argentina, and improving growth prospects for domestic banks.Narratiefupdate • Nov 01
BMA: Defensive Stance Will Limit Upside Amid Post-Election Banking Uncertainty
Banco Macro's analyst price target has been revised downward from ARS 12,418.80 to ARS 12,061.97. Analysts cite a shift to a more defensive sector stance and evolving macroeconomic conditions, despite stronger revenue growth and profitability expectations.Narratiefupdate • Oct 17
Digital Transformation Will Expand Retail Banking In Argentina
Banco Macro’s analyst price target was reduced significantly from ARS 14,000 to ARS 7,700 as analysts cite mounting macroeconomic uncertainties and potential pressures on bank fundamentals following a weaker than expected electoral outcome. Analyst Commentary Analysts evaluating Banco Macro have revised their outlook, reflecting both optimism and caution in light of recent macroeconomic headwinds and market developments.Narratiefupdate • Oct 03
Digital Transformation Will Expand Retail Banking In Argentina
Banco Macro's analyst price target has been revised downward significantly from ARS 14,852.80 to ARS 12,418.80. Analysts cite rising discount rates, moderating profit margins, and increased macroeconomic uncertainty impacting the bank's outlook.Narratiefupdate • Aug 27
Bank To Leverage Strong Capital Position For 2025 Initiatives
Despite a substantial increase in projected revenue growth and a lower future P/E, the consensus analyst price target for Banco Macro has been modestly reduced from ARS15,571 to ARS15,210. What's in the News Banco Macro S.A. scheduled a Board Meeting.
Nieuw narratief • Dec 06
Rising Loan Demand And Strong Capital Propel Bank Toward Enhanced Profitability
Rising loan demand and robust capital position to drive earnings and boost return on equity with minimal additional capital needs.Opbrengsten en kosten
Opbrengsten en kosten
Hoe Banco Macro geld verdient en uitgeeft. Gebaseerd op laatst gerapporteerde winst, op LTM-basis.
Inkomsten en omzetgeschiedenis
| Datum | Inkomsten | Inkomsten | G+A Uitgaven | R&D-uitgaven |
|---|---|---|---|---|
| 31 Dec 25 | 4,063,621 | 289,495 | 1,235,089 | 0 |
| 30 Sep 25 | 2,663,023 | 228,517 | 1,049,426 | 0 |
| 30 Jun 25 | 2,976,323 | 381,345 | 1,043,043 | 0 |
| 31 Mar 25 | 2,752,375 | -87,589 | 1,029,458 | 0 |
| 31 Dec 24 | 6,028,829 | 428,194 | 1,292,521 | 0 |
| 30 Sep 24 | 7,737,218 | 1,281,044 | 1,267,573 | 0 |
| 30 Jun 24 | 7,745,886 | 1,184,440 | 1,175,728 | 0 |
| 31 Mar 24 | 8,100,092 | 1,681,794 | 1,121,513 | 0 |
| 31 Dec 23 | 8,146,710 | 1,667,326 | 1,184,431 | 0 |
| 30 Sep 23 | 3,988,217 | 346,060 | 825,946 | 0 |
| 30 Jun 23 | 3,176,961 | 344,055 | 683,885 | 0 |
| 31 Mar 23 | 2,158,658 | 163,702 | 502,434 | 0 |
| 31 Dec 22 | 1,549,284 | 134,025 | 371,790 | 0 |
| 30 Sep 22 | 759,713 | 62,291 | 181,149 | 0 |
| 30 Jun 22 | 548,932 | 54,629 | 140,472 | 0 |
| 31 Mar 22 | 467,256 | 55,797 | 121,422 | 0 |
| 31 Dec 21 | 372,502 | 44,554 | 105,164 | 0 |
| 30 Sep 21 | 301,499 | 35,305 | 86,517 | 0 |
| 30 Jun 21 | 267,868 | 29,215 | 78,857 | 0 |
| 31 Mar 21 | 221,135 | 30,105 | 70,445 | 0 |
| 31 Dec 20 | 398,667 | 76,900 | 108,799 | 0 |
| 30 Sep 20 | 179,038 | 38,677 | 57,095 | 0 |
| 30 Jun 20 | 153,945 | 40,419 | 52,818 | 0 |
| 31 Mar 20 | 127,103 | 32,993 | 49,327 | 0 |
| 31 Dec 19 | 103,589 | 26,476 | 45,986 | 0 |
| 30 Sep 19 | 77,927 | 22,069 | 35,815 | 0 |
| 30 Jun 19 | 69,972 | 16,785 | 29,525 | 0 |
| 31 Mar 19 | 60,319 | 16,326 | 21,316 | 0 |
| 31 Dec 18 | 50,012 | 15,729 | 16,061 | 0 |
| 30 Sep 18 | 65,156 | 9,462 | 20,519 | 0 |
| 30 Jun 18 | 61,992 | 8,368 | 19,224 | 0 |
| 31 Mar 18 | 38,001 | 11,602 | 12,263 | 0 |
| 31 Dec 17 | 55,937 | 5,939 | 17,663 | 0 |
| 30 Sep 17 | 30,050 | 8,658 | 11,079 | 0 |
| 30 Jun 17 | 26,055 | 7,557 | 9,643 | 0 |
| 31 Mar 17 | 23,179 | 7,138 | 8,780 | 0 |
| 31 Dec 16 | 20,168 | 6,541 | 7,845 | 0 |
| 30 Sep 16 | 19,446 | 6,812 | 6,636 | 0 |
| 30 Jun 16 | 18,093 | 6,284 | 6,622 | 0 |
| 31 Mar 16 | 15,959 | 5,303 | 6,061 | 0 |
| 31 Dec 15 | 15,174 | 5,010 | 5,659 | 0 |
| 30 Sep 15 | 13,062 | 3,618 | 5,412 | 0 |
| 30 Jun 15 | 12,182 | 3,499 | 4,997 | 0 |
Kwaliteitswinsten: BMA heeft een grote eenmalige verlies van ARS130.1B wat gevolgen heeft voor de financiële resultaten van de laatste 12 maanden tot 31st December, 2025.
Groeiende winstmarge: De huidige netto winstmarges (7.1%) BMA } zijn hoger dan vorig jaar (7.1%).
Analyse vrije kasstroom versus winst
Analyse van de winstgroei in het verleden
Winsttrend: De winst van BMA is de afgelopen 5 jaar aanzienlijk gegroeid met 34.1% per jaar.
Versnelling van de groei: De winstgroei BMA is het afgelopen jaar negatief geweest en kan daarom niet worden vergeleken met het 5-jarig gemiddelde.
Winst versus industrie: BMA had het afgelopen jaar een negatieve winstgroei ( -32.4% ), waardoor het moeilijk is om te vergelijken met het branchegemiddelde Banks ( -53% ).
Rendement op eigen vermogen
Hoge ROE: Het Rendement op eigen vermogen ( 5.6% ) van BMA wordt als laag beschouwd.
Rendement op activa
Rendement op geïnvesteerd vermogen
Ontdek sterk presterende bedrijven uit het verleden
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/27 01:05 |
| Aandelenkoers aan het einde van de dag | 2026/05/27 00:00 |
| Inkomsten | 2025/12/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Banco Macro S.A. wordt gevolgd door 14 analisten. 9 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Ernesto Gabilondo Márquez | BofA Global Research |
| Rafael Berger Frade | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |
| Alonso Aramburú | BTG Pactual |