U.S. Software Stock News

C&F Financial (CFFI) posted a strong set of numbers this quarter, with net profit margins at 20.9%, up from last year’s 16.4%. Earnings climbed 39% year-over-year, standing in sharp contrast to the company’s longer-term trend of a 3% annual decline over the past five years. Investors will note that the stock trades at $68.92, notably below its estimated fair value of $135.70. Its Price-to-Earnings Ratio of 8.5x trails both the US Banks industry average of 11.2x and the peer average of...

South Atlantic Bancshares (SABK) reported a net profit margin of 25.2%, up from 19.4% a year ago, with EPS climbing 60.5% over the past year. This is well above its five-year average annual growth rate of 6.6%. The stock currently trades at a Price-To-Earnings ratio of 9.3x, lower than both peer and industry averages, and its $18.10 share price sits below an estimated fair value of $22.75. With consistent earnings growth and no major risks identified, investors are likely to see the...

Freeport-McMoRan (FCX) reported earnings forecasted to grow at 22.24% per year, with revenue projected to increase annually at 6.6%, trailing the broader US market’s 10% growth rate. Net profit margins reached 7.9%, a slight improvement from last year’s 7.8%, and the company delivered a modest year-over-year earnings growth of 3.8%, outperforming its five-year average decline of -5.1% per year. These results, combined with a lack of identified risks and a perception of undervaluation based on...

Ford Motor (F) reported a net profit margin of 2.5%, up from last year’s 1.9%, and delivered 33.4% earnings growth over the past year, far outpacing its five-year average earnings growth rate of -0.5% per year. The company’s EPS is expected to keep climbing at 16.3% per year, slightly above the forecasted 15.5% growth rate for the wider US market. Meanwhile, revenue is forecast to edge lower at -0.6% per year in the coming three years. Despite stock price optimism and high-quality earnings,...

Community Health Systems (CYH) turned profitable over the past twelve months, benefiting from a significant one-off gain of $340 million. Despite this, the company’s earnings have declined at a rate of -43.9% per year over the last five years. Looking ahead, earnings are expected to fall even further at -107.8% per year for the next three years. With revenue forecast to grow just 1.9% annually, well below the broader US market’s 10% rate, investors are left weighing recent profitability...

Digital Realty Trust (DLR) reported net profit margins of 23.5%, a substantial jump from last year’s 7.5%, with revenue growth projected at 10.8% per year, which is faster than the broader US market’s 10% average. Over the last year, earnings reflected a sharp acceleration, up 239.3% compared to the company’s 6.5% annualized growth rate over the past five years. However, the latest figure was boosted by a one-off gain of $1.0 billion. Investors are now weighing these headline results against...

Gentex (GNTX) closed the period with net profit margins of 16.6%, showing a slight pullback from last year’s 17.6%. While five-year earnings have grown at a steady 3.7% annual pace, management now forecasts earnings to accelerate by 12.3% per year and revenue by 6.4% per year. Both figures are just below US market averages. With high earnings quality, an attractive dividend, and no significant flagged risks, Gentex’s discounted valuation versus peers may help drive investor interest through...

Elme Communities (ELME) reported expanding losses, which have grown at an annual rate of 8.5% over the past five years. Revenue is projected to shrink significantly, declining 50.9% per year over the next three years. Profitability is not forecast in this period, and the company’s valuation metrics are stretched, with a price-to-sales ratio of 5.9x exceeding both peer and industry averages. With shares trading at $16.65, far above an estimated fair value of $1.36, and both major and minor...

Thinking about what to do with Boyd Gaming stock right now? You are not alone. Any time a stock takes a turn down, seasoned investors like us start wondering if it might be the perfect moment to buy more, or if there is something bigger at work. This year, Boyd Gaming started off strong, climbing nearly 10% year-to-date. Add to that an impressive 14.6% gain over the past 12 months and a huge 158.3% rise in the last five years, and you can see why long-term holders have plenty to smile...

MidWestOne Financial Group (MOFG) has turned a corner after a five-year period where earnings declined 30.9% per year, managing to swing into profitability in the latest year. Looking ahead, analysts expect the company’s earnings to grow 17.4% per year and revenue is forecast to climb 13.4% annually. Both metrics are anticipated to outpace the US market’s respective 15.5% and 10% average growth rates. With net profit margins now positive and fundamentals such as dividend attractiveness and...

Western Union (WU) posted net profit margins of 18.8% in its latest results, up from 16.1% a year ago, while earnings grew 14.1% over the same period, well ahead of its essentially flat five-year trend. Despite the uptick in profits, revenue is only expected to inch up by 1.1% per year, and analysts anticipate earnings to decline by 8.8% annually for the next three years. Investors now face a classic valuation-versus-growth tradeoff: compelling profitability and below-average...

Richmond Mutual Bancorporation (RMBI) delivered a notable 20.4% earnings growth rate over the last year, outpacing its five-year annual average of 5.2%. Net profit margins grew to 23.7% from 20.9% the year prior, and the company’s EPS is backed by what’s been described as high-quality earnings. With ongoing profit and revenue growth, investors are likely to view the expanding margins as a sign of operating strength. The current market premium to estimated fair value could influence...

SLM (SLM) posted net profit margins of 41.6%, up from 40.8% last year, as earnings are set to grow at an annual rate of 11.1%. However, these forecasts fall behind the broader US market’s expectations for both earnings and revenue growth. Investors will be closely eyeing margin strength and relative valuation, with recent results suggesting potential upside but underscored by some flagged risk signals. See our full analysis for SLM. Next, we’ll see how these latest numbers stack up against...

Trying to figure out whether to buy, hold, or sell AZZ? You’re definitely not alone. The stock has turned a lot of heads across 2024, offering up exactly the kind of mix of long-term growth and short-term volatility that keeps market watchers glued to the ticker. Over the past year, AZZ has delivered a 30.0% gain. If you zoom out to a three- or five-year view, you see the real story: a 155.1% and 212.8% return, respectively. Even so, it’s not been a straight line upward. June saw shares dip...

VeriSign (VRSN) reported that earnings are forecast to grow at 5.8% per year, with revenue expected to increase by 4.7% annually. Profit margins narrowed this year, landing at 49.9%, compared to 55.7% last year. Despite negative earnings growth over the past year, earnings have grown at 2.8% per year over the last five years, and the company’s profits are still considered high quality. See our full analysis for VeriSign. The next section will put these earnings trends head to head with...

Universal Insurance Holdings (UVE) posted net profit margins of 7.7%, up from last year’s 4.8%, highlighting a clear lift in profitability. The company’s earnings grew 67.9% over the past year, outpacing its five-year annual earnings growth average of 39.6%. While these numbers underscore an impressive turnaround to profitability in recent years, management now expects annual earnings to fall by 30.4% and revenue to slip 2.6% on average over the next three years. The stock trades at a...

First Western Financial (MYFW) delivered headline earnings growth of 403.7% year over year, with net profit margins reaching 13.2% compared to just 3.1% in the previous period. Over the past five years, however, earnings have trended down at an average rate of 26.9% per year. At the same time, forecasts now see annual earnings growth of 38.9% and revenue growth of 13.7% in the years ahead. Investors may weigh these fast-rising earnings and expanding profit margins against the stock's current...

Alpine Income Property Trust (PINE) has seen losses widen at an annualized rate of 14.8% over the past five years, and its net profit margin continues to run in the red. The company is forecast to remain unprofitable for at least the next three years, while revenue is expected to grow at just 3.4% per year, which is well behind the broader US market’s projected 10% annual rate. Despite these headwinds, investors will note that PINE shares change hands below both fair value estimates and...

Texas Instruments (TXN) reported revenue forecasted to grow at 8.6% per year, trailing the broader US market’s 10% growth rate. EPS is expected to increase by 13.3% per year, also lagging the US market average of 15.5%. Net profit margin dipped to 29.1%, down from 31.4% last year. However, annual earnings growth over the most recent year showed a 1.5% improvement compared to a five-year average decline of 5.9%. Shares are currently priced at $169.13, which is above an internal fair value...

MSC Industrial Direct (MSM) reported a net profit margin of 5.3%, down from 6.8% in the prior year, while earnings have shown modest annual growth of 0.7% over the last five years. Looking ahead, analysts expect earnings to climb by about 10.1% per year. However, this growth rate trails the broader US market forecast of 15.5% annually and remains paired with slower projected revenue growth compared to the general market. These results set the stage for investors to focus closely on future...

Nextracker (NXT) is forecasting revenue growth at 10.2% per year, edging out the US market’s 10% pace, while EPS is expected to climb 7.8% annually compared to the broader US market’s 15.5%. The company reported a net profit margin of 17.1%, which is slightly beneath last year’s 17.2%. Over the last five years, Nextracker’s earnings have averaged rapid annual growth of 58.9%. However, recent earnings growth of 19.3% is below this longer-term trend. See our full analysis for Nextracker. Next,...

Heritage Commerce (HTBK) posted steady earnings growth, with profits rising by 2.2% per year over the past five years and a net profit margin of 23.1%, down from last year's 25.6%. The stock is currently trading at $10.57, which is below its estimated fair value of $13.45. Profit growth is now forecast at a rapid 16.2% per year, exceeding the projected 15.5% for the broader US market. While revenue is expected to grow more slowly than the US market average and relative valuation metrics...

Dimeco (DIMC) posted a robust set of earnings, as its net profit margin climbed to 32.2% from last year’s 27.6%. Earnings growth accelerated to 36.1% year-over-year, far outpacing the 6.7% average annual growth of the past five years. Shares are trading at $41.25, which is well below the estimated fair value of $93.21. The company’s 6.8x Price-To-Earnings ratio is significantly lower than both peer and industry averages. With no major risks reported and a backdrop of attractive dividends and...

Oakworth Capital (OAKC) delivered robust results with net income jumping 165% over the past year. This outpaces its five-year average annual growth of 11.5%. The company’s net profit margin expanded to 24.3%, up from 12.8% a year earlier. Shares are trading at $32.5, notably below the estimated fair value of $48.18. With a price-to-earnings ratio of 8.8x compared to peer and industry averages, the combination of margin improvement, consistent earnings quality, and a discounted valuation adds...