NasdaqGS:BANFBanks
BancFirst (BANF) Is Up 7.9% After EPS Rises Despite Higher Loan Charge-offs – Has The Bull Case Changed?
BancFirst Corporation reported past fourth-quarter 2025 results with net income of US$59.5 million and higher year-over-year earnings per share, alongside net charge-offs of US$1.6 million compared with US$985,000 a year earlier.
This mix of improved profitability and rising loan charge-offs highlights how BancFirst is balancing earnings strength with evolving credit costs in its loan portfolio.
We’ll now examine how BancFirst’s higher net income, despite increased charge-offs, shapes its...