NYSE:LOBBanks
Record Loan Growth and Lower Charge‑offs Might Change The Case For Investing In Live Oak Bancshares (LOB)
Live Oak Bancshares reported past full-year 2025 results showing net interest income of US$448.36 million and net income of US$105.87 million, with earnings per share rising from the prior year as net charge-offs in the fourth quarter fell to US$13.74 million from US$33.57 million.
Management pointed to record loan production, strong deposit growth, and expanding small-dollar SBA lending and technology investments as key drivers of this improved performance and operational efficiency.
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