CPI Card Group 대차대조표 건전성
재무 건전성 기준 점검 1/6
CPI Card Group 의 총 주주 지분은 $-14.0M 이고 총 부채는 $276.9M, 이는 부채 대 자기자본 비율을 -1976.5% 로 가져옵니다. 총자산과 총부채는 각각 $386.5M 및 $400.5M 입니다. CPI Card Group 의 EBIT는 $51.7M 이며 이자보상배율은 1.6 입니다. $19.3M 의 현금 및 단기 투자금을 보유하고 있습니다.
핵심 정보
-1,976.47%
부채/자본 비율
US$276.90m
부채
| 이자보상배율 | 1.6x |
| 현금 | US$19.30m |
| 자본 | -US$14.01m |
| 총부채 | US$400.46m |
| 총자산 | US$386.45m |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
분석 기사 • May 13
CPI Card Group's (NASDAQ:PMTS) Soft Earnings Don't Show The Whole Picture
The most recent earnings report from CPI Card Group Inc. ( NASDAQ:PMTS ) was disappointing for shareholders. While the...
내러티브 업데이트 • May 03
PMTS: Long Term Partnerships And 2026 Outlook Will Drive Future Upside
Analysts have kept their price target for CPI Card Group steady at $28.25, reflecting unchanged expectations around fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News CPI Card Group renewed a multi-year service agreement with Velera, extending a relationship of more than 20 years and remaining Velera’s primary partner for payment card programs supporting over 4,000 credit unions across North America (Key Developments).내러티브 업데이트 • Apr 17
PMTS: New Partnerships And 2026 Guidance Will Support Future Upside
Analysts have maintained their price target for CPI Card Group at $28.25, reflecting unchanged assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News CPI Card Group partnered with Fiserv to integrate its Card@Once SaaS platform into the Fiserv ecosystem, giving more than 10,000 financial institutions access to a combined physical and digital card issuance service, with CPI becoming a preferred instant issuance partner for Fiserv clients across the U.S. (Key Developments) The Fiserv collaboration positions Card@Once as the replacement for Fiserv’s current instant issuance solutions and includes plug and play integration, in-branch physical card issuance alongside digital in-wallet cards, expanded mobile and digital banking connections, and CPI-managed maintenance and program setup.내러티브 업데이트 • Apr 03
PMTS: Longstanding Credit Union Partnership And 2026 Outlook Will Support Future Upside
Analysts have maintained their price target on CPI Card Group at $28.25. This reflects unchanged assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E in the latest update.내러티브 업데이트 • Mar 19
PMTS: Leadership Transition And 2026 Outlook Will Support Future Upside Potential
Analysts have kept their price target for CPI Card Group steady at $28.25, citing only modest adjustments to revenue growth assumptions, a lower projected profit margin, and a higher expected future P/E multiple as reasons to maintain their view rather than change it. What's in the News CPI Card Group issued earnings guidance for full year 2026, indicating an expectation for revenue to show high single digit growth, giving investors a time frame for management’s current outlook on the top line (Key Developments).내러티브 업데이트 • Mar 05
PMTS: Ownership Stake Increase Will Support Future Upside Potential
Analysts have maintained their price target for CPI Card Group at $28.25, indicating that their views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions remain unchanged. What's in the News CPI Card Group announced that Chief Financial Officer Jeffrey Hochstadt has ceased serving as CFO effective February 13, 2026, and will stay on in an advisory role through June 30, 2026 to support the transition (Key Developments).내러티브 업데이트 • Feb 18
PMTS: New Ownership Changes And Leadership Transition Will Support Future Upside
Analysts maintained their $28.25 price target for CPI Card Group, with only minor tweaks to discount rate and forward P/E assumptions, reflecting largely unchanged views on the company’s long term earnings profile. What's in the News Chief Financial Officer Jeffrey Hochstadt stepped down from the CFO role effective February 13, 2026, and will stay on as an advisor through June 30, 2026 to support the transition (company filing).내러티브 업데이트 • Feb 03
PMTS: New Ownership And Platform Integrations Will Likely Unlock Future Upside
Analysts have kept their price target for CPI Card Group steady at US$28.25, citing unchanged fair value, discount rate, revenue growth, profit margin, and future P/E assumptions in their updated work. What's in the News Tricor Pacific Capital Inc.분석 기사 • Jan 30
CPI Card Group (NASDAQ:PMTS) Is Doing The Right Things To Multiply Its Share Price
What trends should we look for it we want to identify stocks that can multiply in value over the long term? One common...내러티브 업데이트 • Jan 20
PMTS: Share Weakness Will Likely Offer Opportunity As Mix Pressures Stabilize
Narrative update on CPI Card Group The analyst price target for CPI Card Group has been reduced by US$10 to US$30. Analysts are factoring in the recent Q3 shortfall, including a 1.4% organic revenue contraction and a less favorable Debit and Credit mix that weighed on gross margins.내러티브 업데이트 • Jan 05
PMTS: Recent Weakness Will Likely Present Opportunity As Mix Headwinds Ease
Analysts have reduced their price target on CPI Card Group to US$30 from US$40, citing Q3 results that came in below expectations with a 1.4% organic revenue contraction and a less favorable Debit and Credit mix that weighed on gross margins. They still view the recent weakness as an opportunity to accumulate shares.내러티브 업데이트 • Dec 22
PMTS: Recent Weakness Will Likely Present Opportunity As Mix Headwinds Gradually Ease
Analysts have trimmed their price target on CPI Card Group to $30 from $40, citing weaker than expected Q3 results including a 1.4% organic revenue decline and margin pressure from an unfavorable debit and credit mix, but continue to recommend buying shares on recent weakness. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the reduced $30 price target still implies meaningful upside from current trading levels, reflecting confidence in the long term earnings power of the business.내러티브 업데이트 • Dec 08
PMTS: Share Weakness Will Likely Present Opportunity As Margins Gradually Improve
Analysts have reduced their price target for CPI Card Group by $10 to $30 per share, citing softer than expected Q3 results marked by a modest 1.4% organic revenue decline and margin pressure from an unfavorable Debit and Credit mix. They still view recent share weakness as a buying opportunity.내러티브 업데이트 • Nov 24
PMTS: Share Price Weakness Will Present Opportunity As Margins Recover
Analysts have revised their price target for CPI Card Group downward from $29.75 to $28.25. They cite recent revenue contraction and margin pressures as key factors behind the updated outlook.분석 기사 • Nov 21
CPI Card Group Inc. (NASDAQ:PMTS) Stock's 26% Dive Might Signal An Opportunity But It Requires Some Scrutiny
CPI Card Group Inc. ( NASDAQ:PMTS ) shareholders that were waiting for something to happen have been dealt a blow with...내러티브 업데이트 • Nov 06
PMTS: Share Price Weakness Will Create Long-Term Upside Opportunity
The analyst price target for CPI Card Group was lowered from $34 to $29.75. This reflects analyst concerns about softer revenue growth, margin pressures, and recent underperformance against estimates.분석 기사 • Aug 09
CPI Card Group Inc. (NASDAQ:PMTS) Looks Inexpensive After Falling 42% But Perhaps Not Attractive Enough
NasdaqGM:PMTS 1 Year Share Price vs Fair Value Explore CPI Card Group's Fair Values from the Community and select yours...분석 기사 • Jul 12
The Trend Of High Returns At CPI Card Group (NASDAQ:PMTS) Has Us Very Interested
Did you know there are some financial metrics that can provide clues of a potential multi-bagger? Ideally, a business...Seeking Alpha • May 23
CPI Card Group: Still Attractive After Q1 Profitability Lag
Summary CPI Card Group's Q1 results were quite weak. Good sales growth was offset by a significant decline in the gross margin. The 2025 guidance should be taken with some caution. The recent Arroweye acquisition is fair. While coming at an EV/EBITDA higher than CPI Card Group's own, sales and cost synergies should offset the fact. After the stock's crash, PMTS stock is very attractively priced. I estimate a 65% upside to $33.00. Read the full article on Seeking Alpha분석 기사 • Apr 04
CPI Card Group Inc. (NASDAQ:PMTS) Screens Well But There Might Be A Catch
It's not a stretch to say that CPI Card Group Inc.'s ( NASDAQ:PMTS ) price-to-earnings (or "P/E") ratio of 15.3x right...분석 기사 • Mar 11
Returns On Capital Are A Standout For CPI Card Group (NASDAQ:PMTS)
If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...Seeking Alpha • Mar 06
CPI Card Group: Fair Q4 Earnings, And A Good 2025 Ahead
Summary CPI Card Group reported strong Q4 revenue growth, but profitability again slightly declined due to up-front operating expenses to support future earnings growth. The company guides for mid-to-high single-digit growth in revenues and adjusted EBITDA through 2025, in line with expectations. Positively, earnings growth is guided to converge with topline growth. I still estimate PMTS stock to be undervalued with 37% upside to a fair value of $40.9. Read the full article on Seeking Alpha분석 기사 • Nov 27
At US$30.11, Is It Time To Put CPI Card Group Inc. (NASDAQ:PMTS) On Your Watch List?
CPI Card Group Inc. ( NASDAQ:PMTS ), is not the largest company out there, but it saw a significant share price rise of...
새로운 내러티브 • Sep 26
Refinancing And Digital Innovation Propel Growth In Fintech's Future
Refinancing efforts and investments in digital solutions are poised to enhance financial stability and drive higher-margin revenue, improving net income and EPS.분석 기사 • Sep 09
Returns On Capital Are A Standout For CPI Card Group (NASDAQ:PMTS)
If we want to find a stock that could multiply over the long term, what are the underlying trends we should look for...Seeking Alpha • Jun 27
CPI Card Group's Valuation Gap Is Closing Ahead Of Growth Recovery
Summary CPI Card Group Inc.'s Q1 report showed expected sales weakness, but a demand recovery, an expanded customer deal, and Prepaid growth look to fuel a great growth recovery. The company's SG&A increased notably in Q1, being partly due to temporary compensation but also expected to partly sustain higher with increased growth investments. The undervaluation has shrunk after the significant share rally, but fairly good upside still remains as the growth outlook remains good. Read the full article on Seeking Alpha분석 기사 • May 14
CPI Card Group Inc. (NASDAQ:PMTS) Stock Rockets 27% But Many Are Still Ignoring The Company
CPI Card Group Inc. ( NASDAQ:PMTS ) shareholders would be excited to see that the share price has had a great month...분석 기사 • May 08
Shareholders Would Enjoy A Repeat Of CPI Card Group's (NASDAQ:PMTS) Recent Growth In Returns
To find a multi-bagger stock, what are the underlying trends we should look for in a business? Ideally, a business will...분석 기사 • Apr 01
Should You Think About Buying CPI Card Group Inc. (NASDAQ:PMTS) Now?
CPI Card Group Inc. ( NASDAQ:PMTS ), might not be a large cap stock, but it saw a double-digit share price rise of over...분석 기사 • Mar 06
If EPS Growth Is Important To You, CPI Card Group (NASDAQ:PMTS) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...분석 기사 • Dec 09
CPI Card Group Inc.'s (NASDAQ:PMTS) Price Is Right But Growth Is Lacking After Shares Rocket 39%
CPI Card Group Inc. ( NASDAQ:PMTS ) shareholders are no doubt pleased to see that the share price has bounced 39% in...분석 기사 • Nov 27
Is It Too Late To Consider Buying CPI Card Group Inc. (NASDAQ:PMTS)?
While CPI Card Group Inc. ( NASDAQ:PMTS ) might not be the most widely known stock at the moment, it saw a significant...분석 기사 • Nov 12
CPI Card Group Inc. (NASDAQ:PMTS) Analysts Are Reducing Their Forecasts For Next Year
The analysts covering CPI Card Group Inc. ( NASDAQ:PMTS ) delivered a dose of negativity to shareholders today, by...분석 기사 • Nov 10
CPI Card Group Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
CPI Card Group Inc. ( NASDAQ:PMTS ) missed earnings with its latest quarterly results, disappointing overly-optimistic...분석 기사 • Nov 08
Here's Why We Think CPI Card Group (NASDAQ:PMTS) Might Deserve Your Attention Today
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...분석 기사 • Sep 16
CPI Card Group (NASDAQ:PMTS) Knows How To Allocate Capital Effectively
What are the early trends we should look for to identify a stock that could multiply in value over the long term? In a...Seeking Alpha • Aug 08
CPI Card Group GAAP EPS of $0.52 beats by $0.15, revenue of $113M beats by $11.2M
CPI Card Group press release (NASDAQ:PMTS): Q2 GAAP EPS of $0.52 beats by $0.15. Revenue of $113M (+21.2% Y/Y) beats by $11.2M. The Company now expects high teens net sales growth and low double-digit Adjusted EBITDA growth for the full year, an increase from the previous outlook of low double-digit growth for net sales and mid-to-high single-digit growth for Adjusted EBITDA. The full-year Adjusted EBITDA margin is still expected to be slightly below 20%. The Company expects strong sales growth in its Debit and Credit segment for the year and Prepaid Debit segment sales near the record level in 2021.Seeking Alpha • Dec 20
CPI Card Group: Deep Value With Strong Expected Growth In 2022
PMTS should appreciate above $75 per share in the next 12-18 months based on the market realizing the company’s earnings power is greater than $5 per share. In 2021, over half of the company’s revenue growth came from units driven by FinTech growth, market share gains, and contactless cards expanding ASPs, which should continue for years. Buying PMTS is an alternative way to participate in FinTech growth at a discount. PMTS stock is down on the market’s misinterpretation of business cyclicality, while we believe lower Q4 21 revenue is a return to normal seasonality in the prepaid card division and revenue will grow double-digits in 2022. We believe credit card producers have pricing power due to supply chain challenges that will enable them to offset much of the inflationary pressures faced today.재무 상태 분석
단기부채: PMTS 에는 음의 주주 지분이 있는데, 이는 단기 부채를 감당하지 못하는 단기 자산보다 더 심각한 상황입니다.
장기 부채: PMTS는 마이너스 주주 지분을 갖고 있어 장기 부채를 충당하지 못하는 단기 자산보다 더 심각한 상황입니다.
부채/자본 비율 추이 및 분석
부채 수준: PMTS 은 부정주주자본을 갖고 있는데, 이는 높은 부채 수준보다 더 심각한 상황입니다.
부채 감소: PMTS는 주주 지분이 음수이므로 부채가 시간이 지남에 따라 감소했는지 확인할 필요가 없습니다.
부채 범위: PMTS 의 부채는 영업 현금 흐름 ( 24.4% )에 의해 잘 충당되었습니다.
이자 보장: PMTS 의 부채에 대한 이자 지급은 EBIT(1.6x 적용 범위)만큼 잘 덮이지 않음입니다.
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기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/20 07:08 |
| 종가 | 2026/05/20 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
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| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
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산업 및 섹터 지표
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분석가 소스
CPI Card Group Inc.는 13명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| David Koning | Baird |
| Gary Prestopino | Barrington Research Associates, Inc. |
| James Fotheringham | BMO Capital Markets Equity Research |