Porch Group 대차대조표 건전성
재무 건전성 기준 점검 3/6
Porch Group 의 총 주주 지분은 $26.3M 이고 총 부채는 $399.0M, 이는 부채 대 자기자본 비율을 1516.9% 로 가져옵니다. 총자산과 총부채는 각각 $806.6M 및 $780.3M 입니다. Porch Group 의 EBIT는 $49.6M 이며 이자보상배율은 1.2 입니다. $184.4M 의 현금 및 단기 투자금을 보유하고 있습니다.
핵심 정보
1,516.88%
부채/자본 비율
US$399.05m
부채
| 이자보상배율 | 1.2x |
| 현금 | US$184.42m |
| 자본 | US$26.31m |
| 총부채 | US$780.28m |
| 총자산 | US$806.58m |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
내러티브 업데이트 • Apr 28
PRCH: Recent Upgrade And 2026 Outlook Will Support Higher Earnings Multiple
Porch Group's analyst price target has shifted slightly, with a recalibrated fair value of about $16.29 per share, as analysts adjust their models following recent upgrades and a higher target from Keefe Bruyette. Analyst Commentary Recent Street research around Porch Group has centered on the upgraded rating and the revised price target, which now clusters around a fair value estimate of about $16.29 per share.내러티브 업데이트 • Apr 09
PRCH: Upgraded Risk Profile Will Support Confidence In 2026 Earnings Multiple
Analysts have raised their price target on Porch Group by $1.50, citing recent upgrades and updated views on key inputs such as the discount rate, long-term revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts view the recent upgrade as a sign that key assumptions on revenue growth and profit margins now better reflect the company’s current execution path, which supports a higher valuation range.내러티브 업데이트 • Mar 26
PRCH: Refreshed Risk Assumptions Will Support Confidence In 2026 Margin Outlook
Analysts have raised their price target on Porch Group by $1.50, citing updated research that supports a refreshed view on the company’s valuation drivers and risk profile. Analyst Commentary Bullish Takeaways Bullish analysts point to the higher price target as a reflection of updated work on Porch Group’s key valuation drivers, suggesting more confidence in how its core business model is being assessed.내러티브 업데이트 • Mar 11
PRCH: Updated Risk Assumptions Will Support Confidence In Long Term Margin Potential
Analysts have raised their price target on Porch Group by $1.50, citing updated assumptions on the discount rate and long-term P/E. These revisions keep fair value unchanged at $16.38 while reflecting updated views on the company’s risk profile and earnings potential.내러티브 업데이트 • Feb 25
PRCH: Recent Upgrade Will Support Confidence In Future Margin Expansion Potential
Analysts have adjusted their fair value estimate for Porch Group from $17.63 to $16.38, citing updated assumptions on growth, margins, discount rate, and future P/E following recent price target increases and an upgrade highlighted in Street research. Analyst Commentary Recent Street research around Porch Group has focused on valuation assumptions and the rationale behind the updated fair value estimate, using the latest price target move and upgrade as key reference points.내러티브 업데이트 • Feb 10
PRCH: Steady Forecast Assumptions Will Support Future Margin Expansion Potential
Analysts have maintained their average price target for Porch Group at US$17.63, noting that only minor adjustments to assumptions such as discount rate, revenue growth, profit margin, and future P/E were made, which did not materially change their view of the stock's value. Valuation Changes Fair Value Estimate: Held steady at US$17.63 per share, with no change between the prior and updated assessment.분석 기사 • Feb 05
Porch Group, Inc. (NASDAQ:PRCH) Not Doing Enough For Some Investors As Its Shares Slump 28%
Unfortunately for some shareholders, the Porch Group, Inc. ( NASDAQ:PRCH ) share price has dived 28% in the last thirty...내러티브 업데이트 • Jan 26
PRCH: Narrowed 2025 Revenue Guidance Will Support Future Margin Upside
Analysts have trimmed their price target on Porch Group by about $0.50 to reflect slightly lower assumptions for fair value, revenue growth, and profit margins, along with a higher discount rate and P/E multiple. What's in the News Porch Group issued updated earnings guidance for Porch Shareholder Interest for full year 2025, giving investors a fresh reference point for its medium term outlook (Key Developments).내러티브 업데이트 • Jan 12
PRCH: Expanded Property Data Coverage Will Support Future Margin Upside
Narrative Update on Analyst Price Target for Porch Group Analysts have kept their fair value estimate for Porch Group steady at US$18.13 while making small adjustments to inputs such as the discount rate, revenue growth, profit margins, and future P/E assumptions. These revisions reflect fine tuning of their models rather than a major shift in outlook.내러티브 업데이트 • Dec 25
PRCH: Property Data Expansion Will Support 30% Future EBITDA Margin Potential
Analysts have modestly adjusted their price target on Porch Group to 18.13 dollars, reflecting slightly higher discount rate assumptions and marginally lower long term margin expectations, while maintaining a robust future earnings multiple. What's in the News Raised full year 2025 Porch Shareholder Interest revenue guidance to a range of 410 million to 420 million dollars, narrowing and slightly lifting the low end from the prior 405 million to 425 million dollar outlook (Corporate guidance) Expanded the Home Factors property intelligence platform with new and enhanced attributes, including electrical panel and sub panel location, roof life stage segmentation, and updated plumbing material indicators (Company product announcement) Stated goal for Home Factors to offer over 100 property attributes covering about 90 percent of U.S. homes, deepening carriers' visibility into interior and exterior home conditions for underwriting and pricing (Company product announcement) Valuation Changes Fair Value Estimate: Unchanged at 18.13 dollars per share, indicating no revision to the intrinsic value assessment despite minor model tweaks.내러티브 업데이트 • Dec 11
PRCH: Reciprocal Model Will Support 30% Future EBITDA Margin Expansion
Analysts have raised their price target on Porch Group from $17 to $25 per share, citing expectations for sustained 20% to 25% annual premium growth, improved protection from weather related losses, expanding reciprocal take rates, and a path toward significantly higher EBITDA margins. Analyst Commentary Bullish analysts view the higher price target as a reflection of Porch Group's ability to sustain premium growth in the 20% to 25% range, arguing that this level of expansion supports a structurally higher revenue base and justifies multiple expansion.내러티브 업데이트 • Nov 27
PRCH: Reciprocal Insurance Margins Will Expand With Scalable Policy Volumes
Analysts have adjusted their fair value estimate for Porch Group slightly lower, from $18.75 to $18.13 per share. This change is based on updated growth assumptions and expanded profit margin projections following recent company discussions.분석 기사 • Nov 13
Porch Group's (NASDAQ:PRCH) Shareholders May Want To Dig Deeper Than Statutory Profit
Porch Group, Inc.'s ( NASDAQ:PRCH ) stock didn't jump after it announced some healthy earnings. We think that investors...내러티브 업데이트 • Nov 06
PRCH: Reciprocal Insurance Model Will Drive Margin Upside Amid Capital-Light Shift
The analyst price target for Porch Group was revised down from $19.75 to $18.75. This reflects analyst expectations for slower revenue growth and profit margin compression, despite some positive developments highlighted in recent research updates.내러티브 업데이트 • Sep 23
Fee-Based Model Transition And Data Expansion Will Shape Our Future
Analysts have sharply raised Porch Group’s price target to $19.75, citing outperformance in insurance profitability, scalable premium growth, margin expansion potential, and a new capital-light structure that enhances valuations and financial flexibility. Analyst Commentary Bullish analysts see significant room for scaling policies and believe premium growth can reach 20%-25% annually, above prior expectations.Seeking Alpha • Sep 12
Porch Group: Profitability Is Here, Now The Hard Part Starts
Summary Porch Group, Inc. maintains strong momentum, driven by a shift to a high-margin, fee-based insurance model and disciplined cost control. PRCH delivered impressive Q2 results: 83% gross margin, $15.6M adjusted EBITDA, and positive operating cash flow, validating its profitability strategy. Management raised 2025 guidance and expanded distribution, but PRCH trades at a premium valuation (31x EV/EBITDA), requiring continued profit growth. Read the full article on Seeking Alpha분석 기사 • Aug 29
Porch Group, Inc.'s (NASDAQ:PRCH) Share Price Boosted 26% But Its Business Prospects Need A Lift Too
Porch Group, Inc. ( NASDAQ:PRCH ) shares have continued their recent momentum with a 26% gain in the last month alone...분석 기사 • Jul 01
Porch Group, Inc. (NASDAQ:PRCH) Shares Fly 29% But Investors Aren't Buying For Growth
Porch Group, Inc. ( NASDAQ:PRCH ) shares have continued their recent momentum with a 29% gain in the last month alone...분석 기사 • May 09
Porch Group, Inc. Just Reported A Surprise Profit And Analysts Updated Their Estimates
Shareholders will be ecstatic, with their stake up 77% over the past week following Porch Group, Inc. 's ( NASDAQ:PRCH...분석 기사 • Apr 25
Porch Group, Inc.'s (NASDAQ:PRCH) 31% Dip In Price Shows Sentiment Is Matching Revenues
The Porch Group, Inc. ( NASDAQ:PRCH ) share price has softened a substantial 31% over the previous 30 days, handing...
새 내러티브 • Mar 28
Fee-Based Model Transition And Data Expansion Will Shape Our Future
Porch Group's shift to a fee-based insurance model and formation of PIRE create a higher-margin, more predictable earnings structure.분석 기사 • Mar 11
Porch Group, Inc. (NASDAQ:PRCH) Shares Fly 31% But Investors Aren't Buying For Growth
Porch Group, Inc. ( NASDAQ:PRCH ) shares have had a really impressive month, gaining 31% after a shaky period...Seeking Alpha • Mar 05
From Skeptic To Buyer: Why I'm Upgrading Porch Group
Summary Porch Group's shift to a high-margin, fee-based model has significantly improved profitability, with 2024 EBITDA hitting record levels and ambitious targets set for 2025 and 2026. Despite impressive revenue growth and operational improvements, concerns remain about the company's high debt levels and revenue visibility, particularly in a sluggish housing market. The Porch Insurance Reciprocal Exchange (PIRE) has boosted margins but introduced revenue predictability challenges, relying heavily on agent adoption and customer onboarding. Upgrading to a "Buy" rating due to strong earnings momentum and improved financials, though maintaining caution due to valuation and execution risks. Read the full article on Seeking Alpha분석 기사 • Nov 12
The Porch Group, Inc. (NASDAQ:PRCH) Analysts Have Been Trimming Their Sales Forecasts
Today is shaping up negative for Porch Group, Inc. ( NASDAQ:PRCH ) shareholders, with the analysts delivering a...분석 기사 • Nov 10
Earnings Beat: Porch Group, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
The investors in Porch Group, Inc. 's ( NASDAQ:PRCH ) will be rubbing their hands together with glee today, after the...분석 기사 • Nov 08
Improved Revenues Required Before Porch Group, Inc. (NASDAQ:PRCH) Stock's 67% Jump Looks Justified
Despite an already strong run, Porch Group, Inc. ( NASDAQ:PRCH ) shares have been powering on, with a gain of 67% in...분석 기사 • Oct 29
Are Investors Undervaluing Porch Group, Inc. (NASDAQ:PRCH) By 35%?
Key Insights Porch Group's estimated fair value is US$3.34 based on 2 Stage Free Cash Flow to Equity Porch Group's...분석 기사 • Sep 20
Porch Group, Inc. (NASDAQ:PRCH) Stock Catapults 37% Though Its Price And Business Still Lag The Industry
Porch Group, Inc. ( NASDAQ:PRCH ) shares have had a really impressive month, gaining 37% after a shaky period...재무 상태 분석
단기부채: PRCH 의 단기 자산 ( $270.1M )이 단기 부채( $113.5M ).
장기 부채: PRCH의 단기 자산($270.1M)이 장기 부채($666.8M)를 충당하지 못합니다.
부채/자본 비율 추이 및 분석
부채 수준: PRCH 의 순부채 대 자기자본 비율( 815.8% )은 높음으로 간주됩니다.
부채 감소: PRCH의 부채 대비 자본 비율은 지난 5년 동안 30.9%에서 1516.9%로 증가했습니다.
대차대조표
현금 보유 기간 분석
과거에 평균적으로 손실을 기록해 온 기업의 경우, 최소 1년 이상의 현금 보유 기간이 있는지 평가합니다.
안정적인 현금 활주로: 수익성이 없는 PRCH 현재의 플러스 무료 현금 흐름 수준을 유지한다면 3년 이상 충분한 현금 활주로를 보유하고 있습니다.
예측 현금 활주로: PRCH 은(는) 수익성이 없지만 잉여 현금 흐름이 긍정적이고 매년 32.1 %씩 성장하기 때문에 3년 이상 충분한 현금 활주로를 보유하고 있습니다.
건전한 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/07 01:18 |
| 종가 | 2026/05/07 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
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산업 및 섹터 지표
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분석가 소스
Porch Group, Inc.는 15명의 분석가가 다루고 있습니다. 이 중 8명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Daniel Kurnos | Benchmark Company |
| Justin Ages | Berenberg |
| Timothy D'Agostino | B. Riley Securities, Inc. |