Texas Capital Bancshares (TCBI) 주식 개요
는 텍사스 캐피탈 은행의 은행 지주 회사로 운영되며 기업, 기업가 및 개인 고객에게 맞춤형 솔루션을 제공하는 풀서비스 금융 서비스 회사입니다. 자세히 보기
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Analyst Price Targets
Texas Capital Bancshares, Inc. 경쟁사
가격 이력 및 성과
| 과거 주가 | |
|---|---|
| 현재 주가 | US$102.91 |
| 52주 최고가 | US$108.92 |
| 52주 최저가 | US$75.41 |
| 베타 | 0.67 |
| 1개월 변동 | 3.32% |
| 3개월 변동 | -0.65% |
| 1년 변동 | 16.60% |
| 3년 변동 | 59.35% |
| 5년 변동 | 60.45% |
| IPO 이후 변동 | 758.30% |
최근 뉴스 및 업데이트
Recent updates
내러티브 업데이트 • Jun 17
TCBI: Fair Outlook Will Balance New Dividend With Data Breach Risks
Texas Capital Bancshares' analyst price target has been raised by $4, as several firms cited updated views on the bank's earnings profile and valuation while keeping key assumptions like discount rate, revenue growth, profit margin and future P/E broadly in line with prior estimates. Analyst Commentary Recent Street research on Texas Capital Bancshares has been mixed, with several firms lifting price targets by US$4 to US$8 while others trimmed targets by US$2 to US$5.내러티브 업데이트 • Jun 03
TCBI: Fair Outlook Will Weigh New Dividend Against Mixed Execution Signals
Analysts have nudged the fair value estimate for Texas Capital Bancshares up by about $1 to $107.69, reflecting updated views on its earnings profile, a slightly higher assumed discount rate, and a modestly higher future P/E multiple informed by recent Street price target revisions from firms including BofA, Citi, JPMorgan, Piper Sandler, and RBC Capital. Analyst Commentary Street research on Texas Capital Bancshares has been active, with several firms adjusting price targets both higher and lower over recent months.내러티브 업데이트 • Apr 25
TCBI: Fair Outlook Balances New Dividend With Mixed Profitability And Execution Views
Texas Capital Bancshares' updated narrative price target edges higher by about $3 to roughly $107, as analysts factor in a slightly stronger profit margin outlook alongside a lower assumed future P/E and recent mixed price target revisions across the Street. Analyst Commentary Recent research updates on Texas Capital Bancshares show a mix of higher and lower price targets, with bullish and bearish analysts reacting differently to the same set of fundamentals.내러티브 업데이트 • Apr 10
TCBI: Stable Outlook With Capital Returns And Mixed Research Views Shaping Risk Reward
Texas Capital Bancshares' updated analyst price target edges down by about $1 to roughly $104, as analysts balance earlier target increases from several firms with more recent trims while modestly adjusting fair value and P/E assumptions. Analyst Commentary Recent Street research around Texas Capital Bancshares reflects a mix of enthusiasm and caution, with several firms lifting price targets earlier in the period and a few trimming them more recently.Seeking Alpha • Mar 28
Texas Capital Bancshares: No Common Dividend, But A Preferred Dividend
Summary Texas Capital Bancshares delivered strong 2025 results, with net income of $330 million and EPS of $6.86, supporting robust capital levels. Net interest income rose 14% to $1.03 billion, aided by a 10% drop in interest expenses and reduced loan loss provisions, enhancing earnings quality. TCBI completed a $200 million share buyback and launched another, while tangible book value climbed to $75 per share, keeping valuation attractive at <1.3x TBV. My focus remains on TCBIO preferreds, offering a 6.5% yield and strong risk/reward, supported by ample common equity and prudent capital management. Read the full article on Seeking Alpha내러티브 업데이트 • Mar 27
TCBI: Stable Outlook And Capital Returns Support Balanced Future Risk Reward
Texas Capital Bancshares' updated analyst price targets point to a modest reset in fair value to about $105.07 per share, as analysts refine their views on loan and revenue growth, earnings power, and regional bank fundamentals. Analyst Commentary Recent Street research on Texas Capital Bancshares centers on refreshed price targets around the US$103 to US$105 range, with analysts updating their views as they prepare for upcoming Q4 bank earnings.내러티브 업데이트 • Mar 11
TCBI: Stable Earnings Power And Capital Returns Will Support Future Upside Potential
Texas Capital Bancshares' analyst price target has been revised slightly lower by about $0.36 to roughly $105.43, as analysts factor in a modestly lower future P/E assumption. They continue to cite consistent themes of stable regional bank fundamentals, balance sheet growth, and solid earnings expectations across recent research updates.내러티브 업데이트 • Feb 24
TCBI: Stable Earnings Power And Capital Returns Will Guide Balanced Outlook
Texas Capital Bancshares' updated analyst price target edges higher, with the fair value estimate moving from $105.62 to $105.79 as analysts factor in relatively stable discount rates, steady revenue growth assumptions, a slightly higher future P/E, and modest tweaks to profit margin expectations. Analyst Commentary Recent Street research on Texas Capital Bancshares has centered on refreshed price targets ahead of upcoming earnings updates, with analysts fine tuning their views on earnings power, balance sheet trends, and regional bank fundamentals.내러티브 업데이트 • Feb 09
TCBI: Stable Earnings Power And Capital Returns Will Shape Balanced Outlook
Analysts have lifted their fair value estimate for Texas Capital Bancshares to about $105.62 from $102.50, citing updated price targets that reflect modestly adjusted revenue growth assumptions, a slightly higher discount rate, a higher projected profit margin of about 25.43%, and a future P/E estimate near 12.63x. Analyst Commentary Recent research updates on Texas Capital Bancshares focus on higher price targets and a generally constructive tone on regional banks, with several firms adjusting their views as part of broader Q4 bank previews.내러티브 업데이트 • Jan 26
TCBI: Stable Fundamentals And Capital Returns Will Shape Balanced Risk Outlook
Our analyst price target for Texas Capital Bancshares has shifted up by about US$5 to US$102.50, as analysts factor in slightly higher profit margin assumptions, a modestly lower assumed future P/E multiple, and Street research that points to stable regional bank fundamentals and firmer expectations for loan and revenue growth. Analyst Commentary Street research on Texas Capital Bancshares has recently focused on updated assumptions for earnings power, valuation multiples, and the broader regional bank setup heading into upcoming earnings seasons.내러티브 업데이트 • Jan 11
TCBI: Durable Earnings And Capital Strength Will Shape Balanced Risk Reward Profile
Analysts have raised their fair value estimate for Texas Capital Bancshares to about $97.36 from $95.36, reflecting higher Street price targets in the low $100s and updated assumptions around earnings durability, capital strength, and franchise value. Analyst Commentary Recent Street research on Texas Capital Bancshares centers on higher price targets clustered just above the US$100 mark, with both bullish and cautious voices tying their views to earnings durability, capital strength, and the value of the franchise.내러티브 업데이트 • Dec 17
TCBI: Earnings Outlook And Credit Normalization Will Shape Balanced Risk Reward Profile
Analysts have modestly raised their price target on Texas Capital Bancshares by approximately 2 percent to reflect a slightly higher fair value estimate of about $95.36 per share, supported by updated assumptions around long term valuation multiples and profitability. What's in the News Reaffirmed full year 2025 earnings outlook, targeting low double digit revenue growth, supported by a more diversified earnings platform and consistent client engagement (company guidance) Reported third quarter 2025 net charge offs of $13.7 million, higher than $13.0 million in the prior quarter and $6.1 million in the third quarter of 2024, signaling some credit cost normalization (company results) Completed repurchase of 801,053 shares for $58.82 million, including 87,087 shares bought between July 1 and September 30, 2025, under the January 23, 2025 buyback authorization (company disclosure) Valuation Changes Fair Value Estimate has risen slightly from approximately $93.64 to $95.36 per share, reflecting a modestly higher assessed intrinsic value.내러티브 업데이트 • Dec 03
TCBI: Earnings Outlook And Credit Normalization Will Shape Balanced Return Prospects
Analysts have modestly lifted their price target on Texas Capital Bancshares to approximately $94 per share from about $92, citing slightly higher fair value estimates supported by updated assumptions for discount rates, revenue growth, profit margins, and a richer forward earnings multiple. What's in the News Reaffirmed full year 2025 earnings guidance, targeting low double digit revenue growth supported by a diversified earnings platform and resilient client engagement across market cycles (company guidance) Reported third quarter 2025 net charge offs of $13.7 million, up from $13.0 million in the second quarter of 2025 and $6.1 million in the third quarter of 2024, indicating a continued normalization in credit costs (company disclosure) Completed repurchase of 801,053 shares, or about 1.74% of shares outstanding, for $58.82 million under the buyback program announced January 23, 2025, including 87,087 shares bought for $7.01 million in the third quarter of 2025 (company filing) Valuation Changes Fair Value: modestly increased from $92 to approximately $93.64 per share, reflecting a slightly higher intrinsic value estimate.Seeking Alpha • Feb 19
Texas Capital Bancshares: Preferred Shares Yielding 6.7%
Summary Texas Capital Bancshares offers a preferred share with a 6.7% dividend yield, TCBIO, making it a solid choice for fixed income investors. Despite a decline in net interest income, TCBI's net interest margin remains above pandemic levels due to effective leverage management. Texas Capital saw significant loan growth in 2024, but nonperforming loans increased, posing potential risks to earnings. Preferred share investors face less volatility, making Texas Capital Bancshares an attractive income investment. Read the full article on Seeking Alpha
새로운 내러티브 • Jan 26
Treasury Solutions Adoption Will Drive Bank's Future Growth
Strategic initiatives and transformation drive significant client acquisition and future revenue growth through expanded fee income areas and Treasury Solutions' critical role.Seeking Alpha • Jan 26
Texas Capital Bancshares: A Stalemate That Has Lasted For Years
Summary TCBI's Q4 2024 results were disappointing overall, with declining net interest margin, slowed loan growth, and deposits far from all-time highs. The only positive note was the rapid increase in non-interest income, particularly from Investment Banking & Trading and Treasury Product Fees. Rising mortgage rates and a challenging macroeconomic environment have impacted loan growth and profitability, raising concerns for future performance. Despite share buybacks, TCBI needs to focus on acquiring low-cost deposits to ensure long-term growth and stability. Hold rating remains appropriate. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Texas Capital Bancshares: Preferred Shares Provide Attractive Yield
Summary Texas Capital Bancshares saw a significant improvement in net interest income in Q3 due to increased deposits and reduced external debt. The bank's deposit growth outpaced peers, leading to a lower loan-to-deposit ratio and improved net interest margins. Risks include loan performance concerns and geographic concentration in Texas, with rising nonaccrual loans and a low allowance for credit losses. The preferred shares offer an attractive yield, presenting a good entry point for income investors, despite some loan performance headwinds. Read the full article on Seeking AlphaSeeking Alpha • Sep 26
Texas Capital Bancshares: Still A 'Show Me' Story
Summary Texas Capital Bancshares is undergoing a significant transformation, shedding problematic aspects and focusing on growth, but it comes with risks and high valuation relative to earnings. The balance sheet shows volatility, with intentional reduction in high-cost deposits and uninsured deposits, but loans and securities have seen some growth. Despite revenue growth in investment banking and trading income, rising non-interest expenses have led to declining net profits, raising concerns about profitability. Management's ambitious strategic initiatives, including cost-cutting and expanding services, are promising, but I rate the stock a 'hold' due to uncertainties and my own conservative investment approach. Read the full article on Seeking AlphaSeeking Alpha • Jul 02
Texas Capital Bancshares: Downgrading The Preferred To Hold On Lower Yields
Summary Texas Capital Bancshares has stabilized financial results despite challenges from higher interest rates and deposit retention. Net interest margin and income remain above pandemic levels, with growing deposits and reduced reliance on external financing. Preferred shares are secure but relatively overvalued compared to peers, leading to a hold rating with potential for buying at lower prices. Read the full article on Seeking AlphaSeeking Alpha • Apr 19
Texas Capital Bancshares: NIM Returns To Growth, But AOCI Worries Again
Summary Texas Capital Bancshares releases Q1 2024 results, with a net interest margin growth and confidence in a price-per-share recovery. Loan growth has been stagnant, particularly in commercial loans, due to high interest rates and a decline in demand. The bank continues to purchase securities despite unrealized losses. Read the full article on Seeking AlphaSeeking Alpha • Jan 20
Texas Capital Bancshares: Non-Interest-Bearing Deposits Plummet But Buyback Continues
Summary Texas Capital Bancshares reported lower-than-expected earnings, with non-GAAP EPS missing estimates by $0.07. The bank's loan portfolio is struggling to grow, particularly in recent months, due to the Fed's tight monetary policy. TCBI's non-interest-bearing deposits have plummeted by 22% in the last quarter, impacting net interest margin and net interest income. Read the full article on Seeking Alpha주주 수익률
| TCBI | US Banks | US 시장 | |
|---|---|---|---|
| 7D | -1.0% | -0.07% | -1.4% |
| 1Y | 16.6% | 20.6% | 16.4% |
수익률 대 산업: TCBI은 지난 1년 동안 20.6%의 수익을 기록한 US Banks 산업보다 저조한 성과를 냈습니다.
수익률 대 시장: TCBI은 지난 1년 동안 16.4%의 수익을 기록한 US 시장과 동일한 성과를 보였습니다.
주가 변동성
| TCBI volatility | |
|---|---|
| TCBI Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
안정적인 주가: TCBI는 지난 3개월 동안 US 시장에 비해 주가 변동성이 크지 않았습니다.
시간에 따른 변동성: TCBI의 주간 변동성(3%)은 지난 1년 동안 안정적이었습니다.
회사 소개
| 설립 | 직원 수 | CEO | 웹사이트 |
|---|---|---|---|
| 1996 | 1,785 | Rob Holmes | texascapitalbank.com |
는 텍사스 캐피탈 은행의 은행 지주회사로 운영되며 기업, 기업가, 개인 고객에게 맞춤형 솔루션을 제공하는 종합 금융 서비스 회사입니다. 이 회사는 상업 은행, 소비자 은행, 자본 시장, 인수 합병, 신디케이트 금융을 포함한 투자 은행 솔루션, 금융 스폰서 보장, 자본 솔루션, 기관 서비스, 투자 관리, 재무 계획, 락박스 및 보험, 증권 기반 대출, 부동산 계획, 사업 승계 등의 자산 관리 서비스와 자선, 신탁 및 집행자, 맞춤형 신용, 예탁 서비스 등을 제공합니다. 또한 예금 계좌, 분석 계좌, 상업용 카드, SBA 및 비즈니스 대출, 패키지 솔루션, 가맹점 서비스, 유동성 및 투자, 운전 자본, 국제 무역 및 결제, 국고 및 신용 상품, 상업용 부동산, 주택 건설업체 및 커뮤니티, 모기지 금융 서비스도 제공합니다.
Texas Capital Bancshares, Inc. 기초 지표 요약
| TCBI 기초 통계 | |
|---|---|
| 시가총액 | US$4.53b |
| 순이익 (TTM) | US$339.74m |
| 매출 (TTM) | US$1.25b |
13.2x
주가수익비율(P/E)1.4x
주가순자산비율(P/B)TCBI는 고평가되어 있습니까?
공정 가치 및 평가 분석 보기순이익 및 매출
| TCBI 손익계산서 (TTM) | |
|---|---|
| 매출 | US$1.25b |
| 매출원가 | US$0 |
| 총이익 | US$1.25b |
| 기타 비용 | US$905.55m |
| 순이익 | US$339.74m |
최근 보고된 실적
Mar 31, 2026
다음 실적 발표일
해당 없음
| 주당순이익(EPS) | 7.78 |
| 총이익률 | 100.00% |
| 순이익률 | 27.28% |
| 부채/자본 비율 | 25.5% |
TCBI의 장기 실적은 어땠습니까?
과거 실적 및 비교 보기배당
0.8%
현재 배당 수익률n/a
배당 성향기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/07/22 09:56 |
| 종가 | 2026/07/22 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Texas Capital Bancshares, Inc.는 24명의 분석가가 다루고 있습니다. 이 중 11명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Jason Goldberg | Barclays |
| Jared David Shaw | Barclays |
| Brandon Berman | BofA Global Research |