Zip Co (ZIP) 주식 개요
Zip Co Limited는 호주와 미국에서 디지털 소매 금융, 개인 금융 및 결제 솔루션을 제공하고 있습니다. 자세히 보기
ZIP Community Fair Values
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Analyst Price Targets
Top Community Narratives
AU$2.55
FV
3.5% 고평가 내재 할인율20.79%
Revenue growth p.a.
151
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11users have followed this narrative
Zip Co Limited 경쟁사
가격 이력 및 성과
| 과거 주가 | |
|---|---|
| 현재 주가 | AU$2.64 |
| 52주 최고가 | AU$4.93 |
| 52주 최저가 | AU$1.38 |
| 베타 | 3.28 |
| 1개월 변동 | -8.33% |
| 3개월 변동 | 9.54% |
| 1년 변동 | -16.98% |
| 3년 변동 | 493.26% |
| 5년 변동 | -63.54% |
| IPO 이후 변동 | 826.32% |
최근 뉴스 및 업데이트
내러티브 업데이트 • Jul 17
ZIP: BNPL Scale And Low Marginal Costs Will Support Future Margin Expansion
Analysts have increased their fair value estimate for Zip Co to A$5.39 from A$5.15, reflecting expectations for slightly stronger long term margins and a higher future P/E multiple as the company expands within the BNPL segment with relatively low marginal costs. Analyst Commentary Recent coverage of Zip Co highlights how some bullish analysts frame the company within the broader buy now pay later space, with attention on its ability to scale while keeping marginal costs relatively low.
내러티브 업데이트 • Jul 03
ZIP: Balance Sheet Progress And Brand Resolution Will Support Future Upside
Analysts have trimmed their fair value estimate for Zip Co from A$4.07 to A$3.72, citing updated assumptions around growth, profitability, discount rates and future P/E that align with recent shifts in price targets across the sector. Analyst Commentary Recent commentary around Zip Co focuses on how balance sheet moves and valuation assumptions might affect execution risk, growth expectations and the stock’s fair value, even as analysts refine their models.내러티브 업데이트 • Jun 19
ZIP: AI Commerce Expansion Will Drive Future Margin Upside For Shares
Analysts have trimmed their fair value estimate for Zip Co shares slightly to A$5.15 from A$5.17, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E multiples informed by recent Street research. What’s in the News for Zip Co Zip US expands its partnership with Stripe, supporting Stripe’s Shared Payment Tokens to bring Zip’s flexible payment options into AI powered commerce and agent driven checkout experiences.Recent updates
내러티브 업데이트 • Jul 17
ZIP: BNPL Scale And Low Marginal Costs Will Support Future Margin Expansion
Analysts have increased their fair value estimate for Zip Co to A$5.39 from A$5.15, reflecting expectations for slightly stronger long term margins and a higher future P/E multiple as the company expands within the BNPL segment with relatively low marginal costs. Analyst Commentary Recent coverage of Zip Co highlights how some bullish analysts frame the company within the broader buy now pay later space, with attention on its ability to scale while keeping marginal costs relatively low.내러티브 업데이트 • Jul 03
ZIP: Balance Sheet Progress And Brand Resolution Will Support Future Upside
Analysts have trimmed their fair value estimate for Zip Co from A$4.07 to A$3.72, citing updated assumptions around growth, profitability, discount rates and future P/E that align with recent shifts in price targets across the sector. Analyst Commentary Recent commentary around Zip Co focuses on how balance sheet moves and valuation assumptions might affect execution risk, growth expectations and the stock’s fair value, even as analysts refine their models.내러티브 업데이트 • Jun 19
ZIP: AI Commerce Expansion Will Drive Future Margin Upside For Shares
Analysts have trimmed their fair value estimate for Zip Co shares slightly to A$5.15 from A$5.17, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E multiples informed by recent Street research. What’s in the News for Zip Co Zip US expands its partnership with Stripe, supporting Stripe’s Shared Payment Tokens to bring Zip’s flexible payment options into AI powered commerce and agent driven checkout experiences.분석 기사 • Jun 16
Zip Co (ASX:ZIP) Shares Could Be 12.9% Overvalued After Stripe AI Checkout Update
Zip Co (ASX:ZIP) is back in focus after announcing that Zip US will support Stripe’s Shared Payment Tokens, linking its flexible payment options with emerging AI powered checkout and agent driven shopping experiences. See our latest analysis for Zip Co. The Stripe announcement comes after a strong run in the Zip Co share price, with a 7 day share price return of 14.29%, a 30 day return of 22.03% and an 84.62% 90 day return. Over the same period, the year to date share price return is down...
내러티브 업데이트 • Jun 04
ZIP: Brand Reset And Margin Guidance Will Shape A Bullish Forward Outlook
Analysts have nudged their Zip Co price target higher to A$2.60, citing slightly firmer assumptions for revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to future P/E expectations. What's in the News High Court of Australia ruling requires Zip Co and relevant subsidiaries to stop using the "Zip" trade mark in Australia for its products and services within 28 days of the judgment, with no impact on the US or New Zealand businesses.내러티브 업데이트 • May 20
ZIP: Margin Expansion And Share Buyback Are Expected To Drive Upside
Analysts have trimmed their A$ price target for Zip Co slightly, reflecting a modestly lower fair value and growth outlook, along with expectations for stronger profit margins and a reduced assumed discount rate. Analyst Commentary Bullish analysts looking at Zip Co generally point to operational execution and potential for improved profitability as the main supports for their fair value work, even where headline price targets on other companies in the broader "Zip" universe have moved around.내러티브 업데이트 • May 02
ZIP: AI And Revenue Visibility Will Shape A Balanced Forward Outlook
Analysts have adjusted their view on Zip Co, keeping the A$ fair value unchanged at A$2.60. Updated assumptions for the discount rate, revenue growth, profit margin and a lower future P/E reflect recent Street research highlighting mixed growth signals, as well as changing expectations around AI driven opportunities and near term revenue trends.내러티브 업데이트 • Apr 17
ZIP: AI Execution Risk Will Shape A More Optimistic Forward Outlook
Analysts have trimmed their Zip Co price target to A$3.00 from A$5.50, pointing to tempered revenue expectations alongside steady profitability assumptions and valuation multiples. They also highlight AI driven product features, enterprise adoption and performance based revenue as key long term supports for the business.내러티브 업데이트 • Apr 03
ZIP: Higher Required Returns Will Support A More Optimistic Forward Outlook
Narrative Update on Zip Co Price Target Analysts have reduced the A$3.74 fair value estimate for Zip Co to A$2.60. This reflects updated assumptions that apply a higher discount rate and a lower future P/E multiple, despite broadly similar expectations for revenue growth and profit margins.내러티브 업데이트 • Mar 20
ZIP: Higher Fair Value Reflects Confidence In Margin Expansion And Buyback Plan
Analysts have adjusted the fair value estimate for Zip Co to A$5.25 from A$4.31, reflecting updated views on discount rates, revenue growth, profit margins and future P/E assumptions in light of recent Street research commentary. Analyst Commentary Recent Street commentary on ZipRecruiter, while focused on a different company, offers context for how analysts are thinking about platform scale, technology adoption and revenue visibility that can inform views on Zip Co. Bullish analysts are paying particular attention to earnings delivery versus guidance, the role of AI in driving user engagement and the link between execution on these themes and longer term valuation support.
새로운 내러티브 • Mar 12
Fundamental Analysis on BNPL companies should be viewed differently for Valuation Metrics.
I firmly believe that for BNPL companies, you MUST modify the generic fundamental analysis principles of Profitability, Low Debt, P/E, EPS, etc, in order to receive a more accurate company valuation. You have to view BNPL companies as Short term lenders + Payment companies, so your metrics for valuations would look more into Tranaction margin & Net Credit Loss Rate to loan book value, similarly to other lenders / banks.내러티브 업데이트 • Mar 05
ZIP: Trust-Led Platform And Buyback Plan Will Support Future Upside
Narrative Update Analysts have trimmed their fair value estimate for Zip Co to about A$4.07 from A$5.05, reflecting updated assumptions for slightly softer revenue growth and profit margins, a higher discount rate, and a lower future P/E multiple. This is in line with recent Street price target cuts to A$3.00 from A$5.50 and A$5.00.내러티브 업데이트 • Feb 19
ZIP: Trust-Led Brand Platform And Stable Metrics Will Support Upside
Analysts have revised their price target for Zip Co to A$5.05, citing updated assumptions around discount rates, growth and future P/E. Their fair value estimate remains broadly unchanged.내러티브 업데이트 • Feb 05
ZIP: Steady Fair Value And Higher P/E Assumption Will Support Upside
Analysts have kept Zip Co's fair value estimate steady at A$5.05 per share while nudging the long term discount rate slightly higher and the future P/E assumption to 35.05x. This reflects updated views on risk and earnings multiples without changing the headline price target.내러티브 업데이트 • Jan 22
ZIP: Slightly Updated Assumptions Will Support Further Share Upside
Analysts have trimmed their fair value estimate for Zip Co slightly, from A$5.10 to A$5.05. This reflects updated assumptions for revenue growth, profit margins and future P/E that leave the overall outlook broadly similar to prior views.내러티브 업데이트 • Jan 08
ZIP: Expanded Stripe Partnership Will Support A More Optimistic Future Outlook
Analysts have increased their fair value estimate for Zip Co from A$2.27 to A$3.74, reflecting updated views on revenue growth, profit margins and a higher assumed future P/E multiple. What's in the News Zip Co announced an expanded partnership with Stripe that makes Zip available through Stripe's optimized checkout interfaces, including Elements, Checkout and Payment Links, for US merchants (Client Announcements).내러티브 업데이트 • Dec 19
ZIP: Expanded US Payment Reach Will Drive Further Share Upside
Analysts have slightly reduced their price target on Zip Co to around $5.10 per share, reflecting marginally lower discount rate and valuation multiple assumptions while keeping long term growth and profitability expectations effectively unchanged. What's in the News Expanded US reach as Zip becomes available through Stripe’s optimized checkout interfaces, including Elements, Checkout, and Payment Links, via a no code activation from the Stripe Dashboard (Client Announcements) New Stripe integration enables merchants to offer Zip’s pay in installments option while still receiving full payment upfront, with Zip managing customer repayments and associated risk (Client Announcements) Partnership with Opportunity Knocks launches a national casting call where selected participants, including one Zip customer, can receive up to $20,000 in targeted financial support and coaching (Client Announcements) Zip customers and viewers gain access to Opportunity Knocks’ free digital tools, including the Opportunity Coach for personalized financial guidance and the Opportunity Finder, which connects users to over 17,000 local services (Client Announcements) Valuation Changes Fair Value: unchanged at approximately A$5.10 per share, indicating stable long term valuation assumptions.내러티브 업데이트 • Dec 05
ZIP: Expanded Payment Partnerships Will Support Further Upside For Shares
Analysts have modestly lifted their price target on Zip Co, citing a slightly higher discount rate and steady expectations for revenue growth, profit margins, and future valuation multiples that together support a fair value estimate of approximately $5.10 per share. What's in the News Expanded US partnership with Stripe enables Zip as a pay in installments option across Stripe Elements, Checkout, and Payment Links, with no code required for merchants and full upfront payment while Zip manages customer repayments (company announcement) Stripe integration gives merchants access to a broader base of high intent shoppers who may be underserved by traditional financial services, aiming to lift conversion and average order values while reducing cart abandonment (company announcement) New collaboration with Opportunity Knocks launches a national casting call where selected participants, including one Zip customer, can receive up to $20,000 in targeted support to accelerate their path to financial stability (company announcement) Opportunity Knocks partnership extends Zip's financial wellness focus by directing customers and viewers to free digital tools like the Opportunity Coach and Opportunity Finder, connecting them to over 17,000 local support services (company announcement) Valuation Changes Fair Value Estimate remains unchanged at approximately A$5.10 per share, indicating no material reassessment of intrinsic value.내러티브 업데이트 • Nov 21
ZIP: Expanded Platform Partnerships Will Drive Further Upside For Shares
Analysts have maintained their price target for Zip Co. at $5.10 per share, citing marginal adjustments to key valuation inputs along with a steady outlook based on current growth and profitability trends. What's in the News Zip Co has expanded its partnership with Stripe, making Zip’s pay in installments option available through Stripe’s checkout solutions for US merchants (Client Announcements).내러티브 업데이트 • Nov 05
ZIP: Future Share Buybacks And New Partnerships Will Drive Further Gains
Analysts have lowered their price target for Zip Co. from $5.33 to $5.10, citing expectations of slightly reduced profit margins due to a marginally improved revenue growth outlook. What's in the News Zip Co has launched an expanded partnership with Stripe, enabling US merchants to offer Zip's pay in installments feature through Stripe's checkout tools with a simple, no-code setup (Client Announcement).내러티브 업데이트 • Oct 22
Analysts Raise Zip Co Target as Valuation Climbs on Buyback and Google Pay Expansion
Analysts have raised their price target for Zip Co. from $5.00 to $5.33. This revision reflects slightly improved revenue growth, profit margin expectations, and future earnings multiples.내러티브 업데이트 • Oct 08
Digital Payments And ECommerce Trends Will Expand International Markets
Zip Co Analyst Price Target Raised to $5.00 on Upgraded Profitability Outlook Analysts have increased their fair value estimate for Zip Co from $4.58 to $5.00. The revision is based on stronger expected revenue growth and improved profit margins in their updated projections.내러티브 업데이트 • Sep 23
Digital Payments And ECommerce Trends Will Expand International Markets
The consensus analyst price target for Zip Co has edged higher to A$4.58, primarily reflecting a small uplift in the company’s future P/E multiple. What's in the News Completed buyback of 14.8 million shares (1.13% of shares) for AUD 29.8 million.내러티브 업데이트 • Aug 25
Company To Leverage Stripe Partnership And New Products For Future Success
The upward revision in Zip Co's price target is underpinned by a notable improvement in net profit margin despite a moderation in revenue growth expectations, resulting in a new consensus analyst price target of A$4.31. What's in the News Completed repurchase of 14.8 million shares (1.13%) for AUD 29.8 million under buyback program.분석 기사 • Aug 22
There's Reason For Concern Over Zip Co Limited's (ASX:ZIP) Massive 25% Price Jump
Zip Co Limited ( ASX:ZIP ) shares have continued their recent momentum with a 25% gain in the last month alone. The...
새로운 내러티브 • Feb 17
Company To Leverage Stripe Partnership And New Products For Future Success
Zip Co's U.S. expansion and partnerships are set to boost transaction volumes, aiding revenue growth.분석 기사 • Sep 01
What Zip Co Limited's (ASX:ZIP) 27% Share Price Gain Is Not Telling You
Zip Co Limited ( ASX:ZIP ) shares have continued their recent momentum with a 27% gain in the last month alone. This...주주 수익률
| ZIP | AU Consumer Finance | AU 시장 | |
|---|---|---|---|
| 7D | -8.0% | -3.7% | 1.0% |
| 1Y | -17.0% | -13.8% | 1.2% |
수익률 대 산업: ZIP은 지난 1년 동안 -13.8%의 수익을 기록한 Australian Consumer Finance 산업보다 저조한 성과를 냈습니다.
수익률 대 시장: ZIP은 지난 1년 동안 1.2%를 기록한 Australian 시장보다 저조한 성과를 냈습니다.
주가 변동성
| ZIP volatility | |
|---|---|
| ZIP Average Weekly Movement | 8.0% |
| Consumer Finance Industry Average Movement | 5.5% |
| Market Average Movement | 9.6% |
| 10% most volatile stocks in AU Market | 16.8% |
| 10% least volatile stocks in AU Market | 3.8% |
안정적인 주가: ZIP는 지난 3개월 동안 Australian 시장에 비해 주가 변동성이 크지 않았습니다.
시간에 따른 변동성: ZIP의 주간 변동성(8%)은 지난 1년 동안 안정적이었습니다.
회사 소개
| 설립 | 직원 수 | CEO | 웹사이트 |
|---|---|---|---|
| 2009 | n/a | Cynthia Scott | zip.co/au |
Zip Co Limited는 호주와 미국에서 디지털 소매 금융, 개인 금융 및 결제 솔루션을 제공하고 있습니다. 이 회사는 소비자를 대상으로 소매 신용 한도 상품 및 개인 대출, 소매 할부 상품, ‘지금 구매하고 나중에 결제(Buy Now Pay Later)’ 할부 상품을 제공합니다. 또한 제휴 은행을 통해 무담보 대출을 제공하며, 온라인 및 오프라인 매장에서의 결제, POS(판매 시점) 신용 이용, 디지털 결제 서비스도 제공합니다.
Zip Co Limited 기초 지표 요약
| ZIP 기초 통계 | |
|---|---|
| 시가총액 | AU$3.29b |
| 순이익 (TTM) | AU$109.24m |
| 매출 (TTM) | AU$1.22b |
30.1x
주가수익비율(P/E)2.7x
주가매출비율(P/S)ZIP는 고평가되어 있습니까?
공정 가치 및 평가 분석 보기순이익 및 매출
| ZIP 손익계산서 (TTM) | |
|---|---|
| 매출 | AU$1.22b |
| 매출원가 | AU$0 |
| 총이익 | AU$1.22b |
| 기타 비용 | AU$1.11b |
| 순이익 | AU$109.24m |
최근 보고된 실적
Dec 31, 2025
다음 실적 발표일
Aug 20, 2026
| 주당순이익(EPS) | 0.088 |
| 총이익률 | 100.00% |
| 순이익률 | 8.95% |
| 부채/자본 비율 | 380.7% |
ZIP의 장기 실적은 어땠습니까?
과거 실적 및 비교 보기기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/07/27 06:52 |
| 종가 | 2026/07/27 00:00 |
| 수익 | 2025/12/31 |
| 연간 수익 | 2025/06/30 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Zip Co Limited는 21명의 분석가가 다루고 있습니다. 이 중 9명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Lafitani Sotiriou | Bell Potter |
| Ware Kuo | BofA Global Research |
| Harold Goetsch | B. Riley Securities, Inc. |