Progressive（PGR）株式概要
プログレッシブ・コーポレーションは米国で保険会社を営んでいる。 詳細
PGR Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$399.21
FV
42.2% 割安 内在価値ディスカウント13.10%
Revenue growth p.a.
459
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The Progressive Corporation 競合他社
価格と性能
| 過去の株価 | |
|---|---|
| 現在の株価 | US$230.72 |
| 52週高値 | US$254.93 |
| 52週安値 | US$189.20 |
| ベータ | 0.25 |
| 1ヶ月の変化 | 13.59% |
| 3ヶ月変化 | 15.61% |
| 1年変化 | -5.82% |
| 3年間の変化 | 97.55% |
| 5年間の変化 | 139.88% |
| IPOからの変化 | 69,545.85% |
最新ニュース
Recent updates
ナラティブの更新 • Jun 25
PGR: AI And Underwriting Discipline Will Support Stronger Margins Through 2028
Analysts have trimmed the Progressive fair value estimate by about $6 to $284.11, reflecting lower margin and P/E assumptions after recent price target reductions of around $2 to $18 across several research firms. Analyst Commentary Recent Street research around Progressive points to a mixed but generally constructive tone, with several bullish analysts highlighting long term earnings potential, valuation support, and execution on underwriting and expense discipline.Seeking Alpha • Jun 13
Progressive Corporation: Exceptional Growth But Normalizing Margins
Summary Progressive Corporation maintains exceptional market-share gains and strong underwriting but faces near-term EPS declines despite continued revenue growth. PGR is reinvesting profitability into customer acquisition and selective rate reductions, leading to margin pressure as competition intensifies and peers restore profitability. Consensus expects PGR's EPS to decline through 2028, with valuation at 12.5x forward earnings reflecting anticipated margin normalization and limited near-term earnings growth. I maintain a cautious buy on PGR, citing robust capital efficiency, a resilient market position, and reasonable valuation despite margin risks and a less attractive yield profile. Read the full article on Seeking Alphaナラティブの更新 • Jun 07
PGR: AI Expense Efficiencies Will Support Underwriting Discipline And Earnings Resilience
Analysts have nudged Progressive's implied fair value higher to about $291 from roughly $284, while slightly adjusting discount rate, revenue growth, profit margin and future P/E assumptions, citing mixed recent earnings trends and growing interest in the company's potential role in the emerging AI economy. Analyst Commentary Recent Street research on Progressive shows a mix of higher and lower price targets, with several bullish analysts highlighting the company's potential earnings power and role in the developing use of AI across insurance.
ナラティブの更新 • May 24
PGR: AI Expense Efficiencies Will Sustain Earnings Power Despite Softer Pricing
Analysts have nudged the fair value estimate for Progressive slightly lower to about $231 from roughly $232, reflecting modest reductions to long term earnings expectations after recent price target cuts tied to April's catastrophe losses and concerns about softer auto pricing power. Analyst Commentary Recent research shows a mix of optimism and caution around Progressive, with price targets being nudged both higher and lower as analysts recalibrate expectations after the April earnings miss and shifting views on auto pricing power.ナラティブの更新 • Apr 23
PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes
Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.ナラティブの更新 • Apr 07
PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations
Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.ナラティブの更新 • Mar 24
PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings
Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.ナラティブの更新 • Mar 09
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.ナラティブの更新 • Feb 23
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.ナラティブの更新 • Feb 09
PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes
Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.ナラティブの更新 • Jan 24
PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power
Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.
ナラティブの更新 • Jan 09
PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum
Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.ナラティブの更新 • Dec 26
PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025
Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.ナラティブの更新 • Dec 12
PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead
Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.ナラティブの更新 • Nov 27
PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025
Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.ナラティブの更新 • Nov 13
PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead
The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.ナラティブの更新 • Oct 30
PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts
Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.ナラティブの更新 • Oct 15
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.ナラティブの更新 • Sep 19
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.分析記事 • Sep 18
Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10
The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...ナラティブの更新 • Sep 04
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.分析記事 • Aug 21
Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10
The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...Seeking Alpha • Apr 21
Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated
Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking AlphaSeeking Alpha • Apr 12
The Progressive Corporation: Earnings Have Exploded, Take Advantage Of Recent Price Drop And Buy
Summary Progressive is rated a buy due to its record-breaking financial performance, robust growth in net premiums, and significant market share gains in 2024. Despite a recent share price drop, PGR has seen a 239% gain over 5 years and continues to outperform its peers. PGR's revenue nearly doubled in 5 years, with net income up 11.5x in two years, driven by strategic advertising and policy growth. The P&C insurance industry remains resilient amidst economic uncertainties, making PGR a strong investment opportunity with continued earnings growth potential. Read the full article on Seeking AlphaSeeking Alpha • Mar 18
Progressive: Fundamentally Strong, But Earning Multiples Are Elevated, Hold For Now
Summary Progressive Corp reported strong Q4 and FY results, with a 21% increase in net written premiums and over 5 million new policies in 2024. The company is well-positioned for 2025, with improved pricing expected to support margin expansion and EPS growth, despite a slightly elevated valuation multiple. Risks include market saturation, potential recession impacts, and a slowdown in growth rates, which could affect investor expectations and valuation. I rate Progressive a 'hold' due to its strong fundamentals but elevated earnings multiple, awaiting a better entry point. Read the full article on Seeking Alpha株主還元
| PGR | US Insurance | US 市場 | |
|---|---|---|---|
| 7D | -0.6% | -0.7% | 0.7% |
| 1Y | -5.8% | 5.9% | 20.6% |
業界別リターン: PGR過去 1 年間で5.9 % の収益を上げたUS Insurance業界を下回りました。
リターン対市場: PGRは、過去 1 年間で20.6 % のリターンを上げたUS市場を下回りました。
価格変動
| PGR volatility | |
|---|---|
| PGR Average Weekly Movement | 3.7% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.2% |
安定した株価: PGR 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。
時間の経過による変動: PGRの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。
会社概要
| 設立 | 従業員 | CEO（最高経営責任者 | ウェブサイト |
|---|---|---|---|
| 1937 | 70,053 | Tricia Griffith | www.progressive.com |
プログレッシブ・コーポレーションは米国で保険会社を営む。オートバイ、RV車、水上バイクを含む個人向け自動車保険と特別路線商品、住宅所有者と賃貸人向けの個人向け住宅財物保険を販売している。同社はまた、ダンプトラック、ログトラック、ゴミ収集車、トラクター、トレーラー、ストレートトラック、レッカー車、バン、ピックアップトラック、自動車を構成する自動車関連の賠償責任保険および物的損害保険、中小企業向けの事業関連の賠償責任保険および商業用不動産保険、運送業界向けの労災保険も扱っている。さらに、その他の特殊損害保険、関連サービスの提供、動産再保険商品、投資活動も行っている。独立系保険代理店、オンライン、電話を通じて商品を販売している。プログレッシブ・コーポレーションは1937年に設立され、オハイオ州メイフィールドに本社を置く。
The Progressive Corporation 基礎のまとめ
| PGR 基礎統計学 | |
|---|---|
| 時価総額 | US$134.82b |
| 収益（TTM） | US$11.56b |
| 売上高(TTM) | US$89.42b |
11.7x
PER（株価収益率1.5x
P/SレシオPGR は割高か？
公正価値と評価分析を参照収益と収入
| PGR 損益計算書（TTM） | |
|---|---|
| 収益 | US$89.42b |
| 売上原価 | US$72.82b |
| 売上総利益 | US$16.60b |
| その他の費用 | US$5.04b |
| 収益 | US$11.56b |
直近の収益報告
Mar 31, 2026
次回決算日
Jul 15, 2026
| 一株当たり利益（EPS） | 19.78 |
| グロス・マージン | 18.56% |
| 純利益率 | 12.93% |
| 有利子負債／自己資本比率 | 26.2% |
PGR の長期的なパフォーマンスは？
過去の実績と比較を見る配当金
6.0%
現在の配当利回り2%
配当性向企業分析と財務データの現状
| データ | 最終更新日（UTC時間） |
|---|---|
| 企業分析 | 2026/07/12 01:12 |
| 終値 | 2026/07/10 00:00 |
| 収益 | 2026/03/31 |
| 年間収益 | 2025/12/31 |
データソース
企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。
| パッケージ | データ | タイムフレーム | 米国ソース例 |
|---|---|---|---|
| 会社財務 | 10年 |
| |
| アナリストのコンセンサス予想 | +プラス3年 |
|
|
| 市場価格 | 30年 |
| |
| 所有権 | 10年 |
| |
| マネジメント | 10年 |
| |
| 主な進展 | 10年 |
|
* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。
特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。
分析モデルとスノーフレーク
このレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。
シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。
業界およびセクターの指標
私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。
アナリスト筋
The Progressive Corporation 13 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。40
| アナリスト | 機関 |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |