Sierra Bancorp（BSRR）株式概要シエラバンコープはバンク・オブ・ザ・シエラの銀行持株会社として、カリフォルニア州内の個人および法人にリテールおよび商業銀行商品・サービスを提供している。 詳細BSRR ファンダメンタル分析スノーフレーク・スコア評価3/6将来の成長1/6過去の実績4/6財務の健全性6/6配当金4/6報酬当社が推定した公正価値より38.9%で取引されている 収益は年間5.29%増加すると予測されています 過去5年間の収益は年間0.9%増加しました。 2.71%の安定した配当金を支払う リスク分析リスクチェックの結果、BSRR 、リスクは検出されなかった。すべてのリスクチェックを見るBSRR Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair ValueUS$Current PriceUS$38.444.1% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture0191m2016201920222025202620282031Revenue US$190.9mEarnings US$57.1mAdvancedSet Fair ValueView all narrativesSierra Bancorp 競合他社Home BancorpSymbol: NasdaqGS:HBCPMarket cap: US$509.5mCivista BancsharesSymbol: NasdaqCM:CIVBMarket cap: US$529.1mBridgewater BancsharesSymbol: NasdaqCM:BWBMarket cap: US$522.0mFirst Business Financial ServicesSymbol: NasdaqGS:FBIZMarket cap: US$477.3m価格と性能株価の高値、安値、推移の概要Sierra Bancorp過去の株価現在の株価US$38.4452週高値US$38.8752週安値US$26.49ベータ0.761ヶ月の変化5.98%3ヶ月変化3.47%1年変化38.22%3年間の変化137.28%5年間の変化37.73%IPOからの変化1,419.37%最新ニュースRecent Insider Transactions Derivative • 14hExecutive VP notifies of intention to sell stockChristopher Treece intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 22nd of May. If the sale is conducted around the recent share price of US$38.18, it would amount to US$382k. Since September 2025, Christopher's direct individual holding has increased from 36.88k shares to 39.10k. Company insiders have collectively sold US$668k more than they bought, via options and on-market transactions in the last 12 months.分析記事 • Apr 29Results: Sierra Bancorp Beat Earnings Expectations And Analysts Now Have New ForecastsIt's been a good week for Sierra Bancorp ( NASDAQ:BSRR ) shareholders, because the company has just released its latest...お知らせ • Apr 29Sierra Bancorp Reports Net Charge Offs for the First Quarter Ended March 31, 2026Sierra Bancorp reported quarterly net charge offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge offs of $307,000 against recoveries of $259,000 a year ago.Reported Earnings • Apr 28First quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2026 results: EPS: US$0.96 (up from US$0.66 in 1Q 2025). Revenue: US$38.6m (up 11% from 1Q 2025). Net income: US$12.5m (up 38% from 1Q 2025). Profit margin: 33% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.5%. Earnings per share (EPS) exceeded analyst estimates by 17%. Revenue is forecast to grow 5.4% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 34% per year, which means it is tracking significantly ahead of earnings growth.New Risk • Apr 27New major risk - Revenue and earnings growthEarnings have declined by 0.1% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Declared Dividend • Apr 27Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 4th May 2026 Payment date: 11th May 2026 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 9.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 2 years, which should provide support to the dividend and adequate earnings cover.最新情報をもっと見るRecent updatesRecent Insider Transactions Derivative • 14hExecutive VP notifies of intention to sell stockChristopher Treece intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 22nd of May. If the sale is conducted around the recent share price of US$38.18, it would amount to US$382k. Since September 2025, Christopher's direct individual holding has increased from 36.88k shares to 39.10k. Company insiders have collectively sold US$668k more than they bought, via options and on-market transactions in the last 12 months.分析記事 • Apr 29Results: Sierra Bancorp Beat Earnings Expectations And Analysts Now Have New ForecastsIt's been a good week for Sierra Bancorp ( NASDAQ:BSRR ) shareholders, because the company has just released its latest...お知らせ • Apr 29Sierra Bancorp Reports Net Charge Offs for the First Quarter Ended March 31, 2026Sierra Bancorp reported quarterly net charge offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge offs of $307,000 against recoveries of $259,000 a year ago.Reported Earnings • Apr 28First quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2026 results: EPS: US$0.96 (up from US$0.66 in 1Q 2025). Revenue: US$38.6m (up 11% from 1Q 2025). Net income: US$12.5m (up 38% from 1Q 2025). Profit margin: 33% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.5%. Earnings per share (EPS) exceeded analyst estimates by 17%. Revenue is forecast to grow 5.4% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 34% per year, which means it is tracking significantly ahead of earnings growth.New Risk • Apr 27New major risk - Revenue and earnings growthEarnings have declined by 0.1% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Declared Dividend • Apr 27Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 4th May 2026 Payment date: 11th May 2026 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 9.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 25Sierra Bancorp Declares Regular Quarterly Cash Dividend, Payable on May 11, 2026Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.26 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended March 31, 2026, and will be paid on May 11, 2026, to shareholders of record as of May 4, 2026. Counting dividends paid by Bank of the Sierra prior to the formation of Sierra Bancorp, the Company has paid regular cash dividends to shareholders every year since 1987, comprised of annual dividends through 1998 and quarterly dividends thereafter. The dividend noted in today’s announcement marks the Company’s 109th consecutive quarterly cash dividend.お知らせ • Apr 08Sierra Bancorp, Annual General Meeting, May 20, 2026Sierra Bancorp, Annual General Meeting, May 20, 2026. Location: bank of the sierras sitec, annex building at 61 north second street, portervile 93257, california United StatesRecent Insider Transactions Derivative • Feb 24Independent Director exercised options to buy US$180k worth of stock.On the 17th of February, Albert Berra exercised options to buy 5k shares at a strike price of around US$17.25, costing a total of US$86k. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. Since March 2025, Albert's direct individual holding has increased from 274.37k shares to 280.82k. Company insiders have collectively sold US$528k more than they bought, via options and on-market transactions in the last 12 months.Buy Or Sell Opportunity • Feb 10Now 22% undervaluedOver the last 90 days, the stock has risen 25% to US$36.90. The fair value is estimated to be US$47.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.8% over the last 3 years. Earnings per share has grown by 11%. Revenue is forecast to grow by 14% in 2 years. Earnings are forecast to grow by 18% in the next 2 years.Recent Insider Transactions Derivative • Feb 06Independent Vice Chairman of the Board notifies of intention to sell stockJames Holly intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 5th of February. If the sale is conducted around the recent share price of US$37.93, it would amount to US$190k. Since March 2025, James' direct individual holding has decreased from 353.06k shares to 344.11k. Company insiders have collectively sold US$413k more than they bought, via options and on-market transactions in the last 12 months.Reported Earnings • Feb 03Full year 2025 earnings releasedFull year 2025 results: Net income: (down US$40.6m from profit in FY 2024). Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 21% per year, which means it is tracking significantly ahead of earnings growth.New Risk • Feb 02New major risk - Revenue and earnings growthEarnings have declined by 0.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Price Target Changed • Feb 01Price target increased by 7.4% to US$35.17Up from US$32.75, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$35.41. Stock is up 17% over the past year. The company is forecast to post earnings per share of US$3.02 for next year compared to US$2.84 last year.お知らせ • Jan 30Sierra Bancorp Announces Quarterly Cash Dividend, Payable on February 17, 2026Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.26 per share. This represents an increase of $0.01 per share, or 4%, relative to the dividend paid last quarter. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended December 31, 2025, and will be paid on February 17, 2026, to shareholders of record as of February 9, 2026. Counting dividends paid by Bank of the Sierra prior to the formation of Sierra Bancorp, the Company has paid regular cash dividends to shareholders every year since 1987, comprised of annual dividends through 1998 and quarterly dividends thereafter. The dividend noted in today’s announcement marks the Company’s 108th consecutive quarterly cash dividend.Recent Insider Transactions Derivative • Jan 16Independent Director notifies of intention to sell stockLynda Scearcy intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 15th of January. If the sale is conducted around the recent share price of US$35.00, it would amount to US$175k. Since March 2025, Lynda's direct individual holding has decreased from 43.98k shares to 41.27k. Company insiders have collectively sold US$414k more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions Derivative • Dec 04Senior VP & Chief Accounting Officer notifies of intention to sell stockCindy Dabney intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 3rd of December. If the sale is conducted around the recent share price of US$32.00, it would amount to US$110k. Since March 2025, Cindy has owned 8.06k shares directly. Company insiders have collectively sold US$1.3m more than they bought, via options and on-market transactions in the last 12 months.お知らせ • Nov 11Sierra Bancorp and Bank of the Sierra Announces Executive ChangesOn November 5, 2025, Cindy Dabney, Senior Vice President & Chief Accounting Officer, announced her retirement and resignation as Principal Accounting Officer of Sierra Bancorp and its wholly owned subsidiary, Bank of the Sierra (“Bank”) to be effective on January 5, 2026. In connection with Ms. Dabney’s retirement, Christopher Treece, age 57, Executive Vice President & Chief Financial Officer will assume the role of Principal Accounting Officer. Mr. Treece has served as Executive Vice President & Chief Financial Officer of the Company and Bank since January 2020. There will be no changes to Mr. Treece’s compensation as a result of his appointment as Principal Accounting Officer.分析記事 • Oct 30Sierra Bancorp Just Missed Earnings - But Analysts Have Updated Their ModelsIt's been a good week for Sierra Bancorp ( NASDAQ:BSRR ) shareholders, because the company has just released its latest...Reported Earnings • Oct 28Third quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2025 results: EPS: US$0.73 (down from US$0.75 in 3Q 2024). Revenue: US$36.3m (down 2.4% from 3Q 2024). Net income: US$9.70m (down 8.5% from 3Q 2024). Profit margin: 27% (down from 28% in 3Q 2024). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) missed analyst estimates by 8.2%. Revenue is forecast to grow 6.2% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 8% per year.お知らせ • Oct 27Sierra Bancorp Reports Unaudited Net Charge Offs Results for the Third Quarter Ended September 30, 2025Sierra Bancorp reported unaudited net charge offs results for the third quarter ended September 30, 2025. For the quarter, the company reported net charge offs of $209,000 against $170,000 a year ago.Declared Dividend • Oct 27Second quarter dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 3rd November 2025 Payment date: 14th November 2025 Dividend yield will be 3.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 9.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 13% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Oct 24Sierra Bancorp Declares Quarterly Cash Dividend, Payable on November 14, 2025Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.25 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended September 30, 2025, and will be paid on November 14, 2025, to shareholders of record as of November 3, 2025.Recent Insider Transactions • Aug 13Executive VP & Chief Banking Officer recently sold US$103k worth of stockOn the 8th of August, Michael Olague sold around 4k shares on-market at roughly US$28.50 per share. This transaction amounted to 9.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$2.1m more than they bought in the last 12 months.分析記事 • Jul 31Earnings Beat: Sierra Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their ModelsSierra Bancorp ( NASDAQ:BSRR ) shareholders are probably feeling a little disappointed, since its shares fell 6.8% to...Reported Earnings • Jul 29Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.78 (up from US$0.72 in 2Q 2024). Revenue: US$38.0m (up 3.0% from 2Q 2024). Net income: US$10.6m (up 3.6% from 2Q 2024). Profit margin: 28% (in line with 2Q 2024). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 5.7%. Revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 11% per year.お知らせ • Jul 29Sierra Bancorp Reports Net Charge Offs for the Quarter Ended June 30, 2025Sierra Bancorp reported net charge offs for the quarter Ended June 30, 2025. For the quarter, the company reported net charge offs of $6,580,000 against $2,421,000 a year ago.New Risk • Jul 28New major risk - Revenue and earnings growthEarnings have declined by 0.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Declared Dividend • Jul 28First quarter dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 4th August 2025 Payment date: 14th August 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 5.5% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jul 25Sierra Bancorp Declares Quarterly Cash Dividend, Payable on August 14, 2025Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.25 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended June 30, 2025, and will be paid on August 14, 2025, to shareholders of record as of August 4, 2025. Counting dividends paid by Bank of the Sierra prior to the formation of Sierra Bancorp, the Company has paid regular cash dividends to shareholders every year since 1987, comprised of annual dividends through 1998 and quarterly dividends thereafter. The dividend noted in today’s announcement marks the Company’s 106th consecutive quarterly cash dividend.お知らせ • Jul 07Sierra Bancorp and Bank of the Sierra Appoints William Wade II as Executive Vice President and Chief Operations Officer, Effective July 7, 2025On July 7, 2025, Sierra Bancorp and its wholly-owned subsidiary, Bank of the Sierra announced that William “Bill” Wade II was appointed as Executive Vice President and Chief Operations Officer, effective July 7, 2025. Mr. Wade, currently 60 years old, holds a Bachelor of Business Administration in Management from the University of Texas at Arlington. Most recently, Mr. Wade was the Chief Information Officer and Executive Vice President of Information Technology for Independent Financial, McKinney, Texas, a position he held from 2021 to present. Independent Financial sold to South State Bank, Winter Haven, Florida effective January 2, 2025. Prior to Independent Financial, he served as Chief Business Architect and Senior Vice President of Information Technology for Simmons Bank, Little Rock, AR from 2018 to 2021. Before joining Simmons Bank, Mr. Wade spent 30 years primarily in the information technology industry working for a variety of industries, including banking, fitness, food services, and consulting.Recent Insider Transactions Derivative • Jul 01Independent Director notifies of intention to sell stockLynda Scearcy intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 30th of June. If the sale is conducted around the recent share price of US$30.00, it would amount to US$240k. Since September 2024, Lynda's direct individual holding has increased from 42.72k shares to 43.98k. Company insiders have collectively sold US$4.5m more than they bought, via options and on-market transactions in the last 12 months.Board Change • Jun 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 7 highly experienced directors. Independent Director Andujo Gil was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.分析記事 • May 01Earnings Release: Here's Why Analysts Cut Their Sierra Bancorp (NASDAQ:BSRR) Price Target To US$31.25Sierra Bancorp ( NASDAQ:BSRR ) last week reported its latest first-quarter results, which makes it a good time for...Reported Earnings • Apr 28First quarter 2025 earnings: EPS and revenues miss analyst expectationsFirst quarter 2025 results: EPS: US$0.66. Revenue: US$34.7m (down 6.7% from 1Q 2024). Net income: US$9.10m (down 2.5% from 1Q 2024). Profit margin: 26% (up from 25% in 1Q 2024). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 2.0%. Earnings per share (EPS) also missed analyst estimates by 1.2%. Revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US.Declared Dividend • Apr 28Fourth quarter dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 5th May 2025 Payment date: 15th May 2025 Dividend yield will be 3.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.2% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Apr 25Sierra Bancorp Declares Quarterly Cash Dividend, Payable on May 15, 2025Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.25 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended March 31, 2025, and will be paid on May 15, 2025, to shareholders of record as of May 5, 2025.お知らせ • Apr 09Sierra Bancorp, Annual General Meeting, May 21, 2025Sierra Bancorp, Annual General Meeting, May 21, 2025. Location: bank of the sierra s sitec annex building, 61 north second street, california, porterville United StatesReported Earnings • Mar 05Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$2.84 (up from US$2.37 in FY 2023). Revenue: US$146.8m (up 5.5% from FY 2023). Net income: US$40.6m (up 16% from FY 2023). Profit margin: 28% (up from 25% in FY 2023). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.66% (up from 3.37% in FY 2023). Cost-to-income ratio: 60.8% (down from 63.9% in FY 2023). Non-performing loans: 0.84% (up from 0.38% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 4% per year.Recent Insider Transactions Derivative • Feb 11Executive VP & Chief Banking Officer exercised options and sold US$137k worth of stockOn the 7th of February, Michael Olague exercised 19k options at a strike price of around US$17.25 and sold these shares for an average price of US$24.29 per share. This trade did not impact their existing holding. Since March 2024, Michael's direct individual holding has decreased from 72.90k shares to 32.49k. Company insiders have collectively sold US$4.5m more than they bought, via options and on-market transactions in the last 12 months.Price Target Changed • Jan 29Price target increased by 7.0% to US$34.25Up from US$32.00, the current price target is an average from 4 analysts. New target price is 11% above last closing price of US$30.77. Stock is up 48% over the past year. The company is forecast to post earnings per share of US$2.88 for next year compared to US$2.84 last year.分析記事 • Jan 28Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be Increased To $0.25Sierra Bancorp's ( NASDAQ:BSRR ) dividend will be increasing from last year's payment of the same period to $0.25 on...Declared Dividend • Jan 27Fourth quarter dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 31st January 2025 Payment date: 14th February 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (37% payout ratio) and is expected to be well covered in 3 years' time (34% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 1.7% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Jan 27Sierra Bancorp Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2024Sierra Bancorp reported net charge offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge offs of $215,000 against $3,175,000 a year ago.お知らせ • Jan 24Sierra Bancorp Declares Regular Cash Dividend for the Quarter Ended December 31, 2024, Payable on February 14, 2025Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.25 per share. This represents an increase of $0.01 per share, or 4%, relative to the dividend paid last quarter. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended December 31, 2024, and will be paid on February 14, 2025, to shareholders of record as of January 31, 2025.Price Target Changed • Dec 19Price target increased by 7.3% to US$33.25Up from US$31.00, the current price target is an average from 4 analysts. New target price is 15% above last closing price of US$28.81. Stock is up 29% over the past year. The company is forecast to post earnings per share of US$2.80 for next year compared to US$2.37 last year.Recent Insider Transactions • Dec 09Independent Chairman of the Board recently sold US$915k worth of stockOn the 5th of December, Morris Tharp sold around 30k shares on-market at roughly US$30.50 per share. This transaction amounted to 6.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Morris has been a net seller over the last 12 months, reducing personal holdings by US$3.2m.Recent Insider Transactions • Nov 29Independent Chairman of the Board recently sold US$797k worth of stockOn the 26th of November, Morris Tharp sold around 25k shares on-market at roughly US$31.52 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Morris has been a net seller over the last 12 months, reducing personal holdings by US$2.2m.Recent Insider Transactions Derivative • Nov 26Independent Chairman of the Board notifies of intention to sell stockMorris Tharp intends to sell 25k shares in the next 90 days after lodging an Intent To Sell Form on the 25th of November. If the sale is conducted around the recent share price of US$32.66, it would amount to US$826k. Since March 2024, Morris' direct individual holding has decreased from 544.11k shares to 502.87k. Company insiders have collectively sold US$2.7m more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions Derivative • Nov 22Independent Chairman of the Board notifies of intention to sell stockMorris Tharp intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 14th of November. If the sale is conducted around the recent share price of US$31.17, it would amount to US$156k. Since March 2024, Morris' direct individual holding has decreased from 544.11k shares to 501.61k. Company insiders have collectively sold US$2.7m more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • Nov 17Independent Chairman of the Board recently sold US$162k worth of stockOn the 12th of November, Morris Tharp sold around 5k shares on-market at roughly US$32.45 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Morris has been a net seller over the last 12 months, reducing personal holdings by US$1.4m.Valuation Update With 7 Day Price Move • Nov 06Investor sentiment improves as stock rises 20%After last week's 20% share price gain to US$34.59, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 47% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$60.27 per share.分析記事 • Oct 22Sierra Bancorp (NASDAQ:BSRR) Is Due To Pay A Dividend Of $0.24Sierra Bancorp's ( NASDAQ:BSRR ) investors are due to receive a payment of $0.24 per share on 12th of November. This...Reported Earnings • Oct 21Third quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2024 results: EPS: US$0.75 (up from US$0.68 in 3Q 2023). Revenue: US$37.2m (up 3.7% from 3Q 2023). Net income: US$10.6m (up 7.3% from 3Q 2023). Profit margin: 28% (in line with 3Q 2023). Revenue missed analyst estimates by 1.0%. Earnings per share (EPS) exceeded analyst estimates by 1.9%. Revenue is forecast to grow 3.8% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.お知らせ • Oct 18Sierra Bancorp Declares Quarterly Cash Dividend, Payable on November 12, 2024Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.24 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended September 30, 2024, and will be paid on November 12, 2024, to shareholders of record as of October 31, 2024.Seeking Alpha • Sep 23Sierra Bancorp: Still Interesting Despite The Run-UpSummary Sierra Bancorp's Q2 net interest income rose to $30.2M, improving from $28.7M in Q1, supporting a well-covered dividend payout ratio of under 35%. The bank's $3.68B in assets includes a $2.2B loan book, with 60% in commercial real estate, and a notable $6.4M farmland loan past due. Despite a rise in past-due loans, the bank's real estate collateral mitigates risk, maintaining a tangible book value of just over $22/share. Trading at 11 times earnings, Sierra Bancorp's tangible book value is projected to reach $26.5/share by 2026, making it a potentially attractive investment. Read the full article on Seeking AlphaRecent Insider Transactions Derivative • Aug 22Executive VP & Chief Banking Officer notifies of intention to sell stockMichael Olague intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 20th of August. If the sale is conducted around the recent share price of US$27.70, it would amount to US$86k. Since December 2023, Michael's direct individual holding has decreased from 72.90k shares to 35.64k. Company insiders have collectively sold US$2.5m more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • Jul 31Independent Chairman of the Board recently sold US$992k worth of stockOn the 26th of July, Morris Tharp sold around 33k shares on-market at roughly US$30.52 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Morris' only on-market trade for the last 12 months.Major Estimate Revision • Jul 29Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from US$148.6m to US$152.1m. EPS estimate increased from US$2.50 to US$2.80 per share. Net income forecast to grow 12% next year vs 5.5% growth forecast for Banks industry in the US. Consensus price target up from US$22.75 to US$29.63. Share price rose 5.6% to US$29.71 over the past week.Recent Insider Transactions Derivative • Jul 28Independent Chairman of the Board notifies of intention to sell stockMorris Tharp intends to sell 23k shares in the next 90 days after lodging an Intent To Sell Form on the 25th of July. If the sale is conducted around the recent share price of US$30.20, it would amount to US$680k. Since December 2023, Morris' direct individual holding has increased from 525.99k shares to 544.11k. Company insiders have collectively sold US$102k more than they bought, via options and on-market transactions in the last 12 months.Price Target Changed • Jul 23Price target increased by 30% to US$29.63Up from US$22.75, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$29.64. Stock is up 46% over the past year. The company is forecast to post earnings per share of US$2.80 for next year compared to US$2.37 last year.分析記事 • Jul 23Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Larger Dividend Than Last YearSierra Bancorp ( NASDAQ:BSRR ) will increase its dividend on the 15th of August to $0.24, which is 4.3% higher than...お知らせ • Jul 23Sierra Bancorp Reports Unaudited Net Charge Offs for the Second Quarter Ended June 30, 2024Sierra Bancorp reported unaudited net charge offs for the second quarter ended June 30, 2024. For the quarter, the company reported net charge offs of $2,422,000 against $157,000 a year ago.Declared Dividend • Jul 22First quarter dividend increased to US$0.24Dividend of US$0.24 is 4.3% higher than last year. Ex-date: 31st July 2024 Payment date: 15th August 2024 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 4.4% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jul 20Sierra Bancorp Announces Quarterly Cash Dividend, Payable on August 15, 2024Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.24 per share. This represents an increase of $0.01 per share, or 4%, relative to the dividend paid last quarter. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended June 30, 2024, and will be paid on August 15, 2024, to shareholders of record as of July 31, 2024.Valuation Update With 7 Day Price Move • Jul 15Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$25.31, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 20% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$47.83 per share.お知らせ • Apr 23Sierra Bancorp Announces Net Charge Offs for the Quarter Ended March 31, 2024Sierra Bancorp announced net charge offs for the quarter ended March 31, 2024. For the quarter, the company reported Quarterly net charge offs of $457,000 against $220,000 a year ago.お知らせ • Apr 20Sierra Bancorp Declares Regular Quarterly Cash Dividend for the Quarter Ended March 31, 2024, Payable on May 13, 2024Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended March 31, 2024, and will be paid on May 13, 2024, to shareholders of record as of April 30, 2024.お知らせ • Apr 10Sierra Bancorp, Annual General Meeting, May 22, 2024Sierra Bancorp, Annual General Meeting, May 22, 2024, at 09:00 Pacific Standard Time. Agenda: To consider Election of Directors; to consider approve, on an advisory and non-binding basis, the compensation paid to the Company’s Named Executive Officers; and to transact such other business as may properly come before the Meeting and any and all adjournments thereof.お知らせ • Mar 17Sierra Bancorp announced delayed annual 10-K filingOn 03/15/2024, Sierra Bancorp announced that they will be unable to file their next 10-K by the deadline required by the SEC.Reported Earnings • Jan 30Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: US$2.37 (up from US$2.25 in FY 2022). Revenue: US$139.1m (up 7.3% from FY 2022). Net income: US$34.8m (up 3.5% from FY 2022). Profit margin: 25% (in line with FY 2022). Net interest margin (NIM): 3.37% (down from 3.47% in FY 2022). Cost-to-income ratio: 63.9% (up from 60.2% in FY 2022). Non-performing loans: 0.38% (down from 0.95% in FY 2022). Revenue missed analyst estimates by 1.6%. Earnings per share (EPS) also missed analyst estimates by 8.0%. Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 1% per year.Upcoming Dividend • Jan 23Upcoming dividend of US$0.23 per share at 4.2% yieldEligible shareholders must have bought the stock before 30 January 2024. Payment date: 12 February 2024. Payout ratio is a comfortable 38% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.3%).お知らせ • Jan 19Sierra Bancorp Declares a Regular Quarterly Cash Dividend for the Quarter Ended December 31, 2023, Payable on February 12, 2024Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended December 31, 2023, and will be paid on February 12, 2024, to shareholders of record as of January 31, 2024.Price Target Changed • Jan 10Price target increased by 7.9% to US$24.00Up from US$22.25, the current price target is an average from 4 analysts. New target price is 12% above last closing price of US$21.47. Stock is up 2.0% over the past year. The company is forecast to post earnings per share of US$2.57 for next year compared to US$2.25 last year.New Risk • Oct 25New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.分析記事 • Oct 24Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23Sierra Bancorp ( NASDAQ:BSRR ) will pay a dividend of $0.23 on the 14th of November. This means the annual payment is...Reported Earnings • Oct 23Third quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2023 results: EPS: US$0.68. Revenue: US$35.9m (up 4.7% from 3Q 2022). Net income: US$9.89m (flat on 3Q 2022). Profit margin: 28% (down from 29% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) exceeded analyst estimates by 1.5%. Revenue is forecast to grow 5.4% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in the US.お知らせ • Oct 21Sierra Bancorp Declares Quarterly Cash Dividend, Payable on November 14, 2023Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended September 30, 2023, and will be paid on November 14, 2023, to shareholders of record as of October 31, 2023.お知らせ • Aug 31Sierra Bancorp and Bank of the Sierra Announces Executive ChangesSierra Bancorp, parent of Bank of the Sierra announced that Natalia Coen has been named Executive Vice President and Chief Risk Officer for both the Company and the Bank. As its sixth executive officer, Coen will oversee the Bank’s risk management program. Coen has more than 18 years of experience in the banking industry. Prior to joining Bank of the Sierra, she was Chief Risk and Compliance Officer for Gateway First Bank in Jenks, Oklahoma. In this position, Coen managed Gateway’s enterprise risk management framework, which included establishing its risk monitoring, metrics, and tolerance. She also previously served as Senior Vice President and Director of Compliance for CoBiz Financial, and its subsidiary CoBiz Bank, in Denver. Coen graduated with a master’s degree in international economic policy studies from the Middlebury Institute of International Studies at Monterey and a bachelor’s degree in economics from the University of Texas at Austin. Coen has an extensive history of voluntary leadership across numerous organizations. She previously served as a CRCM (Certified Regulatory Compliance Manager) Advisory Board Member with the American Bankers Association. Coen was also Board Treasurer, and later Board President, for the Colorado Compliance Professionals Association. She also served as Board Treasurer and a Finance Committee Member for The Action Center. Further, Hugh Boyle will continue as Chief Credit Officer for Sierra Bancorp and Bank of the Sierra, a role he has held since joining the Company in 2020. After an executive leadership change in 2021, Boyle stepped up to accept the combined role of Chief Credit and Chief Risk Officer. Over the last two years, he has worked tirelessly to improve and strengthen the Bank’s culture and enterprise risk management framework while also maintaining his duties within credit and lending. After successfully serving both executive officer positions, Boyle’s return to exclusively focusing on credit will allow him more time to support the Bank’s strategic initiatives of both diversification and growth in lending. He will also lead the transition with Coen to oversee the enterprise risk management department.Price Target Changed • Jul 25Price target increased by 18% to US$22.70Up from US$19.20, the current price target is an average from 5 analysts. New target price is 12% above last closing price of US$20.34. Stock is down 7.1% over the past year. The company is forecast to post earnings per share of US$2.57 for next year compared to US$2.25 last year.分析記事 • Jul 25Sierra Bancorp (NASDAQ:BSRR) Has Affirmed Its Dividend Of $0.23Sierra Bancorp's ( NASDAQ:BSRR ) investors are due to receive a payment of $0.23 per share on 14th of August. This...New Risk • Jul 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.9% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 24Second quarter 2023 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2023 results: EPS: US$0.67 (up from US$0.62 in 2Q 2022). Revenue: US$36.4m (up 5.2% from 2Q 2022). Net income: US$9.92m (up 7.8% from 2Q 2022). Profit margin: 27% (in line with 2Q 2022). Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 12%. Revenue is forecast to grow 3.6% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has increased by 1% per year.お知らせ • Jul 23Sierra Bancorp Declares Cash Dividend for the Quarter Ended June 30, 2023, Payable on August 14, 2023Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended June 30, 2023, and will be paid on August 14, 2023, to shareholders of record as of July 31, 2023.New Risk • Jun 08New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Price Target Changed • Jun 08Price target decreased by 9.5% to US$18.90Down from US$20.88, the current price target is an average from 5 analysts. New target price is 10% above last closing price of US$17.12. Stock is down 22% over the past year. The company is forecast to post earnings per share of US$2.39 for next year compared to US$2.25 last year.分析記事 • Apr 25Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23Sierra Bancorp ( NASDAQ:BSRR ) has announced that it will pay a dividend of $0.23 per share on the 12th of May. Based...Price Target Changed • Apr 08Price target decreased by 7.2% to US$22.00Down from US$23.70, the current price target is an average from 4 analysts. New target price is 33% above last closing price of US$16.59. Stock is down 30% over the past year. The company is forecast to post earnings per share of US$2.67 for next year compared to US$2.25 last year.Reported Earnings • Jan 31Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2022 results: EPS: US$2.25 (down from US$2.82 in FY 2021). Revenue: US$129.7m (down 7.8% from FY 2021). Net income: US$33.7m (down 22% from FY 2021). Profit margin: 26% (down from 31% in FY 2021). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 1.5%. Earnings per share (EPS) missed analyst estimates by 9.3%. Revenue is forecast to grow 9.2% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • Jan 31Sierra Bancorp Reports Unaudited Net Charge Offs for Fourth Quarter Ended December 31, 2022Sierra Bancorp reported unaudited net charge offs for fourth quarter ended December 31, 2022. For the quarter, the company reported net charge offs of $11,549,000 as compared to net recoveries of $168,000 a year ago.分析記事 • Jan 24Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be $0.23Sierra Bancorp's ( NASDAQ:BSRR ) investors are due to receive a payment of $0.23 per share on 13th of February. Based...お知らせ • Jan 21Sierra Bancorp Declares Quarterly Cash Dividend, Payable on February 13, 2023Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board's review of the Company's financial performance and capital for the quarter ended December 31, 2022, and will be paid on February 13, 2023, to shareholders of record as of January 31, 2023.Recent Insider Transactions Derivative • Nov 16Independent Vice Chairman of the Board exercised options and sold US$60k worth of stockOn the 10th of November, James Holly exercised 5k options at a strike price of around US$10.21 and sold these shares for an average price of US$22.14 per share. This trade did not impact their existing holding. Since December 2021, James has owned 380.31k shares directly. Company insiders have collectively bought US$129k more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions Derivative • Nov 08Independent Director exercised options to buy US$109k worth of stock.On the 3rd of November, Albert Berra exercised options to buy 5k shares at a strike price of around US$10.21, costing a total of US$51k. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. Since December 2021, Albert has owned 280.57k shares directly. Company insiders have collectively bought US$137k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Oct 24Third quarter 2022 earnings: EPS misses analyst expectationsThird quarter 2022 results: EPS: US$0.66 (down from US$0.69 in 3Q 2021). Revenue: US$34.3m (down 1.7% from 3Q 2021). Net income: US$9.94m (down 6.3% from 3Q 2021). Profit margin: 29% (down from 30% in 3Q 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.5%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.お知らせ • Oct 22Sierra Bancorp Declares Quarterly Cash Dividend, Payable November 14, 2022Sierra Bancorp also announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended September 30, 2022, and will be paid on November 14, 2022, to shareholders of record as of October 31, 2022. Counting dividends paid by Bank of the Sierra prior to the formation of Sierra Bancorp the Company has paid regular cash dividends to shareholders every year since 1987, comprised of annual dividends through 1998 and quarterly dividends thereafter. The dividend noted in today’s announcement marks the Company’s 95th consecutive quarterly cash dividend.Reported Earnings • Jul 26Second quarter 2022 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2022 results: EPS: US$0.62 (down from US$0.77 in 2Q 2021). Revenue: US$34.6m (down 3.6% from 2Q 2021). Net income: US$9.20m (down 21% from 2Q 2021). Profit margin: 27% (down from 33% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 10%. Earnings per share (EPS) also surpassed analyst estimates by 4.0%. Over the next year, revenue is forecast to grow 7.6%, compared to a 15% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.株主還元BSRRUS BanksUS 市場7D1.4%2.2%1.2%1Y38.2%22.3%28.7%株主還元を見る業界別リターン: BSRR過去 1 年間で22.3 % の収益を上げたUS Banks業界を上回りました。リターン対市場: BSRR過去 1 年間で28.7 % の収益を上げたUS市場を上回りました。価格変動Is BSRR's price volatile compared to industry and market?BSRR volatilityBSRR Average Weekly Movement3.6%Banks Industry Average Movement3.4%Market Average Movement7.2%10% most volatile stocks in US Market16.4%10% least volatile stocks in US Market3.1%安定した株価: BSRR 、 US市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: BSRRの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1977453Kevin McPhaillsierrabancorp.q4ir.comシエラ・バンコープはバンク・オブ・ザ・シエラの銀行持株会社で、カリフォルニア州の個人・法人にリテールおよび商業銀行商品・サービスを提供している。当座預金、普通預金、マネー・マーケット・デマンド・アカウント、定期預金、退職金口座、スイープ・アカウントなど、様々な預金商品を取り扱っている。融資商品には不動産、商業、モーゲージ倉庫、農業、消費者ローンがある。また、現金自動預け払い機、電子POS決済、複数の口座アクセスオプション、オンライン口座開設プラットフォーム、請求書支払い機能付きオンラインバンキング、モバイル小切手預け入れを含むモバイルバンキング機能、消費者および中小企業向けオンライン融資ソリューション、カスタマーサービスセンターサービス、自動テレフォンバンキングシステム、遠隔預金キャプチャおよび給与計算サービスも提供している。シエラバンコープは1977年に設立され、カリフォルニア州ポータービルに本社を置く。もっと見るSierra Bancorp 基礎のまとめSierra Bancorp の収益と売上を時価総額と比較するとどうか。BSRR 基礎統計学時価総額US$492.87m収益（TTM）US$45.75m売上高(TTM)US$153.05m10.8xPER（株価収益率1.4xPBR（株価純資産倍率BSRR は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計BSRR 損益計算書（TTM）収益US$153.05m売上原価US$0売上総利益US$153.05mその他の費用US$107.30m収益US$45.75m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）3.54グロス・マージン100.00%純利益率29.89%有利子負債／自己資本比率109.5%BSRR の長期的なパフォーマンスは？過去の実績と比較を見る配当金2.7%現在の配当利回り30%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/26 00:44終値2026/05/26 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Sierra Bancorp 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。6 アナリスト機関Joseph GladueB. Riley Securities, Inc.Gary TennerD.A. Davidson & Co.null nullD.A. Davidson & Co.3 その他のアナリストを表示
Recent Insider Transactions Derivative • 14hExecutive VP notifies of intention to sell stockChristopher Treece intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 22nd of May. If the sale is conducted around the recent share price of US$38.18, it would amount to US$382k. Since September 2025, Christopher's direct individual holding has increased from 36.88k shares to 39.10k. Company insiders have collectively sold US$668k more than they bought, via options and on-market transactions in the last 12 months.
分析記事 • Apr 29Results: Sierra Bancorp Beat Earnings Expectations And Analysts Now Have New ForecastsIt's been a good week for Sierra Bancorp ( NASDAQ:BSRR ) shareholders, because the company has just released its latest...
お知らせ • Apr 29Sierra Bancorp Reports Net Charge Offs for the First Quarter Ended March 31, 2026Sierra Bancorp reported quarterly net charge offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge offs of $307,000 against recoveries of $259,000 a year ago.
Reported Earnings • Apr 28First quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2026 results: EPS: US$0.96 (up from US$0.66 in 1Q 2025). Revenue: US$38.6m (up 11% from 1Q 2025). Net income: US$12.5m (up 38% from 1Q 2025). Profit margin: 33% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.5%. Earnings per share (EPS) exceeded analyst estimates by 17%. Revenue is forecast to grow 5.4% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 34% per year, which means it is tracking significantly ahead of earnings growth.
New Risk • Apr 27New major risk - Revenue and earnings growthEarnings have declined by 0.1% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Declared Dividend • Apr 27Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 4th May 2026 Payment date: 11th May 2026 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 9.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Recent Insider Transactions Derivative • 14hExecutive VP notifies of intention to sell stockChristopher Treece intends to sell 10k shares in the next 90 days after lodging an Intent To Sell Form on the 22nd of May. If the sale is conducted around the recent share price of US$38.18, it would amount to US$382k. Since September 2025, Christopher's direct individual holding has increased from 36.88k shares to 39.10k. Company insiders have collectively sold US$668k more than they bought, via options and on-market transactions in the last 12 months.
分析記事 • Apr 29Results: Sierra Bancorp Beat Earnings Expectations And Analysts Now Have New ForecastsIt's been a good week for Sierra Bancorp ( NASDAQ:BSRR ) shareholders, because the company has just released its latest...
お知らせ • Apr 29Sierra Bancorp Reports Net Charge Offs for the First Quarter Ended March 31, 2026Sierra Bancorp reported quarterly net charge offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge offs of $307,000 against recoveries of $259,000 a year ago.
Reported Earnings • Apr 28First quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2026 results: EPS: US$0.96 (up from US$0.66 in 1Q 2025). Revenue: US$38.6m (up 11% from 1Q 2025). Net income: US$12.5m (up 38% from 1Q 2025). Profit margin: 33% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 2.5%. Earnings per share (EPS) exceeded analyst estimates by 17%. Revenue is forecast to grow 5.4% p.a. on average during the next 2 years, compared to a 8.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 34% per year, which means it is tracking significantly ahead of earnings growth.
New Risk • Apr 27New major risk - Revenue and earnings growthEarnings have declined by 0.1% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Declared Dividend • Apr 27Fourth quarter dividend of US$0.26 announcedShareholders will receive a dividend of US$0.26. Ex-date: 4th May 2026 Payment date: 11th May 2026 Dividend yield will be 2.8%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (32% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 9.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 20% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 25Sierra Bancorp Declares Regular Quarterly Cash Dividend, Payable on May 11, 2026Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.26 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended March 31, 2026, and will be paid on May 11, 2026, to shareholders of record as of May 4, 2026. Counting dividends paid by Bank of the Sierra prior to the formation of Sierra Bancorp, the Company has paid regular cash dividends to shareholders every year since 1987, comprised of annual dividends through 1998 and quarterly dividends thereafter. The dividend noted in today’s announcement marks the Company’s 109th consecutive quarterly cash dividend.
お知らせ • Apr 08Sierra Bancorp, Annual General Meeting, May 20, 2026Sierra Bancorp, Annual General Meeting, May 20, 2026. Location: bank of the sierras sitec, annex building at 61 north second street, portervile 93257, california United States
Recent Insider Transactions Derivative • Feb 24Independent Director exercised options to buy US$180k worth of stock.On the 17th of February, Albert Berra exercised options to buy 5k shares at a strike price of around US$17.25, costing a total of US$86k. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. Since March 2025, Albert's direct individual holding has increased from 274.37k shares to 280.82k. Company insiders have collectively sold US$528k more than they bought, via options and on-market transactions in the last 12 months.
Buy Or Sell Opportunity • Feb 10Now 22% undervaluedOver the last 90 days, the stock has risen 25% to US$36.90. The fair value is estimated to be US$47.32, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.8% over the last 3 years. Earnings per share has grown by 11%. Revenue is forecast to grow by 14% in 2 years. Earnings are forecast to grow by 18% in the next 2 years.
Recent Insider Transactions Derivative • Feb 06Independent Vice Chairman of the Board notifies of intention to sell stockJames Holly intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 5th of February. If the sale is conducted around the recent share price of US$37.93, it would amount to US$190k. Since March 2025, James' direct individual holding has decreased from 353.06k shares to 344.11k. Company insiders have collectively sold US$413k more than they bought, via options and on-market transactions in the last 12 months.
Reported Earnings • Feb 03Full year 2025 earnings releasedFull year 2025 results: Net income: (down US$40.6m from profit in FY 2024). Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 21% per year, which means it is tracking significantly ahead of earnings growth.
New Risk • Feb 02New major risk - Revenue and earnings growthEarnings have declined by 0.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Price Target Changed • Feb 01Price target increased by 7.4% to US$35.17Up from US$32.75, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$35.41. Stock is up 17% over the past year. The company is forecast to post earnings per share of US$3.02 for next year compared to US$2.84 last year.
お知らせ • Jan 30Sierra Bancorp Announces Quarterly Cash Dividend, Payable on February 17, 2026Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.26 per share. This represents an increase of $0.01 per share, or 4%, relative to the dividend paid last quarter. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended December 31, 2025, and will be paid on February 17, 2026, to shareholders of record as of February 9, 2026. Counting dividends paid by Bank of the Sierra prior to the formation of Sierra Bancorp, the Company has paid regular cash dividends to shareholders every year since 1987, comprised of annual dividends through 1998 and quarterly dividends thereafter. The dividend noted in today’s announcement marks the Company’s 108th consecutive quarterly cash dividend.
Recent Insider Transactions Derivative • Jan 16Independent Director notifies of intention to sell stockLynda Scearcy intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 15th of January. If the sale is conducted around the recent share price of US$35.00, it would amount to US$175k. Since March 2025, Lynda's direct individual holding has decreased from 43.98k shares to 41.27k. Company insiders have collectively sold US$414k more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions Derivative • Dec 04Senior VP & Chief Accounting Officer notifies of intention to sell stockCindy Dabney intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 3rd of December. If the sale is conducted around the recent share price of US$32.00, it would amount to US$110k. Since March 2025, Cindy has owned 8.06k shares directly. Company insiders have collectively sold US$1.3m more than they bought, via options and on-market transactions in the last 12 months.
お知らせ • Nov 11Sierra Bancorp and Bank of the Sierra Announces Executive ChangesOn November 5, 2025, Cindy Dabney, Senior Vice President & Chief Accounting Officer, announced her retirement and resignation as Principal Accounting Officer of Sierra Bancorp and its wholly owned subsidiary, Bank of the Sierra (“Bank”) to be effective on January 5, 2026. In connection with Ms. Dabney’s retirement, Christopher Treece, age 57, Executive Vice President & Chief Financial Officer will assume the role of Principal Accounting Officer. Mr. Treece has served as Executive Vice President & Chief Financial Officer of the Company and Bank since January 2020. There will be no changes to Mr. Treece’s compensation as a result of his appointment as Principal Accounting Officer.
分析記事 • Oct 30Sierra Bancorp Just Missed Earnings - But Analysts Have Updated Their ModelsIt's been a good week for Sierra Bancorp ( NASDAQ:BSRR ) shareholders, because the company has just released its latest...
Reported Earnings • Oct 28Third quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2025 results: EPS: US$0.73 (down from US$0.75 in 3Q 2024). Revenue: US$36.3m (down 2.4% from 3Q 2024). Net income: US$9.70m (down 8.5% from 3Q 2024). Profit margin: 27% (down from 28% in 3Q 2024). Revenue exceeded analyst estimates by 1.2%. Earnings per share (EPS) missed analyst estimates by 8.2%. Revenue is forecast to grow 6.2% p.a. on average during the next 3 years, compared to a 8.1% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 9% per year whereas the company’s share price has increased by 8% per year.
お知らせ • Oct 27Sierra Bancorp Reports Unaudited Net Charge Offs Results for the Third Quarter Ended September 30, 2025Sierra Bancorp reported unaudited net charge offs results for the third quarter ended September 30, 2025. For the quarter, the company reported net charge offs of $209,000 against $170,000 a year ago.
Declared Dividend • Oct 27Second quarter dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 3rd November 2025 Payment date: 14th November 2025 Dividend yield will be 3.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 9.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 13% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Oct 24Sierra Bancorp Declares Quarterly Cash Dividend, Payable on November 14, 2025Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.25 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended September 30, 2025, and will be paid on November 14, 2025, to shareholders of record as of November 3, 2025.
Recent Insider Transactions • Aug 13Executive VP & Chief Banking Officer recently sold US$103k worth of stockOn the 8th of August, Michael Olague sold around 4k shares on-market at roughly US$28.50 per share. This transaction amounted to 9.1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$2.1m more than they bought in the last 12 months.
分析記事 • Jul 31Earnings Beat: Sierra Bancorp Just Beat Analyst Forecasts, And Analysts Have Been Updating Their ModelsSierra Bancorp ( NASDAQ:BSRR ) shareholders are probably feeling a little disappointed, since its shares fell 6.8% to...
Reported Earnings • Jul 29Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.78 (up from US$0.72 in 2Q 2024). Revenue: US$38.0m (up 3.0% from 2Q 2024). Net income: US$10.6m (up 3.6% from 2Q 2024). Profit margin: 28% (in line with 2Q 2024). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) also surpassed analyst estimates by 5.7%. Revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 7.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year whereas the company’s share price has increased by 11% per year.
お知らせ • Jul 29Sierra Bancorp Reports Net Charge Offs for the Quarter Ended June 30, 2025Sierra Bancorp reported net charge offs for the quarter Ended June 30, 2025. For the quarter, the company reported net charge offs of $6,580,000 against $2,421,000 a year ago.
New Risk • Jul 28New major risk - Revenue and earnings growthEarnings have declined by 0.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Declared Dividend • Jul 28First quarter dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 4th August 2025 Payment date: 14th August 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 5.5% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jul 25Sierra Bancorp Declares Quarterly Cash Dividend, Payable on August 14, 2025Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.25 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended June 30, 2025, and will be paid on August 14, 2025, to shareholders of record as of August 4, 2025. Counting dividends paid by Bank of the Sierra prior to the formation of Sierra Bancorp, the Company has paid regular cash dividends to shareholders every year since 1987, comprised of annual dividends through 1998 and quarterly dividends thereafter. The dividend noted in today’s announcement marks the Company’s 106th consecutive quarterly cash dividend.
お知らせ • Jul 07Sierra Bancorp and Bank of the Sierra Appoints William Wade II as Executive Vice President and Chief Operations Officer, Effective July 7, 2025On July 7, 2025, Sierra Bancorp and its wholly-owned subsidiary, Bank of the Sierra announced that William “Bill” Wade II was appointed as Executive Vice President and Chief Operations Officer, effective July 7, 2025. Mr. Wade, currently 60 years old, holds a Bachelor of Business Administration in Management from the University of Texas at Arlington. Most recently, Mr. Wade was the Chief Information Officer and Executive Vice President of Information Technology for Independent Financial, McKinney, Texas, a position he held from 2021 to present. Independent Financial sold to South State Bank, Winter Haven, Florida effective January 2, 2025. Prior to Independent Financial, he served as Chief Business Architect and Senior Vice President of Information Technology for Simmons Bank, Little Rock, AR from 2018 to 2021. Before joining Simmons Bank, Mr. Wade spent 30 years primarily in the information technology industry working for a variety of industries, including banking, fitness, food services, and consulting.
Recent Insider Transactions Derivative • Jul 01Independent Director notifies of intention to sell stockLynda Scearcy intends to sell 8k shares in the next 90 days after lodging an Intent To Sell Form on the 30th of June. If the sale is conducted around the recent share price of US$30.00, it would amount to US$240k. Since September 2024, Lynda's direct individual holding has increased from 42.72k shares to 43.98k. Company insiders have collectively sold US$4.5m more than they bought, via options and on-market transactions in the last 12 months.
Board Change • Jun 01Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 7 highly experienced directors. Independent Director Andujo Gil was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
分析記事 • May 01Earnings Release: Here's Why Analysts Cut Their Sierra Bancorp (NASDAQ:BSRR) Price Target To US$31.25Sierra Bancorp ( NASDAQ:BSRR ) last week reported its latest first-quarter results, which makes it a good time for...
Reported Earnings • Apr 28First quarter 2025 earnings: EPS and revenues miss analyst expectationsFirst quarter 2025 results: EPS: US$0.66. Revenue: US$34.7m (down 6.7% from 1Q 2024). Net income: US$9.10m (down 2.5% from 1Q 2024). Profit margin: 26% (up from 25% in 1Q 2024). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 2.0%. Earnings per share (EPS) also missed analyst estimates by 1.2%. Revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US.
Declared Dividend • Apr 28Fourth quarter dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 5th May 2025 Payment date: 15th May 2025 Dividend yield will be 3.7%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 8.2% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Apr 25Sierra Bancorp Declares Quarterly Cash Dividend, Payable on May 15, 2025Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.25 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended March 31, 2025, and will be paid on May 15, 2025, to shareholders of record as of May 5, 2025.
お知らせ • Apr 09Sierra Bancorp, Annual General Meeting, May 21, 2025Sierra Bancorp, Annual General Meeting, May 21, 2025. Location: bank of the sierra s sitec annex building, 61 north second street, california, porterville United States
Reported Earnings • Mar 05Full year 2024 earnings: Revenues and EPS in line with analyst expectationsFull year 2024 results: EPS: US$2.84 (up from US$2.37 in FY 2023). Revenue: US$146.8m (up 5.5% from FY 2023). Net income: US$40.6m (up 16% from FY 2023). Profit margin: 28% (up from 25% in FY 2023). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.66% (up from 3.37% in FY 2023). Cost-to-income ratio: 60.8% (down from 63.9% in FY 2023). Non-performing loans: 0.84% (up from 0.38% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) were also in line with analyst expectations. Revenue is forecast to grow 5.0% p.a. on average during the next 2 years, compared to a 7.2% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 4% per year.
Recent Insider Transactions Derivative • Feb 11Executive VP & Chief Banking Officer exercised options and sold US$137k worth of stockOn the 7th of February, Michael Olague exercised 19k options at a strike price of around US$17.25 and sold these shares for an average price of US$24.29 per share. This trade did not impact their existing holding. Since March 2024, Michael's direct individual holding has decreased from 72.90k shares to 32.49k. Company insiders have collectively sold US$4.5m more than they bought, via options and on-market transactions in the last 12 months.
Price Target Changed • Jan 29Price target increased by 7.0% to US$34.25Up from US$32.00, the current price target is an average from 4 analysts. New target price is 11% above last closing price of US$30.77. Stock is up 48% over the past year. The company is forecast to post earnings per share of US$2.88 for next year compared to US$2.84 last year.
分析記事 • Jan 28Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be Increased To $0.25Sierra Bancorp's ( NASDAQ:BSRR ) dividend will be increasing from last year's payment of the same period to $0.25 on...
Declared Dividend • Jan 27Fourth quarter dividend of US$0.25 announcedShareholders will receive a dividend of US$0.25. Ex-date: 31st January 2025 Payment date: 14th February 2025 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (37% payout ratio) and is expected to be well covered in 3 years' time (34% forecast payout ratio). The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 1.7% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jan 27Sierra Bancorp Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2024Sierra Bancorp reported net charge offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge offs of $215,000 against $3,175,000 a year ago.
お知らせ • Jan 24Sierra Bancorp Declares Regular Cash Dividend for the Quarter Ended December 31, 2024, Payable on February 14, 2025Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.25 per share. This represents an increase of $0.01 per share, or 4%, relative to the dividend paid last quarter. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended December 31, 2024, and will be paid on February 14, 2025, to shareholders of record as of January 31, 2025.
Price Target Changed • Dec 19Price target increased by 7.3% to US$33.25Up from US$31.00, the current price target is an average from 4 analysts. New target price is 15% above last closing price of US$28.81. Stock is up 29% over the past year. The company is forecast to post earnings per share of US$2.80 for next year compared to US$2.37 last year.
Recent Insider Transactions • Dec 09Independent Chairman of the Board recently sold US$915k worth of stockOn the 5th of December, Morris Tharp sold around 30k shares on-market at roughly US$30.50 per share. This transaction amounted to 6.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Morris has been a net seller over the last 12 months, reducing personal holdings by US$3.2m.
Recent Insider Transactions • Nov 29Independent Chairman of the Board recently sold US$797k worth of stockOn the 26th of November, Morris Tharp sold around 25k shares on-market at roughly US$31.52 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Morris has been a net seller over the last 12 months, reducing personal holdings by US$2.2m.
Recent Insider Transactions Derivative • Nov 26Independent Chairman of the Board notifies of intention to sell stockMorris Tharp intends to sell 25k shares in the next 90 days after lodging an Intent To Sell Form on the 25th of November. If the sale is conducted around the recent share price of US$32.66, it would amount to US$826k. Since March 2024, Morris' direct individual holding has decreased from 544.11k shares to 502.87k. Company insiders have collectively sold US$2.7m more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions Derivative • Nov 22Independent Chairman of the Board notifies of intention to sell stockMorris Tharp intends to sell 5k shares in the next 90 days after lodging an Intent To Sell Form on the 14th of November. If the sale is conducted around the recent share price of US$31.17, it would amount to US$156k. Since March 2024, Morris' direct individual holding has decreased from 544.11k shares to 501.61k. Company insiders have collectively sold US$2.7m more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • Nov 17Independent Chairman of the Board recently sold US$162k worth of stockOn the 12th of November, Morris Tharp sold around 5k shares on-market at roughly US$32.45 per share. This transaction amounted to less than 1% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Morris has been a net seller over the last 12 months, reducing personal holdings by US$1.4m.
Valuation Update With 7 Day Price Move • Nov 06Investor sentiment improves as stock rises 20%After last week's 20% share price gain to US$34.59, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 12x in the Banks industry in the US. Total returns to shareholders of 47% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$60.27 per share.
分析記事 • Oct 22Sierra Bancorp (NASDAQ:BSRR) Is Due To Pay A Dividend Of $0.24Sierra Bancorp's ( NASDAQ:BSRR ) investors are due to receive a payment of $0.24 per share on 12th of November. This...
Reported Earnings • Oct 21Third quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2024 results: EPS: US$0.75 (up from US$0.68 in 3Q 2023). Revenue: US$37.2m (up 3.7% from 3Q 2023). Net income: US$10.6m (up 7.3% from 3Q 2023). Profit margin: 28% (in line with 3Q 2023). Revenue missed analyst estimates by 1.0%. Earnings per share (EPS) exceeded analyst estimates by 1.9%. Revenue is forecast to grow 3.8% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
お知らせ • Oct 18Sierra Bancorp Declares Quarterly Cash Dividend, Payable on November 12, 2024Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.24 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended September 30, 2024, and will be paid on November 12, 2024, to shareholders of record as of October 31, 2024.
Seeking Alpha • Sep 23Sierra Bancorp: Still Interesting Despite The Run-UpSummary Sierra Bancorp's Q2 net interest income rose to $30.2M, improving from $28.7M in Q1, supporting a well-covered dividend payout ratio of under 35%. The bank's $3.68B in assets includes a $2.2B loan book, with 60% in commercial real estate, and a notable $6.4M farmland loan past due. Despite a rise in past-due loans, the bank's real estate collateral mitigates risk, maintaining a tangible book value of just over $22/share. Trading at 11 times earnings, Sierra Bancorp's tangible book value is projected to reach $26.5/share by 2026, making it a potentially attractive investment. Read the full article on Seeking Alpha
Recent Insider Transactions Derivative • Aug 22Executive VP & Chief Banking Officer notifies of intention to sell stockMichael Olague intends to sell 3k shares in the next 90 days after lodging an Intent To Sell Form on the 20th of August. If the sale is conducted around the recent share price of US$27.70, it would amount to US$86k. Since December 2023, Michael's direct individual holding has decreased from 72.90k shares to 35.64k. Company insiders have collectively sold US$2.5m more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • Jul 31Independent Chairman of the Board recently sold US$992k worth of stockOn the 26th of July, Morris Tharp sold around 33k shares on-market at roughly US$30.52 per share. This transaction amounted to 6.0% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Morris' only on-market trade for the last 12 months.
Major Estimate Revision • Jul 29Consensus EPS estimates increase by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has improved. 2024 revenue forecast increased from US$148.6m to US$152.1m. EPS estimate increased from US$2.50 to US$2.80 per share. Net income forecast to grow 12% next year vs 5.5% growth forecast for Banks industry in the US. Consensus price target up from US$22.75 to US$29.63. Share price rose 5.6% to US$29.71 over the past week.
Recent Insider Transactions Derivative • Jul 28Independent Chairman of the Board notifies of intention to sell stockMorris Tharp intends to sell 23k shares in the next 90 days after lodging an Intent To Sell Form on the 25th of July. If the sale is conducted around the recent share price of US$30.20, it would amount to US$680k. Since December 2023, Morris' direct individual holding has increased from 525.99k shares to 544.11k. Company insiders have collectively sold US$102k more than they bought, via options and on-market transactions in the last 12 months.
Price Target Changed • Jul 23Price target increased by 30% to US$29.63Up from US$22.75, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$29.64. Stock is up 46% over the past year. The company is forecast to post earnings per share of US$2.80 for next year compared to US$2.37 last year.
分析記事 • Jul 23Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Larger Dividend Than Last YearSierra Bancorp ( NASDAQ:BSRR ) will increase its dividend on the 15th of August to $0.24, which is 4.3% higher than...
お知らせ • Jul 23Sierra Bancorp Reports Unaudited Net Charge Offs for the Second Quarter Ended June 30, 2024Sierra Bancorp reported unaudited net charge offs for the second quarter ended June 30, 2024. For the quarter, the company reported net charge offs of $2,422,000 against $157,000 a year ago.
Declared Dividend • Jul 22First quarter dividend increased to US$0.24Dividend of US$0.24 is 4.3% higher than last year. Ex-date: 31st July 2024 Payment date: 15th August 2024 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 4.4% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jul 20Sierra Bancorp Announces Quarterly Cash Dividend, Payable on August 15, 2024Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.24 per share. This represents an increase of $0.01 per share, or 4%, relative to the dividend paid last quarter. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended June 30, 2024, and will be paid on August 15, 2024, to shareholders of record as of July 31, 2024.
Valuation Update With 7 Day Price Move • Jul 15Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$25.31, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 20% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at US$47.83 per share.
お知らせ • Apr 23Sierra Bancorp Announces Net Charge Offs for the Quarter Ended March 31, 2024Sierra Bancorp announced net charge offs for the quarter ended March 31, 2024. For the quarter, the company reported Quarterly net charge offs of $457,000 against $220,000 a year ago.
お知らせ • Apr 20Sierra Bancorp Declares Regular Quarterly Cash Dividend for the Quarter Ended March 31, 2024, Payable on May 13, 2024Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended March 31, 2024, and will be paid on May 13, 2024, to shareholders of record as of April 30, 2024.
お知らせ • Apr 10Sierra Bancorp, Annual General Meeting, May 22, 2024Sierra Bancorp, Annual General Meeting, May 22, 2024, at 09:00 Pacific Standard Time. Agenda: To consider Election of Directors; to consider approve, on an advisory and non-binding basis, the compensation paid to the Company’s Named Executive Officers; and to transact such other business as may properly come before the Meeting and any and all adjournments thereof.
お知らせ • Mar 17Sierra Bancorp announced delayed annual 10-K filingOn 03/15/2024, Sierra Bancorp announced that they will be unable to file their next 10-K by the deadline required by the SEC.
Reported Earnings • Jan 30Full year 2023 earnings: EPS and revenues miss analyst expectationsFull year 2023 results: EPS: US$2.37 (up from US$2.25 in FY 2022). Revenue: US$139.1m (up 7.3% from FY 2022). Net income: US$34.8m (up 3.5% from FY 2022). Profit margin: 25% (in line with FY 2022). Net interest margin (NIM): 3.37% (down from 3.47% in FY 2022). Cost-to-income ratio: 63.9% (up from 60.2% in FY 2022). Non-performing loans: 0.38% (down from 0.95% in FY 2022). Revenue missed analyst estimates by 1.6%. Earnings per share (EPS) also missed analyst estimates by 8.0%. Revenue is forecast to grow 4.6% p.a. on average during the next 2 years, compared to a 5.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 4% per year whereas the company’s share price has fallen by 1% per year.
Upcoming Dividend • Jan 23Upcoming dividend of US$0.23 per share at 4.2% yieldEligible shareholders must have bought the stock before 30 January 2024. Payment date: 12 February 2024. Payout ratio is a comfortable 38% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.3%).
お知らせ • Jan 19Sierra Bancorp Declares a Regular Quarterly Cash Dividend for the Quarter Ended December 31, 2023, Payable on February 12, 2024Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended December 31, 2023, and will be paid on February 12, 2024, to shareholders of record as of January 31, 2024.
Price Target Changed • Jan 10Price target increased by 7.9% to US$24.00Up from US$22.25, the current price target is an average from 4 analysts. New target price is 12% above last closing price of US$21.47. Stock is up 2.0% over the past year. The company is forecast to post earnings per share of US$2.57 for next year compared to US$2.25 last year.
New Risk • Oct 25New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.6% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
分析記事 • Oct 24Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23Sierra Bancorp ( NASDAQ:BSRR ) will pay a dividend of $0.23 on the 14th of November. This means the annual payment is...
Reported Earnings • Oct 23Third quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2023 results: EPS: US$0.68. Revenue: US$35.9m (up 4.7% from 3Q 2022). Net income: US$9.89m (flat on 3Q 2022). Profit margin: 28% (down from 29% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue missed analyst estimates by 2.2%. Earnings per share (EPS) exceeded analyst estimates by 1.5%. Revenue is forecast to grow 5.4% p.a. on average during the next 3 years, compared to a 4.3% growth forecast for the Banks industry in the US.
お知らせ • Oct 21Sierra Bancorp Declares Quarterly Cash Dividend, Payable on November 14, 2023Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended September 30, 2023, and will be paid on November 14, 2023, to shareholders of record as of October 31, 2023.
お知らせ • Aug 31Sierra Bancorp and Bank of the Sierra Announces Executive ChangesSierra Bancorp, parent of Bank of the Sierra announced that Natalia Coen has been named Executive Vice President and Chief Risk Officer for both the Company and the Bank. As its sixth executive officer, Coen will oversee the Bank’s risk management program. Coen has more than 18 years of experience in the banking industry. Prior to joining Bank of the Sierra, she was Chief Risk and Compliance Officer for Gateway First Bank in Jenks, Oklahoma. In this position, Coen managed Gateway’s enterprise risk management framework, which included establishing its risk monitoring, metrics, and tolerance. She also previously served as Senior Vice President and Director of Compliance for CoBiz Financial, and its subsidiary CoBiz Bank, in Denver. Coen graduated with a master’s degree in international economic policy studies from the Middlebury Institute of International Studies at Monterey and a bachelor’s degree in economics from the University of Texas at Austin. Coen has an extensive history of voluntary leadership across numerous organizations. She previously served as a CRCM (Certified Regulatory Compliance Manager) Advisory Board Member with the American Bankers Association. Coen was also Board Treasurer, and later Board President, for the Colorado Compliance Professionals Association. She also served as Board Treasurer and a Finance Committee Member for The Action Center. Further, Hugh Boyle will continue as Chief Credit Officer for Sierra Bancorp and Bank of the Sierra, a role he has held since joining the Company in 2020. After an executive leadership change in 2021, Boyle stepped up to accept the combined role of Chief Credit and Chief Risk Officer. Over the last two years, he has worked tirelessly to improve and strengthen the Bank’s culture and enterprise risk management framework while also maintaining his duties within credit and lending. After successfully serving both executive officer positions, Boyle’s return to exclusively focusing on credit will allow him more time to support the Bank’s strategic initiatives of both diversification and growth in lending. He will also lead the transition with Coen to oversee the enterprise risk management department.
Price Target Changed • Jul 25Price target increased by 18% to US$22.70Up from US$19.20, the current price target is an average from 5 analysts. New target price is 12% above last closing price of US$20.34. Stock is down 7.1% over the past year. The company is forecast to post earnings per share of US$2.57 for next year compared to US$2.25 last year.
分析記事 • Jul 25Sierra Bancorp (NASDAQ:BSRR) Has Affirmed Its Dividend Of $0.23Sierra Bancorp's ( NASDAQ:BSRR ) investors are due to receive a payment of $0.23 per share on 14th of August. This...
New Risk • Jul 24New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.9% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 24Second quarter 2023 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2023 results: EPS: US$0.67 (up from US$0.62 in 2Q 2022). Revenue: US$36.4m (up 5.2% from 2Q 2022). Net income: US$9.92m (up 7.8% from 2Q 2022). Profit margin: 27% (in line with 2Q 2022). Revenue exceeded analyst estimates by 3.2%. Earnings per share (EPS) also surpassed analyst estimates by 12%. Revenue is forecast to grow 3.6% p.a. on average during the next 2 years, compared to a 4.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has increased by 1% per year.
お知らせ • Jul 23Sierra Bancorp Declares Cash Dividend for the Quarter Ended June 30, 2023, Payable on August 14, 2023Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended June 30, 2023, and will be paid on August 14, 2023, to shareholders of record as of July 31, 2023.
New Risk • Jun 08New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.3% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Price Target Changed • Jun 08Price target decreased by 9.5% to US$18.90Down from US$20.88, the current price target is an average from 5 analysts. New target price is 10% above last closing price of US$17.12. Stock is down 22% over the past year. The company is forecast to post earnings per share of US$2.39 for next year compared to US$2.25 last year.
分析記事 • Apr 25Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23Sierra Bancorp ( NASDAQ:BSRR ) has announced that it will pay a dividend of $0.23 per share on the 12th of May. Based...
Price Target Changed • Apr 08Price target decreased by 7.2% to US$22.00Down from US$23.70, the current price target is an average from 4 analysts. New target price is 33% above last closing price of US$16.59. Stock is down 30% over the past year. The company is forecast to post earnings per share of US$2.67 for next year compared to US$2.25 last year.
Reported Earnings • Jan 31Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2022 results: EPS: US$2.25 (down from US$2.82 in FY 2021). Revenue: US$129.7m (down 7.8% from FY 2021). Net income: US$33.7m (down 22% from FY 2021). Profit margin: 26% (down from 31% in FY 2021). The decrease in margin was driven by lower revenue. Revenue exceeded analyst estimates by 1.5%. Earnings per share (EPS) missed analyst estimates by 9.3%. Revenue is forecast to grow 9.2% p.a. on average during the next 2 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • Jan 31Sierra Bancorp Reports Unaudited Net Charge Offs for Fourth Quarter Ended December 31, 2022Sierra Bancorp reported unaudited net charge offs for fourth quarter ended December 31, 2022. For the quarter, the company reported net charge offs of $11,549,000 as compared to net recoveries of $168,000 a year ago.
分析記事 • Jan 24Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be $0.23Sierra Bancorp's ( NASDAQ:BSRR ) investors are due to receive a payment of $0.23 per share on 13th of February. Based...
お知らせ • Jan 21Sierra Bancorp Declares Quarterly Cash Dividend, Payable on February 13, 2023Sierra Bancorp announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board's review of the Company's financial performance and capital for the quarter ended December 31, 2022, and will be paid on February 13, 2023, to shareholders of record as of January 31, 2023.
Recent Insider Transactions Derivative • Nov 16Independent Vice Chairman of the Board exercised options and sold US$60k worth of stockOn the 10th of November, James Holly exercised 5k options at a strike price of around US$10.21 and sold these shares for an average price of US$22.14 per share. This trade did not impact their existing holding. Since December 2021, James has owned 380.31k shares directly. Company insiders have collectively bought US$129k more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions Derivative • Nov 08Independent Director exercised options to buy US$109k worth of stock.On the 3rd of November, Albert Berra exercised options to buy 5k shares at a strike price of around US$10.21, costing a total of US$51k. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. Since December 2021, Albert has owned 280.57k shares directly. Company insiders have collectively bought US$137k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Oct 24Third quarter 2022 earnings: EPS misses analyst expectationsThird quarter 2022 results: EPS: US$0.66 (down from US$0.69 in 3Q 2021). Revenue: US$34.3m (down 1.7% from 3Q 2021). Net income: US$9.94m (down 6.3% from 3Q 2021). Profit margin: 29% (down from 30% in 3Q 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 1.5%. Revenue is forecast to grow 9.5% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
お知らせ • Oct 22Sierra Bancorp Declares Quarterly Cash Dividend, Payable November 14, 2022Sierra Bancorp also announced that its Board of Directors has declared a regular quarterly cash dividend of $0.23 per share. The dividend was approved subsequent to the Board’s review of the Company’s financial performance and capital for the quarter ended September 30, 2022, and will be paid on November 14, 2022, to shareholders of record as of October 31, 2022. Counting dividends paid by Bank of the Sierra prior to the formation of Sierra Bancorp the Company has paid regular cash dividends to shareholders every year since 1987, comprised of annual dividends through 1998 and quarterly dividends thereafter. The dividend noted in today’s announcement marks the Company’s 95th consecutive quarterly cash dividend.
Reported Earnings • Jul 26Second quarter 2022 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2022 results: EPS: US$0.62 (down from US$0.77 in 2Q 2021). Revenue: US$34.6m (down 3.6% from 2Q 2021). Net income: US$9.20m (down 21% from 2Q 2021). Profit margin: 27% (down from 33% in 2Q 2021). The decrease in margin was primarily driven by higher expenses. Revenue exceeded analyst estimates by 10%. Earnings per share (EPS) also surpassed analyst estimates by 4.0%. Over the next year, revenue is forecast to grow 7.6%, compared to a 15% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
