Fair Isaac Performance degli utili passati
Criteri Il passato verificati 5/6
Fair Isaac ha registrato una crescita degli utili a un tasso medio annuo di 15.4%, mentre il settore Software ha registrato utili in crescita a un tasso medio annuo di 24.9%. I ricavi sono stati in crescita a un tasso medio annuo di 10.6%.
Informazioni chiave
15.40%
Tasso di crescita degli utili
18.99%
Tasso di crescita dell'EPS
| Software Crescita del settore | 17.33% |
| Tasso di crescita dei ricavi | 10.63% |
| Rendimento del capitale proprio | n/a |
| Margine netto | 33.67% |
| Ultimo aggiornamento sugli utili | 31 Mar 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Seeking Alpha • Jun 25
Fair Isaac: Strong Earnings Growth Makes The Valuation Attractive Again
Summary Fair Isaac Corporation delivered outstanding Q2 2026 results, with revenue up 39% and Scores revenue surging 60%, driven by mortgage market strength. FICO’s core Scores business boasts a 91% operating margin and strong pricing power, while the FICO Platform adds a high-growth, AI-driven software layer. Despite regulatory risks and competition from VantageScore, FICO’s moat, buybacks, and forward EPS growth justify a Strong Buy rating at current valuation. At $1,100 per share, FICO trades at 25x FY2026 EPS, but only 20x 2027 and 17x 2028 if earnings targets are met, making the stock attractive. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Jun 22
FICO: Capital Returns And Margin Strength Will Support Premium Multiples
Fair Isaac's updated analyst price target has been revised lower to about $2,172 from $2,500. This reflects a mix of reduced revenue growth assumptions, a slightly higher discount rate, and a lower future P/E multiple, partly offset by analyst expectations for higher profit margins and a series of recent Street price target changes across major firms.Articolo di analisi • Jun 17
Fair Isaac (FICO) Stock Could Be 23.6% Undervalued Despite This Year’s 27.8% Slide
Fair Isaac (FICO) stock has drawn fresh attention after recent trading left it with a year-to-date decline of 27.8%, in contrast with a gain of 7.98% over the past month. See our latest analysis for Fair Isaac. At a share price of $1,186.24, Fair Isaac stock is coming off a year-to-date share price decline of 27.8%, while its 1 year total shareholder return is down 33.2%. However, the 3 year and 5 year total shareholder returns of 49.1% and 134.4% indicate that long term holders have still...
Aggiornamento della narrazione • Jun 05
FICO: Cut-Rate Mortgage Scores Will Erode Future Pricing Power
Analysts have trimmed their price targets on Fair Isaac by around $100 to $350 per share in recent weeks, and the updated model reflects this shift with a slightly lower fair value estimate of $874.47 as higher discount rate assumptions offset modestly stronger revenue growth and profit margin inputs. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with several firms cutting price targets across the business and information services peer group after earnings updates and sector news.
Aggiornamento della narrazione • May 22
FICO: Mortgage Pricing Pressure Will Ultimately Support Future Upside Potential
Analysts have trimmed Fair Isaac's implied fair value from about $1,728 to roughly $1,553. This reflects a cluster of reduced Street price targets as they factor in slightly lower revenue growth assumptions, a modestly higher discount rate and a lower future P/E multiple, partly offset by a small uplift in projected profit margins.Aggiornamento della narrazione • May 01
FICO: Cheaper Rival Credit Scores Will Pressure Future Mortgage Pricing Power
Analysts have reduced Fair Isaac's average price target by roughly $230 to about $890, reflecting updated assumptions for slightly lower revenue growth, slimmer profit margins and a more conservative future P/E multiple, despite mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with a series of price target cuts clustering over a relatively short period.Articolo di analisi • May 01
Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates
A week ago, Fair Isaac Corporation ( NYSE:FICO ) came out with a strong set of second-quarter numbers that could...Aggiornamento della narrazione • Apr 15
FICO: Competitive Mortgage Pricing Shifts Are Expected To Create Future Upside Opportunity
Analysts have reduced their implied price target on Fair Isaac from about $1,971 to roughly $1,728. This reflects updated views on competitive pressure from lower priced VantageScore offerings, modest adjustments to long term profit expectations, and slightly lower assumed future P/E multiples.Aggiornamento della narrazione • Apr 01
FICO: Mortgage License Push Will Face Cheaper Score Rivals And Buyback Support
Analysts have reduced Fair Isaac's implied value from about $1,490 to roughly $1,120 per share. This reflects lower Street price targets in response to new competitive pressure from low-priced VantageScore offerings and recent research caution on FICO's mortgage and pricing outlook.Aggiornamento della narrazione • Mar 18
FICO: Capital Returns Will Offset Mortgage Pricing Pressure Over Time
Analyst price targets for Fair Isaac have been revised lower, with several firms cutting targets in a range from about $2,500 to $1,350 as they weigh potential competitive pressure from lower priced VantageScore offerings, differing views on regulatory risk, and the impact of the company's recent $1b debt raise on shareholder returns. Analyst Commentary Recent research on Fair Isaac highlights a split tape of opinion, with some firms cutting price targets while others point to potential upside drivers around capital returns, competitive positioning, and long term growth in information and business services.Aggiornamento della narrazione • Mar 04
FICO: Regulatory Overhang Is Expected To Create Future Upside Opportunity
Our updated analyst price target for Fair Isaac shifts to $1,971 from $2,023, reflecting refreshed views on revenue growth, profitability, and future P/E assumptions that have been influenced by recent Street research taking a generally constructive stance on the broader information and business services group. Analyst Commentary Recent Street research on Fair Isaac clusters around valuation reset, regulatory watchpoints, and how the company can execute against growth expectations implied by current multiples.Aggiornamento della narrazione • Feb 17
FICO: Mortgage Competition Will Reinforce Core Credit Scoring Franchise
Analysts have modestly fine tuned their Fair Isaac price targets, incorporating updated assumptions around revenue growth, profit margins and future P/E multiples into a refreshed model that reflects recent Street research on the name. Analyst Commentary Bullish analysts are highlighting Fair Isaac as a key name within the broader Information and Business Services group, with fresh coverage and revised targets reflecting confidence in the company’s ability to execute on its business model.Aggiornamento della narrazione • Feb 03
FICO: Mortgage Scoring Review Will Reinforce Core Franchise Strength
Analysts kept their Fair Isaac fair value estimate steady at $2,500.00, but modest tweaks to revenue growth, profit margin, discount rate and future P/E inputs reflect mixed recent research. Some firms raised price targets on optimism around FICO 10T and long term adoption, while others trimmed targets following a softer software quarter and more cautious management guidance.Aggiornamento della narrazione • Jan 20
FICO: Core Credit Franchise Will Withstand New Mortgage Scoring Competition
Analysts have adjusted the Fair Isaac price target to about US$2,500, reflecting updated assumptions for faster revenue growth, stronger profit margins, a higher discount rate, and a lower future P/E multiple, supported by recent research that highlights both the potential benefit of FICO 10T and mixed reactions to the company’s fiscal 2026 outlook. Analyst Commentary Recent Street research on Fair Isaac highlights a mix of optimism on the core franchise and caution around the fiscal 2026 outlook.Aggiornamento della narrazione • Jan 06
FICO: Mortgage Credit Score Changes Will Support Future Share Gains
Analysts have trimmed their fair value estimate for Fair Isaac by about US$8.60 to reflect slightly lower revenue growth assumptions and a modestly higher discount rate, while still highlighting FICO 10T and ongoing credit score adoption as key supports for the updated price targets. Analyst Commentary Recent Street research on Fair Isaac presents a mixed picture, with several firms highlighting growth drivers tied to FICO 10T and long term revenue potential, while others flag valuation and regulatory risks that could limit upside from current levels.Aggiornamento della narrazione • Dec 15
FICO: Rising Mortgage License Ambitions Will Likely Struggle Against Intensifying Score Competition
Analysts have nudged our Fair Isaac fair value estimate higher from $1,364 to about $1,490. This reflects slightly faster expected revenue growth, modestly lower future valuation multiples, and the view that initiatives like FICO 10T and the mortgage direct license program will reinforce the company’s dominant, high margin scoring franchise despite near term guidance uncertainty.Aggiornamento della narrazione • Nov 30
FICO: Upcoming Mortgage Program Will Strengthen Share Amid Credit Score Shakeup
Analysts have modestly raised their fair value estimate for Fair Isaac to $2,031.78, citing recent updates in price targets and improved outlooks based on stronger revenue growth, profit margin expansion, and continued positive sentiment around the company's new products and fiscal performance. Analyst Commentary Analysts have recently weighed in on Fair Isaac's outlook, highlighting both promising growth factors and areas warranting caution.Aggiornamento della narrazione • Nov 16
FICO: Recent License Program Will Drive Incremental Revenue Growth Opportunities
Fair Isaac's analyst price target has seen a modest decrease, as updated guidance and a slightly lower projected profit margin have led analysts to trim fair value estimates by less than $1 to $2,016. This adjustment is due to more conservative forecasts and ongoing uncertainty in the mortgage sector.Aggiornamento della narrazione • Oct 31
FICO: New Mortgage Direct License Program Will Drive Market Leadership
Analysts have raised their price target for Fair Isaac to $2,400 from $2,000. They cited stronger-than-expected revenue growth and optimism about the company’s new mortgage direct license program.Aggiornamento della narrazione • Oct 17
Global Cloud Migration And International Partnerships Will Transform Financial Services
Analysts have increased their fair value estimate for Fair Isaac from $1,913 to $2,017, citing stronger revenue growth and improved profit outlook following recent updates to the company’s business model. Analyst Commentary Recent research coverage of Fair Isaac has produced a mix of bullish and bearish views, as analysts assess the impact of the company's updated business model and Mortgage Direct License Program on its growth trajectory and competitive positioning.Aggiornamento della narrazione • Oct 03
Global Cloud Migration And International Partnerships Will Transform Financial Services
Fair Isaac's analyst price target has risen from $1,874.70 to $1,913.47. This change reflects improved views on its mortgage licensing business, sustained market leadership, and incremental increases to revenue growth and profit margin expectations, according to analysts.Aggiornamento della narrazione • Sep 02
Global Cloud Migration And International Partnerships Will Transform Financial Services
The consensus price target for Fair Isaac decreased to $1,872 as analysts weighed increased regulatory uncertainty and competitive threats from the FHFA’s move to include VantageScore 4.0, though resilient EPS estimates and a robust business model remain supportive of fair value. Analyst Commentary Bearish analysts lowered price targets due to the Federal Housing Finance Agency's decision to allow Fannie Mae and Freddie Mac to use VantageScore 4.0, raising concerns about increased competition and potential erosion of FICO's monopoly.Articolo di analisi • Aug 02
Fair Isaac Corporation's (NYSE:FICO) Share Price Is Still Matching Investor Opinion Despite 25% Slump
To the annoyance of some shareholders, Fair Isaac Corporation ( NYSE:FICO ) shares are down a considerable 25% in the...Articolo di analisi • Aug 01
Fair Isaac Corporation Just Beat EPS By 14%: Here's What Analysts Think Will Happen Next
Fair Isaac Corporation ( NYSE:FICO ) just released its third-quarter report and things are looking bullish. It was...Seeking Alpha • Apr 21
Fair Isaac Corporation: Shares Deserve To Fall Like My Credit Score Does
Summary Fair Isaac Corporation is a high-quality, global analytics firm with impressive revenue and profit growth, but its stock is currently overvalued. Despite strong financials and minimal debt, FICO's shares are expensive relative to similar companies and their historical valuations. Management's ongoing stock buybacks are suboptimal at current high valuations; capital should be allocated toward growth opportunities instead. Analysts expect continued revenue and profit growth, but I recommend a 'sell' rating due to the stock's lofty valuation. Read the full article on Seeking AlphaRipartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come Fair Isaac guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 2,256 | 760 | 549 | 202 |
| 31 Dec 25 | 2,063 | 658 | 526 | 193 |
| 30 Sep 25 | 1,991 | 652 | 513 | 188 |
| 30 Jun 25 | 1,929 | 633 | 510 | 182 |
| 31 Mar 25 | 1,840 | 577 | 496 | 179 |
| 31 Dec 24 | 1,775 | 544 | 486 | 174 |
| 30 Sep 24 | 1,718 | 513 | 463 | 172 |
| 30 Jun 24 | 1,653 | 479 | 439 | 169 |
| 31 Mar 24 | 1,604 | 481 | 423 | 167 |
| 31 Dec 23 | 1,551 | 453 | 412 | 166 |
| 30 Sep 23 | 1,514 | 429 | 401 | 160 |
| 30 Jun 23 | 1,473 | 419 | 397 | 154 |
| 31 Mar 23 | 1,423 | 383 | 383 | 148 |
| 31 Dec 22 | 1,400 | 386 | 379 | 144 |
| 30 Sep 22 | 1,377 | 374 | 384 | 147 |
| 30 Jun 22 | 1,363 | 369 | 385 | 152 |
| 31 Mar 22 | 1,352 | 426 | 400 | 162 |
| 31 Dec 21 | 1,326 | 391 | 400 | 170 |
| 30 Sep 21 | 1,317 | 392 | 396 | 171 |
| 30 Jun 21 | 1,356 | 365 | 405 | 177 |
| 31 Mar 21 | 1,332 | 278 | 397 | 172 |
| 31 Dec 20 | 1,308 | 268 | 403 | 168 |
| 30 Sep 20 | 1,295 | 236 | 421 | 166 |
| 30 Jun 20 | 1,226 | 232 | 421 | 159 |
| 31 Mar 20 | 1,226 | 232 | 424 | 155 |
| 31 Dec 19 | 1,196 | 207 | 426 | 153 |
| 30 Sep 19 | 1,160 | 192 | 414 | 149 |
| 30 Jun 19 | 1,111 | 170 | 401 | 144 |
| 31 Mar 19 | 1,052 | 136 | 396 | 140 |
| 31 Dec 18 | 1,030 | 134 | 387 | 135 |
| 30 Sep 18 | 1,000 | 126 | 377 | 128 |
| 30 Jun 18 | 997 | 134 | 368 | 124 |
| 31 Mar 18 | 973 | 129 | 355 | 120 |
| 31 Dec 17 | 945 | 123 | 345 | 114 |
| 30 Sep 17 | 935 | 133 | 337 | 111 |
| 30 Jun 17 | 915 | 120 | 341 | 108 |
| 31 Mar 17 | 923 | 130 | 344 | 107 |
| 31 Dec 16 | 901 | 128 | 335 | 105 |
| 30 Sep 16 | 881 | 109 | 329 | 104 |
| 30 Jun 16 | 878 | 111 | 322 | 102 |
| 31 Mar 16 | 849 | 96 | 310 | 101 |
| 31 Dec 15 | 849 | 91 | 306 | 101 |
| 30 Sep 15 | 839 | 87 | 300 | 99 |
Guadagni di qualità: FICO ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di FICO (33.7%) FICO sono più alti rispetto allo scorso anno (31.4%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di FICO sono cresciuti del 15.4% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di FICO nell'ultimo anno ( 31.6% ) supera la media quinquennale ( 15.4% all'anno).
Guadagni vs Settore: La crescita degli utili FICO nell'ultimo anno ( 31.6% ) ha superato la percentuale del settore Software 14.4%.
Rendimento del capitale proprio
ROE elevato: Le passività di FICO superano le sue attività, quindi è difficile calcolare il suo rendimento del capitale proprio.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/10 11:07 |
| Prezzo dell'azione a fine giornata | 2026/07/10 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/09/30 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Fair Isaac Corporation è coperta da 34 analisti. 20 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |
| Jeffrey Silber | BMO Capital Markets Equity Research |