Pagaya Technologies Ltd.

Report azionario NasdaqCM:PGY

Capitalizzazione di mercato: US$1.1b

Pagaya Technologies Crescita futura

Criteri Future verificati 5/6

Pagaya Technologies prevede che gli utili e i ricavi cresceranno rispettivamente di 37.6% e 12.1% all'anno. Si prevede che l'EPS crescerà di 25.7% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 30% in 3 anni.

Informazioni chiave

37.6%

Tasso di crescita degli utili

25.72%

Tasso di crescita dell'EPS

Software crescita degli utili18.6%
Tasso di crescita dei ricavi12.1%
Rendimento futuro del capitale proprio30.05%
Copertura analitica

Good

Ultimo aggiornamento22 Apr 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

PGY: Long Term Earnings Guidance Will Support Bullish Upside Thesis

Analysts have reduced their average price targets on Pagaya Technologies by $11.73 to $26.45, reflecting updated views on revenue growth, discount rates and profit expectations following a series of recent target cuts alongside one bullish initiation. Analyst Commentary Recent Street research points to a cluster of target reductions for Pagaya Technologies alongside one new bullish initiation, giving you a mixed but useful read on how the Street is recalibrating expectations around growth, profitability and risk.

PGY: Execution On Platform Relationships Will Drive Future Upside Potential

Pagaya Technologies' updated analyst price target has been reduced by $7 to $33, as several firms reassessed their views on the stock. Analysts cited recent sector research, while one new bullish initiation at Freedom Capital highlights ongoing interest in the name.

PGY: Reset Expectations And 2026 Guidance Will Support A Rebound

Pagaya Technologies' analyst price targets have been reset lower, with the fair value estimate moving from $27.00 to $20.00 as analysts factor in updated assumptions on required returns, growth, margins and future P/E. Analyst Commentary Recent Street research on Pagaya Technologies has featured a series of lower price targets, with multiple bearish analysts trimming their fair value estimates by mid single digit to mid teens dollar amounts.

PGY: Reset Risk Assumptions And New Partnership Will Support Future Upside

Narrative Update: Pagaya Technologies The consolidated analyst price target for Pagaya Technologies has been reduced by a double digit dollar amount, as several firms cut their targets by $5 to $15 while emphasizing updated risk assumptions alongside steady model inputs for fair value, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent Street research on Pagaya Technologies has centered on adjustments to price targets, with several firms revising their numbers while keeping core views on fair value drivers largely intact.

PGY: Reset Expectations And New Partnership Will Support Future Upside Potential

Analysts have cut their average price target for Pagaya Technologies from $54.00 to $33.00, citing more cautious assumptions on fair value, discount rate, revenue growth, and profit margin following a series of recent target reductions across the Street research community. Analyst Commentary Recent research has centered on recalibrating Pagaya Technologies price targets, with multiple firms revisiting their assumptions on fair value, discount rates, revenue growth, and margins.

Pagaya Technologies Ltd.'s (NASDAQ:PGY) 28% Dip In Price Shows Sentiment Is Matching Revenues

Feb 09
Pagaya Technologies Ltd.'s (NASDAQ:PGY) 28% Dip In Price Shows Sentiment Is Matching Revenues

PGY: Raised Earnings Outlook And New Partnership Will Support Bullish Thesis

Narrative Update on Pagaya Technologies Analysts have trimmed their price target on Pagaya Technologies from about $40.50 to roughly $38.18, citing updated views on fair value, a higher discount rate, slightly softer revenue growth and margin expectations, and a higher future P/E assumption. Analyst Commentary Analysts reviewing Pagaya Technologies have shared a mix of optimism and caution as they reassess fair value, execution risks, and the revised P/E framework behind the updated target price near US$38.18.

Pagaya's Selloff Looks Detached From Reality

Dec 19

Positive Sentiment Still Eludes Pagaya Technologies Ltd. (NASDAQ:PGY) Following 29% Share Price Slump

Oct 16
Positive Sentiment Still Eludes Pagaya Technologies Ltd. (NASDAQ:PGY) Following 29% Share Price Slump

The Market Lifts Pagaya Technologies Ltd. (NASDAQ:PGY) Shares 27% But It Can Do More

Aug 31
The Market Lifts Pagaya Technologies Ltd. (NASDAQ:PGY) Shares 27% But It Can Do More

Advanced AI Underwriting And Embedded Finance Will Open Markets

Analysts have raised their price target for Pagaya Technologies to $38.00, citing robust EBITDA margins driven by strong unit economics, rapid expansion via its integrated B2B2C model, and demonstrated success diversifying into new underwriting verticals. Analyst Commentary Exceptional unit economics and operating leverage are resulting in strong EBITDA margins.

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story

Jul 07
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Leap 27% Yet They're Still Not Telling The Full Story
User avatar

Digital Transformation And AI Will Broaden Lending Channels

AI-enhanced products, network effects, and diversified asset classes support sustained revenue growth and improved margins amid ongoing digital transformation in the lending sector.

A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb

May 22
A Piece Of The Puzzle Missing From Pagaya Technologies Ltd.'s (NASDAQ:PGY) 56% Share Price Climb

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry

Feb 15
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Shares Bounce 74% But Its Business Still Trails The Industry

Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy

Jan 24

Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?

Jan 22
Is Pagaya Technologies (NASDAQ:PGY) Using Too Much Debt?

PGY is a Buy

Core Product: Pagaya’s AI-powered platform for financial underwriting and risk assessment is a key driver of revenue. As financial institutions increasingly adopt AI solutions for more accurate and ef

Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target

Nov 15
Pagaya Technologies Ltd. (NASDAQ:PGY) Just Reported, And Analysts Assigned A US$20.75 Price Target

Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%

Nov 08
Pagaya Technologies Ltd.'s (NASDAQ:PGY) Price Is Right But Growth Is Lacking After Shares Rocket 28%

Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital

Oct 24
Pagaya Technologies (NASDAQ:PGY) May Have Issues Allocating Its Capital

Pagaya Technologies: The Writing Is On The Wall (Rating Downgrade)

Sep 26

Little Excitement Around Pagaya Technologies Ltd.'s (NASDAQ:PGY) Revenues

Sep 18
Little Excitement Around Pagaya Technologies Ltd.'s (NASDAQ:PGY) Revenues

Previsioni di crescita degli utili e dei ricavi

NasdaqCM:PGY - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/20281,883278N/AN/A2
12/31/20271,680206N/A3278
12/31/20261,472126N/A29510
12/31/20251,30177209239N/A
9/30/20251,246-194185205N/A
6/30/20251,153-282110131N/A
3/31/20251,077-3736183N/A
12/31/20241,032-4012548N/A
9/30/2024971-1782039N/A
6/30/2024925-1324362N/A
3/31/2024871-893151N/A
12/31/2023812-128-42-22N/A
9/30/2023787-148-31-11N/A
6/30/2023779-201-71-40N/A
3/31/2023765-351-87-61N/A
12/31/2022749-315-62-40N/A
9/30/2022711-297-49-26N/A
6/30/2022643-255815N/A
3/31/2022553-1163542N/A
12/31/2021475-1344350N/A
9/30/2021356-1164042N/A
6/30/2021256-801617N/A
3/31/2021178-38911N/A
12/31/202099534N/A
12/31/201936-8-9-8N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di PGY ( 37.6% all'anno) è superiore al tasso di risparmio ( 3.4% ).

Guadagni vs Mercato: Si prevede che gli utili di PGY ( 37.6% all'anno) cresceranno più rapidamente del mercato US ( 16.1% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di PGY cresceranno in modo significativo nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di PGY ( 12.1% all'anno) crescerà più rapidamente del mercato US ( 11% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di PGY ( 12.1% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di PGY sarà elevato tra 3 anni ( 30 %)

Scoprire le aziende in crescita

7D

1Y

7D

1Y

7D

1Y

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/04/30 00:56
Prezzo dell'azione a fine giornata2026/04/30 00:00
Utili2025/12/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Pagaya Technologies Ltd. è coperta da 13 analisti. 10 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Mark PalmerBenchmark Company
Michael LeggBenchmark Company
Harold GoetschB. Riley Securities, Inc.