Progressive Performance degli utili passati
Criteri Il passato verificati 4/6
Progressive ha registrato una crescita degli utili a un tasso medio annuo di 32.7%, mentre il settore Insurance ha registrato utili in crescita a un tasso medio annuo di 14.6%. I ricavi sono stati in crescita a un tasso medio annuo di 15.6%. Il ritorno sul capitale proprio di Progressive è 36.1% e ha margini netti di 12.9%.
Informazioni chiave
32.67%
Tasso di crescita degli utili
32.61%
Tasso di crescita dell'EPS
| Insurance Crescita del settore | 8.02% |
| Tasso di crescita dei ricavi | 15.62% |
| Rendimento del capitale proprio | 36.08% |
| Margine netto | 12.93% |
| Prossimo aggiornamento sugli utili | 20 May 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Seeking Alpha • Apr 29
Progressive Stock Crash Explained: Strong Business, Falling Shares?
Summary Scott of Seeking Profits joins Nicole Benjamin on Portfolio Pulse to discuss why Progressive’s price drop creates a value opportunity despite investor fears of peaking insurance margins. He breaks down how the company’s high-liquidity investment portfolio provide a fundamental safety net against real-world inflation and catastrophic claims. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Apr 23
PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes
Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.
Nuova narrazione • Apr 13
Progressive Corp (PGR): The "Data Sovereign" and the 2026 Underwriting Masterclass
The Progressive Corporation (PGR) entered the mid-April 2026 trading sessions at $212.15 USD on the NYSE, continuing its streak as the gold standard of the property and casualty insurance sector. The central narrative for 2026 is "The Mathematical Moat" : While competitors are still struggling to price risk in an era of skyrocketing vehicle repair costs and climate-driven property losses, Progressive has utilized its two-decade lead in telematics and real-time data ingestion to maintain a market-leading combined ratio of 88.5%.
Aggiornamento della narrazione • Apr 07
PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations
Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.Aggiornamento della narrazione • Mar 24
PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings
Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.Aggiornamento della narrazione • Mar 09
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.Aggiornamento della narrazione • Feb 23
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.Aggiornamento della narrazione • Feb 09
PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes
Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.Aggiornamento della narrazione • Jan 24
PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power
Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.
Aggiornamento della narrazione • Jan 09
PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum
Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.Aggiornamento della narrazione • Dec 26
PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025
Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.Aggiornamento della narrazione • Dec 12
PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead
Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.Aggiornamento della narrazione • Nov 27
PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025
Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.Aggiornamento della narrazione • Nov 13
PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead
The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.Aggiornamento della narrazione • Oct 30
PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts
Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.Aggiornamento della narrazione • Oct 15
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.Aggiornamento della narrazione • Sep 19
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.Articolo di analisi • Sep 18
Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10
The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...Aggiornamento della narrazione • Sep 04
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.Articolo di analisi • Aug 21
Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10
The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...Articolo di analisi • Jul 02
Progressive (NYSE:PGR) Is Paying Out A Dividend Of $0.10
The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend on the 11th of July...Articolo di analisi • Jun 18
Progressive (NYSE:PGR) Is Paying Out A Dividend Of $0.10
The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on the 11th of...Articolo di analisi • May 22
Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10
The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 11th of July...Seeking Alpha • Apr 21
Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated
Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking AlphaSeeking Alpha • Apr 12
The Progressive Corporation: Earnings Have Exploded, Take Advantage Of Recent Price Drop And Buy
Summary Progressive is rated a buy due to its record-breaking financial performance, robust growth in net premiums, and significant market share gains in 2024. Despite a recent share price drop, PGR has seen a 239% gain over 5 years and continues to outperform its peers. PGR's revenue nearly doubled in 5 years, with net income up 11.5x in two years, driven by strategic advertising and policy growth. The P&C insurance industry remains resilient amidst economic uncertainties, making PGR a strong investment opportunity with continued earnings growth potential. Read the full article on Seeking AlphaSeeking Alpha • Mar 18
Progressive: Fundamentally Strong, But Earning Multiples Are Elevated, Hold For Now
Summary Progressive Corp reported strong Q4 and FY results, with a 21% increase in net written premiums and over 5 million new policies in 2024. The company is well-positioned for 2025, with improved pricing expected to support margin expansion and EPS growth, despite a slightly elevated valuation multiple. Risks include market saturation, potential recession impacts, and a slowdown in growth rates, which could affect investor expectations and valuation. I rate Progressive a 'hold' due to its strong fundamentals but elevated earnings multiple, awaiting a better entry point. Read the full article on Seeking AlphaSeeking Alpha • Feb 06
Progressive: One Of The Most Resilient Uptrends, Still Fairly Priced
Summary Progressive is one of the largest and most recognized players in the U.S. insurance market with an efficient business model that relies on online sales. The Company’s growth potential, combined with outstanding ROCE and ROTC performance, makes it a highly attractive investment opportunity. The stock’s long-term upward movement confirms its financial strength, with 205% gains in the past five years. The intense liquidations triggered by the wildfires in California led the stock to its first notable support levels, generating a buy signal. Read the full article on Seeking AlphaSeeking Alpha • Jan 21
Progressive: Profitability And Valuations Indicates Hold
Summary Progressive Corporation is a "hold" due to its strong financials and profitability, despite current technical indicators suggesting a continued correction. PGR's revenue has been increasing steadily, with a 26.74% YoY growth in the last quarter, and net income showing significant improvement since 2023. The company's dividend yield is competitive within the sector, supported by strong free cash flow and a low payout ratio. Despite high forward P/E compared to the sector, PGR's profitability ratios and historical trends indicate a positive long-term outlook. Read the full article on Seeking AlphaSeeking Alpha • Jan 04
Progressive: A Priced-For-Perfection Industry Outperformer
Summary Progressive Corporation excels in the U.S. auto insurance market with superior underwriting performance, driven by a low expense ratio and consistent profitability. The company has achieved remarkable growth, with a 1,000% gain over the past decade and a 50% total return in 2024. Despite its premium valuation, Progressive remains a compelling long-term investment due to its operational efficiency, financial strength, and high growth rates. Risks include underwriting and market risks, but Progressive's conservative investment approach and steady performance mitigate these concerns. Read the full article on Seeking AlphaRipartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come Progressive guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 89,415 | 11,559 | 0 | 0 |
| 31 Dec 25 | 87,637 | 11,308 | 0 | 0 |
| 30 Sep 25 | 85,166 | 10,713 | 0 | 0 |
| 30 Jun 25 | 82,376 | 10,432 | 0 | 0 |
| 31 Mar 25 | 78,508 | 8,716 | 0 | 0 |
| 31 Dec 24 | 75,343 | 8,463 | 0 | 0 |
| 30 Sep 24 | 71,961 | 8,085 | 0 | 0 |
| 30 Jun 24 | 67,802 | 6,862 | 0 | 0 |
| 31 Mar 24 | 65,022 | 5,738 | 0 | 0 |
| 31 Dec 23 | 62,083 | 3,865 | 0 | 0 |
| 30 Sep 23 | 58,661 | 2,707 | 0 | 0 |
| 30 Jun 23 | 55,882 | 1,714 | 0 | 0 |
| 31 Mar 23 | 52,048 | 828 | 0 | 0 |
| 31 Dec 22 | 49,587 | 695 | 0 | 0 |
| 30 Sep 22 | 48,609 | 831 | 0 | 0 |
| 30 Jun 22 | 47,687 | 825 | 0 | 0 |
| 31 Mar 22 | 48,073 | 2,158 | 0 | 0 |
| 31 Dec 21 | 47,677 | 3,324 | 0 | 0 |
| 30 Sep 21 | 46,602 | 4,046 | 15 | 0 |
| 30 Jun 21 | 45,692 | 5,458 | 44 | 0 |
| 31 Mar 21 | 44,760 | 6,459 | 1,077 | 0 |
| 31 Dec 20 | 42,638 | 5,678 | 1,077 | 0 |
| 30 Sep 20 | 41,963 | 5,064 | 1,062 | 0 |
| 30 Jun 20 | 40,545 | 4,375 | 1,033 | 0 |
| 31 Mar 20 | 39,022 | 3,564 | 0 | 0 |
| 31 Dec 19 | 38,998 | 3,943 | 0 | 0 |
| 30 Sep 19 | 36,292 | 3,137 | 0 | 0 |
| 30 Jun 19 | 35,257 | 3,224 | 0 | 0 |
| 31 Mar 19 | 33,824 | 2,949 | 0 | 0 |
| 31 Dec 18 | 31,955 | 2,594 | 0 | 0 |
| 30 Sep 18 | 31,041 | 2,912 | 0 | 0 |
| 30 Jun 18 | 29,337 | 2,215 | 0 | 0 |
| 31 Mar 18 | 27,924 | 1,885 | 0 | 0 |
| 31 Dec 17 | 26,816 | 1,592 | 0 | 0 |
| 30 Sep 17 | 25,823 | 1,399 | 0 | 0 |
| 30 Jun 17 | 24,967 | 1,374 | 0 | 0 |
| 31 Mar 17 | 24,181 | 1,197 | 0 | 0 |
| 31 Dec 16 | 23,417 | 1,031 | 0 | 0 |
| 30 Sep 16 | 22,690 | 978 | 0 | 0 |
| 30 Jun 16 | 22,029 | 1,058 | 0 | 0 |
| 31 Mar 16 | 21,495 | 1,230 | 0 | 0 |
| 31 Dec 15 | 20,832 | 1,268 | 0 | 0 |
| 30 Sep 15 | 20,609 | 1,307 | 0 | 0 |
| 30 Jun 15 | 20,106 | 1,325 | 0 | 0 |
Guadagni di qualità: PGR ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di PGR (12.9%) PGR sono più alti rispetto allo scorso anno (11.1%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di PGR sono cresciuti in modo significativo del 32.7% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di PGR nell'ultimo anno ( 32.6% ) è inferiore alla media quinquennale ( 32.7% all'anno).
Guadagni vs Settore: La crescita degli utili PGR nell'ultimo anno ( 32.6% ) non ha superato quella del settore Insurance 36.8%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 36.1% ) di PGR è considerato alto.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/13 12:06 |
| Prezzo dell'azione a fine giornata | 2026/05/13 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
The Progressive Corporation è coperta da 41 analisti. 14 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |