Horace Mann Educators Corporation

Report azionario NYSE:HMN

Capitalizzazione di mercato: US$1.9b

Horace Mann Educators Performance degli utili passati

Criteri Il passato verificati 5/6

Horace Mann Educators ha registrato una crescita degli utili a un tasso medio annuo di 2.5%, mentre il settore Insurance ha registrato utili in crescita a un tasso medio annuo di 14.6%. I ricavi sono stati in crescita a un tasso medio annuo di 5.7%. Il ritorno sul capitale proprio di Horace Mann Educators è 11.2% e ha margini netti di 9.6%.

Informazioni chiave

2.54%

Tasso di crescita degli utili

3.18%

Tasso di crescita dell'EPS

Insurance Crescita del settore8.02%
Tasso di crescita dei ricavi5.75%
Rendimento del capitale proprio11.23%
Margine netto9.63%
Ultimo aggiornamento sugli utili31 Mar 2026

Aggiornamenti sulle prestazioni recenti

Recent updates

Aggiornamento della narrazione May 08

HMN: Dividend And Buybacks Will Support Strong Future Shareholder Returns

Analysts now hold their price target for Horace Mann Educators at $51.50, reflecting only minor adjustments to assumptions such as the discount rate and future P/E that do not materially change their overall valuation view. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, with an indicated annual dividend of $1.44 per share.
Aggiornamento della narrazione Apr 19

HMN: Steady Dividend And Buybacks Will Support Long Term Returns

Analysts have kept their $51.50 price target for Horace Mann Educators essentially unchanged, reflecting only very slight adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share.
Aggiornamento della narrazione Apr 04

HMN: Higher Future P E And Dividend Policy Will Support Long Term Returns

Analysts have raised their price target for Horace Mann Educators to $51.50 from $49.67, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share payable on March 31, 2026, to shareholders of record as of March 17, 2026 (Key Developments).
Aggiornamento della narrazione Feb 11

HMN: Higher Future P/E Assumptions Will Support Long Term Returns

Analysts have trimmed their price target for Horace Mann Educators by about $1, reflecting slightly lower fair value, revenue growth, and profit margin assumptions, alongside a modestly higher future P/E multiple and a small adjustment to the discount rate. Valuation Changes Fair Value: The updated estimate moved slightly from $50.67 to $49.67, indicating a small downward adjustment.
Aggiornamento della narrazione Jan 27

HMN: Share Repurchases And Higher Core EPS Guidance Will Support Returns

Analysts have made a modest adjustment to their price target for Horace Mann Educators, citing small refinements in assumptions for the discount rate, revenue growth, profit margin, and forward P/E as the key drivers of the updated view. What's in the News From July 1, 2025 to September 30, 2025, Horace Mann Educators reported no share repurchases under the buyback program announced on May 13, 2025, with 0 shares and $0 million deployed under that authorization (Key Developments).
Aggiornamento della narrazione Jan 11

HMN: Steady Buybacks And Higher Core EPS Guidance Will Support Returns

Analysts have kept their price target for Horace Mann Educators steady at about US$50.67, with only small tweaks to inputs such as discount rate, revenue growth, profit margin and forward P/E helping to support this unchanged view. What's in the News Horace Mann Educators reported that from July 1, 2025 to September 30, 2025, it repurchased 164,569 shares for US$6.79 million, representing 0.4% of shares, under its existing buyback program.
Seeking Alpha Dec 17

Horace Mann Educators Giving Lessons On Profitability

Summary Horace Mann Educators Corporation remains a Buy, supported by exceptional Q3 2025 results and raised full-year guidance. HMN projects FY 2025 EPS of $4.50–$4.70, an 84.7% YoY increase, with all business segments operating at or above target profitability. The company boasts a 17-year dividend growth streak, active buybacks, and trades at peer-low price-to-cash flow, book, and PEG ratios. Key risks include catastrophic loss exposure, reliance on investment income, and sensitivity to K-12 education funding and customer price sensitivity. Read the full article on Seeking Alpha
Aggiornamento della narrazione Dec 14

HMN: Raised EPS Outlook And Margin Gains Will Support Future Returns

Analysts have modestly raised their price target on Horace Mann Educators to approximately $50.67 per share, citing slightly lower discount rate and revenue growth assumptions. These are offset by expectations for improved profit margins and a lower future P/E multiple, which together support a marginally stronger valuation profile.
Aggiornamento della narrazione Nov 30

HMN: Full-Year EPS Guidance And Stable Margins Will Influence Future Shareholder Returns

Analysts have raised their price target for Horace Mann Educators slightly, increasing the fair value estimate from $50.33 to $50.67. They cite minor adjustments in discount rate and forward price-to-earnings assumptions.
Aggiornamento della narrazione Nov 16

HMN: Future EPS Guidance And Revenue Outlook Will Shape Next Year’s Returns

Analysts have raised their price target for Horace Mann Educators from $49.00 to $50.33, citing improved revenue growth outlook. This comes despite a modest increase in the discount rate and a slight dip in projected profit margins.
Articolo di analisi Nov 07

Results: Horace Mann Educators Corporation Beat Earnings Expectations And Analysts Now Have New Forecasts

As you might know, Horace Mann Educators Corporation ( NYSE:HMN ) recently reported its quarterly numbers. Revenues...
Articolo di analisi Sep 08

Horace Mann Educators (NYSE:HMN) Has Announced A Dividend Of $0.35

Horace Mann Educators Corporation ( NYSE:HMN ) will pay a dividend of $0.35 on the 30th of September. This means the...
Articolo di analisi Jun 13

Horace Mann Educators' (NYSE:HMN) Dividend Will Be $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...
Articolo di analisi May 18

Horace Mann Educators (NYSE:HMN) Is Paying Out A Dividend Of $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...
Articolo di analisi May 09

Horace Mann Educators Corporation (NYSE:HMN) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?

Horace Mann Educators Corporation ( NYSE:HMN ) last week reported its latest first-quarter results, which makes it a...
Articolo di analisi May 07

Horace Mann Educators Corporation's (NYSE:HMN) CEO Compensation Is Looking A Bit Stretched At The Moment

Key Insights Horace Mann Educators will host its Annual General Meeting on 14th of May Salary of US$1.04m is part of...
Articolo di analisi Mar 07

Horace Mann Educators (NYSE:HMN) Will Pay A Larger Dividend Than Last Year At $0.35

The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will be increasing its dividend by...
Articolo di analisi Jan 31

Horace Mann Educators Corporation's (NYSE:HMN) Shares Not Telling The Full Story

With a median price-to-sales (or "P/S") ratio of close to 1.1x in the Insurance industry in the United States, you...
Articolo di analisi Nov 07

Horace Mann Educators Corporation (NYSE:HMN) Analysts Are Pretty Bullish On The Stock After Recent Results

Shareholders of Horace Mann Educators Corporation ( NYSE:HMN ) will be pleased this week, given that the stock price is...
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Nuova narrazione Sep 14

Reviving Profits And Expanding Sales Set To Propel Insurance Giant Into 2025 Success

Enhanced net margins expected from a profitability restoration strategy in Property & Casualty, coupled with operational efficiency improvements.
Articolo di analisi Sep 13

Market Still Lacking Some Conviction On Horace Mann Educators Corporation (NYSE:HMN)

It's not a stretch to say that Horace Mann Educators Corporation's ( NYSE:HMN ) price-to-sales (or "P/S") ratio of 0.9x...
Articolo di analisi May 12

Horace Mann Educators Corporation Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now

The analysts might have been a bit too bullish on Horace Mann Educators Corporation ( NYSE:HMN ), given that the...

Ripartizione dei ricavi e delle spese

Come Horace Mann Educators guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.


Storico di utili e ricavi

NYSE:HMN Ricavi, spese e utili (USD Millions )
DataRicaviUtiliSpese G+ASpese di R&S
31 Mar 261,7141654090
31 Dec 251,7011623970
30 Sep 251,6761643790
30 Jun 251,6491403660
31 Mar 251,6261153520
31 Dec 241,5951033460
30 Sep 241,5891043330
30 Jun 241,556823260
31 Mar 241,524653230
31 Dec 231,492453180
30 Sep 231,435-113220
30 Jun 231,399-23220
31 Mar 231,38963190
31 Dec 221,382203160
30 Sep 221,367772980
30 Jun 221,354732870
31 Mar 221,3551242700
31 Dec 211,3291702510
30 Sep 211,3511502480
30 Jun 211,3591702410
31 Mar 211,3251542350
31 Dec 201,3101332380
30 Sep 201,2831192260
30 Jun 201,2831072320
31 Mar 201,4221712340
31 Dec 191,4311842350
30 Sep 191,3841312320
30 Jun 191,3591182190
31 Mar 191,212302130
31 Dec 181,192182050
30 Sep 181,2161641980
30 Jun 181,1951781910
31 Mar 181,1801741870
31 Dec 171,1721691880
30 Sep 171,151641820
30 Jun 171,153641820
31 Mar 171,145741790
31 Dec 161,129841730
30 Sep 161,122851720
30 Jun 161,097801680
31 Mar 161,082841640
31 Dec 151,080931570
30 Sep 151,0731031590
30 Jun 151,0731061590

Guadagni di qualità: HMN ha guadagni di alta qualità.

Margine di profitto in crescita: Gli attuali margini di profitto netti di HMN (9.6%) HMN sono più alti rispetto allo scorso anno (7%).


Flusso di cassa libero e analisi degli utili


Analisi della crescita degli utili nel passato

Andamento degli utili: Gli utili di HMN sono cresciuti del 2.5% all'anno negli ultimi 5 anni.

Accelerare la crescita: La crescita degli utili di HMN nell'ultimo anno ( 44.2% ) supera la media quinquennale ( 2.5% all'anno).

Guadagni vs Settore: La crescita degli utili HMN nell'ultimo anno ( 44.2% ) ha superato la percentuale del settore Insurance 36.2%.


Rendimento del capitale proprio

ROE elevato: Il Return on Equity ( 11.2% ) di HMN è considerato basso.


Rendimento delle attività


Rendimento del capitale investito


Scoprire le aziende con forti performance passate

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/20 04:10
Prezzo dell'azione a fine giornata2026/05/20 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Horace Mann Educators Corporation è coperta da 9 analisti. 2 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Michael ZaremskiBMO Capital Markets Equity Research
Robert GlasspiegelBrean Capital Historical (Janney Montgomery)
Matthew CarlettiCitizens JMP Securities, LLC