Horace Mann Educators Crescita futura
Criteri Future verificati 1/6
Horace Mann Educators prevede che gli utili e i ricavi cresceranno rispettivamente di 7.7% e 4.7% all'anno. Si prevede che l'EPS crescerà di 8.8% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 11.6% in 3 anni.
Informazioni chiave
7.7%
Tasso di crescita degli utili
8.82%
Tasso di crescita dell'EPS
| Insurance crescita degli utili | 1.8% |
| Tasso di crescita dei ricavi | 4.7% |
| Rendimento futuro del capitale proprio | 11.55% |
| Copertura analitica | Low |
| Ultimo aggiornamento | 06 May 2026 |
Aggiornamenti recenti sulla crescita futura
Articolo di analisi • Nov 07
Results: Horace Mann Educators Corporation Beat Earnings Expectations And Analysts Now Have New Forecasts
As you might know, Horace Mann Educators Corporation ( NYSE:HMN ) recently reported its quarterly numbers. Revenues...Articolo di analisi • May 09
Horace Mann Educators Corporation (NYSE:HMN) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?
Horace Mann Educators Corporation ( NYSE:HMN ) last week reported its latest first-quarter results, which makes it a...Recent updates
Aggiornamento della narrazione • May 08
HMN: Dividend And Buybacks Will Support Strong Future Shareholder Returns
Analysts now hold their price target for Horace Mann Educators at $51.50, reflecting only minor adjustments to assumptions such as the discount rate and future P/E that do not materially change their overall valuation view. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, with an indicated annual dividend of $1.44 per share.Aggiornamento della narrazione • Apr 19
HMN: Steady Dividend And Buybacks Will Support Long Term Returns
Analysts have kept their $51.50 price target for Horace Mann Educators essentially unchanged, reflecting only very slight adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share.Aggiornamento della narrazione • Apr 04
HMN: Higher Future P E And Dividend Policy Will Support Long Term Returns
Analysts have raised their price target for Horace Mann Educators to $51.50 from $49.67, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News The Board of Directors approved a 3% increase in the quarterly cash dividend to $0.36 per share, indicating an annual dividend of $1.44 per share payable on March 31, 2026, to shareholders of record as of March 17, 2026 (Key Developments).Aggiornamento della narrazione • Feb 11
HMN: Higher Future P/E Assumptions Will Support Long Term Returns
Analysts have trimmed their price target for Horace Mann Educators by about $1, reflecting slightly lower fair value, revenue growth, and profit margin assumptions, alongside a modestly higher future P/E multiple and a small adjustment to the discount rate. Valuation Changes Fair Value: The updated estimate moved slightly from $50.67 to $49.67, indicating a small downward adjustment.Aggiornamento della narrazione • Jan 27
HMN: Share Repurchases And Higher Core EPS Guidance Will Support Returns
Analysts have made a modest adjustment to their price target for Horace Mann Educators, citing small refinements in assumptions for the discount rate, revenue growth, profit margin, and forward P/E as the key drivers of the updated view. What's in the News From July 1, 2025 to September 30, 2025, Horace Mann Educators reported no share repurchases under the buyback program announced on May 13, 2025, with 0 shares and $0 million deployed under that authorization (Key Developments).Aggiornamento della narrazione • Jan 11
HMN: Steady Buybacks And Higher Core EPS Guidance Will Support Returns
Analysts have kept their price target for Horace Mann Educators steady at about US$50.67, with only small tweaks to inputs such as discount rate, revenue growth, profit margin and forward P/E helping to support this unchanged view. What's in the News Horace Mann Educators reported that from July 1, 2025 to September 30, 2025, it repurchased 164,569 shares for US$6.79 million, representing 0.4% of shares, under its existing buyback program.Seeking Alpha • Dec 17
Horace Mann Educators Giving Lessons On Profitability
Summary Horace Mann Educators Corporation remains a Buy, supported by exceptional Q3 2025 results and raised full-year guidance. HMN projects FY 2025 EPS of $4.50–$4.70, an 84.7% YoY increase, with all business segments operating at or above target profitability. The company boasts a 17-year dividend growth streak, active buybacks, and trades at peer-low price-to-cash flow, book, and PEG ratios. Key risks include catastrophic loss exposure, reliance on investment income, and sensitivity to K-12 education funding and customer price sensitivity. Read the full article on Seeking AlphaAggiornamento della narrazione • Dec 14
HMN: Raised EPS Outlook And Margin Gains Will Support Future Returns
Analysts have modestly raised their price target on Horace Mann Educators to approximately $50.67 per share, citing slightly lower discount rate and revenue growth assumptions. These are offset by expectations for improved profit margins and a lower future P/E multiple, which together support a marginally stronger valuation profile.Aggiornamento della narrazione • Nov 30
HMN: Full-Year EPS Guidance And Stable Margins Will Influence Future Shareholder Returns
Analysts have raised their price target for Horace Mann Educators slightly, increasing the fair value estimate from $50.33 to $50.67. They cite minor adjustments in discount rate and forward price-to-earnings assumptions.Aggiornamento della narrazione • Nov 16
HMN: Future EPS Guidance And Revenue Outlook Will Shape Next Year’s Returns
Analysts have raised their price target for Horace Mann Educators from $49.00 to $50.33, citing improved revenue growth outlook. This comes despite a modest increase in the discount rate and a slight dip in projected profit margins.Articolo di analisi • Nov 07
Results: Horace Mann Educators Corporation Beat Earnings Expectations And Analysts Now Have New Forecasts
As you might know, Horace Mann Educators Corporation ( NYSE:HMN ) recently reported its quarterly numbers. Revenues...Articolo di analisi • Sep 08
Horace Mann Educators (NYSE:HMN) Has Announced A Dividend Of $0.35
Horace Mann Educators Corporation ( NYSE:HMN ) will pay a dividend of $0.35 on the 30th of September. This means the...Articolo di analisi • Jun 13
Horace Mann Educators' (NYSE:HMN) Dividend Will Be $0.35
The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...Articolo di analisi • May 18
Horace Mann Educators (NYSE:HMN) Is Paying Out A Dividend Of $0.35
The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will pay a dividend on the 30th of...Articolo di analisi • May 09
Horace Mann Educators Corporation (NYSE:HMN) Just Reported First-Quarter Earnings: Have Analysts Changed Their Mind On The Stock?
Horace Mann Educators Corporation ( NYSE:HMN ) last week reported its latest first-quarter results, which makes it a...Articolo di analisi • May 07
Horace Mann Educators Corporation's (NYSE:HMN) CEO Compensation Is Looking A Bit Stretched At The Moment
Key Insights Horace Mann Educators will host its Annual General Meeting on 14th of May Salary of US$1.04m is part of...Articolo di analisi • Mar 07
Horace Mann Educators (NYSE:HMN) Will Pay A Larger Dividend Than Last Year At $0.35
The board of Horace Mann Educators Corporation ( NYSE:HMN ) has announced that it will be increasing its dividend by...Articolo di analisi • Jan 31
Horace Mann Educators Corporation's (NYSE:HMN) Shares Not Telling The Full Story
With a median price-to-sales (or "P/S") ratio of close to 1.1x in the Insurance industry in the United States, you...Articolo di analisi • Nov 07
Horace Mann Educators Corporation (NYSE:HMN) Analysts Are Pretty Bullish On The Stock After Recent Results
Shareholders of Horace Mann Educators Corporation ( NYSE:HMN ) will be pleased this week, given that the stock price is...
Nuova narrazione • Sep 14
Reviving Profits And Expanding Sales Set To Propel Insurance Giant Into 2025 Success
Enhanced net margins expected from a profitability restoration strategy in Property & Casualty, coupled with operational efficiency improvements.Articolo di analisi • Sep 13
Market Still Lacking Some Conviction On Horace Mann Educators Corporation (NYSE:HMN)
It's not a stretch to say that Horace Mann Educators Corporation's ( NYSE:HMN ) price-to-sales (or "P/S") ratio of 0.9x...Articolo di analisi • May 12
Horace Mann Educators Corporation Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
The analysts might have been a bit too bullish on Horace Mann Educators Corporation ( NYSE:HMN ), given that the...Previsioni di crescita degli utili e dei ricavi
| Data | Ricavi | Utili | Flusso di cassa libero | Liquidità dell'operazione | Avg. Numero di analisti |
|---|---|---|---|---|---|
| 12/31/2028 | 1,957 | 202 | N/A | N/A | 1 |
| 12/31/2027 | 1,880 | 186 | N/A | N/A | 1 |
| 12/31/2026 | 1,803 | 169 | N/A | N/A | 1 |
| 3/31/2026 | 1,714 | 165 | 474 | 474 | N/A |
| 12/31/2025 | 1,701 | 162 | 553 | 553 | N/A |
| 9/30/2025 | 1,676 | 164 | 617 | 617 | N/A |
| 6/30/2025 | 1,649 | 140 | 610 | 610 | N/A |
| 3/31/2025 | 1,626 | 115 | 518 | 518 | N/A |
| 12/31/2024 | 1,595 | 103 | 452 | 452 | N/A |
| 9/30/2024 | 1,589 | 104 | 362 | 362 | N/A |
| 6/30/2024 | 1,556 | 82 | 263 | 263 | N/A |
| 3/31/2024 | 1,524 | 65 | 290 | 290 | N/A |
| 12/31/2023 | 1,492 | 45 | 302 | 302 | N/A |
| 9/30/2023 | 1,435 | -11 | 255 | 255 | N/A |
| 6/30/2023 | 1,399 | -2 | 245 | 245 | N/A |
| 3/31/2023 | 1,389 | 6 | 162 | 162 | N/A |
| 12/31/2022 | 1,382 | 20 | 172 | 172 | N/A |
| 9/30/2022 | 1,367 | 77 | 143 | 143 | N/A |
| 6/30/2022 | 1,354 | 73 | 168 | 168 | N/A |
| 3/31/2022 | 1,355 | 124 | 159 | 159 | N/A |
| 12/31/2021 | 1,329 | 170 | 205 | 205 | N/A |
| 9/30/2021 | 1,351 | 150 | 170 | 170 | N/A |
| 6/30/2021 | 1,359 | 170 | 211 | 211 | N/A |
| 3/31/2021 | 1,325 | 154 | 314 | 314 | N/A |
| 12/31/2020 | 1,310 | 133 | 260 | 260 | N/A |
| 9/30/2020 | 1,283 | 119 | 188 | 188 | N/A |
| 6/30/2020 | 1,283 | 107 | 195 | 195 | N/A |
| 3/31/2020 | 1,422 | 171 | 90 | 90 | N/A |
| 12/31/2019 | 1,431 | 184 | N/A | 128 | N/A |
| 9/30/2019 | 1,384 | 131 | N/A | 191 | N/A |
| 6/30/2019 | 1,359 | 118 | N/A | 147 | N/A |
| 3/31/2019 | 1,212 | 30 | N/A | 254 | N/A |
| 12/31/2018 | 1,192 | 18 | N/A | 201 | N/A |
| 9/30/2018 | 1,216 | 164 | N/A | 237 | N/A |
| 6/30/2018 | 1,195 | 178 | N/A | 253 | N/A |
| 3/31/2018 | 1,180 | 174 | N/A | 256 | N/A |
| 12/31/2017 | 1,172 | 169 | N/A | 257 | N/A |
| 9/30/2017 | 1,151 | 64 | N/A | 284 | N/A |
| 6/30/2017 | 1,153 | 64 | N/A | 250 | N/A |
| 3/31/2017 | 1,145 | 74 | N/A | 204 | N/A |
| 12/31/2016 | 1,129 | 84 | N/A | 211 | N/A |
| 9/30/2016 | 1,122 | 85 | N/A | 212 | N/A |
| 6/30/2016 | 1,097 | 80 | N/A | 225 | N/A |
| 3/31/2016 | 1,082 | 84 | N/A | 220 | N/A |
| 12/31/2015 | 1,080 | 93 | N/A | 208 | N/A |
| 9/30/2015 | 1,073 | 103 | N/A | 216 | N/A |
| 6/30/2015 | 1,073 | 106 | N/A | 212 | N/A |
Previsioni di crescita futura degli analisti
Guadagni vs tasso di risparmio: La crescita prevista degli utili di HMN ( 7.7% all'anno) è superiore al tasso di risparmio ( 3.5% ).
Guadagni vs Mercato: Si prevede che gli utili di HMN ( 7.7% all'anno) cresceranno più lentamente rispetto al mercato US ( 16.8% all'anno).
Guadagni ad alta crescita: Si prevede che gli utili di HMN cresceranno, ma non in modo significativo.
Ricavi vs Mercato: Si prevede che il fatturato di HMN ( 4.7% all'anno) crescerà più lentamente rispetto al mercato US ( 11.7% all'anno).
Ricavi ad alta crescita: Si prevede che il fatturato di HMN ( 4.7% all'anno) crescerà più lentamente di 20% all'anno.
Previsioni di crescita dell'utile per azione
Rendimento futuro del capitale proprio
ROE futuro: Si prevede che il Return on Equity di HMN sarà basso tra 3 anni ( 11.6 %).
Scoprire le aziende in crescita
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/15 21:35 |
| Prezzo dell'azione a fine giornata | 2026/05/15 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Horace Mann Educators Corporation è coperta da 9 analisti. 2 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Robert Glasspiegel | Brean Capital Historical (Janney Montgomery) |
| Matthew Carletti | Citizens JMP Securities, LLC |