The Progressive Corporation

NYSE:PGR Rapport sur les actions

Capitalisation boursière : US$128.8b

Progressive Croissance future

Future contrôle des critères 1/6

Les bénéfices de Progressive devraient diminuer de 5.4% par an tandis que son chiffre d'affaires annuel devrait croître de 4.2% par an. Le BPA devrait croître de diminuer de 2.8% par an. Le rendement des capitaux propres devrait être 22% dans 3 ans.

Informations clés

-5.4%

Taux de croissance des bénéfices

-2.82%

Taux de croissance du BPA

Insurance croissance des bénéfices2.1%
Taux de croissance des recettes4.2%
Rendement futur des capitaux propres21.98%
Couverture par les analystes

Good

Dernière mise à jour24 Jun 2026

Mises à jour récentes de la croissance future

Pas de mise à jour

Recent updates

Seeking Alpha • Jun 13

Progressive Corporation: Exceptional Growth But Normalizing Margins

Summary Progressive Corporation maintains exceptional market-share gains and strong underwriting but faces near-term EPS declines despite continued revenue growth. PGR is reinvesting profitability into customer acquisition and selective rate reductions, leading to margin pressure as competition intensifies and peers restore profitability. Consensus expects PGR's EPS to decline through 2028, with valuation at 12.5x forward earnings reflecting anticipated margin normalization and limited near-term earnings growth. I maintain a cautious buy on PGR, citing robust capital efficiency, a resilient market position, and reasonable valuation despite margin risks and a less attractive yield profile. Read the full article on Seeking Alpha
Mise à jour du récit • Jun 07

PGR: AI Expense Efficiencies Will Support Underwriting Discipline And Earnings Resilience

Analysts have nudged Progressive's implied fair value higher to about $291 from roughly $284, while slightly adjusting discount rate, revenue growth, profit margin and future P/E assumptions, citing mixed recent earnings trends and growing interest in the company's potential role in the emerging AI economy. Analyst Commentary Recent Street research on Progressive shows a mix of higher and lower price targets, with several bullish analysts highlighting the company's potential earnings power and role in the developing use of AI across insurance.
Mise à jour du récit • May 24

PGR: AI Expense Efficiencies Will Sustain Earnings Power Despite Softer Pricing

Analysts have nudged the fair value estimate for Progressive slightly lower to about $231 from roughly $232, reflecting modest reductions to long term earnings expectations after recent price target cuts tied to April's catastrophe losses and concerns about softer auto pricing power. Analyst Commentary Recent research shows a mix of optimism and caution around Progressive, with price targets being nudged both higher and lower as analysts recalibrate expectations after the April earnings miss and shifting views on auto pricing power.
Mise à jour du récit • Apr 23

PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes

Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.
Mise à jour du récit • Apr 07

PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations

Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.
Mise à jour du récit • Mar 24

PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings

Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.
Mise à jour du récit • Mar 09

PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power

The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.
Mise à jour du récit • Feb 23

PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power

Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.
Mise à jour du récit • Feb 09

PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes

Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.
Mise à jour du récit • Jan 24

PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power

Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.
Mise à jour du récit • Jan 09

PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum

Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.
Mise à jour du récit • Dec 26

PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025

Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.
Mise à jour du récit • Dec 12

PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead

Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.
Mise à jour du récit • Nov 27

PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025

Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.
Mise à jour du récit • Nov 13

PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead

The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.
Mise à jour du récit • Oct 30

PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts

Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.
Mise à jour du récit • Oct 15

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.
Mise à jour du récit • Sep 19

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.
Article d’analyse • Sep 18

Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10

The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...
Mise à jour du récit • Sep 04

Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks

Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.
Article d’analyse • Aug 21

Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10

The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...
Article d’analyse • Jul 02

Progressive (NYSE:PGR) Is Paying Out A Dividend Of $0.10

The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend on the 11th of July...
Seeking Alpha • Apr 21

Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated

Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking Alpha
Seeking Alpha • Apr 12

The Progressive Corporation: Earnings Have Exploded, Take Advantage Of Recent Price Drop And Buy

Summary Progressive is rated a buy due to its record-breaking financial performance, robust growth in net premiums, and significant market share gains in 2024. Despite a recent share price drop, PGR has seen a 239% gain over 5 years and continues to outperform its peers. PGR's revenue nearly doubled in 5 years, with net income up 11.5x in two years, driven by strategic advertising and policy growth. The P&C insurance industry remains resilient amidst economic uncertainties, making PGR a strong investment opportunity with continued earnings growth potential. Read the full article on Seeking Alpha
Seeking Alpha • Mar 18

Progressive: Fundamentally Strong, But Earning Multiples Are Elevated, Hold For Now

Summary Progressive Corp reported strong Q4 and FY results, with a 21% increase in net written premiums and over 5 million new policies in 2024. The company is well-positioned for 2025, with improved pricing expected to support margin expansion and EPS growth, despite a slightly elevated valuation multiple. Risks include market saturation, potential recession impacts, and a slowdown in growth rates, which could affect investor expectations and valuation. I rate Progressive a 'hold' due to its strong fundamentals but elevated earnings multiple, awaiting a better entry point. Read the full article on Seeking Alpha
Seeking Alpha • Feb 06

Progressive: One Of The Most Resilient Uptrends, Still Fairly Priced

Summary Progressive is one of the largest and most recognized players in the U.S. insurance market with an efficient business model that relies on online sales. The Company’s growth potential, combined with outstanding ROCE and ROTC performance, makes it a highly attractive investment opportunity. The stock’s long-term upward movement confirms its financial strength, with 205% gains in the past five years. The intense liquidations triggered by the wildfires in California led the stock to its first notable support levels, generating a buy signal. Read the full article on Seeking Alpha

Prévisions de croissance des bénéfices et des revenus

NYSE:PGR - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/202899,8779,390N/A15,8224
12/31/202794,7419,602N/A15,3229
12/31/202688,06210,260N/A13,2648
3/31/202689,41511,55916,42016,772N/A
12/31/202587,63711,30817,20017,548N/A
9/30/202585,16610,71317,04917,386N/A
6/30/202582,37610,43216,47216,800N/A
3/31/202578,5088,71615,73316,027N/A
12/31/202475,3438,46314,83415,119N/A
9/30/202471,9618,08514,29114,548N/A
6/30/202467,8026,86213,12213,359N/A
3/31/202465,0225,73812,17012,429N/A
12/31/202362,0833,86510,39110,643N/A
9/30/202358,6612,7078,9199,136N/A
6/30/202355,8821,7147,4557,743N/A
3/31/202352,0488286,5346,796N/A
12/31/202249,5876956,5576,849N/A
9/30/202248,6098316,0716,371N/A
6/30/202247,6878256,4346,715N/A
3/31/202248,0732,1587,3847,650N/A
12/31/202147,6773,3247,5187,762N/A
9/30/202146,6024,0468,6228,857N/A
6/30/202145,6925,4587,7547,965N/A
3/31/202144,7606,4597,6837,894N/A
12/31/202042,6385,6786,6826,906N/A
9/30/202041,9635,0646,2286,487N/A
6/30/202040,5454,3756,4956,766N/A
3/31/202039,0223,5645,6696,019N/A
12/31/201938,9983,943N/A6,262N/A
9/30/201936,2923,137N/A6,217N/A
6/30/201935,2573,224N/A6,176N/A
3/31/201933,8242,949N/A6,406N/A
12/31/201831,9552,594N/A6,285N/A
9/30/201831,0412,912N/A5,735N/A
6/30/201829,3372,215N/A5,218N/A
3/31/201827,9241,885N/A4,400N/A
12/31/201726,8161,592N/A3,757N/A
9/30/201725,8231,399N/A3,680N/A
6/30/201724,9671,374N/A3,184N/A
3/31/201724,1811,197N/A3,018N/A
12/31/201623,4171,031N/A2,733N/A
9/30/201622,690978N/A2,408N/A
6/30/201622,0291,058N/A2,434N/A
3/31/201621,4951,230N/A2,340N/A
12/31/201520,8321,268N/A2,293N/A
9/30/201520,6091,307N/A2,229N/A
6/30/201520,1061,325N/A2,114N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: Les bénéfices de PGR devraient diminuer au cours des 3 prochaines années ( -5.4% par an).

Bénéfices vs marché: Les bénéfices de PGR devraient diminuer au cours des 3 prochaines années ( -5.4% par an).

Croissance élevée des bénéfices: Les bénéfices de PGR devraient baisser au cours des trois prochaines années.

Chiffre d'affaires vs marché: Le chiffre d'affaires de PGR ( 4.2% par an) devrait croître plus lentement que le marché de US ( 12.7% par an).

Croissance élevée des revenus: Le chiffre d'affaires de PGR ( 4.2% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Le retour sur capitaux propres de PGR devrait être élevé dans 3 ans ( 22 %)

Découvrir les entreprises en croissance

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Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/06/25 04:15
Cours de l'action en fin de journée2026/06/25 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d'analyse utilisé pour générer ce rapport sont disponibles sur notre page Github, nous proposons également des guides pour apprendre à utiliser nos rapports et des tutoriels sur YouTube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

The Progressive Corporation est couverte par 40 analystes. 14 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Jacob KilsteinArgus Research Company
Taylor ScottBarclays
Jay GelbBarclays