Progressive (PGR) Aperçu de l'action
La Progressive Corporation est une compagnie d'assurance aux États-Unis. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 4/6 |
| Croissance future | 1/6 |
| Performances passées | 4/6 |
| Santé financière | 5/6 |
| Dividendes | 5/6 |
Récompenses
Analyse des risques
Last Earnings Call
Q2 2026 · 4 Aug 2026For the second quarter of 2026, The Progressive Corporation reported diluted earnings per share (EPS) of $5.67 and revenue of $23.6 billion. Ahead of the August 4, 2026, investor event, analysts had established a consensus EPS estimate of approximately $4.59 to $4.85; thus, the company beat earnings expectations. Revenue estimates were approximately $21.6 billion, meaning the company also beat revenue expectations.
Management highlighted a "disciplined growth" phase following a substantial turnaround in their property business. Key metrics included a 7% year-over-year increase in policies in force (exceeding 40 million) and a company-wide underwriting margin of 12.7%. Management remains focused on leveraging auto insurance leadership to increase "Robinson" (bundled home and auto) households. Outlook remains positive, with continued investments in AI, agent incentives, and marketing to capitalize on the Robinson opportunity while maintaining strict financial discipline regarding target acquisition costs.
Market Reaction
The Progressive Corporation's stock price movement on August 4, 2026, was muted/flat, closing down approximately 0.45% at $210.46. Analysts primarily cited the company’s "fully valued" status and decelerating growth trends as reasons for investor caution, despite the positive earnings beat.
PGR Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$399.21
FV
46.4% sous-évalué décote intrinsèque13.10%
Revenue growth p.a.
467
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The Progressive Corporation Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$213.95 |
| Plus haut sur 52 semaines | US$254.93 |
| Plus bas sur 52 semaines | US$189.20 |
| Bêta | 0.26 |
| Variation sur 1 mois | -7.27% |
| Variation sur 3 mois | 7.83% |
| Variation sur 1 an | -12.63% |
| Variation sur 3 ans | 69.91% |
| Variation sur 5 ans | 120.34% |
| Évolution depuis l'introduction en bourse | 64,483.61% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Aug 08
PGR: AI And Underwriting Discipline Will Support Resilient Margins Through 2028
Analysts trimmed their blended price target on Progressive by about $7 to reflect reduced fair value and profit margin assumptions, along with a slightly higher discount rate, even as they factor in firmer revenue growth and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Progressive shows a mix of caution and optimism as analysts reassess valuation, growth expectations, and underwriting trends.
Mise à jour du récit • Jul 24
PGR: Softer Auto Cycle Will Test Margins As Execution Remains Critical
Analysts have nudged their $191.52 fair value estimate for Progressive up to $198.00, reflecting a mix of slightly higher discount rate and P/E assumptions alongside more muted revenue growth and profit margin expectations highlighted in recent research. Analyst Commentary Recent research on Progressive points to a more mixed tone, with some firms highlighting improving underwriting and valuation support while others flag slowing growth, pressured margins, and a tougher personal auto backdrop.Recent updates
Mise à jour du récit • Aug 08
PGR: AI And Underwriting Discipline Will Support Resilient Margins Through 2028
Analysts trimmed their blended price target on Progressive by about $7 to reflect reduced fair value and profit margin assumptions, along with a slightly higher discount rate, even as they factor in firmer revenue growth and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Progressive shows a mix of caution and optimism as analysts reassess valuation, growth expectations, and underwriting trends.Mise à jour du récit • Jul 24
PGR: Softer Auto Cycle Will Test Margins As Execution Remains Critical
Analysts have nudged their $191.52 fair value estimate for Progressive up to $198.00, reflecting a mix of slightly higher discount rate and P/E assumptions alongside more muted revenue growth and profit margin expectations highlighted in recent research. Analyst Commentary Recent research on Progressive points to a more mixed tone, with some firms highlighting improving underwriting and valuation support while others flag slowing growth, pressured margins, and a tougher personal auto backdrop.Seeking Alpha • Jul 15
Progressive: Don't Panic Over One Month's Losses Given Solid Fundamentals
Summary Progressive remains a buy, offering 8% upside to $230–$235 fair value and a 3–4% dividend yield despite recent margin concerns. PGR’s Q2 results were solid with EPS of $5.67 and a combined ratio of 87.3%, though June’s 90% ratio signals emerging pricing pressure. The company’s robust balance sheet, conservative underwriting, and rising investment income (book yield 4.2%) support resilience even if underwriting margins tighten. The recent pullback presents an attractive entry, as strong YTD earnings and capital returns offset short-term volatility in auto insurance margins. Read the full article on Seeking AlphaMise à jour du récit • Jun 25
PGR: AI And Underwriting Discipline Will Support Stronger Margins Through 2028
Analysts have trimmed the Progressive fair value estimate by about $6 to $284.11, reflecting lower margin and P/E assumptions after recent price target reductions of around $2 to $18 across several research firms. Analyst Commentary Recent Street research around Progressive points to a mixed but generally constructive tone, with several bullish analysts highlighting long term earnings potential, valuation support, and execution on underwriting and expense discipline.Mise à jour du récit • Jun 07
PGR: AI Expense Efficiencies Will Support Underwriting Discipline And Earnings Resilience
Analysts have nudged Progressive's implied fair value higher to about $291 from roughly $284, while slightly adjusting discount rate, revenue growth, profit margin and future P/E assumptions, citing mixed recent earnings trends and growing interest in the company's potential role in the emerging AI economy. Analyst Commentary Recent Street research on Progressive shows a mix of higher and lower price targets, with several bullish analysts highlighting the company's potential earnings power and role in the developing use of AI across insurance.
Mise à jour du récit • May 24
PGR: AI Expense Efficiencies Will Sustain Earnings Power Despite Softer Pricing
Analysts have nudged the fair value estimate for Progressive slightly lower to about $231 from roughly $232, reflecting modest reductions to long term earnings expectations after recent price target cuts tied to April's catastrophe losses and concerns about softer auto pricing power. Analyst Commentary Recent research shows a mix of optimism and caution around Progressive, with price targets being nudged both higher and lower as analysts recalibrate expectations after the April earnings miss and shifting views on auto pricing power.Mise à jour du récit • Apr 23
PGR: Expense Efficiencies And Underwriting Discipline Will Support Earnings Through Cycle Changes
Analysts now see Progressive's fair value at $284.03, down from $302.85. This reflects updated views on slightly softer revenue growth, a modestly lower profit margin outlook, and a reduced future P/E multiple, even as recent Street targets have moved both higher and lower on near term pricing power, claims trends, and expense efficiency.Mise à jour du récit • Apr 07
PGR: AI Expense Efficiencies Will Support Future Earnings Despite Softer Expectations
Analyst price targets for Progressive have edged lower by about $1, reflecting slightly softer assumptions on revenue growth and margins, even as many analysts still highlight areas like AI driven expense efficiencies and personal auto policy growth in their views. Analyst Commentary Street research on Progressive has turned more cautious on valuation, with a series of target cuts across banks and research houses, even as some firms still point to execution strengths in core auto and expense management.Mise à jour du récit • Mar 24
PGR: Policy In Force Expansion And Efficiency Gains Will Support Future Earnings
Analysts have trimmed the Progressive price target by about $5 to reflect slightly lower assumptions for fair value, revenue growth, profit margins, and future P/E. They cite softer auto pricing power, modestly lower premium growth, and a more competitive personal auto market, while also highlighting operating efficiencies and policy-in-force growth as ongoing supports.Mise à jour du récit • Mar 09
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
The Analyst Price Target for Progressive edges down by about $1 to $238.10 as analysts factor in slightly lower valuation multiples, modestly softer premium growth, and more conservative assumptions for net investment income, while still recognizing steady policy growth and profitability expectations reflected in recent Street research. Analyst Commentary Recent research shows a mix of cautious tweaks and ongoing confidence in Progressive, with most firms trimming price targets rather than making wholesale changes to their broader views on the business.Mise à jour du récit • Feb 23
PGR: Softening Cycle And Policy Momentum Will Support Future Earnings Power
Our fair value estimate for Progressive has been trimmed by about $10 to $239, as analysts factor in slightly softer premium and policy growth, modest pressure on margins, and more conservative assumptions for investment income and future P/E multiples following a series of lower Street price targets. Analyst Commentary Recent Street research around Progressive reflects a mixed but generally engaged view, with multiple firms fine-tuning their price targets and assumptions rather than making wholesale shifts in stance.Mise à jour du récit • Feb 09
PGR: Underwriting Strength And Policy Momentum Will Support Earnings Through Cycle Changes
Analysts have trimmed their price targets on Progressive, with the updated fair value estimate moving from about $325 to about $303 as they factor in expectations for softer revenue growth, a slightly higher discount rate, a lower future P/E, and modestly higher profit margins. Analyst Commentary Recent Street research around Progressive has been mixed, but there are several clear positive threads that stand out for investors watching how professionals are framing the story.Mise à jour du récit • Jan 24
PGR: Softening Insurance Cycle Will Test But Not Derail Earnings Power
Analysts have trimmed their price targets on Progressive, lowering our fair value estimate by about $6 to $248.98. This reflects slightly lower assumed profit margins and a reduced future P/E multiple, partially offset by modestly higher revenue growth expectations.Mise à jour du récit • Jan 09
PGR: Softer P&C Cycle Will Pressure Margins Despite Policy Momentum
Analysts have trimmed their fair value estimate for Progressive from US$215.56 to US$191.52, as they factor in softer P&C pricing and a lower future P/E of about 15x, while still seeing support from personal lines trends and policy growth. Analyst Commentary Recent Street research on Progressive reflects a mix of optimism on policy growth and margin resilience, alongside a more cautious tone on the broader P&C cycle and the stock's valuation.Mise à jour du récit • Dec 26
PGR: Reaccelerating Auto Policy Additions Will Drive Earnings Power Through 2025
Analysts have nudged our fair value estimate for Progressive slightly lower to $255.13 from $257.44, reflecting a modest reset in top-line growth expectations, while still highlighting resilient underwriting profitability, accelerating personal auto policy growth, and lighter catastrophe losses that together support higher earnings power over time. Analyst Commentary Street research on Progressive reflects a broadly constructive fundamental backdrop with some valuation discipline and event driven caution.Mise à jour du récit • Dec 12
PGR: Strong Underwriting And Policy Momentum Will Drive Earnings Power Ahead
Analysts modestly reduced their price target on Progressive to about $325 from roughly $344, reflecting slightly lower assumptions for revenue growth and profit margins. They also cite resilient policy growth, solid underwriting performance, and ongoing earnings power as supporting the stock's longer term value.Mise à jour du récit • Nov 27
PGR: Improving Margins And Customer Additions Will Drive Stronger Performance Through 2025
Progressive's analyst price target has been modestly lowered, declining by approximately $2 to around $257, as analysts cite recent fluctuations in policy growth and underlying profitability trends that support their revised outlook. Analyst Commentary Recent analyst commentary on Progressive reflects a dynamic outlook, with both bullish and bearish perspectives shaping the current consensus.Mise à jour du récit • Nov 13
PGR: Sustained Margin Strength And Share Repurchases Will Support Outperformance Ahead
The analyst price target for Progressive has been revised downward by nearly $2 to approximately $259 per share. Analysts cite recent policyholder credits and mixed sector performance as reasons for moderating expectations.Mise à jour du récit • Oct 30
PGR: Earnings Momentum Will Outpace Sector Headwinds Amid Market Shifts
Progressive's analyst price target has been revised downward from approximately $273 to $261, as analysts cite industry underperformance and company-specific developments such as lower than expected premium growth and the impact of one-time items on near-term results. Analyst Commentary Recent Street research on Progressive highlights a nuanced outlook, with both optimistic and cautious perspectives shaping the investment case.Mise à jour du récit • Oct 15
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive's analyst price target has decreased modestly, dropping by $5.42 to $272.74. Analysts point to slower revenue growth and profit margin pressures, partially offset by industry-wide improvements in catastrophe losses and continued earnings resilience.Mise à jour du récit • Sep 19
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Progressive’s consensus price target was revised downward to $278.16, as analysts balanced solid recent earnings and investment income against growing concerns over softer policy growth, intensifying competition, and margin normalization, which are expected to cap near-term upside. Analyst Commentary Bullish analysts cite recent earnings outperformance, particularly in July and August, driving upward EPS revisions and improved investment income outlooks despite ongoing competitive pressures.Article d’analyse • Sep 18
Progressive (NYSE:PGR) Will Pay A Dividend Of $0.10
The board of The Progressive Corporation ( NYSE:PGR ) has announced that it will pay a dividend of $0.10 per share on...Mise à jour du récit • Sep 04
Advanced Analytics Will Reshape Auto Insurance Amid Competition Risks
Analysts cite persistent profit margin strength but growing caution around slowing growth prospects, increased competition, and sector headwinds—factors that offset upside potential and result in the consensus Analyst Price Target remaining unchanged at $283.56. Analyst Commentary Bullish analysts cite Progressive's consistent outperformance on profit margins, with recent operating EPS beats exceeding expectations and normalized underwriting margin forecasts being revised slightly higher into 2027.Article d’analyse • Aug 21
Progressive (NYSE:PGR) Has Announced A Dividend Of $0.10
The Progressive Corporation's ( NYSE:PGR ) investors are due to receive a payment of $0.10 per share on 10th of...Seeking Alpha • Apr 21
Progressive Corporation: Performance Remains Strong, But Valuation Is Elevated
Summary Progressive Corporation has gained 27% over the past year, retaining most gains despite market sell-off, with solid Q1 results indicating strong performance. PGR's frequent monthly reporting provides transparency. Q1 earnings missed by $0.35 due to $212 million in securities losses, but revenue surged 17% with strong premium growth. Investments in technology and AI have increased expenses, but improved loss performance and a strong combined ratio suggest future profitability and operational efficiency. Despite potential headwinds from higher car prices due to tariffs, Progressive's clean balance sheet, strong underwriting, and defensive nature make it a 'Hold' with a full valuation. Read the full article on Seeking AlphaRendement pour les actionnaires
| PGR | US Insurance | US Marché | |
|---|---|---|---|
| 7D | 1.7% | -0.3% | 2.2% |
| 1Y | -12.6% | 7.5% | 20.9% |
Rendement vs Industrie: PGR a sous-performé le secteur US Insurance qui a rapporté 7.5 % au cours de l'année écoulée.
Rendement vs marché: PGR a sous-performé le marché US qui a rapporté 20.9 % au cours de l'année écoulée.
Volatilité des prix
| PGR volatility | |
|---|---|
| PGR Average Weekly Movement | 4.7% |
| Insurance Industry Average Movement | 4.7% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.1% |
Cours de l'action stable: PGR n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de PGR ( 5% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1937 | 70,053 | Tricia Griffith | www.progressive.com |
The Progressive Corporation est une compagnie d'assurance qui opère aux États-Unis. Elle souscrit des assurances pour les automobiles personnelles et les produits spéciaux, y compris les motos, les véhicules de plaisance et les embarcations, ainsi que des assurances pour les biens résidentiels personnels pour les propriétaires et les locataires. La société souscrit également des assurances responsabilité civile et dommages physiques pour les véhicules comprenant des camions à benne, des grumiers, des camions à ordures, des tracteurs, des remorques, des camions porteurs, des dépanneuses, des fourgonnettes, des camionnettes et des automobiles ; des assurances responsabilité civile générale et biens commerciaux pour les petites entreprises ; et des assurances contre les accidents du travail pour l'industrie du transport.
The Progressive Corporation Résumé des fondamentaux
| PGR statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$125.19b |
| Bénéfices(TTM) | US$11.70b |
| Recettes(TTM) | US$91.02b |
10.6x
Ratio P/E1.4x
Ratio P/SLe site PGR est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| PGR compte de résultat (TTM) | |
|---|---|
| Recettes | US$91.02b |
| Coût des recettes | US$74.16b |
| Marge brute | US$16.86b |
| Autres dépenses | US$5.16b |
| Les revenus | US$11.70b |
Derniers bénéfices déclarés
Jun 30, 2026
Prochaine date de publication des résultats
Aug 19, 2026
| Résultat par action (EPS) | 20.12 |
| Marge brute | 18.52% |
| Marge bénéficiaire nette | 12.85% |
| Ratio dettes/capitaux propres | 24.4% |
Quelles ont été les performances à long terme de PGR?
Voir les performances historiques et les comparaisonsDividendes
6.5%
Rendement actuel des dividendes2%
Ratio de distributionAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/08/10 10:19 |
| Cours de l'action en fin de journée | 2026/08/10 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
The Progressive Corporation est couverte par 40 analystes. 13 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |