mBank Croissance future
Future contrôle des critères 1/6
mBank devrait augmenter ses bénéfices et son chiffre d'affaires de 10.1% et de 4% par an respectivement. Le BPA devrait croître de de 9.1% par an. Le rendement des capitaux propres devrait être 19.7% dans 3 ans.
Informations clés
10.1%
Taux de croissance des bénéfices
9.06%
Taux de croissance du BPA
| Banks croissance des bénéfices | 7.0% |
| Taux de croissance des recettes | 4.0% |
| Rendement futur des capitaux propres | 19.71% |
| Couverture par les analystes | Good |
| Dernière mise à jour | 01 Jun 2026 |
Mises à jour récentes de la croissance future
Recent updates
Mise à jour du récit • Jun 01
MBK: Higher P/E Multiple Will Pressure Returns Despite Softer Profit Assumptions
Analysts now set their mBank price target at PLN 892.0, up from PLN 841.4, reflecting updated views on revenue growth, profit margins, and a higher assumed future P/E multiple. What's in the News Analysts revise mBank price target to PLN 892.0 from PLN 841.4, reflecting updated assumptions on revenue, margins, and future P/E multiples.
Mise à jour du récit • May 14
MBK: Firmer Profitability And Slightly Lower Future P/E Will Support Fair Value
Analysts have nudged their fair value estimate for mBank slightly higher from PLN 1,222.70 to PLN 1,224.00, citing updated assumptions on revenue growth, profit margins, and future P/E expectations. Valuation Changes Fair Value: PLN 1,222.70 to PLN 1,224.00, a very small upward adjustment in the intrinsic value estimate.Mise à jour du récit • Apr 21
MBK: Rich P/E And Softer Growth Assumptions Will Pressure Future Returns
Analysts have kept their PLN 841.40 price target for mBank unchanged, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other in their models. Valuation Changes Fair Value: PLN 841.40 fair value estimate is unchanged, indicating no shift in the overall valuation outcome.
Mise à jour du récit • Apr 07
MBK: Stable Assumptions And Slightly Lower Discount Rate Will Sustain Overvaluation
Analysts have kept mBank's fair value unchanged at PLN 1,013.18, with minor adjustments to the discount rate and future P/E assumptions supporting a stable overall price target view. Valuation Changes Fair Value: PLN 1,013.18 remains unchanged, reflecting a stable central estimate for mBank's valuation.Mise à jour du récit • Mar 24
MBK: Refined Discount Rate And Profitability Assumptions Will Support Balanced Outlook
Analysts have nudged their mBank price target slightly higher from PLN 1,008.24 to PLN 1,013.18, citing updated assumptions around the discount rate, revenue growth, profit margin and forward P/E that modestly refine their valuation view. Valuation Changes Fair Value: PLN 1,008.24 to PLN 1,013.18, reflecting a slight upward adjustment in the modelled valuation level.Mise à jour du récit • Mar 09
MBK: Lower Margin Outlook And Richer P/E Will Eventually Unwind
Analysts have made a marginal upward adjustment to their mBank price target to PLN 841.40. This reflects updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations.Mise à jour du récit • Feb 23
MBK: Refined Profitability And P/E Assumptions Will Support A Balanced Outlook
The updated analyst price target for mBank is now PLN 1,008.24, a marginal change from PLN 1,008.23, with analysts pointing to modest adjustments in revenue growth, profit margin assumptions, and forward P/E expectations as the key drivers behind the recalibration. Valuation Changes Fair Value: PLN 1,008.23 to PLN 1,008.24, a marginal upward adjustment.Mise à jour du récit • Feb 08
MBK: Adjusted Profitability And Discount Rate Assumptions Will Shape Balanced Outlook
Analysts have lifted their fair value estimate for mBank from €973.67 to €1,008.23, citing adjustments to discount rate assumptions, updated revenue growth expectations, a revised profit margin outlook, and a slightly lower future P/E multiple. Valuation Changes Fair Value Estimate increased modestly from €973.67 to €1,008.23.Mise à jour du récit • Jan 24
MBK: Higher Margin And P/E Assumptions Will Ultimately Prove Too Optimistic
Analysts have lifted their fair value estimate for mBank from €626.00 to about €841.34, citing updated assumptions around revenue growth, profit margins, and the future P/E multiple that together point to a higher central valuation range. Valuation Changes Fair Value Estimate was lifted from €626.00 to about €841.34, marking a sizeable upward shift in the central value range used in the model.Mise à jour du récit • Jan 10
MBK: Higher Revenue Outlook And Richer Future P/E Will Support Upside
Analysts have lifted their price target on mBank from €961 to about €1,223, reflecting updated assumptions that combine higher revenue growth with a lower discount rate, a lower profit margin and a higher future P/E multiple. Valuation Changes Fair value estimate: raised from €961.00 to about €1,222.70, indicating a higher assessed equity value for mBank in the model.Mise à jour du récit • Dec 26
MBK: Modestly Higher Required Returns Will Guide Balanced Future Expectations
Narrative Update on mBank The analyst price target for mBank has been revised slightly lower to approximately $974 from about $993, as analysts modestly trim assumptions on revenue growth, profit margin, and future valuation multiples while applying a slightly higher discount rate. Valuation Changes The fair value estimate was reduced slightly from approximately PLN 993 to around PLN 974, reflecting modestly more conservative assumptions.Mise à jour du récit • Dec 11
MBK: Lower Discount Rate And Margin Pressure Will Shape Future Expectations
Analysts have modestly raised their price target on mBank to approximately $993 from about $979, citing slightly improved revenue growth expectations, a marginally lower discount rate, and a higher future price-to-earnings multiple that more than offset a negligible reduction in projected profit margins. Valuation Changes The fair value estimate has risen slightly to approximately 993 PLN from about 979 PLN, reflecting a modestly higher intrinsic valuation.Mise à jour du récit • Nov 27
MBK: Lower Discount Rate And Net Margin Will Offset Future Optimism
Analysts have raised their price target for mBank from PLN 869.83 to PLN 979.43, citing improved revenue growth projections and minor adjustments in discount rates as key factors influencing the update. Valuation Changes Fair Value Estimate: Increased from PLN 869.83 to PLN 979.43.Mise à jour du récit • Nov 09
MBK: Falling P E Ratio Will Expose Downside Risk In Share Price
Analysts have raised their price target for mBank from PLN 857.50 to PLN 869.83, citing improved profit margin and revenue growth expectations as key drivers of the higher valuation. What's in the News mBank S.A. will hold a Special/Extraordinary Shareholders Meeting on September 18, 2025, at 12:00 Central European Standard Time (Key Developments).Article d’analyse • Nov 02
zł870 - That's What Analysts Think mBank S.A. (WSE:MBK) Is Worth After These Results
Last week saw the newest third-quarter earnings release from mBank S.A. ( WSE:MBK ), an important milestone in the...Mise à jour du récit • Oct 26
Revenue Outlook And Lending Trends Will Drive Strong Performance Ahead
Analysts have raised their price target for mBank from PLN 836 to PLN 857.50, citing improved revenue growth forecasts, which more than offset a slightly lower profit margin projection. What's in the News Special/Extraordinary Shareholders Meeting scheduled for September 18, 2025, at 12:00 Central European Standard Time (Key Developments) Upcoming Analyst/Investor Day to discuss the Group’s key directions and priorities for 2026 to 2030 (Key Developments) mBank S.A. provided earnings guidance for the full year 2025, projecting revenues to exceed PLN 12 billion and surpass 2024 results (Key Developments) Valuation Changes Consensus Analyst Price Target has risen from PLN 836 to PLN 857.50.Mise à jour du récit • Sep 06
Digital Banking And Polish Lending Will Create Future Momentum
With both the discount rate and future P/E ratio remaining virtually flat, analysts have left their fair value estimate for mBank unchanged at PLN836.00. What's in the News Special/Extraordinary Shareholders Meeting scheduled to be held on Sep 18, 2025.Article d’analyse • Jul 19
Is Now The Time To Put mBank (WSE:MBK) On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Nouveau récit • Dec 06
Enhanced PFM Services And Innovative Capital Strategies Will Significantly Boost Revenue And Net Margins
Expansion in client reach and PFM functionalities aims to boost revenue and improve customer retention, enhancing net margins.Prévisions de croissance des bénéfices et des revenus
| Date | Recettes | Les revenus | Flux de trésorerie disponible | Cash from Op | Moy. Nombre d'analystes |
|---|---|---|---|---|---|
| 12/31/2028 | 14,172 | 5,530 | N/A | N/A | 6 |
| 12/31/2027 | 13,608 | 5,098 | N/A | N/A | 7 |
| 12/31/2026 | 12,568 | 3,808 | N/A | N/A | 6 |
| 3/31/2026 | 12,120 | 3,791 | -32,417 | -31,462 | N/A |
| 12/31/2025 | 12,000 | 3,544 | -25,302 | -24,433 | N/A |
| 9/30/2025 | 12,054 | 3,488 | -22,963 | -22,062 | N/A |
| 6/30/2025 | 12,024 | 3,224 | -21,941 | -21,046 | N/A |
| 3/31/2025 | 11,821 | 2,687 | -25,943 | -25,045 | N/A |
| 12/31/2024 | 11,634 | 2,243 | -17,841 | -16,938 | N/A |
| 9/30/2024 | 11,151 | 1,237 | -2,786 | -1,982 | N/A |
| 6/30/2024 | 10,727 | 581 | -8,452 | -7,696 | N/A |
| 3/31/2024 | 10,369 | 144 | 2,028 | 2,790 | N/A |
| 12/31/2023 | 9,995 | 24 | 7,369 | 8,087 | N/A |
| 9/30/2023 | 9,822 | 879 | -18,365 | -17,660 | N/A |
| 6/30/2023 | 8,373 | -1,317 | -9,368 | -8,746 | N/A |
| 3/31/2023 | 7,824 | -1,072 | -14,340 | -13,792 | N/A |
| 12/31/2022 | 7,383 | -703 | -9,247 | -8,684 | N/A |
| 9/30/2022 | 6,551 | -3,168 | -7,067 | -6,553 | N/A |
| 6/30/2022 | 6,799 | -863 | -12,143 | -11,614 | N/A |
| 3/31/2022 | 5,972 | -984 | -12,528 | -11,963 | N/A |
| 12/31/2021 | 5,462 | -1,179 | -13,191 | -12,602 | N/A |
| 9/30/2021 | 5,320 | 278 | -8,830 | -8,159 | N/A |
| 6/30/2021 | 5,144 | 352 | -6,090 | -5,416 | N/A |
| 3/31/2021 | 5,095 | 330 | -10,337 | -9,696 | N/A |
| 12/31/2020 | 4,710 | 104 | -20,009 | -19,457 | N/A |
| 9/30/2020 | 4,645 | 395 | -23,724 | -23,214 | N/A |
| 6/30/2020 | 4,841 | 653 | -24,877 | -24,311 | N/A |
| 3/31/2020 | 4,791 | 938 | -19,949 | -19,410 | N/A |
| 12/31/2019 | 4,917 | 1,010 | N/A | -14,328 | N/A |
| 9/30/2019 | 4,750 | 1,200 | N/A | -11,717 | N/A |
| 6/30/2019 | 4,429 | 1,132 | N/A | -10,361 | N/A |
| 3/31/2019 | 4,367 | 1,053 | N/A | -15,972 | N/A |
| 12/31/2018 | 4,513 | 1,303 | N/A | -10,332 | N/A |
| 9/30/2018 | 4,448 | 1,309 | N/A | -6,210 | N/A |
| 6/30/2018 | 4,394 | 1,309 | N/A | -7,924 | N/A |
| 3/31/2018 | 4,405 | 1,285 | N/A | -1,561 | N/A |
| 12/31/2017 | 4,059 | 1,092 | N/A | -2,843 | N/A |
| 9/30/2017 | 4,040 | 1,072 | N/A | -3,510 | N/A |
| 6/30/2017 | 3,963 | 1,011 | N/A | -944 | N/A |
| 3/31/2017 | 4,046 | 1,130 | N/A | -1,219 | N/A |
| 12/31/2016 | 4,016 | 1,219 | N/A | -1,348 | N/A |
| 9/30/2016 | 4,023 | 1,236 | N/A | -1,940 | N/A |
| 6/30/2016 | 4,001 | 1,325 | N/A | -2,497 | N/A |
| 3/31/2016 | 3,665 | 1,158 | N/A | -48 | N/A |
| 12/31/2015 | 3,751 | 1,301 | N/A | -1,440 | N/A |
| 9/30/2015 | 3,585 | 1,300 | N/A | -8,719 | N/A |
| 6/30/2015 | 3,574 | 1,296 | N/A | -11,301 | N/A |
Prévisions de croissance des analystes
Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de MBK ( 10.1% par an) est supérieure au taux d'épargne ( 5.3% ).
Bénéfices vs marché: Les bénéfices de MBK ( 10.1% par an) devraient croître plus lentement que le marché Polish ( 11.6% par an).
Croissance élevée des bénéfices: Les bénéfices de MBK devraient augmenter, mais pas de manière significative.
Chiffre d'affaires vs marché: Le chiffre d'affaires de MBK ( 4% par an) devrait croître plus lentement que le marché de Polish ( 4.5% par an).
Croissance élevée des revenus: Le chiffre d'affaires de MBK ( 4% par an) devrait croître plus lentement que 20% par an.
Prévisions de croissance du bénéfice par action
Rendement futur des capitaux propres
ROE futur: Le retour sur capitaux propres de MBK devrait être faible dans 3 ans ( 19.7 %).
Découvrir les entreprises en croissance
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/09 11:33 |
| Cours de l'action en fin de journée | 2026/06/09 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
mBank S.A. est couverte par 19 analystes. 7 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Andrzej Powierza | Citigroup Inc |
| Gabor Kemeny | ConCorde Securities Ltd. |
| Kazim Andaç | Deutsche Bank |