Fair Isaac Dirección
Dirección controles de criterios 3/4
El CEO de Fair Isaac es Will Lansing , nombrado en Jan 2012, tiene una permanencia de 14.33 años. compensación anual total es $36.05M, compuesta por 2.1% salario y 97.9% primas, incluidas acciones y opciones de la empresa. posee directamente un 1.55% de las acciones de la empresa, por valor de $384.61M. La antigüedad media del equipo directivo y de la junta directiva es de 10 años y 10.9 años, respectivamente.
Información clave
Will Lansing
Chief Executive Officer (CEO)
US$36.0m
Compensación total
| Porcentaje del salario del CEO | 2.08% |
| Permanencia del CEO | 14.3yrs |
| Participación del CEO | 1.6% |
| Permanencia media de la dirección | 10yrs |
| Promedio de permanencia en la Junta Directiva | 10.9yrs |
Actualizaciones recientes de la dirección
Recent updates
Actualización del análisis • May 01
FICO: Cheaper Rival Credit Scores Will Pressure Future Mortgage Pricing Power
Analysts have reduced Fair Isaac's average price target by roughly $230 to about $890, reflecting updated assumptions for slightly lower revenue growth, slimmer profit margins and a more conservative future P/E multiple, despite mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Fair Isaac has tilted more cautious, with a series of price target cuts clustering over a relatively short period.Artículo de análisis • May 01
Results: Fair Isaac Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates
A week ago, Fair Isaac Corporation ( NYSE:FICO ) came out with a strong set of second-quarter numbers that could...Seeking Alpha • Apr 23
VantageScore 4.0 And AI Fundamentally Threaten Fair Isaac
Summary Fair Isaac faces existential threats from VantageScore 4.0 and AI, undermining its historic moat and pricing power. VantageScore 4.0, backed by major credit bureaus, offers dramatically lower pricing and could displace FICO in the mortgage ecosystem. AI-driven reductions in switching costs threaten both FICO’s scoring and software businesses, eroding barriers to competitor adoption. I assign a Sell rating: valuation is unsustainable given margin compression, slowing EPS growth, and risky debt-funded buybacks. Read the full article on Seeking Alpha
Actualización del análisis • Apr 15
FICO: Competitive Mortgage Pricing Shifts Are Expected To Create Future Upside Opportunity
Analysts have reduced their implied price target on Fair Isaac from about $1,971 to roughly $1,728. This reflects updated views on competitive pressure from lower priced VantageScore offerings, modest adjustments to long term profit expectations, and slightly lower assumed future P/E multiples.Actualización del análisis • Apr 01
FICO: Mortgage License Push Will Face Cheaper Score Rivals And Buyback Support
Analysts have reduced Fair Isaac's implied value from about $1,490 to roughly $1,120 per share. This reflects lower Street price targets in response to new competitive pressure from low-priced VantageScore offerings and recent research caution on FICO's mortgage and pricing outlook.
Nuevo análisis • Mar 19
Fair Isaac Corporation (FICO): A Tale of Two Segments Amid a Market Correction
Fair Isaac Corporation (FICO) has long been the "gold standard" of the credit world, but the narrative on March 19, 2026, is one of intense volatility. The stock closed the session at $1,114.27 USD , enduring a sharp 7.43% decline in a single day.
Actualización del análisis • Mar 18
FICO: Capital Returns Will Offset Mortgage Pricing Pressure Over Time
Analyst price targets for Fair Isaac have been revised lower, with several firms cutting targets in a range from about $2,500 to $1,350 as they weigh potential competitive pressure from lower priced VantageScore offerings, differing views on regulatory risk, and the impact of the company's recent $1b debt raise on shareholder returns. Analyst Commentary Recent research on Fair Isaac highlights a split tape of opinion, with some firms cutting price targets while others point to potential upside drivers around capital returns, competitive positioning, and long term growth in information and business services.Actualización del análisis • Mar 04
FICO: Regulatory Overhang Is Expected To Create Future Upside Opportunity
Our updated analyst price target for Fair Isaac shifts to $1,971 from $2,023, reflecting refreshed views on revenue growth, profitability, and future P/E assumptions that have been influenced by recent Street research taking a generally constructive stance on the broader information and business services group. Analyst Commentary Recent Street research on Fair Isaac clusters around valuation reset, regulatory watchpoints, and how the company can execute against growth expectations implied by current multiples.Actualización del análisis • Feb 17
FICO: Mortgage Competition Will Reinforce Core Credit Scoring Franchise
Analysts have modestly fine tuned their Fair Isaac price targets, incorporating updated assumptions around revenue growth, profit margins and future P/E multiples into a refreshed model that reflects recent Street research on the name. Analyst Commentary Bullish analysts are highlighting Fair Isaac as a key name within the broader Information and Business Services group, with fresh coverage and revised targets reflecting confidence in the company’s ability to execute on its business model.Actualización del análisis • Feb 03
FICO: Mortgage Scoring Review Will Reinforce Core Franchise Strength
Analysts kept their Fair Isaac fair value estimate steady at $2,500.00, but modest tweaks to revenue growth, profit margin, discount rate and future P/E inputs reflect mixed recent research. Some firms raised price targets on optimism around FICO 10T and long term adoption, while others trimmed targets following a softer software quarter and more cautious management guidance.Actualización del análisis • Jan 20
FICO: Core Credit Franchise Will Withstand New Mortgage Scoring Competition
Analysts have adjusted the Fair Isaac price target to about US$2,500, reflecting updated assumptions for faster revenue growth, stronger profit margins, a higher discount rate, and a lower future P/E multiple, supported by recent research that highlights both the potential benefit of FICO 10T and mixed reactions to the company’s fiscal 2026 outlook. Analyst Commentary Recent Street research on Fair Isaac highlights a mix of optimism on the core franchise and caution around the fiscal 2026 outlook.Actualización del análisis • Jan 06
FICO: Mortgage Credit Score Changes Will Support Future Share Gains
Analysts have trimmed their fair value estimate for Fair Isaac by about US$8.60 to reflect slightly lower revenue growth assumptions and a modestly higher discount rate, while still highlighting FICO 10T and ongoing credit score adoption as key supports for the updated price targets. Analyst Commentary Recent Street research on Fair Isaac presents a mixed picture, with several firms highlighting growth drivers tied to FICO 10T and long term revenue potential, while others flag valuation and regulatory risks that could limit upside from current levels.Actualización del análisis • Dec 15
FICO: Rising Mortgage License Ambitions Will Likely Struggle Against Intensifying Score Competition
Analysts have nudged our Fair Isaac fair value estimate higher from $1,364 to about $1,490. This reflects slightly faster expected revenue growth, modestly lower future valuation multiples, and the view that initiatives like FICO 10T and the mortgage direct license program will reinforce the company’s dominant, high margin scoring franchise despite near term guidance uncertainty.Actualización del análisis • Nov 30
FICO: Upcoming Mortgage Program Will Strengthen Share Amid Credit Score Shakeup
Analysts have modestly raised their fair value estimate for Fair Isaac to $2,031.78, citing recent updates in price targets and improved outlooks based on stronger revenue growth, profit margin expansion, and continued positive sentiment around the company's new products and fiscal performance. Analyst Commentary Analysts have recently weighed in on Fair Isaac's outlook, highlighting both promising growth factors and areas warranting caution.Actualización del análisis • Nov 16
FICO: Recent License Program Will Drive Incremental Revenue Growth Opportunities
Fair Isaac's analyst price target has seen a modest decrease, as updated guidance and a slightly lower projected profit margin have led analysts to trim fair value estimates by less than $1 to $2,016. This adjustment is due to more conservative forecasts and ongoing uncertainty in the mortgage sector.Actualización del análisis • Oct 31
FICO: New Mortgage Direct License Program Will Drive Market Leadership
Analysts have raised their price target for Fair Isaac to $2,400 from $2,000. They cited stronger-than-expected revenue growth and optimism about the company’s new mortgage direct license program.Actualización del análisis • Oct 17
Global Cloud Migration And International Partnerships Will Transform Financial Services
Analysts have increased their fair value estimate for Fair Isaac from $1,913 to $2,017, citing stronger revenue growth and improved profit outlook following recent updates to the company’s business model. Analyst Commentary Recent research coverage of Fair Isaac has produced a mix of bullish and bearish views, as analysts assess the impact of the company's updated business model and Mortgage Direct License Program on its growth trajectory and competitive positioning.Actualización del análisis • Oct 03
Global Cloud Migration And International Partnerships Will Transform Financial Services
Fair Isaac's analyst price target has risen from $1,874.70 to $1,913.47. This change reflects improved views on its mortgage licensing business, sustained market leadership, and incremental increases to revenue growth and profit margin expectations, according to analysts.Actualización del análisis • Sep 02
Global Cloud Migration And International Partnerships Will Transform Financial Services
The consensus price target for Fair Isaac decreased to $1,872 as analysts weighed increased regulatory uncertainty and competitive threats from the FHFA’s move to include VantageScore 4.0, though resilient EPS estimates and a robust business model remain supportive of fair value. Analyst Commentary Bearish analysts lowered price targets due to the Federal Housing Finance Agency's decision to allow Fannie Mae and Freddie Mac to use VantageScore 4.0, raising concerns about increased competition and potential erosion of FICO's monopoly.Artículo de análisis • Aug 02
Fair Isaac Corporation's (NYSE:FICO) Share Price Is Still Matching Investor Opinion Despite 25% Slump
To the annoyance of some shareholders, Fair Isaac Corporation ( NYSE:FICO ) shares are down a considerable 25% in the...Artículo de análisis • Aug 01
Fair Isaac Corporation Just Beat EPS By 14%: Here's What Analysts Think Will Happen Next
Fair Isaac Corporation ( NYSE:FICO ) just released its third-quarter report and things are looking bullish. It was...Artículo de análisis • May 21
Fair Isaac's Pricing Woes: A New Investment Thesis Awaits
FICO shares dropped 8.11% following concerns over credit scorer's pricing by a federal housing official, snapping a winning streak. Despite analyst consensus optimism, FICO's significant price decline prompts a reassessment of its established investment narrative.Seeking Alpha • Apr 21
Fair Isaac Corporation: Shares Deserve To Fall Like My Credit Score Does
Summary Fair Isaac Corporation is a high-quality, global analytics firm with impressive revenue and profit growth, but its stock is currently overvalued. Despite strong financials and minimal debt, FICO's shares are expensive relative to similar companies and their historical valuations. Management's ongoing stock buybacks are suboptimal at current high valuations; capital should be allocated toward growth opportunities instead. Analysts expect continued revenue and profit growth, but I recommend a 'sell' rating due to the stock's lofty valuation. Read the full article on Seeking AlphaSeeking Alpha • Feb 18
Fair Isaac: Score Prices Shall Keep Rising
Summary Fair Isaac keeps executing its price increase strategy and still has room for further increases in the scores segment. Volume growth in mortgage originations (110% YoY), on top of the increase in prices, should boost its free cash flow in FY2025. The growth rate has decreased in the software segment, but management expects it to accelerate in the coming quarters. A change in regulation is unlikely over the next years. Read the full article on Seeking AlphaSeeking Alpha • Feb 06
Fair Isaac: Valuation Has Come Down, But It Is Still Expensive
Summary I reiterate my hold rating for Fair Isaac due to its high valuation multiple and potential for further derating if growth slows in 2Q25. FICO’s Scores segment shows strong growth with a 110% y/y increase in mortgage scores revenue, driven by significant pricing power and volume demand. Despite concerns in the software segment, FICO’s strong free cash flow and underpenetrated TAM offer long-term growth potential. Valuation remains the biggest issue, with FICO trading at >50x forward earnings, leaving no margin for error if growth decelerates. Read the full article on Seeking AlphaAnálisis de compensación del CEO
| Fecha | Compensación total | Salario | Ingresos de la empresa |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$760m |
| Dec 31 2025 | n/a | n/a | US$658m |
| Sep 30 2025 | US$36m | US$750k | US$652m |
| Jun 30 2025 | n/a | n/a | US$633m |
| Mar 31 2025 | n/a | n/a | US$577m |
| Dec 31 2024 | n/a | n/a | US$544m |
| Sep 30 2024 | US$36m | US$750k | US$513m |
| Jun 30 2024 | n/a | n/a | US$479m |
| Mar 31 2024 | n/a | n/a | US$481m |
| Dec 31 2023 | n/a | n/a | US$453m |
| Sep 30 2023 | US$66m | US$750k | US$429m |
| Jun 30 2023 | n/a | n/a | US$419m |
| Mar 31 2023 | n/a | n/a | US$383m |
| Dec 31 2022 | n/a | n/a | US$386m |
| Sep 30 2022 | US$19m | US$750k | US$374m |
| Jun 30 2022 | n/a | n/a | US$369m |
| Mar 31 2022 | n/a | n/a | US$426m |
| Dec 31 2021 | n/a | n/a | US$391m |
| Sep 30 2021 | US$19m | US$750k | US$392m |
| Jun 30 2021 | n/a | n/a | US$365m |
| Mar 31 2021 | n/a | n/a | US$278m |
| Dec 31 2020 | n/a | n/a | US$268m |
| Sep 30 2020 | US$14m | US$750k | US$236m |
| Jun 30 2020 | n/a | n/a | US$232m |
| Mar 31 2020 | n/a | n/a | US$232m |
| Dec 31 2019 | n/a | n/a | US$207m |
| Sep 30 2019 | US$11m | US$750k | US$192m |
Compensación vs. Mercado: La compensación total de Will($USD36.05M) está por encima de la media de empresas de tamaño similar en el mercado US ($USD14.74M).
Compensación vs. Ingresos: La compensación de Will ha sido consistente con los resultados de la empresa en el último año.
CEO
Will Lansing (67 yo)
14.3yrs
Permanencia
US$36,045,267
Compensación
Mr. William J. Lansing, also known as Will, J.D., has been the Chief Executive Officer of Fair Isaac Corporation since January 27, 2012 and serves as its President. Mr. Lansing serves as an Advisor at i-Ha...
Equipo directivo
| Nombre | Posición | Permanencia | Compensación | Propiedad |
|---|---|---|---|---|
| President | 14.3yrs | US$36.05m | 1.55% $ 384.6m | |
| Executive VP & CFO | 3.3yrs | US$6.96m | 0.011% $ 2.7m | |
| Executive VP | 18.9yrs | US$7.14m | 0.48% $ 119.6m | |
| Executive VP & Chief Human Resources Officer | 25.3yrs | US$6.96m | 0.24% $ 60.2m | |
| President of Software | 1.8yrs | US$7.73m | 0.067% $ 16.5m | |
| VP & Chief Accounting Officer | 14.5yrs | sin datos | 0.027% $ 6.7m | |
| VP & CTO | 4.3yrs | sin datos | sin datos | |
| Vice President of Investor Relations | no data | sin datos | sin datos | |
| Managing Director of China Operations | 14.3yrs | sin datos | sin datos | |
| Executive Vice President of Corporate Strategy | 5.8yrs | sin datos | 0.052% $ 13.0m | |
| Chief Information Security Officer | 5yrs | sin datos | sin datos | |
| Treasurer | no data | sin datos | sin datos |
10.0yrs
Permanencia media
59yo
Promedio de edad
Equipo directivo experimentado: El equipo directivo de FICO es experimentado (10 años antigüedad media).
Miembros de la Junta
| Nombre | Posición | Permanencia | Compensación | Propiedad |
|---|---|---|---|---|
| President | 20.3yrs | US$36.05m | 1.55% $ 384.6m | |
| Independent Director | 11.3yrs | US$416.91k | 0.048% $ 12.0m | |
| Independent Director | 10.6yrs | US$362.57k | 0.0014% $ 341.5k | |
| Independent Chairman of the Board | 13.3yrs | US$520.29k | 0.047% $ 11.6m | |
| Independent Director | 2.8yrs | US$362.57k | 0.0011% $ 277.1k | |
| Independent Director | 6.2yrs | US$363.44k | 0.0090% $ 2.2m | |
| Independent Director | 8.1yrs | US$363.44k | 0.0022% $ 532.0k | |
| Independent Director | 14.6yrs | US$419.41k | 0.022% $ 5.4m |
10.9yrs
Permanencia media
62yo
Promedio de edad
Junta con experiencia: Los miembros de la junta directiva de FICO son experimentados ( 10.9 años antigüedad media).
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/07 07:04 |
| Precio de las acciones al final del día | 2026/05/07 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/09/30 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Fair Isaac Corporation está cubierta por 34 analistas. 20 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |
| Jeffrey Silber | BMO Capital Markets Equity Research |