Trupanion, Inc.

Informe acción NasdaqGM:TRUP

Capitalización de mercado: US$1.1b

Trupanion Crecimiento futuro

Future controles de criterios 1/6

Se prevé un crecimiento anual de los beneficios y los ingresos de Trupanion de 13.2% y 8.1% respectivamente, mientras que el BPA crecerá en un 14.2% al año.

Información clave

13.2%

Tasa de crecimiento de los beneficios

14.20%

Tasa de crecimiento del BPA

Crecimiento de los beneficios de Insurance2.0%
Tasa de crecimiento de los ingresos8.1%
Rentabilidad financiera futuran/a
Cobertura de analistas

Low

Última actualización08 May 2026

Actualizaciones recientes sobre el crecimiento futuro

Artículo de análisis Aug 11

Trupanion, Inc. (NASDAQ:TRUP) Just Reported And Analysts Have Been Lifting Their Price Targets

It's been a pretty great week for Trupanion, Inc. ( NASDAQ:TRUP ) shareholders, with its shares surging 14% to US$38.30...

Recent updates

Actualización del análisis Apr 22

TRUP: Clustered Price Cuts And P/E Reset Will Shape Future Returns

Trupanion's updated analyst price target has been reduced by a mid single digit dollar amount, with analysts pointing to recently lowered targets from several firms, alongside only modest tweaks to long term revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent Street research on Trupanion has centered on a series of price target reductions, with cuts ranging from low single digit dollar amounts up to a $15 move.
Actualización del análisis Apr 08

TRUP: Revised P/E And Margin Assumptions Will Support Future Earnings Power

Trupanion's updated analyst price target has shifted from $42.00 to $31.00 as analysts factor in different assumptions for future revenue growth, profitability and P/E expectations following several recent target cuts across the Street. Analyst Commentary Recent Street research on Trupanion has centered on a series of lower price targets, with several bearish analysts trimming their expectations within a relatively short time frame.
Actualización del análisis Mar 25

TRUP: Rebased P/E Expectations Will Support Long Term Upside Potential

Narrative Update on Trupanion The analyst price target for Trupanion has been reduced by a combined $26, as several firms revisited their models and pricing assumptions. This led to a lower implied future P/E while keeping the fair value estimate steady at $46.25.
Actualización del análisis Mar 10

TRUP: Reset Expectations And Higher Future P/E Will Drive Long-Term Repricing

Trupanion's updated $63.0 analyst price target reflects modestly tempered expectations for revenue growth and profit margin, with analysts citing recent target reductions from several firms as they reassess the stock's risk and return trade off. Analyst Commentary Recent Street research on Trupanion clusters around lower price targets, but the tone is not uniformly negative.
Actualización del análisis Feb 24

TRUP: Long Term Profitability Assumptions Will Support Future Upside Potential

Analysts have reduced their Trupanion price targets by approximately $10 to $46.25, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions following recent research updates from multiple firms. Analyst Commentary Recent research updates on Trupanion point to a mix of optimism about the long term opportunity and caution about the execution and valuation risks in the near term.
Actualización del análisis Feb 09

TRUP: Higher Future P/E Assumptions Will Support A Stronger Long-Term Repricing

Analysts have reduced their Trupanion price target by about $4 to US$63, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers of the change. Analyst Commentary Bullish analysts are refining their views on Trupanion as they revisit key valuation inputs such as fair value estimates, discount rates, revenue assumptions, profit margins and future P/E levels.
Actualización del análisis Jan 25

TRUP: Revised P/E Assumptions Will Support Long Term Earnings Power

Analysts have reduced their price targets on Trupanion by $8, citing updated assumptions for revenue growth, profit margin and future P/E, which modestly adjust the risk and return profile they see for the stock. Analyst Commentary Bearish analysts cutting their price targets by $8 are signaling a more cautious stance on Trupanion, driven by updated assumptions for revenue growth, profit margin and future P/E.
Actualización del análisis Jan 11

TRUP: Future Margin Gains And Share Discipline Will Support Long Term Earnings Power

Analysts are maintaining a US$42.00 price target for Trupanion, with small adjustments to revenue growth, profit margin assumptions and a lower future P/E helping to fine tune their outlook rather than reset it. What's in the News Trupanion reported that, between July 1 and September 30, 2025, it did not repurchase any shares under its existing program and has completed total buybacks of 95,021 shares for US$5.75 million, representing 0.23% of shares under the buyback announced on April 30, 2021 (company filing).
Actualización del análisis Dec 27

TRUP: Future Margin Expansion Will Support Strengthening Long Term Earnings Power

Analysts have modestly maintained their price target on Trupanion at approximately $42.00, citing slightly stronger expectations for revenue growth, incremental profit margin improvement, and a marginally lower future price to earnings multiple that together support the current valuation stance. What's in the News Updated full year 2025 guidance now calls for total revenue of $1.433 billion to $1.439 billion and subscription revenue of $986 million to $989 million, implying roughly 15% year over year subscription growth at the midpoint (company guidance).
Actualización del análisis Dec 12

TRUP: Future Margin Recovery Will Support Strengthening Long Term Earnings Power

Analysts have modestly reduced their price target on Trupanion from 45.00 dollars to 42.00 dollars. This reflects more conservative assumptions for revenue growth, profit margins, and valuation multiples, despite a largely unchanged risk outlook.
Actualización del análisis Aug 10

Increasing Pet Ownership And Data Analytics Will Expand Market

The consensus price target for Trupanion has increased to $59.67 as analysts assign a higher future P/E multiple despite a modest decline in net profit margin, signaling greater optimism about its growth prospects. Valuation Changes Summary of Valuation Changes for Trupanion The Consensus Analyst Price Target has significantly risen from $53.00 to $59.67.
User avatar
Nuevo análisis May 27

Global Expansion And Pricing Precision Will Shape Pet Markets

Enhanced pricing strategies, technology upgrades, and disciplined underwriting are driving margin expansion, higher operational efficiency, and more sustainable long-term earnings.
Artículo de análisis May 13

Trupanion, Inc. (NASDAQ:TRUP) Looks Just Right With A 26% Price Jump

Trupanion, Inc. ( NASDAQ:TRUP ) shareholders are no doubt pleased to see that the share price has bounced 26% in the...
Artículo de análisis Feb 16

There's Reason For Concern Over Trupanion, Inc.'s (NASDAQ:TRUP) Price

When close to half the companies in the Insurance industry in the United States have price-to-sales ratios (or "P/S...
Seeking Alpha Dec 13

Trupanion: High Costs And Price Hikes Are Reasons To Avoid This Pet Insurer

Summary Trupanion's Q3'24 revenue grew 15% YoY to $327.5M, driven mainly by price hikes, but EPS missed estimates by $0.46. Subscription adjusted operating income surged 66% to $30.8M, improving margins, but new pet growth deceleration raises concerns. Expansion into Germany and Switzerland offers growth opportunities, but North American profitability and competitive pressures remain critical challenges. Trupanion faces risks from unsustainable price hikes, growing veterinary inflation, and higher acquisition costs. Its strategy of ramping up pet acquisition spending could pressure short-term profitability without guaranteeing long-term growth. Despite growth prospects in the pet insurance market, Trupanion’s high valuation, with an expected 7% revenue growth in 2025, makes it an expensive investment. Read the full article on Seeking Alpha
Artículo de análisis Oct 25

Revenues Tell The Story For Trupanion, Inc. (NASDAQ:TRUP) As Its Stock Soars 25%

Trupanion, Inc. ( NASDAQ:TRUP ) shares have continued their recent momentum with a 25% gain in the last month alone...
Seeking Alpha Sep 24

Trupanion: Great Business, But It Is Time To Cash Out (Rating Downgrade)

Summary Trupanion's stock surged over 60% since my June 2024 buy rating. Trupanion's Q2 results show strong revenue and subscription growth, with free cash flow turning positive, indicating a sustainable business model. Price hikes are essential due to rising veterinary costs and increasing anxiety claims in pets, which could impact long-term profitability if not managed. Shares are no longer a buy, and I reiterate my $40 price target with a hold rating now. Read the full article on Seeking Alpha
Artículo de análisis Aug 11

Trupanion, Inc. (NASDAQ:TRUP) Just Reported And Analysts Have Been Lifting Their Price Targets

It's been a pretty great week for Trupanion, Inc. ( NASDAQ:TRUP ) shareholders, with its shares surging 14% to US$38.30...
Artículo de análisis Jul 31

A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb

Trupanion, Inc. ( NASDAQ:TRUP ) shares have continued their recent momentum with a 27% gain in the last month alone...
Seeking Alpha Jun 13

Trupanion: Growth First, Profitability Second

Summary Trupanion is a global pet insurance company. Trupanion may be headed for profitability, with the new CEO emphasizing efficiency and free cash flow. The company offers pet insurance through subscriptions, focusing on growth first and profits later. Shares are a buy with a price target of $40. Read the full article on Seeking Alpha
Artículo de análisis Feb 16

A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb

Despite an already strong run, Trupanion, Inc. ( NASDAQ:TRUP ) shares have been powering on, with a gain of 27% in the...
Seeking Alpha Feb 02

Trupanion: After All This Time, No Profits

Summary Pet insurance industry has seen significant growth due to the rising trend of millennials and Gen Z preferring pets over having children. Trupanion, a pet insurance company, has experienced wild revenue growth but struggles with increasing costs and negative margins. The company's balance sheet is not heavily burdened with liabilities, but profitability hinges on stabilizing operating expenses and addressing veterinary price hikes. Read the full article on Seeking Alpha
Artículo de análisis Dec 18

A Piece Of The Puzzle Missing From Trupanion, Inc.'s (NASDAQ:TRUP) 27% Share Price Climb

Trupanion, Inc. ( NASDAQ:TRUP ) shares have had a really impressive month, gaining 27% after a shaky period beforehand...
Artículo de análisis Apr 18

What You Can Learn From Trupanion, Inc.'s (NASDAQ:TRUP) P/SAfter Its 35% Share Price Crash

The Trupanion, Inc. ( NASDAQ:TRUP ) share price has fared very poorly over the last month, falling by a substantial...

Previsiones de crecimiento de beneficios e ingresos

NasdaqGM:TRUP - Estimaciones futuras de los analistas y datos financieros pasados (USD Millions)
FechaIngresosBeneficiosFlujo de caja libreFlujo de caja operativoNúm. de analistas medio
12/31/20281,84934N/AN/A2
12/31/20271,71535N/AN/A5
12/31/20261,57927N/AN/A5
3/31/20261,481267588N/A
12/31/20251,439197589N/A
9/30/20251,400157284N/A
6/30/20251,360116170N/A
3/31/20251,322-45362N/A
12/31/20241,286-103948N/A
9/30/20241,244-133042N/A
6/30/20241,203-192438N/A
3/31/20241,158-271228N/A
12/31/20231,109-45019N/A
9/30/20231,059-52-182N/A
6/30/20231,007-61-31-12N/A
3/31/2023956-61-30-11N/A
12/31/2022905-45-25-8N/A
9/30/2022854-42-19-4N/A
6/30/2022801-36-95N/A
3/31/2022750-32-76N/A
12/31/2021699-36-57N/A
9/30/2021647-32-56N/A
6/30/2021596-28010N/A
3/31/2021545-17817N/A
12/31/2020502-61422N/A
9/30/2020465-21622N/A
6/30/202043421017N/A
3/31/2020408-2915N/A
12/31/2019384-2N/A16N/A
9/30/2019361-3N/A15N/A
6/30/2019340-2N/A18N/A
3/31/2019321-1N/A15N/A
12/31/2018304-1N/A13N/A
9/30/2018288-1N/A12N/A
6/30/2018273-2N/A8N/A
3/31/2018259-2N/A10N/A
12/31/2017244-2N/A10N/A
9/30/2017228-2N/A10N/A
6/30/2017214-4N/A8N/A
3/31/2017200-6N/A8N/A
12/31/2016188-7N/A5N/A
9/30/2016177-8N/A1N/A
6/30/2016167-11N/A-1N/A
3/31/2016156-15N/A-7N/A
12/31/2015147-17N/A-10N/A
9/30/2015139-18N/A-11N/A
6/30/2015131-22N/A-13N/A

Previsiones de crecimiento futuro de los analistas

Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (13.2% al año) de TRUP es superior a la tasa de ahorro (3.5%).

Beneficios vs. Mercado: Se prevé que los beneficios (13.2% al año) de TRUP crezcan menos que el mercado US (16.7% al año).

Beneficios de alto crecimiento: Se prevé que los beneficios de TRUP crezcan, pero no significativamente.

Ingresos vs. Mercado: Se prevé que los ingresos (8.1% al año) de TRUP crezcan más despacio que el mercado de US (11.6% al año).

Ingresos de alto crecimiento: Se prevé que los ingresos 8.1% al año) de TRUP crezcan más despacio que 20% al año.


Previsiones de crecimiento de los beneficios por acción


Rentabilidad financiera futura

ROE futura: Datos insuficientes para determinar si la rentabilidad financiera de TRUP se prevé que sea elevada dentro de 3 años.


Descubre empresas en crecimiento

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/11 19:34
Precio de las acciones al final del día2026/05/08 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Trupanion, Inc. está cubierta por 16 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Christopher MerwinBarclays
Joshua ShankerBofA Global Research
Ryan TunisCantor Fitzgerald & Co.