TRUP logo

Trupanion, Inc. Stock Price

NasdaqGM:TRUP Community·US$1.3b Market Cap
  • 3 Narratives written by author
  • 0 Comments on narratives written by author
  • 10 Fair Values set on narratives written by author

TRUP Share Price Performance

US$31.10
-16.65 (-34.87%)
US$37.25
Fair Value
US$31.10
-16.65 (-34.87%)
16.5% undervalued intrinsic discount
US$37.25
Fair Value
Price US$31.10
AnalystConsensusTarget US$37.25
AnalystHighTarget US$45.00
AnalystLowTarget US$28.00

TRUP Community Narratives

·
Fair Value US$37.25 16.5% undervalued intrinsic discount

Increasing Pet Ownership And Data Analytics Will Expand Market

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5users have followed this narrative
·
Fair Value US$45 30.9% undervalued intrinsic discount

Rising Pet Humanization And Digital Adoption Will Reshape Markets

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1users have followed this narrative
·
Fair Value US$28 11.1% overvalued intrinsic discount

Intensifying Competition Will Erode Pet Insurance Margins

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US$37.25
16.5% undervalued intrinsic discount
Revenue
8.81% p.a.
Profit Margin
1.86%
Future PE
57.83x
Price in 2029
US$45.33
US$45
30.9% undervalued intrinsic discount
Revenue
10.94% p.a.
Profit Margin
2.54%
Future PE
48.46x
Price in 2029
US$54.62
US$28
11.1% overvalued intrinsic discount
Revenue
8.02% p.a.
Profit Margin
1.09%
Future PE
76.14x
Price in 2029
US$33.99

Trending Discussion

No trending discussion available.

Updated Narratives

TRUP logo

TRUP: Capital Returns And Margin Focus Will Drive Long Term Upside

Fair Value: US$37.25 16.5% undervalued intrinsic discount
5 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
TRUP logo

TRUP: Lower Catastrophe Exposure Will Support Long-Term Repricing Potential

Fair Value: US$45 30.9% undervalued intrinsic discount
1 users have set this as their fair value
0 users have commented on this narrative
0 users have liked this narrative
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TRUP: Loyalty And Margin Execution Will Shape Prospective Earnings Upside

Fair Value: US$28 11.1% overvalued intrinsic discount
0 users have set this as their fair value
0 users have commented on this narrative
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Snowflake Analysis

Solid track record with adequate balance sheet.

0 Risks
2 Rewards

Trupanion, Inc. Key Details

US$1.5b

Revenue

US$1.2b

Cost of Revenue

US$343.4m

Gross Profit

US$320.2m

Other Expenses

US$23.2m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
0.53
22.58%
1.53%
26.1%
View Full Analysis

About TRUP

Founded
2000
Employees
1121
CEO
Margaret Rosemary Tooth
WebsiteView website
www.trupanion.com

Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, and Continental Europe. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. and changed its name to Trupanion, Inc. in 2013. Trupanion, Inc. was founded in 2000 and is headquartered in Seattle, Washington.

Recent TRUP News & Updates

Seeking Alpha Aug 14

Trupanion: Profitable At Last, But Still Too Expensive To Buy (Upgrade)

Summary Trupanion’s estimated economic combined ratio improved to 98.5% in H1 2026, extending the underwriting profitability first achieved in 2025. Operating leverage and lower acquisition costs drove much of the improvement, while the H1 loss ratio also declined to 71.0% from 72.1%. Management’s 2026 guidance could imply $32–$40 million of net income, providing stronger evidence that scale is finally translating into profitability. Valuation remains demanding at more than 30x estimated 2026 earnings under my scenarios, limiting the attractiveness of the shares at current prices. I upgrade Trupanion from Sell to Hold as improving underwriting economics weaken the bearish case, although the valuation still prevents a Buy. Read the full article on Seeking Alpha
Narrative Update Aug 08

TRUP: Capital Returns And Margin Focus Will Drive Long Term Upside

For Trupanion, the analyst price target has been trimmed to $37.25 from $39.75 as analysts factor in a slightly higher discount rate and more modest profit margins in their models, even as revenue growth assumptions and the implied future P/E move higher. Analyst Commentary Recent Street research on Trupanion shows a mix of optimism on execution and caution on risk, which helps explain the reset in price targets around the stock.

Recent updates

No updates