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Premier Financial Corp.Informe acción NasdaqGS:PFC

Capitalización bursátil US$1.0b
Precio de las acciones
n/a
US$25.25
n/adescuento intrínseco
1Y38.1%
7D-0.2%
1D
Valor de la cartera
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Premier Financial Corp.

Informe acción NasdaqGS:PFC

Capitalización de mercado: US$1.0b

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

Premier Financial (PFC) Resumen de Acciones

Premier Financial Corp., a través de sus filiales, presta diversos servicios bancarios. Saber más

Análisis fundamental de PFC
Puntuación del snowflake
Valoración2/6
Crecimiento futuro1/6
Rendimiento pasado2/6
Salud financiera5/6
Dividendos5/6

Recompensas

Cotiza un 57.2% por debajo de nuestra estimación de su valor justo

Se prevé un crecimiento anual de los beneficios de 8.99%

Paga dividendo fiable de 4.42%

Análisis de riesgos

No se han detectado riesgos en PFC a partir de nuestros controles de riesgos.

PFC Community Fair Values

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Competidores de Premier Financial Corp.

Historial de precios y rendimiento

Resumen de las cotizaciones máximas, mínimas y variaciones del Premier Financial
Precios históricos de las acciones
Precio actual de la acciónUS$28.04
Máximo en las últimas 52 semanasUS$29.64
Mínimo de 52 semanasUS$18.63
Beta1.22
Cambio en 1 mes0.75%
Variación en 3 meses0.47%
Cambio de 1 año38.06%
Variación en 3 años-8.43%
Variación en 5 años25.12%
Variación desde la OPV460.80%

Noticias y actualizaciones recientes

Recent updates

Seeking Alpha • Aug 21

Premier Financial's Merger With WesBanco Creates Opportunities For Investors On Both Sides

Summary Premier Financial and WesBanco are merging in an all-stock deal, with Premier Financial valued at $959 million. The merger will create the 8th largest bank in Ohio, with expected synergies of $41.4 million and significant improvements in earnings per share. While WesBanco has faced financial challenges, signs of improvement include a recovery in deposits, making the merger a potentially positive move. For Premier Financial, this move is interesting, and the combined firm should result in some upside potential. Read the full article on Seeking Alpha
Seeking Alpha • May 28

Premier Financial: Dividend Yield Above 6% And A P/E Of Only 6.52x

Summary Premier Financial has a dividend yield of 6.14% and a low P/E ratio, indicating potential for capital gains. The bank has a history of increasing dividends but has shown little resilience during economic downturns. The bank's exposure to fixed-rate securities and unrealized losses may impact its valuation and ability to issue a growing dividend. Read the full article on Seeking Alpha
Artículo de análisis • Apr 26

Premier Financial Corp. Just Recorded A 5.9% EPS Beat: Here's What Analysts Are Forecasting Next

Investors in Premier Financial Corp. ( NASDAQ:PFC ) had a good week, as its shares rose 4.6% to close at US$20.08...
Seeking Alpha • Mar 05

Premier Financial Stock Looks Undervalued And Can Still Move Up From Here

Summary Premier Financial's stock has risen 19.3% since November 2023, but it still looks attractive for further upside. The bank's revenue and profit were disappointing in Q4 2023, but other data, such as deposits and loans, showed growth. Shares of Premier Financial are cheap compared to similar firms, and the bank's quality is average, supporting a 'buy' rating. Read the full article on Seeking Alpha
Artículo de análisis • Jan 26

Premier Financial Corp. Just Beat Revenue Estimates By 11%

The full-year results for Premier Financial Corp. ( NASDAQ:PFC ) were released last week, making it a good time to...
Artículo de análisis • Apr 29

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To $0.31

The board of Premier Financial Corp. ( NASDAQ:PFC ) has announced that it will be paying its dividend of $0.31 on the...
Seeking Alpha • Aug 30

Premier Financial Corp.: Use The Weakness

Summary Loan growth is impressive, and we expect better earnings as net interest margins continue to improve. Asset quality improvement is a strength. Return metrics dipped in the short term but should ramp into 2023 based on better margins moving forward. Nice buyback and growing dividend. Premier Financial Corp. (PFC) is a regional bank, and insurance company, that we think can be comfortably bought under $27 a share. The rising rate environment is having a predictably favorable effect on net interest income in most banks and Premier is no exception. This is driving margin improvement and when combined with outstanding loan growth, the company is in great shape to battle a short-term flat to inverted yield curve. This is a growing regional bank based out of Ohio. It currently operates 74 branches and 12 loan offices in Ohio, Michigan, Indiana, and Pennsylvania. While the company has had to adjust to a rising rate environment, and the recently reported earnings reflected some of these pressures, we think you can own this solidly yielding dividend paying bank going forward. We are pretty bullish on the bank, and the sector, moving forward. In this column, we discuss a number of the key metrics that we follow in the many regional banks we cover that you should be aware of if you are considering buying this stock. In our opinion, the return metrics are strong. On top of that, the dividend yield is solid at 4.5%. The bank has raised its dividend each year as well the last few years. Ultimately, we believe rates being higher means most banks are going to do very well in 2023. We think shares are a buy on weakness. Premier Financial Corp. Q2 2022 headline performance Thanks to some tremendous growth in loans as well as a growing deposit base, as well as decent margins, Premier Financial Corp. is performing well. However, headline performance came in beneath expectations. The revenues were about flat from a year ago. In Q2 2022, Premier Financial Corp. reported a top-line revenue figure of $73.5 million. The bank saw a 0.9% decrease in this key metric year-over-year. This was well below estimates by $1.6 million. Overall performance has been mixed in the sector, at least in terms of the banks we have been examining thus far. Some banks have seen flat to down revenues versus last year, while others saw strong increases. Because this is a smaller regional bank it is subject to revenue fluctuation, but the higher loan balances and decent portfolio yields are setting the bank up for success. There also was an uptick in loan loss provisions this quarter and in the first half of 2022. The provision for credit losses increased to $6.5 million rising from a credit of $3.9 million in Q2 2021. This increase was primarily a result of the huge increase in overall loans on the books, as well as the general macro situation, the bank was preparing for current conditions, which are a bit more questionable than a year ago. That said, net income for Q2 2022 was $22.4 million or $0.63 per share. There was also an increase in net interest income of $59.3 million, and again there was a loan loss provision of $6.5 million. While earnings dipped from a year ago, largely due to these big provisions, better days are ahead with the prospects of a still strong economy in 2022 and the continuing benefit from better interest rates. We expect net interest income to continue to improve moving forward, but were also impressed with loan growth. Premier Financial Corp.'s loans and deposits Growth in loans and deposits are key for all banks, but especially regional banks which have simpler balance sheets than the international mega-cap type banks. Going back to 2020 we want to remind you that the PPP loans of the time helped boost many regional banks' loan portfolio balances, so a direct comp is somewhat misleading because PPP loans for Premier continue to decrease as a source of income. As we move forward, growth in both of these metrics is critical, but PPP loans are contributing less and less, as they were a short-term boost. The company saw immense loan growth. In fact, loans held jumped big, growing $494.1 million, or up 35.7% over Q2 2021. That is superb. While PPP loan differences accounted for some of this, there was also an increase in mortgage loans, stemming from increased competition among banks and originators. It is worth noting that commercial mortgages have rebounded, and grew significantly since a year ago, growing $314 million. Residential loans were also up $139.2 million or 37.8%. PPP loans were down to just $4.6 million total at the end of Q2. Overall, loan demand is robust, despite the rate shock hitting consumers. That said, total deposits increased from $6.32 billion in Q1 2022 to $6.52 billion at the end of Q2 2022. That means there are more assets on hand to lend out to customers. As rates rise this is critical. The bank will be able to lend this money out at much higher rates in H2 2022 and in 2023. The so-called spread on what is lent out vs. the cost of funds should widen even further in 2023. The growth is welcomed. That said, we need to have a sense of trends in the quality of the assets on hand. Premier Financial Corp.'s asset quality We love to see loan growth but we need a sense of the quality of assets on the books. We mentioned provisions for loan losses. Some banks have seen huge improvements on this front, and as we mentioned, given the much larger loan base and the macro risk out there, Premier had $6.5 million provision. Another key metric to watch is the bank's allowance for credit losses. Well, the allowance for credit losses to total loans was just 1.14% at the end of Q2 2022. This was an 11 basis point improvement from the start of Q2 2022, and is down from 1.33% of all loans a year ago. This is solid improvement. Nonperforming assets were just $35 million, or 0.44% of assets at the end of Q2 2022, which is a big sequential improvement from $47.6 million to start Q2 2022.
Seeking Alpha • Jul 26

Premier Financial GAAP EPS of $0.63 misses by $0.10, revenue of $73.46M misses by $1.64M

Premier Financial press release (NASDAQ:PFC): Q2 GAAP EPS of $0.63 misses by $0.10. Revenue of $73.46M (-0.9% Y/Y) misses by $1.64M.
Seeking Alpha • Jun 23

Premier Financial: Attractively Valued With 4.7% Dividend Yield, But Earnings Likely To Dip

Higher interest rates and threats of a recession will likely require greater-than-normal provisioning for expected loan losses in the year ahead. Expansion into Ann Arbor and new hires will likely drive loan growth. These expansionary efforts are also likely to boost operating expenses. The December 2022 target price suggests a high upside from the current market price. Further, PFC is offering a high dividend yield.
Seeking Alpha • Feb 02

Premier Financial: 4% Dividend Yield And Acquisition Upside

Successful acquisition of United Community Bank creates an additional avenue to grow. Robust credit quality and low-cost deposit base are the core advantages. Shareholders are getting paid to wait.
Artículo de análisis • Dec 28

I Ran A Stock Scan For Earnings Growth And Premier Financial (NASDAQ:PFC) Passed With Ease

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Artículo de análisis • Nov 02

Premier Financial (NASDAQ:PFC) Is Increasing Its Dividend To US$0.28

Premier Financial Corp. ( NASDAQ:PFC ) will increase its dividend on the 19th of November to US$0.28. The announced...
Seeking Alpha • Aug 30

Premier Financial: Building Itself Into A Solid Core Community Bank

Core loan growth trends are likely to accelerate in the coming quarters, enough to mitigate PPP loan forgiveness headwinds. Modest margin compression is unlikely to hinder overall profitability levels. Improving asset quality trends should limit future provision expenses.
Artículo de análisis • Aug 03

Premier Financial's (NASDAQ:PFC) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of Premier Financial Corp. ( NASDAQ:PFC ) has announced that it will be increasing its dividend on the 27th...
Artículo de análisis • May 05

Is Now The Time To Put Premier Financial (NASDAQ:PFC) On Your Watchlist?

Like a puppy chasing its tail, some new investors often chase 'the next big thing', even if that means buying 'story...
Artículo de análisis • Mar 13

Insider Buying: Tina Nutter Just Spent US$51k On Premier Financial Corp. (NASDAQ:PFC) Shares

Whilst it may not be a huge deal, we thought it was good to see that Tina Nutter, who is a company insider, recently...
Artículo de análisis • Mar 04

Read This Before Buying Premier Financial Corp. (NASDAQ:PFC) For Its Dividend

Dividend paying stocks like Premier Financial Corp. ( NASDAQ:PFC ) tend to be popular with investors, and for good...
Artículo de análisis • Feb 06

Four Days Left Until Premier Financial Corp. (NASDAQ:PFC) Trades Ex-Dividend

Regular readers will know that we love our dividends at Simply Wall St, which is why it's exciting to see Premier...
Artículo de análisis • Feb 01

Read This Before Selling Premier Financial Corp. (NASDAQ:PFC) Shares

It is not uncommon to see companies perform well in the years after insiders buy shares. The flip side of that is that...

Rentabilidad de los accionistas

PFCUS BanksMercado US
7D-0.2%3.2%1.0%
1Y38.1%22.4%28.7%

Rentabilidad vs. Industria: PFC superó a la industria US Banks, que obtuvo un rendimiento del 22.4% el año pasado.

Rentabilidad vs. Mercado: PFC superó al mercado US, que obtuvo un rendimiento del 28.7% el año pasado.

Volatilidad de los precios

Is PFC's price volatile compared to industry and market?
PFC volatility
PFC Average Weekly Movement4.1%
Banks Industry Average Movement3.5%
Market Average Movement7.2%
10% most volatile stocks in US Market16.4%
10% least volatile stocks in US Market3.1%

Precio estable de las acciones: PFC no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.

Volatilidad a lo largo del tiempo: La volatilidad semanal de PFC (4%) se ha mantenido estable durante el año pasado.

Acerca de la empresa

FundadaEmpleadosCEOPágina web
1920984Gary Smallwww.premierfincorp.com

Premier Financial Corp., a través de sus filiales, presta diversos servicios bancarios. Ofrece cuentas a la vista, corrientes, del mercado monetario y de ahorro, así como certificados de depósito y servicio de registro de cuentas de certificados de depósito; y productos de inversión. La empresa también concede préstamos inmobiliarios residenciales y comerciales, comerciales, para la construcción, para mejoras en el hogar y sobre el valor neto de la vivienda, a plazos y al consumo.

Resumen de fundamentos de Premier Financial Corp.

¿Cómo se comparan los beneficios e ingresos de Premier Financial con su capitalización de mercado?
Estadísticas fundamentales de PFC
Capitalización bursátilUS$1.00b
Beneficios(TTM)US$71.40m
Ingresos (TTM)US$249.70m
14.1x
Ratio precio-beneficio (PE)
1.0x
Precio/valor contable

¿Está PFC sobrevalorada?

Ver valor justo y análisis de valoración

Beneficios e Ingresos

Estadísticas clave de rentabilidad del último informe de resultados (TTM)
Cuenta de resultados (TTM) de PFC
IngresosUS$249.70m
Coste de los ingresosUS$0
Beneficio brutoUS$249.70m
Otros gastosUS$178.30m
BeneficiosUS$71.40m

Últimos beneficios comunicados

Dec 31, 2024

Próxima fecha de beneficios

n/a

Beneficios por acción (BPA)1.99
Margen bruto100.00%
Margen de beneficio neto28.60%
Ratio deuda/patrimonio59.1%

¿Cómo se ha desempeñado PFC a largo plazo?

Ver rendimiento histórico y comparativa

Dividendos

4.4%
Rentabilidad actual por dividendo
62%
Ratio de pagos

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2025/03/04 13:57
Precio de las acciones al final del día2025/02/28 00:00
Beneficios2024/12/31
Ingresos anuales2024/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Premier Financial Corp. está cubierta por 6 analistas. 2 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Nicholas CucharaleHovde Group, LLC
Brendan NosalHovde Group, LLC
Christopher McGrattyKeefe, Bruyette, & Woods