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Q2 Holdings, Inc.NYSE:QTWO Aktienübersicht

Marktkapitalisierung US$3.2b
Aktienkurs
US$51.23
US$75.46
32.1% unterbewertet intrinsischer Abschlag
1Y-36.4%
7D3.6%
Wert des Portfolios
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Q2 Holdings, Inc.

NYSE:QTWO Lagerbericht

Marktkapitalisierung: US$3.2b

Q2 Holdings (QTWO) Aktienübersicht

Q2 Holdings, Inc. bietet digitale Lösungen für Finanzinstitute, Finanztechnologieunternehmen, FinTechs und alternative Finanzunternehmen (Alt-FIs) in den Vereinigten Staaten. Mehr Details

QTWO grundlegende Analyse
Schneeflocken-Punktzahl
Bewertung4/6
Künftiges Wachstum4/6
Vergangene Leistung3/6
Finanzielle Gesundheit5/6
Dividenden0/6

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US$6.85FV 64.1% unterbewertet intrinsischer Abschlag
73.0%Revenue growth p.a.
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Q2 Holdings, Inc. Wettbewerber

Preisentwicklung & Leistung

Zusammenfassung der Höchst- und Tiefststände sowie der Veränderungen der Aktienkurse für Q2 Holdings
Historische Aktienkurse
Aktueller AktienkursUS$51.23
52-Wochen-HochUS$96.68
52-Wochen-TiefUS$44.65
Beta1.42
1 Monat Veränderung8.08%
3 Monate Veränderung-16.36%
1 Jahr Veränderung-36.36%
3 Jahre Veränderung129.22%
5 Jahre Veränderung-47.42%
Veränderung seit IPO237.71%

Aktuelle Nachrichten und Updates

Recent updates

Q2 Holdings: A Sticky Software Business With Margin Expansion

May 01

QTWO: AI Competitive Concerns May Set Up Digital Banking Repricing

The analyst price target for Q2 Holdings has been trimmed by about $1 to $75, as analysts factor in sector wide software target cuts tied to concerns around AI driven competitive pressures while still reflecting supportive views from recent upgrades. Analyst Commentary Recent Street research around Q2 Holdings reflects a split view, with some analysts turning more constructive on the shares while others trim price targets in response to sector wide software concerns tied to AI.

QTWO: AI Moat Concerns And Digital Asset Expansion May Drive Repricing

Analysts have reduced their average price target on Q2 Holdings by $25 to $75, reflecting a sector-wide reset for vertical software as AI competition, valuation and moat durability come under closer scrutiny. Analyst Commentary Recent Street research around Q2 Holdings clusters around a common theme of resetting expectations, with analysts reworking price targets and ratings as they reassess how AI competition, valuation and competitive moats fit together for vertical software names.

QTWO: AI Moat Reassessment And 2026 Guidance May Support Future Upside

Analysts have trimmed their price targets on Q2 Holdings, with one key target moving from $100 to $75 as they reassess competitive moats in light of rapid AI adoption and broader weakness across vertical software names. Analyst Commentary Recent research on Q2 Holdings reflects a mix of caution and selective optimism, with several firms adjusting price targets and one upgrade on valuation.

QTWO: AI Moat Questions And 2026 Outlook Should Support Future Upside

Analysts have trimmed their average price target for Q2 Holdings to about $76 from roughly $100, citing sector wide cuts across vertical software as AI adoption raises fresh questions about competitive moats and the durability of existing business models. Analyst Commentary Recent research on Q2 Holdings points to a mixed setup, with price targets coming down but a split between those who see current levels as attractive and those who are more cautious about execution and competitive risk.

QTWO: AI Moat Concerns And 2026 Guidance Should Support Future Share Gains

Analysts have trimmed their average price target on Q2 Holdings from about $89 to roughly $76. This reflects sector wide cuts in vertical software as they reassess competitive moats and defensibility in light of rapid AI adoption.

We Think Q2 Holdings' (NYSE:QTWO) Profit Is Only A Baseline For What They Can Achieve

Feb 18
We Think Q2 Holdings' (NYSE:QTWO) Profit Is Only A Baseline For What They Can Achieve

QTWO: Strong Bookings And 2026 Guidance Should Support Future Share Gains

Analysts have made a small downward tweak to their price target for Q2 Holdings to roughly $89 per share, reflecting slightly higher discount-rate assumptions and a lower forward P/E multiple, even as they highlight ongoing support from valuation-focused upgrades and prior research citing solid bookings and positive longer term guidance. Analyst Commentary Recent research on Q2 Holdings reflects a mix of optimism about execution and bookings, alongside some caution on valuation and discount-rate assumptions.

QTWO: Strong Bookings And Margin Expansion Should Support Future Share Gains

Analysts trimmed their average price target on Q2 Holdings by a small amount to reflect sector wide multiple compression and modest adjustments to growth and margin assumptions, even as recent research continues to highlight strong Q3 execution and solid bookings trends. Analyst Commentary Street research on Q2 Holdings has been mixed, with some analysts trimming price targets to reflect sector wide valuation changes while still recognizing solid execution in the latest quarter.

QTWO: Lower Rates And Bank Tech Spending Should Support Future Margin Expansion

Analysts have made a modest upward adjustment to their price targets on Q2 Holdings, with changes such as DA Davidson moving to $82 and others resetting to a range of $82 to $90 following strong Q3 revenue, margin performance, solid bookings, and updated long-term guidance, while also factoring in broader software valuation resets. Analyst Commentary Recent research on Q2 Holdings highlights a mix of optimism about execution and growth, alongside some caution tied largely to sector valuation resets and spending uncertainty.

QTWO: Lower Rates Will Drive Digital Banking Demand And Margin Expansion

Analysts made modest downward adjustments to their price targets on Q2 Holdings, trimming estimates by up to about $25 per share as they balance the company’s stronger than expected Q3 revenue and margin performance, along with a constructive 2026 outlook, against a reset in software sector valuations and concerns about a potentially softer spending environment. Analyst Commentary Analysts are digesting Q2 Holdings recent performance and updated outlook by fine tuning their price targets while largely maintaining a constructive stance on the company’s execution and growth prospects.

QTWO: Lower Rates Will Drive Digital Banking Demand And Share Repurchases

Analysts have modestly trimmed their average price target on Q2 Holdings to about $90 per share from roughly $96 previously, citing a reset in software valuation multiples despite continued outperformance in Q3 bookings, revenue growth and margin expansion, as well as a constructive long term outlook tied to banks increasing digital investment in a lower rate environment. Analyst Commentary Street research following Q3 results reflects a mix of optimism around Q2 Holdings execution and growth, tempered by a reset in software valuations and concerns about the broader spending environment.

QTWO: Strong Bookings And Efficiency Gains Will Drive Performance As Rates Decline

Analysts have slightly reduced their average price target for Q2 Holdings, trimming it by less than $1 to approximately $89.71. They are factoring in robust Q3 performance while adjusting for sector-wide valuation pressures and evolving growth expectations.

QTWO: Lower Rates Will Support Rebound As Efficiency Gains Drive Profitability

Q2 Holdings' average analyst price target has been reduced from approximately $101 to $90. Analysts cite strong recent performance, but also note lower software sector valuations and expectations for a more moderate growth environment ahead.

Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Nov 08
Results: Q2 Holdings, Inc. Exceeded Expectations And The Consensus Has Updated Its Estimates

Digital Banking Sector Opportunities Will Expand Amid Shifting Rate Environment

Q2 Holdings' analyst price target has been lowered by $20 to $90, as analysts cite recent share underperformance and expectations of a less robust spending environment amid changing interest rates. However, opportunities for technology investment remain noted.

Some Confidence Is Lacking In Q2 Holdings, Inc. (NYSE:QTWO) As Shares Slide 25%

Oct 14
Some Confidence Is Lacking In Q2 Holdings, Inc. (NYSE:QTWO) As Shares Slide 25%

Q2 Holdings' (NYSE:QTWO) Performance Is Even Better Than Its Earnings Suggest

Aug 07
Q2 Holdings' (NYSE:QTWO) Performance Is Even Better Than Its Earnings Suggest

Is It Time To Consider Buying Q2 Holdings, Inc. (NYSE:QTWO)?

Jul 25
Is It Time To Consider Buying Q2 Holdings, Inc. (NYSE:QTWO)?

Would Q2 Holdings (NYSE:QTWO) Be Better Off With Less Debt?

Jun 22
Would Q2 Holdings (NYSE:QTWO) Be Better Off With Less Debt?

Q2 Holdings, Inc.'s (NYSE:QTWO) CEO Will Probably Have Their Compensation Approved By Shareholders

May 27
Q2 Holdings, Inc.'s (NYSE:QTWO) CEO Will Probably Have Their Compensation Approved By Shareholders
User avatar

Fraud And Risk Solutions Will Unlock Future Market Potential

Expansion in fraud and risk solutions is expected to drive growth, enhancing revenue through greater customer adoption amidst increasing fraud activity.

Subdued Growth No Barrier To Q2 Holdings, Inc.'s (NYSE:QTWO) Price

Apr 23
Subdued Growth No Barrier To Q2 Holdings, Inc.'s (NYSE:QTWO) Price

Q2 Holdings: Bull Case Centers On Margin Expansion And Land-And-Expand Strength

Apr 16

What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?

Apr 08
What Is Q2 Holdings, Inc.'s (NYSE:QTWO) Share Price Doing?

A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Mar 08
A Look At The Fair Value Of Q2 Holdings, Inc. (NYSE:QTWO)

Q2 Holdings Is Rightfully Dropping Amid Valuation Concerns (Technical Analysis)

Mar 03

Q2 Holdings: Buy This Little-Known Software Company As It Ramps Up RPOs And EBITDA

Feb 24

Q2 Holdings: Justifying A Modest Premium With Major Profit Inflection

Jan 25

Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?

Jan 15
Is Q2 Holdings (NYSE:QTWO) Using Too Much Debt?

Q2 Holdings: Capitalizing On Banking Consolidation For Topline Expansion

Jan 11

Q2 Holdings: Signs Of Slowing Growth And Fully Valued Premium Make It A Hold

Dec 25

Q2 Holdings Looks Vulnerable Into 2025

Dec 09

Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now

Oct 29
Pinning Down Q2 Holdings, Inc.'s (NYSE:QTWO) P/S Is Difficult Right Now

Q2 Holdings: Expanding Margins And Tangible Momentum Make It A Buy

Oct 09

Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?

Sep 12
Does Q2 Holdings (NYSE:QTWO) Have A Healthy Balance Sheet?

Aktionärsrenditen

QTWOUS SoftwareUS Markt
7D3.6%-0.6%0.8%
1Y-36.4%-8.3%27.7%

Rendite im Vergleich zur Industrie: QTWO unter dem Niveau der Branche US Software , die im vergangenen Jahr eine Rendite von -8.3% erzielte.

Rendite vs. Markt: QTWO hinter dem Markt US zurück, der im vergangenen Jahr eine Rendite von 27.7 erzielte.

Preisvolatilität

Is QTWO's price volatile compared to industry and market?
QTWO volatility
QTWO Average Weekly Movement6.4%
Software Industry Average Movement10.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.2%
10% least volatile stocks in US Market3.3%

Stabiler Aktienkurs: QTWO hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.

Volatilität im Zeitverlauf: QTWODie wöchentliche Volatilität (6%) ist im vergangenen Jahr stabil geblieben.

Über das Unternehmen

GegründetMitarbeiterCEOWebsite
20042,549Matt Flakewww.q2.com

Q2 Holdings, Inc. bietet digitale Lösungen für Finanzinstitute, Finanztechnologieunternehmen, FinTechs und alternative Finanzunternehmen (Alt-FIs) in den Vereinigten Staaten. Das Unternehmen bietet die Digital Banking Platform, eine End-to-End-Digital-Banking-Plattform, die die Kunden der Finanzinstitute bei der Bereitstellung von Retail-, SMB- und kommerziellen Funktionen über digitale Kanäle unterstützt, sowie Risiko- und Betrugslösungen, die die Bemühungen der Finanzinstitute um den Schutz der Endnutzer, die Einhaltung der regulatorischen Anforderungen und ein effizientes Betrugsrisikomanagement unterstützen sollen. Es bietet auch Q2 Innovation Studio, eine offene Technologieplattform auf der Basis von Anwendungsprogrammschnittstellen und Softwareentwicklungskits, die es Kunden von Finanzinstituten, FinTechs und anderen Partnern ermöglicht, maßgeschneiderte Erfahrungen und Finanzdienstleistungen für Endnutzer bereitzustellen; und Helix, eine Cloud-native Echtzeit-Kernverarbeitungsplattform, die die Dienste und Funktionen für Unternehmen und Finanzinstitute kombiniert.

Q2 Holdings, Inc.'s Grundlagenzusammenfassung

Wie verhalten sich die Erträge und Einnahmen von Q2 Holdings im Vergleich zum Marktanteil des Unternehmens?
QTWO grundlegende Statistiken
MarktanteilUS$3.18b
Gewinn(TTM)US$73.89m
Umsatz(TTM)US$821.58m
43.4x
Kurs-Gewinn-Verhältnis
3.9x
Kurs-Umsatz-Verhältnis

Erträge & Einnahmen

Wichtige Rentabilitätsstatistiken aus dem letzten Ergebnisbericht (TTM)
QTWO Gewinn- und Verlustrechnung (TTM)
EinnahmenUS$821.58m
Kosten der EinnahmenUS$364.97m
BruttogewinnUS$456.61m
Sonstige AusgabenUS$382.71m
GewinnUS$73.89m

Zuletzt gemeldete Gewinne

Mar 31, 2026

Datum des nächsten Gewinnberichts

k.A.

Gewinn per Aktie (EPS)1.18
Bruttomarge55.58%
Nettogewinnspanne8.99%
Schulden/Eigenkapital-Verhältnis49.6%

Wie hat sich QTWO auf lange Sicht entwickelt?

Historische Performance und Vergleiche

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/01 15:20
Aktienkurs zum Tagesende2026/05/01 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Q2 Holdings, Inc. wird von 25 Analysten beobachtet. 14 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Joseph VruwinkBaird
Gary PrestopinoBarrington Research Associates, Inc.
Matthew VanVlietBTIG