mBank Zukünftiges Wachstum
Future Kriterienprüfungen 3/6
mBank wird ein jährliches Gewinn- und Umsatzwachstum von 16.4% bzw. 6.2% prognostiziert. Der Gewinn pro Aktie wird voraussichtlich wachsen um 10.5% pro Jahr. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 19.8% betragen.
Wichtige Informationen
16.4%
Wachstumsrate der Gewinne
10.52%
EPS-Wachstumsrate
| Banks Gewinnwachstum | 7.8% |
| Wachstumsrate der Einnahmen | 6.2% |
| Zukünftige Eigenkapitalrendite | 19.81% |
| Analystenabdeckung | Good |
| Zuletzt aktualisiert | 30 Apr 2026 |
Jüngste Aktualisierungen zum künftigen Wachstum
Recent updates
Narrativ-Update • May 14
MBK: Firmer Profitability And Slightly Lower Future P/E Will Support Fair Value
Analysts have nudged their fair value estimate for mBank slightly higher from PLN 1,222.70 to PLN 1,224.00, citing updated assumptions on revenue growth, profit margins, and future P/E expectations. Valuation Changes Fair Value: PLN 1,222.70 to PLN 1,224.00, a very small upward adjustment in the intrinsic value estimate.
Narrativ-Update • Apr 21
MBK: Rich P/E And Softer Growth Assumptions Will Pressure Future Returns
Analysts have kept their PLN 841.40 price target for mBank unchanged, citing slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E that broadly offset each other in their models. Valuation Changes Fair Value: PLN 841.40 fair value estimate is unchanged, indicating no shift in the overall valuation outcome.
Narrativ-Update • Apr 07
MBK: Stable Assumptions And Slightly Lower Discount Rate Will Sustain Overvaluation
Analysts have kept mBank's fair value unchanged at PLN 1,013.18, with minor adjustments to the discount rate and future P/E assumptions supporting a stable overall price target view. Valuation Changes Fair Value: PLN 1,013.18 remains unchanged, reflecting a stable central estimate for mBank's valuation.Narrativ-Update • Mar 24
MBK: Refined Discount Rate And Profitability Assumptions Will Support Balanced Outlook
Analysts have nudged their mBank price target slightly higher from PLN 1,008.24 to PLN 1,013.18, citing updated assumptions around the discount rate, revenue growth, profit margin and forward P/E that modestly refine their valuation view. Valuation Changes Fair Value: PLN 1,008.24 to PLN 1,013.18, reflecting a slight upward adjustment in the modelled valuation level.Narrativ-Update • Mar 09
MBK: Lower Margin Outlook And Richer P/E Will Eventually Unwind
Analysts have made a marginal upward adjustment to their mBank price target to PLN 841.40. This reflects updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations.Narrativ-Update • Feb 23
MBK: Refined Profitability And P/E Assumptions Will Support A Balanced Outlook
The updated analyst price target for mBank is now PLN 1,008.24, a marginal change from PLN 1,008.23, with analysts pointing to modest adjustments in revenue growth, profit margin assumptions, and forward P/E expectations as the key drivers behind the recalibration. Valuation Changes Fair Value: PLN 1,008.23 to PLN 1,008.24, a marginal upward adjustment.Narrativ-Update • Feb 08
MBK: Adjusted Profitability And Discount Rate Assumptions Will Shape Balanced Outlook
Analysts have lifted their fair value estimate for mBank from €973.67 to €1,008.23, citing adjustments to discount rate assumptions, updated revenue growth expectations, a revised profit margin outlook, and a slightly lower future P/E multiple. Valuation Changes Fair Value Estimate increased modestly from €973.67 to €1,008.23.Narrativ-Update • Jan 24
MBK: Higher Margin And P/E Assumptions Will Ultimately Prove Too Optimistic
Analysts have lifted their fair value estimate for mBank from €626.00 to about €841.34, citing updated assumptions around revenue growth, profit margins, and the future P/E multiple that together point to a higher central valuation range. Valuation Changes Fair Value Estimate was lifted from €626.00 to about €841.34, marking a sizeable upward shift in the central value range used in the model.Narrativ-Update • Jan 10
MBK: Higher Revenue Outlook And Richer Future P/E Will Support Upside
Analysts have lifted their price target on mBank from €961 to about €1,223, reflecting updated assumptions that combine higher revenue growth with a lower discount rate, a lower profit margin and a higher future P/E multiple. Valuation Changes Fair value estimate: raised from €961.00 to about €1,222.70, indicating a higher assessed equity value for mBank in the model.Narrativ-Update • Dec 26
MBK: Modestly Higher Required Returns Will Guide Balanced Future Expectations
Narrative Update on mBank The analyst price target for mBank has been revised slightly lower to approximately $974 from about $993, as analysts modestly trim assumptions on revenue growth, profit margin, and future valuation multiples while applying a slightly higher discount rate. Valuation Changes The fair value estimate was reduced slightly from approximately PLN 993 to around PLN 974, reflecting modestly more conservative assumptions.Narrativ-Update • Dec 11
MBK: Lower Discount Rate And Margin Pressure Will Shape Future Expectations
Analysts have modestly raised their price target on mBank to approximately $993 from about $979, citing slightly improved revenue growth expectations, a marginally lower discount rate, and a higher future price-to-earnings multiple that more than offset a negligible reduction in projected profit margins. Valuation Changes The fair value estimate has risen slightly to approximately 993 PLN from about 979 PLN, reflecting a modestly higher intrinsic valuation.Narrativ-Update • Nov 27
MBK: Lower Discount Rate And Net Margin Will Offset Future Optimism
Analysts have raised their price target for mBank from PLN 869.83 to PLN 979.43, citing improved revenue growth projections and minor adjustments in discount rates as key factors influencing the update. Valuation Changes Fair Value Estimate: Increased from PLN 869.83 to PLN 979.43.Narrativ-Update • Nov 09
MBK: Falling P E Ratio Will Expose Downside Risk In Share Price
Analysts have raised their price target for mBank from PLN 857.50 to PLN 869.83, citing improved profit margin and revenue growth expectations as key drivers of the higher valuation. What's in the News mBank S.A. will hold a Special/Extraordinary Shareholders Meeting on September 18, 2025, at 12:00 Central European Standard Time (Key Developments).Analyseartikel • Nov 02
zł870 - That's What Analysts Think mBank S.A. (WSE:MBK) Is Worth After These Results
Last week saw the newest third-quarter earnings release from mBank S.A. ( WSE:MBK ), an important milestone in the...Narrativ-Update • Oct 26
Revenue Outlook And Lending Trends Will Drive Strong Performance Ahead
Analysts have raised their price target for mBank from PLN 836 to PLN 857.50, citing improved revenue growth forecasts, which more than offset a slightly lower profit margin projection. What's in the News Special/Extraordinary Shareholders Meeting scheduled for September 18, 2025, at 12:00 Central European Standard Time (Key Developments) Upcoming Analyst/Investor Day to discuss the Group’s key directions and priorities for 2026 to 2030 (Key Developments) mBank S.A. provided earnings guidance for the full year 2025, projecting revenues to exceed PLN 12 billion and surpass 2024 results (Key Developments) Valuation Changes Consensus Analyst Price Target has risen from PLN 836 to PLN 857.50.Narrativ-Update • Sep 06
Digital Banking And Polish Lending Will Create Future Momentum
With both the discount rate and future P/E ratio remaining virtually flat, analysts have left their fair value estimate for mBank unchanged at PLN836.00. What's in the News Special/Extraordinary Shareholders Meeting scheduled to be held on Sep 18, 2025.Analyseartikel • Jul 19
Is Now The Time To Put mBank (WSE:MBK) On Your Watchlist?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Neues Narrativ • Dec 06
Enhanced PFM Services And Innovative Capital Strategies Will Significantly Boost Revenue And Net Margins
Expansion in client reach and PFM functionalities aims to boost revenue and improve customer retention, enhancing net margins.Gewinn- und Umsatzwachstumsprognosen
| Datum | Umsatz | Gewinne | Freier Cashflow | Bargeld aus operativen Tätigkeiten | Durchschn. Anz. Analysten |
|---|---|---|---|---|---|
| 12/31/2028 | 14,274 | 5,712 | N/A | N/A | 5 |
| 12/31/2027 | 13,689 | 5,221 | N/A | N/A | 6 |
| 12/31/2026 | 12,597 | 3,754 | N/A | N/A | 4 |
| 3/31/2026 | 12,120 | 3,791 | -32,417 | -31,462 | N/A |
| 12/31/2025 | 12,000 | 3,544 | -25,302 | -24,433 | N/A |
| 9/30/2025 | 12,054 | 3,488 | -22,963 | -22,062 | N/A |
| 6/30/2025 | 12,024 | 3,224 | -21,941 | -21,046 | N/A |
| 3/31/2025 | 11,821 | 2,687 | -25,943 | -25,045 | N/A |
| 12/31/2024 | 11,634 | 2,243 | -17,841 | -16,938 | N/A |
| 9/30/2024 | 11,151 | 1,237 | -2,786 | -1,982 | N/A |
| 6/30/2024 | 10,727 | 581 | -8,452 | -7,696 | N/A |
| 3/31/2024 | 10,369 | 144 | 2,028 | 2,790 | N/A |
| 12/31/2023 | 9,995 | 24 | 7,369 | 8,087 | N/A |
| 9/30/2023 | 9,822 | 879 | -18,365 | -17,660 | N/A |
| 6/30/2023 | 8,373 | -1,317 | -9,368 | -8,746 | N/A |
| 3/31/2023 | 7,824 | -1,072 | -14,340 | -13,792 | N/A |
| 12/31/2022 | 7,383 | -703 | -9,247 | -8,684 | N/A |
| 9/30/2022 | 6,551 | -3,168 | -7,067 | -6,553 | N/A |
| 6/30/2022 | 6,799 | -863 | -12,143 | -11,614 | N/A |
| 3/31/2022 | 5,972 | -984 | -12,528 | -11,963 | N/A |
| 12/31/2021 | 5,462 | -1,179 | -13,191 | -12,602 | N/A |
| 9/30/2021 | 5,320 | 278 | -8,830 | -8,159 | N/A |
| 6/30/2021 | 5,144 | 352 | -6,090 | -5,416 | N/A |
| 3/31/2021 | 5,095 | 330 | -10,337 | -9,696 | N/A |
| 12/31/2020 | 4,710 | 104 | -20,009 | -19,457 | N/A |
| 9/30/2020 | 4,645 | 395 | -23,724 | -23,214 | N/A |
| 6/30/2020 | 4,841 | 653 | -24,877 | -24,311 | N/A |
| 3/31/2020 | 4,791 | 938 | -19,949 | -19,410 | N/A |
| 12/31/2019 | 4,917 | 1,010 | N/A | -14,328 | N/A |
| 9/30/2019 | 4,750 | 1,200 | N/A | -11,717 | N/A |
| 6/30/2019 | 4,429 | 1,132 | N/A | -10,361 | N/A |
| 3/31/2019 | 4,367 | 1,053 | N/A | -15,972 | N/A |
| 12/31/2018 | 4,513 | 1,303 | N/A | -10,332 | N/A |
| 9/30/2018 | 4,448 | 1,309 | N/A | -6,210 | N/A |
| 6/30/2018 | 4,394 | 1,309 | N/A | -7,924 | N/A |
| 3/31/2018 | 4,405 | 1,285 | N/A | -1,561 | N/A |
| 12/31/2017 | 4,059 | 1,092 | N/A | -2,843 | N/A |
| 9/30/2017 | 4,040 | 1,072 | N/A | -3,510 | N/A |
| 6/30/2017 | 3,963 | 1,011 | N/A | -944 | N/A |
| 3/31/2017 | 4,046 | 1,130 | N/A | -1,219 | N/A |
| 12/31/2016 | 4,016 | 1,219 | N/A | -1,348 | N/A |
| 9/30/2016 | 4,023 | 1,236 | N/A | -1,940 | N/A |
| 6/30/2016 | 4,001 | 1,325 | N/A | -2,497 | N/A |
| 3/31/2016 | 3,665 | 1,158 | N/A | -48 | N/A |
| 12/31/2015 | 3,751 | 1,301 | N/A | -1,440 | N/A |
| 9/30/2015 | 3,585 | 1,300 | N/A | -8,719 | N/A |
| 6/30/2015 | 3,574 | 1,296 | N/A | -11,301 | N/A |
Analystenprognosen zum zukünftigen Wachstum
Einkommen vs. Sparrate: MBKDas prognostizierte Gewinnwachstum (16.4% pro Jahr) liegt über der Sparquote (5.3%).
Ertrag vs. Markt: MBKDie Erträge des Unternehmens (16.4% pro Jahr) werden voraussichtlich schneller wachsen als der Markt Polish (12.4% pro Jahr).
Hohe Wachstumserträge: MBKDie Erträge des Unternehmens werden voraussichtlich steigen, jedoch nicht deutlich.
Einnahmen vs. Markt: MBKDie Einnahmen des Unternehmens (6.2% pro Jahr) werden voraussichtlich schneller wachsen als der Markt Polish (4.5% pro Jahr).
Hohe Wachstumseinnahmen: MBKDie Einnahmen des Unternehmens (6.2% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.
Wachstumsprognosen für den Gewinn je Aktie
Künftige Eigenkapitalrendite
Künftige Eigenkapitalrendite: MBKDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich niedrig sein (19.8%).
Wachstumsunternehmen entdecken
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/05/21 14:43 |
| Aktienkurs zum Tagesende | 2026/05/21 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
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| Verwaltung | 10 Jahre |
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| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
mBank S.A. wird von 20 Analysten beobachtet. 6 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Andrzej Powierza | Citigroup Inc |
| Gabor Kemeny | ConCorde Securities Ltd. |
| Kazim Andaç | Deutsche Bank |