mBank Balance Sheet Health

Finanzielle Gesundheit Kriterienprüfungen 4/6

mBank hat eine Bilanzsumme von PLN238.6B und ein Eigenkapital von PLN15.3B. Die Gesamteinlagen belaufen sich auf PLN193.1B und die Gesamtkredite auf PLN137.3B, was zu einer Nettozinsmarge von 4.2% führt. Die Wertberichtigungen für notleidende Kredite sind unzureichend und belaufen sich derzeit auf 4.1% der Gesamtkredite. Die Barmittel und kurzfristigen Anlagen betragen PLN30.9B.

Wichtige Informationen

15.6x

Verhältnis von Vermögen zu Eigenkapital

4.2%

Nettozinsspanne

Gesamteinlagen	zł193.08b
Kredit- zu Einlagenverhältnis	Angemessen
Notleidende Kredite	4.1%
Wertberichtigung für notleidende Kredite	Niedrig
Liquiditätskennzahl	Niedrig
Bargeld und Äquivalente	zł30.91b

Jüngste Berichte zur Finanzlage

Keine Aktualisierungen

Recent updates

Shareholders Will Probably Not Have Any Issues With mBank S.A.'s (WSE:MBK) CEO Compensation

Mar 22

Analyse der Finanzlage

Geschichte und Analyse des Verhältnisses von Schulden zu Eigenkapital

Bilanz

Analyse der Finanzinstitute

Vermögensebene: MBKDas Verhältnis von Vermögen zu Eigenkapital (15.6x) ist moderat.

Wertberichtigung für uneinbringliche Kredite: MBK hat eine niedrige Wertberichtigung für notleidende Kredite (70%).

Verbindlichkeiten mit geringem Risiko: 86% der Verbindlichkeiten von MBK bestehen hauptsächlich aus risikoarmen Finanzierungsquellen.

Darlehenshöhe: MBK ein angemessenes Niveau des Verhältnis von Krediten zu Vermögenswerten aufweist (58%).

Einlagen mit geringem Risiko: MBKDas Verhältnis von Krediten zu Einlagen (71%) ist angemessen.

Höhe der notleidenden Kredite: MBK hat einen hohen Anteil an faulen Krediten (4.1%).

mBank Balance Sheet Health

Finanzielle Gesundheit Kriterienprüfungen 4/6

Wichtige Informationen

Jüngste Berichte zur Finanzlage

Recent updates

Third quarter 2024 earnings released: EPS: zł13.49 (vs zł1.96 loss in 3Q 2023)

Second quarter 2024 earnings released: EPS: zł9.93 (vs zł0.37 loss in 2Q 2023)

President of Management Board & CEO recently sold zł1.0m worth of stock

Key Executive recently sold zł993k worth of stock

mBank's Supervisory Board Conditionally Appoints Cezary Kocik as CEO

mBank's Supervisory Board Conditionally Appoints Cezary Kocik as CEO

First quarter 2024 earnings released: EPS: zł6.18 (vs zł3.32 in 1Q 2023)

Shareholders Will Probably Not Have Any Issues With mBank S.A.'s (WSE:MBK) CEO Compensation

Price target increased by 17% to zł638

mBank S.A., Annual General Meeting, Mar 27, 2024

mBank S.A., Annual General Meeting, Mar 27, 2024

Price target increased by 7.2% to zł572

mBank Provides Earnings Guidance for the Fourth Quarter and Fiscal Year 2023

Price target increased by 8.6% to zł534

mBank S.A. to Report Fiscal Year 2023 Results on Feb 29, 2024

mBank S.A. to Report Fiscal Year 2024 Results on Feb 28, 2025

Price target increased by 11% to zł524

New minor risk - Earnings quality

Third quarter 2023 earnings released

Marcus Chromik Steps Down from Supervisory Board at mBank

Key Executive recently sold zł606k worth of stock

Second quarter 2023 earnings released: zł0.37 loss per share (vs zł5.42 profit in 2Q 2022)

Price target increased by 9.5% to zł443

Key Executive recently sold zł601k worth of stock

Price target increased by 12% to zł384

First quarter 2023 earnings released

Full year 2022 earnings: EPS and revenues miss analyst expectations

mBank S.A. Provides Earnings Guidance for the Year 2023

Key Executive recently sold zł722k worth of stock

mBank S.A. Announces CFO Changes

mBank S.A. to Report Q4, 2023 Results on Feb 09, 2024

Key Executive recently sold zł206k worth of stock

Third quarter 2022 earnings released: zł53.74 loss per share (vs zł0.63 profit in 3Q 2021)

Price target decreased to zł310

mBank S.A. Provides Earnings Guidance for the Year 2022

Second quarter 2022 earnings released

mBank S.A. Provides Sales Guidance for the Third and Fourth Quarter of 2022

Price target decreased to zł346

First quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

mBank S.A. to Report Q4, 2022 Results on Feb 09, 2023

mBank S.A., Annual General Meeting, Mar 31, 2022

Now 22% undervalued after recent price drop

mBank Announces Court Rejection of FX Loan Class Action Suit

Full year 2021 earnings: EPS and revenues exceed analyst expectations

mBank S.A. Provides Earnings Guidance for the Year 2022

mBank S.A. Provides Earnings Guidance for the Year 2021

Price target increased to zł399

Price target increased to zł348

Third quarter 2021 earnings released

Third quarter 2021 earnings released

Price target increased to zł320

Investor sentiment improved over the past week

Second quarter 2021 earnings released

Consensus forecasts updated

Price target increased to zł265

Price target increased to zł240

Investor sentiment improved over the past week

First quarter 2021 earnings released: EPS zł7.49 (vs zł2.15 in 1Q 2020)

Price target increased to zł226

mBank S.A. Reports Impairment Loss for the First Quarter of 2021

Price target increased to zł226

Member of Supervisory Board has left the company

We Discuss Why mBank S.A.'s (WSE:MBK) CEO Compensation May Be Closely Reviewed

mBank Gets Regulator's Nod to Appoint Marek Lusztyn as chief risk officer

mBank S.A., Annual General Meeting, Mar 24, 2021

New 90-day high: zł225

Analysts update estimates

Revenue beats expectations, earnings disappoint

Full year 2020 earnings released: EPS zł2.45 (vs zł23.86 in FY 2019)

mBank (WSE:MBK) Share Prices Have Dropped 59% In The Last Three Years

mBank S.A. to Report Q3, 2021 Results on Nov 03, 2021

Investor sentiment improved over the past week

New 90-day high: zł189

What Is The Ownership Structure Like For mBank S.A. (WSE:MBK)?

Market bids up stock over the past week