Aptus Value Housing Finance India (APTUS) Stock Overview
Together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions against immovable properties in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 3/6 |
| Past Performance | 5/6 |
| Financial Health | 2/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
APTUS Community Fair Values
Create NarrativeSee what 22 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Aptus Value Housing Finance India Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹254.75 |
| 52 Week High | ₹364.00 |
| 52 Week Low | ₹193.03 |
| Beta | 0.70 |
| 1 Month Change | -12.00% |
| 3 Month Change | -5.58% |
| 1 Year Change | -26.17% |
| 3 Year Change | -6.24% |
| 5 Year Change | n/a |
| Change since IPO | -26.56% |
Recent News & Updates
Narrative Update • Jul 08
APTUS: Upcoming Board Decisions On Dividend And Debt Will Support Confidence
The analyst price target for Aptus Value Housing Finance India has been revised from ₹475.00 to about ₹446.27. Analysts attribute this change to updated assumptions on the discount rate, revenue growth, profit margin and future P/E.Analysis Article • Jun 18
Is Now The Time To Put Aptus Value Housing Finance India (NSE:APTUS) On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Recent updates
Narrative Update • Jul 08
APTUS: Upcoming Board Decisions On Dividend And Debt Will Support Confidence
The analyst price target for Aptus Value Housing Finance India has been revised from ₹475.00 to about ₹446.27. Analysts attribute this change to updated assumptions on the discount rate, revenue growth, profit margin and future P/E.Analysis Article • Jun 18
Is Now The Time To Put Aptus Value Housing Finance India (NSE:APTUS) On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Narrative Update • Jun 16
APTUS: Upcoming Board Decisions And Funding Plans Will Frame Balanced Outlook
The analyst price target for Aptus Value Housing Finance India has been revised from ₹220.00 to ₹288.00, with analysts pointing to updated assumptions on discount rate, revenue growth, profit margin, and future P/E as the key drivers behind this change. What’s in the News for Aptus Value Housing Finance India Board meeting scheduled for May 06, 2026, at 14:00 Indian Standard Time to consider and approve audited standalone and consolidated financial results for the fourth quarter and year ended March 31, 2026.
Narrative Update • Jun 02
APTUS: Upcoming Results And Debt Funding Will Support Long Term Upside
Analysts have raised their fair value estimate for Aptus Value Housing Finance India from about ₹335 to about ₹355, citing updated assumptions around the discount rate, revenue growth, profit margins and future P/E that slightly adjust the risk and earnings profile of the stock. What's in the News A board meeting is scheduled for May 6, 2026 at 14:00 IST to consider and approve audited standalone and consolidated financial results for the fourth quarter and full year ended March 31, 2026.Narrative Update • May 03
APTUS: Upcoming Results And Debt Raise Will Support Long Term Upside
The analyst price target for Aptus Value Housing Finance India has been reset from about ₹400 to roughly ₹335, with analysts citing updated assumptions on the discount rate, revenue growth, profit margins and future P/E as the basis for this change. What's in the News Board meeting scheduled for May 6, 2026, to consider and approve audited standalone and consolidated financial results for the fourth quarter and year ended March 31, 2026 (company filing).Narrative Update • Apr 19
APTUS: Upcoming Governance Meetings Will Highlight Risks To Elevated Forward Earnings Multiple
Analysts have kept the price target for Aptus Value Housing Finance India steady at ₹220, citing only minor updates to assumptions on the discount rate, revenue growth, profit margin and future P/E in their valuation work. What's in the News Board meeting scheduled on May 6, 2026, to consider audited standalone and consolidated financial results for the quarter and year ended March 31, 2026 (company filing) Board to consider payment of an interim dividend for the 2025-26 financial year and set a record date for shareholders, if the dividend is approved (company filing) Board to consider raising funds through issuance of debt securities in one or more tranches via private placement, subject to shareholder approval and existing overall limits (company filing) Special or extraordinary shareholders meeting to be held via postal ballot in India on April 23, 2026 (company filing) Special or extraordinary shareholders meeting to be held via postal ballot in India on February 18, 2026 (company filing) Valuation Changes Fair Value: kept steady at ₹220.0 per share, with no change from the earlier estimate.Narrative Update • Apr 05
APTUS: Upcoming Governance Meetings Will Support Confidence In Forward Earnings Multiple
Analysts have lowered the price target on Aptus Value Housing Finance India from ₹274 to ₹220. The adjustment is linked to updated assumptions around the discount rate, revenue growth, profit margin, and future P/E.Narrative Update • Mar 21
APTUS: Upcoming Governance Meetings Will Support Confidence In Future Valuation Multiple
Analysts have trimmed their fair value estimate for Aptus Value Housing Finance India from ₹288.0 to ₹274.0, citing updated assumptions around the discount rate, revenue growth, profit margin and a slightly lower future P/E multiple. What's in the News A board meeting is scheduled for Jan 12, 2026 to consider a proposal to amend the Articles of Association.Narrative Update • Mar 07
APTUS: Future Meeting Milestones Will Support Confidence In Revised Outlook
The analyst price target for Aptus Value Housing Finance India has been revised from ₹494.54 to ₹475.00 as analysts factor in updated assumptions around the discount rate, revenue growth, profit margin and future P/E levels. What's in the News Board meeting scheduled for Jan 12, 2026, to consider a proposal to amend the Articles of Association, with any changes subject to shareholder approval via special resolution (company filing).Narrative Update • Feb 21
APTUS: Upcoming Governance Meetings Will Support Confidence In Future Earnings Multiple
Analysts have kept their price target for Aptus Value Housing Finance India steady at ₹288, citing only marginal tweaks to discount rate, revenue growth, profit margin and future P/E assumptions that do not materially change their valuation view. What's in the News A special or extraordinary shareholders' meeting is scheduled for February 18, 2026 via postal ballot in India, indicating that shareholder approval will be sought on specific matters (company filing).Narrative Update • Feb 07
APTUS: Upcoming Governance Meetings Will Support Confidence In Future Earnings Multiple
Analysts now see fair value for Aptus Value Housing Finance India at ₹288, down from ₹307, reflecting updated assumptions for revenue growth, profit margins and a lower future P/E multiple, while also applying a reduced discount rate to their forecasts. What's in the News Board meeting on Jan 12, 2026 to consider proposed amendments to the Articles of Association, with any changes subject to shareholder approval by special resolution (company filing) Board meeting scheduled for Feb 04, 2026 to consider and approve unaudited financial results for the quarter ended Dec 31, 2025, subject to limited review by statutory auditors (company filing) Special and extraordinary shareholders meeting set for Feb 18, 2026 via postal ballot in India, indicating upcoming shareholder decisions on key matters (company filing) Valuation Changes Fair Value: Trimmed from ₹307 to ₹288, indicating a modest reduction in the analysts’ assessed worth for the stock.Analysis Article • Dec 10
Not Many Are Piling Into Aptus Value Housing Finance India Limited (NSE:APTUS) Just Yet
With a price-to-earnings (or "P/E") ratio of 17.1x Aptus Value Housing Finance India Limited ( NSE:APTUS ) may be...Analysis Article • Aug 28
Many Still Looking Away From Aptus Value Housing Finance India Limited (NSE:APTUS)
Aptus Value Housing Finance India Limited's ( NSE:APTUS ) price-to-earnings (or "P/E") ratio of 21.1x might make it...Analysis Article • Jul 24
Should You Be Adding Aptus Value Housing Finance India (NSE:APTUS) To Your Watchlist Today?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Apr 17
Aptus Value Housing Finance India Limited (NSE:APTUS) Could Be Riskier Than It Looks
When close to half the companies in India have price-to-earnings ratios (or "P/E's") above 27x, you may consider Aptus...
New Narrative • Feb 26
Expanding Into Odisha And Investing In Digital Capabilities Will Position The Firm For Future Success
Expanding into new markets and enhancing digital capabilities could drive growth and improve operational efficiency, boosting revenue and net margins.Analysis Article • Feb 05
Aptus Value Housing Finance India Limited (NSE:APTUS) Third-Quarter Results: Here's What Analysts Are Forecasting For Next Year
Shareholders of Aptus Value Housing Finance India Limited ( NSE:APTUS ) will be pleased this week, given that the stock...Analysis Article • May 08
Aptus Value Housing Finance India Limited (NSE:APTUS) Just Reported Annual Earnings: Have Analysts Changed Their Mind On The Stock?
Last week saw the newest yearly earnings release from Aptus Value Housing Finance India Limited ( NSE:APTUS ), an...Analysis Article • Apr 02
Aptus Value Housing Finance India Limited's (NSE:APTUS) P/E Is On The Mark
It's not a stretch to say that Aptus Value Housing Finance India Limited's ( NSE:APTUS ) price-to-earnings (or "P/E...Analysis Article • Feb 04
Earnings Update: Aptus Value Housing Finance India Limited (NSE:APTUS) Just Reported Its Third-Quarter Results And Analysts Are Updating Their Forecasts
Last week saw the newest third-quarter earnings release from Aptus Value Housing Finance India Limited ( NSE:APTUS...Analysis Article • Dec 09
We Ran A Stock Scan For Earnings Growth And Aptus Value Housing Finance India (NSE:APTUS) Passed With Ease
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Jun 05
Some Confidence Is Lacking In Aptus Value Housing Finance India Limited's (NSE:APTUS) P/E
When close to half the companies in India have price-to-earnings ratios (or "P/E's") below 24x, you may consider Aptus...Analysis Article • Aug 10
Results: Aptus Value Housing Finance India Limited Exceeded Expectations And The Consensus Has Updated Its Estimates
The first-quarter results for Aptus Value Housing Finance India Limited ( NSE:APTUS ) were released last week, making...Shareholder Returns
| APTUS | IN Diversified Financial | IN Market | |
|---|---|---|---|
| 7D | -3.6% | -1.8% | 0.3% |
| 1Y | -26.2% | -4.8% | 5.2% |
Return vs Industry: APTUS underperformed the Indian Diversified Financial industry which returned -4.8% over the past year.
Return vs Market: APTUS underperformed the Indian Market which returned 5.2% over the past year.
Price Volatility
| APTUS volatility | |
|---|---|
| APTUS Average Weekly Movement | 4.5% |
| Diversified Financial Industry Average Movement | 5.0% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in IN Market | 9.0% |
| 10% least volatile stocks in IN Market | 3.7% |
Stable Share Price: APTUS has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: APTUS's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2009 | 3,807 | Parthasarathy Balaji | www.aptusindia.com |
Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions against immovable properties in India. The company offers home and quasi-home loans for the purchase, construction, renovation, and extension of houses; loans against property for construction and purchase of houses; and secured, small business, and refinance loans. It serves shopkeepers, vendors mechanics, and traders; and semi-urban families rural households markets.
Aptus Value Housing Finance India Limited Fundamentals Summary
| APTUS fundamental statistics | |
|---|---|
| Market cap | ₹128.54b |
| Earnings (TTM) | ₹9.85b |
| Revenue (TTM) | ₹15.94b |
13.0x
P/E Ratio8.0x
P/S RatioIs APTUS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| APTUS income statement (TTM) | |
|---|---|
| Revenue | ₹15.94b |
| Cost of Revenue | ₹28.85m |
| Gross Profit | ₹15.91b |
| Other Expenses | ₹6.07b |
| Earnings | ₹9.85b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 19.66 |
| Gross Margin | 99.82% |
| Net Profit Margin | 61.76% |
| Debt/Equity Ratio | 156.2% |
How did APTUS perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield24%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/12 12:13 |
| End of Day Share Price | 2026/08/12 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Aptus Value Housing Finance India Limited is covered by 26 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Raghav Garg | Ambit Capital |
| Ashwin Mehta | Ambit Capital |
| Yuvraj Choudhary | Anand Rathi Shares and Stock Brokers Limited |