AAVAS Stock Overview
Provides housing finance services to customers belonging to low- and middle-income self-employed customers in semi-urban and rural areas in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 2/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Aavas Financiers Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹1,716.60 |
| 52 Week High | ₹1,978.95 |
| 52 Week Low | ₹1,307.00 |
| Beta | 0.79 |
| 1 Month Change | 2.13% |
| 3 Month Change | 3.26% |
| 1 Year Change | 21.87% |
| 3 Year Change | -43.17% |
| 5 Year Change | -9.19% |
| Change since IPO | 121.68% |
Recent News & Updates
Recent updates
Should You Be Adding Aavas Financiers (NSE:AAVAS) To Your Watchlist Today?
Sep 08
Earnings Update: Aavas Financiers Limited (NSE:AAVAS) Just Reported Its First-Quarter Results And Analysts Are Updating Their Forecasts
Jul 28With EPS Growth And More, Aavas Financiers (NSE:AAVAS) Makes An Interesting Case
Jun 05Here's What Analysts Are Forecasting For Aavas Financiers Limited (NSE:AAVAS) After Its Annual Results
Apr 28Aavas Financiers Limited Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
Feb 06The Price Is Right For Aavas Financiers Limited (NSE:AAVAS)
Dec 18If EPS Growth Is Important To You, Aavas Financiers (NSE:AAVAS) Presents An Opportunity
Jul 25We Ran A Stock Scan For Earnings Growth And Aavas Financiers (NSE:AAVAS) Passed With Ease
Apr 12Shareholder Returns
| AAVAS | IN Diversified Financial | IN Market | |
|---|---|---|---|
| 7D | 0.2% | 0.4% | 1.6% |
| 1Y | 21.9% | -1.8% | 5.5% |
Return vs Industry: AAVAS exceeded the Indian Diversified Financial industry which returned -1.8% over the past year.
Return vs Market: AAVAS exceeded the Indian Market which returned 5.5% over the past year.
Price Volatility
| AAVAS volatility | |
|---|---|
| AAVAS Average Weekly Movement | 2.2% |
| Diversified Financial Industry Average Movement | 6.5% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in IN Market | 9.1% |
| 10% least volatile stocks in IN Market | 4.3% |
Stable Share Price: AAVAS has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: AAVAS's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 6,075 | Sachinderpalsingh Bhinder | www.aavas.in |
Aavas Financiers Limited provides housing finance services to customers belonging to low- and middle-income self-employed customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows, as well as resale properties; home construction loans for self-construction of residential house; and home improvement loans, including loans for tiling or flooring, plaster, painting, etc. It also provides loans against property; home equity loan; and micro, small, and medium enterprise loans, as well as home loan balance transfer, and Small Ticket Size loan. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in May 2017.
Aavas Financiers Limited Fundamentals Summary
| AAVAS fundamental statistics | |
|---|---|
| Market cap | ₹135.87b |
| Earnings (TTM) | ₹5.63b |
| Revenue (TTM) | ₹12.81b |
24.1x
P/E Ratio10.6x
P/S RatioIs AAVAS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AAVAS income statement (TTM) | |
|---|---|
| Revenue | ₹12.81b |
| Cost of Revenue | ₹96.91m |
| Gross Profit | ₹12.71b |
| Other Expenses | ₹7.08b |
| Earnings | ₹5.63b |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 71.14 |
| Gross Margin | 99.24% |
| Net Profit Margin | 43.97% |
| Debt/Equity Ratio | 308.3% |
How did AAVAS perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/07 18:02 |
| End of Day Share Price | 2025/02/07 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Aavas Financiers Limited is covered by 38 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Raghav Garg | Ambit Capital |
| Udit Kariwala | Ambit Capital |
| Nitin Bhasin | Ambit Capital |