APTUS Share Price Performance
₹260.80
-78.90 (-23.23%)
9.4% undervalued intrinsic discount
₹288.00
Fair Value
Price ₹260.80
AnalystLowTarget ₹288.00
AnalystHighTarget ₹446.27
AnalystConsensusTarget ₹354.82
Fair Value₹288.00
Share Pricen/a
Aptus Value Housing Finance India Limited Stock Price
- 3 Narratives written by author
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- 21 Fair Values set on narratives written by author
APTUS Community Narratives
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Fair Value
·Fair Value ₹288 9.4% undervalued intrinsic discount
Southern Focus And Limited Offerings Will Dampen Prospects
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1users have followed this narrative
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Fair Value
·Fair Value ₹446.27 41.6% undervalued intrinsic discount
Rising Urbanization And PMAY Will Unlock New Housing Markets
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2users have followed this narrative
AN
Fair Value
·Fair Value ₹354.82 26.5% undervalued intrinsic discount
Expansion In Maharashtra And Odisha Will Drive Affordable Housing Demand
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Rising Urbanization And PMAY Will Unlock New Housing Markets
Aptus lends to homebuyers in smaller Indian towns, and a mix of migration to cities, government housing support, and branch expansion could open up a much bigger customer base than many expect. The flip side is that it leans heavily on one region and borrowers with less formal income, so a downturn or tougher competition could quickly hit loan growth and repayments.Read more
AN
₹446.27
41.6% undervalued intrinsic discount
Fair Value
Revenue
22.63% p.a.
Profit Margin
60.19%
Future PE
18.76x
Price in 2029
₹637.62
Southern Focus And Limited Offerings Will Dampen Prospects
Aptus Value Housing Finance India leans heavily on a few southern states and a narrow set of loan products, which could leave it exposed if local economies cool or housing demand shifts toward big cities. New digital-first lenders and tighter rules could also make it harder to win customers and keep profits steady.Read more
AN
₹288
9.4% undervalued intrinsic discount
Fair Value
Revenue
19.41% p.a.
Profit Margin
55.84%
Future PE
14.15x
Price in 2029
₹412.05
Expansion In Maharashtra And Odisha Will Drive Affordable Housing Demand
Aptus is pushing beyond its southern stronghold into new states and leaning harder on digital tools, aiming to meet growing demand from first-time homebuyers in smaller cities. The big question is whether it can keep loan quality strong while facing tougher competition and the risks that come with relying on a narrow customer and product focus.Read more
AN
₹354.82
26.5% undervalued intrinsic discount
Fair Value
Revenue
19.57% p.a.
Profit Margin
58.2%
Future PE
16.72x
Price in 2029
₹509.58
Trending Discussion
No trending discussion available.
Recently Updated Narratives
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APTUS: Upcoming Board Decisions On Dividend And Debt Will Support Confidence
Fair Value: ₹446.27 41.6% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
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AN
APTUS: Upcoming Board Decisions And Funding Plans Will Frame Balanced Outlook
Fair Value: ₹288 9.4% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
0 commentsusers have commented on this narrative
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APTUS: Upcoming Results And Debt Funding Will Support Long Term Upside
Fair Value: ₹354.82 26.5% undervalued intrinsic discount
9 fair values setusers have set this as their fair value
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Snowflake Analysis
Aptus Value Housing Finance India Limited Key Details
Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
- 19.66
- 99.82%
- 61.76%
- 156.2%
About APTUS
- Founded
- 2009
- Employees
- 3807
- CEO
- WebsiteView website
Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions against immovable properties in India. The company offers home and quasi-home loans for the purchase, construction, renovation, and extension of houses; loans against property for construction and purchase of houses; and secured, small business, and refinance loans. It serves shopkeepers, vendors mechanics, and traders; and semi-urban families rural households markets. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.
