APTUS Share Price Performance
₹264.82
-53.83 (-16.89%)
20.4% overvalued intrinsic discount
₹220.00
Fair Value
Price ₹264.82
AnalystLowTarget ₹220.00
AnalystConsensusTarget ₹397.29
AnalystHighTarget ₹475.00
Fair Value₹220.00
Share Pricen/a
Aptus Value Housing Finance India Limited Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 20 Fair Values set on narratives written by author
APTUS Community Narratives
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Fair Value
·Fair Value ₹220 20.4% overvalued intrinsic discount
Southern Focus And Limited Offerings Will Dampen Prospects
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Fair Value
·Fair Value ₹399.53 33.7% undervalued intrinsic discount
Expansion In Maharashtra And Odisha Will Drive Affordable Housing Demand
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9users have followed this narrative
AN
Fair Value
·Fair Value ₹475 44.2% undervalued intrinsic discount
Rising Urbanization And PMAY Will Unlock New Housing Markets
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Southern Focus And Limited Offerings Will Dampen Prospects
Key Takeaways Geographic concentration and limited product range expose the company to regional risks and reduce resilience during sector downturns. Technological disruption and regulatory pressures threaten growth, with tighter competition likely to compress margins and hinder customer acquisition.Read more
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₹220
20.4% overvalued intrinsic discount
Fair Value
Revenue
21.73% p.a.
Profit Margin
58.63%
Future PE
10.38x
Price in 2029
₹319.13
Rising Urbanization And PMAY Will Unlock New Housing Markets
Key Takeaways Accelerated geographic expansion, superior digital adoption, and strong execution could drive outsized revenue and margin growth, well above current expectations. Robust credit discipline, diversified funding, and rising housing demand position Aptus for sustained asset quality and prolonged profitability as its market scales.Read more
AN
₹475
44.2% undervalued intrinsic discount
Fair Value
Revenue
24.18% p.a.
Profit Margin
56.37%
Future PE
21.89x
Price in 2029
₹686.93
Expansion In Maharashtra And Odisha Will Drive Affordable Housing Demand
Key Takeaways Expansion into new regions and digital adoption position Aptus for long-term growth in underserved affordable housing markets with rising demand among first-time buyers. Strong risk management, improved funding costs, and disciplined underwriting support high margins, asset quality, and sustainable earnings as scale increases.Read more
AN
₹399.53
33.7% undervalued intrinsic discount
Fair Value
Revenue
23.36% p.a.
Profit Margin
57.7%
Future PE
21.26x
Price in 2028
₹599.49
Trending Discussion
Recently Updated Narratives
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APTUS: Upcoming Governance Meetings Will Highlight Risks To Elevated Forward Earnings Multiple
Fair Value: ₹220 20.4% overvalued intrinsic discount
1 fair value setusers have set this as their fair value
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AN
APTUS: Future Meeting Milestones Will Support Confidence In Revised Outlook
Fair Value: ₹475 44.2% undervalued intrinsic discount
2 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
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AN
Expansion In Maharashtra And Odisha Will Drive Affordable Housing Demand
Fair Value: ₹399.53 33.7% undervalued intrinsic discount
9 fair values setusers have set this as their fair value
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Snowflake Analysis
Aptus Value Housing Finance India Limited Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
May 06, 2026
- 17.75
- 99.96%
- 60.89%
- 157.0%
About APTUS
- Founded
- 2009
- Employees
- 3351
- CEO
- WebsiteView website
Aptus Value Housing Finance India Limited, together with its subsidiary, Aptus Finance India Private Limited, provides housing finance solutions in India. The company offers home and quasi-home loans for the purchase, construction, renovation, and extension of houses; loans against property for construction and purchase of houses; and secured, small business, and refinance loans. It also provides life, credit shield, and property insurance products. The company serves individual homebuyers; low and middle income salaried and self-employed individuals; and first-time homeowners from rural and semi-urban areas. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.
