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Updated 1m ago
NWBI logo

Northwest Bancshares, Inc.NasdaqGS:NWBI Stock Report

Market Cap US$2.3b
Updated 1m ago
Share Price
n/a
1Y25.2%
7D0.6%
1D-1.0%
Portfolio Value
​
View

Northwest Bancshares, Inc.

NasdaqGS:NWBI Stock Report

Market Cap: US$2.3b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

Northwest Bancshares (NWBI) Stock Overview

Operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. More details

NWBI fundamental analysis
Snowflake Score
Valuation2/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends5/6

Rewards

Trading at 42.9% below our estimate of its fair value

Earnings are forecast to grow 18.51% per year

Pays a high and reliable dividend of 5.18%

Risk Analysis

No risks detected for NWBI from our risk checks.

NWBI Community Fair Values

Create Narrative

See what 15 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
2.6% undervalued intrinsic discount
AnalystConsensusTarget
•1mo ago

Penns Woods Integration And Expansion Will Secure A Resilient Future

167
0
10

Top Analyst Narratives

NWBI logo
Northwest Bancshares
2.6% undervalued intrinsic discount

Penns Woods Integration And Expansion Will Secure A Resilient Future

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 2 Aug
Read Narrative
View all narratives

Northwest Bancshares, Inc. Competitors

Enterprise Financial Services

Symbol: NasdaqGS:EFSC
Market cap: US$2.3b

1st Source

Symbol: NasdaqGS:SRCE
Market cap: US$2.1b

Bancorp

Symbol: NasdaqGS:TBBK
Market cap: US$2.0b

Hilltop Holdings

Symbol: NYSE:HTH
Market cap: US$2.2b

Price History & Performance

Summary of share price highs, lows and changes for Northwest Bancshares
Historical stock prices
Current Share PriceUS$15.45
52 Week HighUS$16.16
52 Week LowUS$11.25
Beta0.66
1 Month Change-1.53%
3 Month Change6.70%
1 Year Change25.20%
3 Year Change50.15%
5 Year Change22.91%
Change since IPO672.50%

Recent News & Updates

User avatar
Narrative Update • Aug 02

NWBI: Record Earnings And Steady Margin Will Support A Fairly Valued Outlook

Northwest Bancshares' analyst price target has been updated from $15.00 to about $15.86 as analysts factor in Q2 results that came in above expectations, while also acknowledging guidance for moderating trends and a steady net interest margin with low to mid single digit loan growth for the year. What's in the News for Northwest Bancshares Northwest Bancshares reported record Q2 2026 GAAP net income of $54 million, or $0.36 per diluted share, according to the company’s earnings release.
Seeking Alpha • Jul 28

Northwest Bancshares' Strong Showing Justifies An Upgrade

Summary Northwest Bancshares, Inc. delivered strong Q2 2026 results, with both revenue and EPS exceeding analyst expectations. NWBI's net interest income and margin improved, while asset quality and deposit growth remained robust; non-performing loans and assets continue to trend lower. Valuation has become more attractive, with NWBI's forward P/E of 10.8 and returns on assets and equity exceeding key benchmarks. I am upgrading NWBI from 'hold' to a soft 'buy' due to improved fundamentals, better asset quality, and a more compelling valuation. Read the full article on Seeking Alpha

Recent updates

User avatar
Narrative Update • Aug 02

NWBI: Record Earnings And Steady Margin Will Support A Fairly Valued Outlook

Northwest Bancshares' analyst price target has been updated from $15.00 to about $15.86 as analysts factor in Q2 results that came in above expectations, while also acknowledging guidance for moderating trends and a steady net interest margin with low to mid single digit loan growth for the year. What's in the News for Northwest Bancshares Northwest Bancshares reported record Q2 2026 GAAP net income of $54 million, or $0.36 per diluted share, according to the company’s earnings release.
Seeking Alpha • Jul 28

Northwest Bancshares' Strong Showing Justifies An Upgrade

Summary Northwest Bancshares, Inc. delivered strong Q2 2026 results, with both revenue and EPS exceeding analyst expectations. NWBI's net interest income and margin improved, while asset quality and deposit growth remained robust; non-performing loans and assets continue to trend lower. Valuation has become more attractive, with NWBI's forward P/E of 10.8 and returns on assets and equity exceeding key benchmarks. I am upgrading NWBI from 'hold' to a soft 'buy' due to improved fundamentals, better asset quality, and a more compelling valuation. Read the full article on Seeking Alpha
User avatar
Narrative Update • Jun 24

NWBI: Index Addition And Buybacks Will Support A Steady Fairly Valued Outlook

Analysts have lifted their price targets on Northwest Bancshares by $1 to $2, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E metrics that remain broadly consistent with prior assumptions. Analyst Commentary Recent Street research on Northwest Bancshares reflects a modest reset of expectations rather than a wholesale change in view, with analysts fine tuning price targets by $1 to $2 as they revisit fair value, discount rate assumptions, revenue growth, profit margins and future P/E multiples.
User avatar
Narrative Update • Jun 07

NWBI: Future Buybacks And Measured Q1 Execution Support Fairly Valued Outlook

Analysts have lifted their price targets on Northwest Bancshares by $1 to $2, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions that remain broadly consistent with prior estimates. Analyst Commentary Recent Street research on Northwest Bancshares centers on refreshed price targets that adjust fair value assumptions while largely keeping the underlying framework intact.
User avatar
Narrative Update • May 23

NWBI: Future Buybacks And Margin Resilience Will Guide Fairly Valued Outlook

Analysts have lifted the price target on Northwest Bancshares by $0.71 to $15.00, reflecting updated views on fair value, discount rate, profit margin, and future P/E multiples following recent research from several firms. Analyst Commentary Recent research commentary around Northwest Bancshares focuses on how the updated US$15.00 price target lines up with the stock's earnings profile, execution risks, and potential valuation upside if management hits its objectives.
User avatar
Narrative Update • Apr 29

NWBI: Future Buyback Plan And Margin Outlook Will Shape Fair Value

Analysts have raised their price target on Northwest Bancshares from about $13.38 to about $14.29, citing updated assumptions that combine a slightly higher discount rate with lower projected revenue growth, a higher profit margin and a lower future P/E multiple. What's in the News The Board of Directors authorized a new share buyback plan for Northwest Bancshares, Inc.
Analysis Article • Jan 30

Northwest Bancshares (NASDAQ:NWBI) Has Affirmed Its Dividend Of $0.20

Northwest Bancshares, Inc. ( NASDAQ:NWBI ) will pay a dividend of $0.20 on the 18th of February. This makes the...
Analysis Article • Oct 31

Northwest Bancshares (NASDAQ:NWBI) Will Pay A Dividend Of $0.20

The board of Northwest Bancshares, Inc. ( NASDAQ:NWBI ) has announced that it will pay a dividend of $0.20 per share on...
Analysis Article • Aug 02

Northwest Bancshares (NASDAQ:NWBI) Is Paying Out A Dividend Of $0.20

Northwest Bancshares, Inc.'s ( NASDAQ:NWBI ) investors are due to receive a payment of $0.20 per share on 19th of...
Analysis Article • May 02

Northwest Bancshares (NASDAQ:NWBI) Has Affirmed Its Dividend Of $0.20

Northwest Bancshares, Inc.'s ( NASDAQ:NWBI ) investors are due to receive a payment of $0.20 per share on 20th of May...
Seeking Alpha • Apr 29

Northwest Bancshares: A Great Income Name, Near 7% Yield

Summary Q1 earnings for Northwest Bancshares, Inc. were strong, with revenues up 19% and net income increasing by $14 million, driven by margin expansion and lower credit loss provisions. The bank's asset quality remains robust, with improvements in nonperforming loans and assets, despite a slight increase in the allowance for credit losses. Northwest Bancshares offers a near 7% dividend yield and projects 20% commercial loan growth, making it an attractive income investment amid market volatility. Consider buying NWBI shares between $12 and $10 in 50-cent increments, as the bank is well-positioned despite an uncertain operating environment. Read the full article on Seeking Alpha
Seeking Alpha • Jan 28

Northwest Bancshares: Continue To Own For Juicy Income

Summary We continue to recommend holding Northwest Bancshares, Inc. for its over 6% dividend yield, despite mixed asset quality and return metrics. Q4 earnings showed strong revenue growth and net income increase, with EPS beating estimates by $0.02, though credit loss provisions rose. Loans remained flat while deposits grew, and the net interest margin improved to 3.42%, reflecting positive trends in margins and deposit growth. Keep an eye on asset quality and return metrics; NWBI stock is expected to perform with the sector, and offers significant income for shareholders. Read the full article on Seeking Alpha
Analysis Article • Jan 28

Northwest Bancshares (NASDAQ:NWBI) Has Announced A Dividend Of $0.20

The board of Northwest Bancshares, Inc. ( NASDAQ:NWBI ) has announced that it will pay a dividend on the 14th of...
Analysis Article • Nov 01

Analysts Have Made A Financial Statement On Northwest Bancshares, Inc.'s (NASDAQ:NWBI) Third-Quarter Report

Northwest Bancshares, Inc. ( NASDAQ:NWBI ) came out with its third-quarter results last week, and we wanted to see how...
Seeking Alpha • Oct 22

Northwest Bancshares: Over 6% Yield, But Downgrading To Hold Following Recent Rally

Summary The recent securities restructuring will raise the net interest margin. However, rate cuts will hurt the margin. Loan growth will likely return to the 2023 level once payoffs normalize. The local economies have continued to remain conducive to loan growth. The December 2025 target price is close to the current market price. Northwest Bancshares is offering a dividend yield of 6.1%. Although the payout ratio is high, a dividend cut is unlikely because Northwest Bancshares has managed high payout ratios in previous years. Read the full article on Seeking Alpha
User avatar
New Narrative • Sep 24

Calculated Banking Shifts Promise Robust Growth And Profitability Amid Risks

Restructuring of the securities portfolio and commercial banking transformation indicates improved income capabilities and potential for robust loan growth.
Seeking Alpha • Jul 17

Northwest Bancshares: Too Early For An Upgrade

Summary Shares have underperformed expectations since I last downgraded the firm earlier this year. This is likely due to some weakness on the income statement side of the picture. Shares of Northwest Bancshares are attractively priced on a relative basis, but low asset quality justifies the current trading multiples, warranting a "hold" rating. Read the full article on Seeking Alpha
Seeking Alpha • Jul 11

Northwest Bancshares: 6.9% Dividend Yield, But Earnings Outlook Is Negative

Summary Interest rate cuts will pressurize the margin, which will, in turn, pressurize earnings. I’m expecting earnings to dip by 13% to $0.92 per share this year. NWBI is currently offering a dividend yield of around 6.9%. My earnings projections suggest that the dividend payout is unlikely to be cut. The year-end target price suggests around a 5% price upside. Read the full article on Seeking Alpha
Analysis Article • Apr 27

Northwest Bancshares (NASDAQ:NWBI) Has Announced A Dividend Of $0.20

The board of Northwest Bancshares, Inc. ( NASDAQ:NWBI ) has announced that it will pay a dividend on the 15th of May...
Seeking Alpha • Apr 25

Northwest Bancshares: Securities Portfolio Begins To Materialize Losses (Rating Downgrade)

Summary The rising cost of deposits is leading to a decline in net interest income/margin for Northwest Bancshares. The bank has decided to sell some fixed-rate securities at a loss, indicating a need to improve profitability. While the dividend is currently sustainable, the company's low growth prospects and potential earnings distress raise concerns about its long-term sustainability. Read the full article on Seeking Alpha
Analysis Article • Apr 24

Northwest Bancshares, Inc. (NASDAQ:NWBI) Just Reported Earnings, And Analysts Cut Their Target Price

Investors in Northwest Bancshares, Inc. ( NASDAQ:NWBI ) had a good week, as its shares rose 2.7% to close at US$11.00...
Seeking Alpha • Jan 17

Northwest Bancshares: A Step Back Might Not Be So Bad (Rating Downgrade)

Summary Northwest Bancshares has seen strong growth in revenue and profits, with deposits and loans increasing. Net interest income and non-interest income have also improved, leading to higher net profits. NWBI stock is now closer to being fairly valued and may not have much additional upside potential. Read the full article on Seeking Alpha
Analysis Article • Oct 26

Northwest Bancshares (NASDAQ:NWBI) Is Due To Pay A Dividend Of $0.20

The board of Northwest Bancshares, Inc. ( NASDAQ:NWBI ) has announced that it will pay a dividend on the 14th of...
Analysis Article • Jul 27

Northwest Bancshares (NASDAQ:NWBI) Ticks All The Boxes When It Comes To Earnings Growth

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...

Shareholder Returns

NWBIUS BanksUS Market
7D0.6%-0.9%-1.6%
1Y25.2%16.5%12.1%

Return vs Industry: NWBI exceeded the US Banks industry which returned 16.5% over the past year.

Return vs Market: NWBI exceeded the US Market which returned 12.1% over the past year.

Price Volatility

Is NWBI's price volatile compared to industry and market?
NWBI volatility
NWBI Average Weekly Movement2.3%
Banks Industry Average Movement3.0%
Market Average Movement6.8%
10% most volatile stocks in US Market15.2%
10% least volatile stocks in US Market2.9%

Stable Share Price: NWBI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: NWBI's weekly volatility (2%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
18962,169Louis Torchiowww.northwest.bank

Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and commercial banking solutions in Pennsylvania, New York, Ohio, and Indiana in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family residential real estate loans, shorter-term consumer loans, and loans collateralized by multi-family residential and commercial real estate, as well as commercial business loans; residential mortgage loans; home equity loans and lines of credit; commercial real estate loans; commercial loans and financing solutions; and other consumer loans, including auto refinance loans, indirect automobile and recreational loans, unsecured personal loans, credit card loans, and loans secured by investment accounts.

Northwest Bancshares, Inc. Fundamentals Summary

How do Northwest Bancshares's earnings and revenue compare to its market cap?
NWBI fundamental statistics
Market capUS$2.28b
Earnings (TTM)US$152.90m
Revenue (TTM)US$654.41m
14.8x
P/E Ratio
1.2x
P/B Ratio

Is NWBI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
NWBI income statement (TTM)
RevenueUS$654.41m
Cost of RevenueUS$0
Gross ProfitUS$654.41m
Other ExpensesUS$501.51m
EarningsUS$152.90m

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.04
Gross Margin100.00%
Net Profit Margin23.36%
Debt/Equity Ratio45.5%

How did NWBI perform over the long term?

See historical performance and comparison

Dividends

5.2%
Current Dividend Yield
76%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/16 23:36
End of Day Share Price 2026/09/16 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Northwest Bancshares, Inc. is covered by 15 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Stephen MossB. Riley Securities, Inc.
Jeffrey RulisD.A. Davidson & Co.

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