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Temenos SWX:TEMN Stock Report

Last Price

CHF 69.20

Market Cap

CHF 5.0b

7D

-4.5%

1Y

3.6%

Updated

13 Mar, 2025

Data

Company Financials +

TEMN Stock Overview

Develops, markets, and sells integrated banking software systems to banking and other financial services institutions. More details

TEMN fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance4/6
Financial Health4/6
Dividends4/6

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Temenos AG Competitors

Price History & Performance

Summary of share price highs, lows and changes for Temenos
Historical stock prices
Current Share PriceCHF 69.20
52 Week HighCHF 81.10
52 Week LowCHF 52.65
Beta0.93
1 Month Change-12.68%
3 Month Change4.45%
1 Year Change3.56%
3 Year Change-22.70%
5 Year Change-33.49%
Change since IPO235.92%

Recent News & Updates

Temenos AG Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Feb 21
Temenos AG Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Recent updates

Temenos AG Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Feb 21
Temenos AG Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Returns At Temenos (VTX:TEMN) Appear To Be Weighed Down

Jan 27
Returns At Temenos (VTX:TEMN) Appear To Be Weighed Down

Temenos AG's (VTX:TEMN) Share Price Not Quite Adding Up

Dec 30
Temenos AG's (VTX:TEMN) Share Price Not Quite Adding Up

We Think Temenos' (VTX:TEMN) Healthy Earnings Might Be Conservative

Jul 31
We Think Temenos' (VTX:TEMN) Healthy Earnings Might Be Conservative

Temenos' (VTX:TEMN) Upcoming Dividend Will Be Larger Than Last Year's

May 03
Temenos' (VTX:TEMN) Upcoming Dividend Will Be Larger Than Last Year's

Temenos AG (VTX:TEMN) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Apr 26
Temenos AG (VTX:TEMN) First-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year

Temenos' (VTX:TEMN) Shareholders Will Receive A Bigger Dividend Than Last Year

Apr 18
Temenos' (VTX:TEMN) Shareholders Will Receive A Bigger Dividend Than Last Year

Here's Why Temenos (VTX:TEMN) Can Manage Its Debt Responsibly

Apr 02
Here's Why Temenos (VTX:TEMN) Can Manage Its Debt Responsibly

Shareholder Returns

TEMNCH SoftwareCH Market
7D-4.5%-6.5%-2.0%
1Y3.6%22.6%6.8%

Return vs Industry: TEMN underperformed the Swiss Software industry which returned 22.6% over the past year.

Return vs Market: TEMN underperformed the Swiss Market which returned 6.8% over the past year.

Price Volatility

Is TEMN's price volatile compared to industry and market?
TEMN volatility
TEMN Average Weekly Movement3.6%
Software Industry Average Movement6.2%
Market Average Movement3.9%
10% most volatile stocks in CH Market8.7%
10% least volatile stocks in CH Market1.8%

Stable Share Price: TEMN has not had significant price volatility in the past 3 months compared to the Swiss market.

Volatility Over Time: TEMN's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19936,239Jean-Pierre Brulardwww.temenos.com

Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions. It provides Temenos SaaS, an enterprise service for retail banking, business and corporate banking, and wealth; Temenos AI that helps banks adopt responsible AI practices by providing explainability, security, safe deployment, and banking-specific capabilities; Temenos Digital that accelerates its digital transformation initiatives; Temenos Core, a platform that allows clients have access to core banking capabilities; Temenos Banking Platform, a single code and platform; and Temenos Exchange that offers a selection of curated, assessed, and integrated tech partners that help to include fintech services. The company also offers end-to-end retail banking solution, such as an open and cloud-native platform for agile retail banking transformation; corporate and commercial banking solution that enables transaction initiation across trade finance, lending, payments, supply chain finance, and cash sweeping, as well as addresses the need for automation enabling banks to create services; end-to-end business banking solution, a cloud-agnostic front to back solution that enables financial institutions to deliver tangible value to small and medium businesses from onboarding to origination, digital and face to face servicing, advisory and cross-sell for accounts, and lending and asset finance; end-to-end wealth management solution, a de facto software solution for the private wealth management industry; temenos payments solution that offers next-gen payment processing; and Temenos Multifonds, a fund accounting and investor servicing solution on SaaS.

Temenos AG Fundamentals Summary

How do Temenos's earnings and revenue compare to its market cap?
TEMN fundamental statistics
Market capCHF 4.96b
Earnings (TTM)CHF 156.79m
Revenue (TTM)CHF 923.96m

31.2x

P/E Ratio

5.3x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TEMN income statement (TTM)
RevenueUS$1.04b
Cost of RevenueUS$291.70m
Gross ProfitUS$752.41m
Other ExpensesUS$575.23m
EarningsUS$177.18m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

Apr 22, 2025

Earnings per share (EPS)2.51
Gross Margin72.06%
Net Profit Margin16.97%
Debt/Equity Ratio108.9%

How did TEMN perform over the long term?

See historical performance and comparison

Dividends

1.8%

Current Dividend Yield

58%

Payout Ratio

Does TEMN pay a reliable dividends?

See TEMN dividend history and benchmarks
When do you need to buy TEMN by to receive an upcoming dividend?
Temenos dividend dates
Ex Dividend DateMay 15 2025
Dividend Pay DateMay 19 2025
Days until Ex dividend62 days
Days until Dividend pay date66 days

Does TEMN pay a reliable dividends?

See TEMN dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/13 19:04
End of Day Share Price 2025/03/13 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Temenos AG is covered by 34 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Alexander ToutArete Research Services LLP
Knut WollerBaader Helvea Equity Research
Christoph WirtzBank am Bellevue