Paragon Banking Group (PAG) Stock Overview
Provides financial products and services in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 1/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
PAG Community Fair Values
Create NarrativeSee what 16 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Paragon Banking Group PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£7.44 |
| 52 Week High | UK£9.81 |
| 52 Week Low | UK£6.82 |
| Beta | 1.18 |
| 1 Month Change | -0.27% |
| 3 Month Change | -2.75% |
| 1 Year Change | -16.40% |
| 3 Year Change | 32.62% |
| 5 Year Change | 33.93% |
| Change since IPO | -32.36% |
Recent News & Updates
Narrative Update • Jun 06
PAG: Dividend Policy And Acquisition Focus Will Support Future Upside Potential
Analysts have nudged their price target on Paragon Banking Group slightly higher to £10.42 from £10.33, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Paragon Banking Group has proposed an interim dividend of 15.1 pence per share for the period ended 31 March 2026, with an expected total payout of £27.9 million based on the shares in issue at the balance sheet date.Narrative Update • May 06
PAG: Dividend Policy And New Auditor Appointment Will Support Future Upside Potential
Analysts have adjusted their price target for Paragon Banking Group to £10.33 from £10.33, reflecting updated assumptions around a slightly lower discount rate, stable revenue growth of 3.36% and a profit margin of 41.80%, as well as a modestly revised future P/E of 9.43x. What's in the News Paragon Banking Group declared a final dividend of 30.3 pence per ordinary share at its Annual General Meeting on 4 March 2026, payable to shareholders on the register at the close of business on 6 February 2026 (Key Developments).Narrative Update • Apr 22
PAG: Dividend Policy And Auditor Appointment Will Support Future Upside Potential
Analysts have adjusted their price target on Paragon Banking Group slightly lower to about £10.33 from roughly £10.50, reflecting updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels. What's in the News At the Annual General Meeting held on 4 March 2026, Paragon Banking Group PLC declared a final dividend of 30.3 pence per ordinary share, with eligibility based on the shareholder register as at the close of business on 6 February 2026 (AGM resolution).Recent updates
Narrative Update • Jun 06
PAG: Dividend Policy And Acquisition Focus Will Support Future Upside Potential
Analysts have nudged their price target on Paragon Banking Group slightly higher to £10.42 from £10.33, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Paragon Banking Group has proposed an interim dividend of 15.1 pence per share for the period ended 31 March 2026, with an expected total payout of £27.9 million based on the shares in issue at the balance sheet date.Narrative Update • May 06
PAG: Dividend Policy And New Auditor Appointment Will Support Future Upside Potential
Analysts have adjusted their price target for Paragon Banking Group to £10.33 from £10.33, reflecting updated assumptions around a slightly lower discount rate, stable revenue growth of 3.36% and a profit margin of 41.80%, as well as a modestly revised future P/E of 9.43x. What's in the News Paragon Banking Group declared a final dividend of 30.3 pence per ordinary share at its Annual General Meeting on 4 March 2026, payable to shareholders on the register at the close of business on 6 February 2026 (Key Developments).Narrative Update • Apr 22
PAG: Dividend Policy And Auditor Appointment Will Support Future Upside Potential
Analysts have adjusted their price target on Paragon Banking Group slightly lower to about £10.33 from roughly £10.50, reflecting updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels. What's in the News At the Annual General Meeting held on 4 March 2026, Paragon Banking Group PLC declared a final dividend of 30.3 pence per ordinary share, with eligibility based on the shareholder register as at the close of business on 6 February 2026 (AGM resolution).Narrative Update • Mar 23
PAG: Stable Dividend And New Auditor Will Support A More Optimistic Outlook
Analysts have left their fair value estimate for Paragon Banking Group broadly unchanged at about £10.50 per share. A slightly lower discount rate and a marginally adjusted future P/E assumption support a refined but directionally consistent price target view.Narrative Update • Mar 09
PAG: Stable Dividend And Auditor Change Will Support A More Optimistic Outlook
Analysts have adjusted their price target for Paragon Banking Group to £10.50, with the small change reflecting updated assumptions around discount rate, revenue growth, profit margin and future P/E that remain broadly in line with prior expectations. What's in the News Shareholders approved the appointment of Deloitte LLP as the new auditor at the Annual General Meeting held on 4 March 2026 (Key Developments).Narrative Update • Feb 22
PAG: Ongoing Share Buybacks Will Support A More Optimistic Outlook
Analysts have maintained their £10.50 price target for Paragon Banking Group, making only minimal tweaks to assumptions such as the discount rate and future P/E. These reflect fine tuning rather than a shift in their overall view.Narrative Update • Feb 06
PAG: Ongoing Share Buybacks Will Support A More Optimistic Outlook
Narrative Update The analyst price target for Paragon Banking Group has been adjusted slightly higher to reflect a fair value estimate of £10.50 per share, up from about £10.33, as analysts fine tune assumptions for discount rate, revenue growth, profit margin and future P/E multiples. What's in the News The Board of Directors authorized a new share buyback plan on December 3, 2025, indicating approval for additional capital returns via repurchases (Key Developments).Narrative Update • Jan 23
PAG: Share Buybacks And Stable Assumptions Will Support A More Optimistic Outlook
Analysts have marginally adjusted their price target for Paragon Banking Group, reflecting slightly updated assumptions around the discount rate and future P/E, while keeping fair value estimates effectively unchanged. What's in the News Paragon Banking Group PLC announces a share repurchase program of up to £50 million, with the program valid until FY 2026 (Key Developments).Analysis Article • Jan 17
Not Many Are Piling Into Paragon Banking Group PLC (LON:PAG) Just Yet
Paragon Banking Group PLC's ( LON:PAG ) price-to-earnings (or "P/E") ratio of 9.4x might make it look like a buy right...Narrative Update • Jan 08
PAG: Lower Discount Rate Assumptions Will Support A More Optimistic Outlook
Analysts have raised their price target for Paragon Banking Group to £10.33 per share, up from £10.00, reflecting updated fair value estimates based on revised assumptions for discount rates, revenue growth, profit margins and future P/E multiples. Valuation Changes Fair Value: updated from £9.99818 to £10.32545 per share, representing a small uplift in the central valuation estimate.Analysis Article • May 07
Improved Earnings Required Before Paragon Banking Group PLC (LON:PAG) Stock's 26% Jump Looks Justified
Paragon Banking Group PLC ( LON:PAG ) shareholders would be excited to see that the share price has had a great month...
New Narrative • Jan 22
Commercial Lending Shift And Tech Investments Will Improve Operational Efficiency
Strategic investment in technology and AI aims to enhance efficiency and customer experience, driving improved net margins and earnings growth.Analysis Article • Dec 06
Analysts Have Made A Financial Statement On Paragon Banking Group PLC's (LON:PAG) Full-Year Report
It's been a good week for Paragon Banking Group PLC ( LON:PAG ) shareholders, because the company has just released its...Analysis Article • Apr 18
Paragon Banking Group PLC's (LON:PAG) Shares Lagging The Market But So Is The Business
With a price-to-earnings (or "P/E") ratio of 9.2x Paragon Banking Group PLC ( LON:PAG ) may be sending bullish signals...Analysis Article • Jan 30
Paragon Banking Group (LON:PAG) Is Increasing Its Dividend To £0.264
Paragon Banking Group PLC ( LON:PAG ) has announced that it will be increasing its dividend from last year's comparable...Analysis Article • Dec 21
Paragon Banking Group PLC (LON:PAG) Soars 42% But It's A Story Of Risk Vs Reward
The Paragon Banking Group PLC ( LON:PAG ) share price has done very well over the last month, posting an excellent gain...Analysis Article • Dec 09
Paragon Banking Group's (LON:PAG) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Paragon Banking Group PLC ( LON:PAG ) has announced that it will be paying its dividend of £0.264 on the...Analysis Article • Nov 15
Here's Why We Think Paragon Banking Group (LON:PAG) Is Well Worth Watching
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Aug 05
We Ran A Stock Scan For Earnings Growth And Paragon Banking Group (LON:PAG) Passed With Ease
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Jun 09
Paragon Banking Group (LON:PAG) Is Paying Out A Larger Dividend Than Last Year
The board of Paragon Banking Group PLC ( LON:PAG ) has announced that the dividend on 28th of July will be increased to...Analysis Article • Apr 06
Here's Why Paragon Banking Group (LON:PAG) Has Caught The Eye Of Investors
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Feb 23
Shareholders Will Probably Hold Off On Increasing Paragon Banking Group PLC's (LON:PAG) CEO Compensation For The Time Being
Key Insights Paragon Banking Group will host its Annual General Meeting on 1st of March CEO Nigel Terrington's total...Analysis Article • Feb 01
Results: Paragon Banking Group PLC Beat Earnings Expectations And Analysts Now Have New Forecasts
As you might know, Paragon Banking Group PLC ( LON:PAG ) just kicked off its latest annual results with some very...Analysis Article • Jan 29
Paragon Banking Group (LON:PAG) Will Pay A Larger Dividend Than Last Year At £0.192
The board of Paragon Banking Group PLC ( LON:PAG ) has announced that it will be paying its dividend of £0.192 on the...Analysis Article • Dec 09
Paragon Banking Group (LON:PAG) Is Increasing Its Dividend To £0.192
Paragon Banking Group PLC ( LON:PAG ) will increase its dividend from last year's comparable payment on the 3rd of...Analysis Article • Jun 17
Paragon Banking Group's (LON:PAG) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Paragon Banking Group PLC ( LON:PAG ) has announced that it will be increasing its dividend by 31% on the...Shareholder Returns
| PAG | GB Diversified Financial | GB Market | |
|---|---|---|---|
| 7D | -2.9% | -5.6% | -0.7% |
| 1Y | -16.4% | -7.9% | 16.7% |
Return vs Industry: PAG underperformed the UK Diversified Financial industry which returned -7.9% over the past year.
Return vs Market: PAG underperformed the UK Market which returned 16.7% over the past year.
Price Volatility
| PAG volatility | |
|---|---|
| PAG Average Weekly Movement | 4.0% |
| Diversified Financial Industry Average Movement | 4.3% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in GB Market | 11.6% |
| 10% least volatile stocks in GB Market | 3.1% |
Stable Share Price: PAG has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: PAG's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 1,413 | Nigel Terrington | www.paragonbankinggroup.co.uk |
Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, and owner-occupied first and second charge lending.
Paragon Banking Group PLC Fundamentals Summary
| PAG fundamental statistics | |
|---|---|
| Market cap | UK£1.37b |
| Earnings (TTM) | UK£178.10m |
| Revenue (TTM) | UK£507.40m |
7.7x
P/E Ratio2.7x
P/S RatioIs PAG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PAG income statement (TTM) | |
|---|---|
| Revenue | UK£507.40m |
| Cost of Revenue | UK£208.50m |
| Gross Profit | UK£298.90m |
| Other Expenses | UK£120.80m |
| Earnings | UK£178.10m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Dec 01, 2026
| Earnings per share (EPS) | 0.96 |
| Gross Margin | 58.91% |
| Net Profit Margin | 35.10% |
| Debt/Equity Ratio | 166.3% |
How did PAG perform over the long term?
See historical performance and comparisonDividends
5.9%
Current Dividend Yield49%
Payout RatioDoes PAG pay a reliable dividends?
See PAG dividend history and benchmarks| Paragon Banking Group dividend dates | |
|---|---|
| Ex Dividend Date | Jul 02 2026 |
| Dividend Pay Date | Jul 24 2026 |
| Days until Ex dividend | 24 days |
| Days until Dividend pay date | 46 days |
Does PAG pay a reliable dividends?
See PAG dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/07 14:27 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Paragon Banking Group PLC is covered by 22 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Toni Dang | Barclays |
| Prasaanna Jeyanandhan | Berenberg |
| Hal Potter | BofA Global Research |