TCBK logo

TriCo BancsharesNasdaqGS:TCBK Stock Report

Market Cap US$1.4b
Share Price
US$42.90
My Fair Value
US$47
9.4% undervalued intrinsic discount
1Y3.2%
7D4.0%
Portfolio Value
View

TriCo Bancshares

NasdaqGS:TCBK Stock Report

Market Cap: US$1.4b

TriCo Bancshares (TCBK) Stock Overview

Operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. More details

TCBK fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends4/6

Rewards

Risk Analysis

No risks detected for TCBK from our risk checks.

TCBK Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

TriCo Bancshares Competitors

Price History & Performance

Summary of share price highs, lows and changes for TriCo Bancshares
Historical stock prices
Current Share PriceUS$42.90
52 Week HighUS$51.06
52 Week LowUS$35.20
Beta0.66
1 Month Change1.08%
3 Month Change4.46%
1 Year Change3.20%
3 Year Change-13.53%
5 Year Change49.48%
Change since IPO992.00%

Recent News & Updates

Recent updates

TriCo Bancshares' (NASDAQ:TCBK) Dividend Will Be $0.33

Feb 27
TriCo Bancshares' (NASDAQ:TCBK) Dividend Will Be $0.33

TriCo Bancshares (NASDAQ:TCBK) Has Announced A Dividend Of $0.33

May 31
TriCo Bancshares (NASDAQ:TCBK) Has Announced A Dividend Of $0.33

TriCo Bancshares (NASDAQ:TCBK) Is Due To Pay A Dividend Of $0.30

Nov 28
TriCo Bancshares (NASDAQ:TCBK) Is Due To Pay A Dividend Of $0.30

Does TriCo Bancshares (NASDAQ:TCBK) Deserve A Spot On Your Watchlist?

Sep 11
Does TriCo Bancshares (NASDAQ:TCBK) Deserve A Spot On Your Watchlist?

Here's Why TriCo Bancshares (NASDAQ:TCBK) Has Caught The Eye Of Investors

May 22
Here's Why TriCo Bancshares (NASDAQ:TCBK) Has Caught The Eye Of Investors

TriCo Bancshares' (NASDAQ:TCBK) Upcoming Dividend Will Be Larger Than Last Year's

Sep 02
TriCo Bancshares' (NASDAQ:TCBK) Upcoming Dividend Will Be Larger Than Last Year's

TriCo Bancshares raises dividend by 20% to $0.30

Aug 29

TriCo Bancshares Q2 GAAP EPS misses, revenue beats

Jul 27

If EPS Growth Is Important To You, TriCo Bancshares (NASDAQ:TCBK) Presents An Opportunity

Jul 15
If EPS Growth Is Important To You, TriCo Bancshares (NASDAQ:TCBK) Presents An Opportunity

TriCo Bancshares (NASDAQ:TCBK) Is Due To Pay A Dividend Of US$0.25

Jun 09
TriCo Bancshares (NASDAQ:TCBK) Is Due To Pay A Dividend Of US$0.25

TriCo Bancshares (NASDAQ:TCBK) Has Announced A Dividend Of US$0.25

May 26
TriCo Bancshares (NASDAQ:TCBK) Has Announced A Dividend Of US$0.25

TriCo Bancshares: Serial Acquirer In California Market

Feb 05

Shareholder Returns

TCBKUS BanksUS Market
7D4.0%-0.6%0.7%
1Y3.2%26.6%19.4%

Return vs Industry: TCBK underperformed the US Banks industry which returned 26.6% over the past year.

Return vs Market: TCBK underperformed the US Market which returned 19.4% over the past year.

Price Volatility

Is TCBK's price volatile compared to industry and market?
TCBK volatility
TCBK Average Weekly Movement3.2%
Banks Industry Average Movement3.6%
Market Average Movement6.5%
10% most volatile stocks in US Market17.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: TCBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: TCBK's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19751,183Rick Smithwww.tcbk.com

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits; and offers checking, specialized, money market, education, health savings, certificate of deposit, and business and public funds savings accounts, as well as individual retirement accounts. It also offers small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; mortgage, auto, and personal loans; commercial loans, including agricultural loans; motorcycle, RV, boat, and other vehicle loans; and real estate construction loans.

TriCo Bancshares Fundamentals Summary

How do TriCo Bancshares's earnings and revenue compare to its market cap?
TCBK fundamental statistics
Market capUS$1.35b
Earnings (TTM)US$111.99m
Revenue (TTM)US$385.49m
12.6x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TCBK income statement (TTM)
RevenueUS$385.49m
Cost of RevenueUS$0
Gross ProfitUS$385.49m
Other ExpensesUS$273.50m
EarningsUS$111.99m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.41
Gross Margin100.00%
Net Profit Margin29.05%
Debt/Equity Ratio9.4%

How did TCBK perform over the long term?

See historical performance and comparison

Dividends

3.1%
Current Dividend Yield
39%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/12 21:39
End of Day Share Price 2025/08/12 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TriCo Bancshares is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Stephen MossFBR Capital Markets & Co.