CBFV

CB Financial Services, Inc.NasdaqGM:CBFV Stock Report

Market Cap US$153.1m
Share Price
US$30.78
My Fair Value
AN
AnalystConsensusTarget
US$35
12.1% undervalued intrinsic discount
1Y26.1%
7D-0.1%
Portfolio Value
View

CB Financial Services, Inc.

NasdaqGM:CBFV Stock Report

Market Cap: US$153.1m

CB Financial Services (CBFV) Stock Overview

Operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania and West Virginia. More details

CBFV fundamental analysis
Snowflake Score
Valuation2/6
Future Growth3/6
Past Performance2/6
Financial Health6/6
Dividends4/6

CBFV Community Fair Values

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CB Financial Services, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CB Financial Services
Historical stock prices
Current Share PriceUS$30.78
52 Week HighUS$33.98
52 Week LowUS$23.41
Beta0.37
1 Month Change5.12%
3 Month Change5.81%
1 Year Change26.10%
3 Year Change37.17%
5 Year Change65.39%
Change since IPO310.40%

Recent News & Updates

CB Financial Services' (NASDAQ:CBFV) Dividend Will Be $0.25

Feb 07
CB Financial Services' (NASDAQ:CBFV) Dividend Will Be $0.25

Recent updates

CB Financial Services' (NASDAQ:CBFV) Dividend Will Be $0.25

Feb 07
CB Financial Services' (NASDAQ:CBFV) Dividend Will Be $0.25

CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

Oct 31
CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

CB Financial Services (NASDAQ:CBFV) Is Due To Pay A Dividend Of $0.25

Jul 30
CB Financial Services (NASDAQ:CBFV) Is Due To Pay A Dividend Of $0.25

CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

Feb 04
CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

CB Financial Services (NASDAQ:CBFV) Has Announced That It Will Be Increasing Its Dividend To $0.25

May 04
CB Financial Services (NASDAQ:CBFV) Has Announced That It Will Be Increasing Its Dividend To $0.25

CB Financial Services (NASDAQ:CBFV) Will Pay A Larger Dividend Than Last Year At $0.25

Feb 01
CB Financial Services (NASDAQ:CBFV) Will Pay A Larger Dividend Than Last Year At $0.25

CB Financial Services (NASDAQ:CBFV) Has Announced A Dividend Of $0.24

Nov 16
CB Financial Services (NASDAQ:CBFV) Has Announced A Dividend Of $0.24

CB Financial Services Non-GAAP EPS of $0.05 misses by $0.29, revenue of $12.27M misses by $0.86M

Jul 28

Shareholder Returns

CBFVUS BanksUS Market
7D-0.1%0.5%2.3%
1Y26.1%26.3%20.2%

Return vs Industry: CBFV matched the US Banks industry which returned 25.2% over the past year.

Return vs Market: CBFV exceeded the US Market which returned 19.9% over the past year.

Price Volatility

Is CBFV's price volatile compared to industry and market?
CBFV volatility
CBFV Average Weekly Movement3.9%
Banks Industry Average Movement3.6%
Market Average Movement6.5%
10% most volatile stocks in US Market17.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: CBFV has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CBFV's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1901160John Montgomerywww.cb.bank

CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania and West Virginia. Its primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. The company’s loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings, as well as multifamily properties; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans.

CB Financial Services, Inc. Fundamentals Summary

How do CB Financial Services's earnings and revenue compare to its market cap?
CBFV fundamental statistics
Market capUS$153.10m
Earnings (TTM)US$11.61m
Revenue (TTM)US$49.91m
13.2x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CBFV income statement (TTM)
RevenueUS$49.91m
Cost of RevenueUS$0
Gross ProfitUS$49.91m
Other ExpensesUS$38.30m
EarningsUS$11.61m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.33
Gross Margin100.00%
Net Profit Margin23.25%
Debt/Equity Ratio23.4%

How did CBFV perform over the long term?

See historical performance and comparison

Dividends

3.2%
Current Dividend Yield
44%
Payout Ratio

Does CBFV pay a reliable dividends?

See CBFV dividend history and benchmarks
When do you need to buy CBFV by to receive an upcoming dividend?
CB Financial Services dividend dates
Ex Dividend DateAug 15 2025
Dividend Pay DateAug 29 2025
Days until Ex dividend5 days
Days until Dividend pay date19 days

Does CBFV pay a reliable dividends?

See CBFV dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/08 15:28
End of Day Share Price 2025/08/08 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CB Financial Services, Inc. is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullD.A. Davidson & Co.
Manuel NavasD.A. Davidson & Co.
Daniel CardenasJanney Montgomery Scott LLC