CB Financial Services, Inc.

NasdaqGM:CBFV Stock Report

Market Cap: US$157.2m

CB Financial Services Past Earnings Performance

Past criteria checks 2/6

CB Financial Services has been growing earnings at an average annual rate of 30.6%, while the Banks industry saw earnings growing at 6.5% annually. Revenues have been growing at an average rate of 5.6% per year. CB Financial Services's return on equity is 8.5%, and it has net margins of 24.7%.

Key information

30.6%

Earnings growth rate

31.7%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate5.6%
Return on equity8.5%
Net Margin24.7%
Last Earnings Update31 Dec 2024

Recent past performance updates

Recent updates

CB Financial Services' (NASDAQ:CBFV) Dividend Will Be $0.25

Feb 07
CB Financial Services' (NASDAQ:CBFV) Dividend Will Be $0.25

CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

Oct 31
CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

CB Financial Services (NASDAQ:CBFV) Is Due To Pay A Dividend Of $0.25

Jul 30
CB Financial Services (NASDAQ:CBFV) Is Due To Pay A Dividend Of $0.25

CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

Feb 04
CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25

CB Financial Services (NASDAQ:CBFV) Has Announced That It Will Be Increasing Its Dividend To $0.25

May 04
CB Financial Services (NASDAQ:CBFV) Has Announced That It Will Be Increasing Its Dividend To $0.25

CB Financial Services (NASDAQ:CBFV) Will Pay A Larger Dividend Than Last Year At $0.25

Feb 01
CB Financial Services (NASDAQ:CBFV) Will Pay A Larger Dividend Than Last Year At $0.25

CB Financial Services (NASDAQ:CBFV) Has Announced A Dividend Of $0.24

Nov 16
CB Financial Services (NASDAQ:CBFV) Has Announced A Dividend Of $0.24

CB Financial Services Non-GAAP EPS of $0.05 misses by $0.29, revenue of $12.27M misses by $0.86M

Jul 28

CB Financial Services announces $7.5M share repurchase program; sale of two West Virginia branches

Jun 10

Revenue & Expenses Breakdown

How CB Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGM:CBFV Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 245113290
30 Sep 246723300
30 Jun 246722300
31 Mar 246723310
31 Dec 236923310
30 Sep 235414300
30 Jun 235515290
31 Mar 235012280
31 Dec 224911280
30 Sep 225414280
30 Jun 225212290
31 Mar 225712310
31 Dec 215712320
30 Sep 21528310
30 Jun 2151-12300
31 Mar 2151-9290
31 Dec 2048-11290
30 Sep 2047-9290
30 Jun 204912280
31 Mar 204812270
31 Dec 195114270
30 Sep 195012270
30 Jun 195011280
31 Mar 19489280
31 Dec 18447260
30 Sep 18406240
30 Jun 18366220
31 Mar 18347200
31 Dec 17357200
30 Sep 17358190
30 Jun 17357190
31 Mar 17357190
31 Dec 16348190
30 Sep 16347180
30 Jun 16348180
31 Mar 16348180
31 Dec 15358180
30 Sep 15348170
30 Jun 15317160
31 Mar 15276140
31 Dec 14234120
30 Sep 14204110
30 Jun 14204110
31 Mar 14194110

Quality Earnings: CBFV has high quality earnings.

Growing Profit Margin: CBFV's current net profit margins (24.7%) are lower than last year (32.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CBFV's earnings have grown significantly by 30.6% per year over the past 5 years.

Accelerating Growth: CBFV's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CBFV had negative earnings growth (-44.2%) over the past year, making it difficult to compare to the Banks industry average (-2.4%).

Return on Equity

High ROE: CBFV's Return on Equity (8.5%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/16 15:11
End of Day Share Price 2025/02/14 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CB Financial Services, Inc. is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Manuel NavasD.A. Davidson & Co.
Daniel CardenasJanney Montgomery Scott LLC
Christopher McGrattyKeefe, Bruyette, & Woods