CB Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
CB Financial Services has total assets of $1.6B and total equity of $149.1M. Total deposits are $1.4B, and total loans are $1.1B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $147.3M.
Key information
10.5x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$1.35b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$147.33m |
Recent financial health updates
No updates
Recent updates
CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25
Oct 31
CB Financial Services (NASDAQ:CBFV) Is Due To Pay A Dividend Of $0.25
Jul 30CB Financial Services (NASDAQ:CBFV) Has Affirmed Its Dividend Of $0.25
Feb 04CB Financial Services (NASDAQ:CBFV) Has Announced That It Will Be Increasing Its Dividend To $0.25
May 04CB Financial Services (NASDAQ:CBFV) Will Pay A Larger Dividend Than Last Year At $0.25
Feb 01CB Financial Services (NASDAQ:CBFV) Has Announced A Dividend Of $0.24
Nov 16CB Financial Services Non-GAAP EPS of $0.05 misses by $0.29, revenue of $12.27M misses by $0.86M
Jul 28CB Financial Services announces $7.5M share repurchase program; sale of two West Virginia branches
Jun 10CB Financial Services declares $0.24 dividend
May 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CBFV's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: CBFV has a sufficient allowance for bad loans (463%).
Low Risk Liabilities: 96% of CBFV's liabilities are made up of primarily low risk sources of funding.
Loan Level: CBFV has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: CBFV's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: CBFV has an appropriate level of bad loans (0.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 19:50 |
| End of Day Share Price | 2025/01/08 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
CB Financial Services, Inc. is covered by 6 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Russell Elliott Gunther | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Manuel Navas | D.A. Davidson & Co. |