Shriram Finance (511218) Stock Overview
A non-banking finance company, provides financing services in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
511218 Community Fair Values
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Analyst Price Targets
Shriram Finance Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹1,119.50 |
| 52 Week High | ₹1,153.65 |
| 52 Week Low | ₹566.40 |
| Beta | 0.61 |
| 1 Month Change | 11.39% |
| 3 Month Change | 17.64% |
| 1 Year Change | 80.26% |
| 3 Year Change | 200.25% |
| 5 Year Change | 319.13% |
| Change since IPO | 29,360.53% |
Recent News & Updates
Narrative Update • Aug 21
511218: Future Dividend Strength And Margin Resilience Will Support Bullish Outlook
Analysts have lifted their price target for Shriram Finance from ₹1,260 to about ₹1,312, pointing to updated assumptions that now reflect a slightly lower discount rate, a modestly different revenue outlook, and a small shift in forecast profit margins and future P/E. What's in the News for Shriram Finance Shriram Finance has scheduled a board meeting on July 24, 2026 to consider unaudited standalone and consolidated financial results for the quarter ended June 30, 2026.Narrative Update • Jul 17
511218: Higher Dividend Payouts And Improved Margins Will Support Bullish Outlook
Analysts have lifted the Shriram Finance price target from ₹1,225 to ₹1,260, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations. What’s in the News for Shriram Finance Shriram Finance has scheduled a board meeting on July 24, 2026 to consider unaudited standalone and consolidated financial results for the quarter ended June 30, 2026, and to review a periodical resource mobilisation plan for issuing debt securities.Recent updates
Narrative Update • Aug 21
511218: Future Dividend Strength And Margin Resilience Will Support Bullish Outlook
Analysts have lifted their price target for Shriram Finance from ₹1,260 to about ₹1,312, pointing to updated assumptions that now reflect a slightly lower discount rate, a modestly different revenue outlook, and a small shift in forecast profit margins and future P/E. What's in the News for Shriram Finance Shriram Finance has scheduled a board meeting on July 24, 2026 to consider unaudited standalone and consolidated financial results for the quarter ended June 30, 2026.Narrative Update • Jul 17
511218: Higher Dividend Payouts And Improved Margins Will Support Bullish Outlook
Analysts have lifted the Shriram Finance price target from ₹1,225 to ₹1,260, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations. What’s in the News for Shriram Finance Shriram Finance has scheduled a board meeting on July 24, 2026 to consider unaudited standalone and consolidated financial results for the quarter ended June 30, 2026, and to review a periodical resource mobilisation plan for issuing debt securities.
Narrative Update • Jul 02
511218: Dividend Plans And Assumption Shifts Will Shape A Balanced Outlook
Analysts have raised the Shriram Finance price target from about ₹641 to roughly ₹1,079, citing updated assumptions that include slightly lower discount rates, higher revenue growth, stronger profit margins, and a richer forward P/E multiple. What’s in the News for Shriram Finance On April 24, 2026, the board recommended a final dividend of ₹6 per share (face value ₹2), subject to approval at the 47th AGM.
Narrative Update • Jun 18
511218: Dividend Capacity And Steady Assumptions Will Support Stronger Prospects Ahead
Analysts have maintained the Shriram Finance price target at ₹1,181.75, with the unchanged fair value supported by broadly consistent assumptions on revenue growth, profit margin and future P/E, along with a slightly adjusted discount rate in their models. What’s in the News for Shriram Finance Shriram Finance recommended a final dividend of ₹6 per share of face value ₹2 for the financial year ended March 31, 2026, subject to approval at the upcoming 47th Annual General Meeting, according to a board decision on April 24, 2026.Narrative Update • Jun 03
511218: Dividend Payouts And Debt Raising Will Support Stronger Prospects Ahead
Analysts have trimmed their price target for Shriram Finance slightly to ₹1,181.75 from ₹1,181.91. This reflects updated assumptions for the discount rate, revenue growth, profit margin and future P/E that keep the overall valuation broadly unchanged.Narrative Update • May 15
511218: Dividend Hike And Planned Debt Raising Will Support Stronger Prospects Ahead
Analysts have slightly raised their fair value estimate for Shriram Finance to about ₹1,182. This modest adjustment reflects updated views on discount rates, long-term revenue growth, profit margins and future P/E assumptions.Narrative Update • Apr 29
511218: Dividend Momentum And Resource Mobilisation Plans Will Support Stronger Prospects Ahead
Analysts have made a small upward adjustment to Shriram Finance's fair value estimate, taking it from about ₹1,160 to roughly ₹1,180. This change reflects updated views on the discount rate, revenue growth, profit margin, and future P/E assumptions.Narrative Update • Apr 15
511218: Resource Mobilisation Plans And Steady Assumptions Will Support Stronger Prospects Ahead
Analysts have made a small trim to their fair value estimate for Shriram Finance, with the price target moving from about ₹1,173 to roughly ₹1,161. This reflects slightly adjusted assumptions around discount rate, revenue growth, profit margins and future P/E.Narrative Update • Mar 31
511218: Resource Mobilisation Plans Will Support Stronger Prospects Ahead
Analysts have made a small adjustment to their fair value estimate for Shriram Finance, trimming the target from about ₹1,175.93 to around ₹1,172.73 as they fine tune assumptions on the discount rate, revenue growth, profit margins and future P/E expectations. What's in the News Board meeting scheduled on January 23, 2026, to consider unaudited standalone and consolidated financial results for the third quarter and nine months ended December 31, 2025 (Key Developments).Narrative Update • Mar 16
511218: Planned Equity Infusion And Debt Capacity Will Support Stronger Prospects Ahead
Analysts have kept their fair value estimate for Shriram Finance steady at ₹1,175.93, while slightly adjusting key inputs such as the discount rate and assumed future P/E. This reflects refreshed assumptions around risk and valuation without a material shift in their overall price view.Narrative Update • Mar 02
511218: Capital Infusion And Governance Moves Will Support Stronger Prospects Ahead
Analysts have nudged their price target on Shriram Finance higher by ₹14 to ₹1,176, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E as the key drivers behind the recalibration. What's in the News A board meeting is scheduled for January 23, 2026 to review unaudited standalone and consolidated financial results for the third quarter and nine months ended December 31, 2025, and to consider a resource mobilisation plan for issuing debt securities such as redeemable NCDs, subordinated debentures, bonds or notes in onshore or offshore markets (company filing).Narrative Update • Feb 16
511218: Capital Infusion And Leadership Changes Will Shape Steady Prospects Ahead
Analysts have nudged their price target on Shriram Finance higher from about ₹1,147 to around ₹1,162, citing relatively steady assumptions for revenue growth, profit margins and future P/E, along with a modest adjustment to the discount rate in their updated models. What's in the News Board meeting scheduled on January 23, 2026 to review unaudited standalone and consolidated financial results for the third quarter and nine months ended December 31, 2025, and to consider a resource mobilisation plan for issuing various debt securities including redeemable NCDs, subordinated debentures, bonds or notes in onshore or offshore markets (company filing).Narrative Update • Feb 02
511218: Equity Infusion And Governance Changes Will Support Stronger Prospects Ahead
Analysts have raised their fair value estimate for Shriram Finance from ₹1,073.03 to ₹1,146.53. They cite updated assumptions around revenue growth, profit margins, a slightly lower discount rate, and a modestly reduced future P/E multiple.Narrative Update • Jan 18
511218: Leadership Shift And Equity Infusion Will Shape Balanced Outlook Ahead
Analysts have nudged their price target on Shriram Finance higher to ₹1,073 from ₹1,043, citing small updates to fair value assumptions, a slightly lower discount rate, and marginally adjusted expectations for revenue growth, profit margins, and future P/E. What's in the News Board meeting on January 23, 2026 to review unaudited standalone and consolidated results for the third quarter and nine months ended December 31, 2025, and to consider a resource mobilisation plan for issuing debt securities such as redeemable NCDs, subordinated debentures, bonds or notes in onshore or offshore markets (company filing).Narrative Update • Jan 04
511218: Leadership Shift And New Equity Placement Will Guide Balanced Outlook Through 2025
Analysts have raised their price target on Shriram Finance from ₹840.73 to ₹1,042.93, citing expectations of stronger revenue growth, higher profit margins, and a modestly richer future valuation multiple. What's in the News Board approves definitive agreement for a large private placement of 471,121,055 equity shares at INR 840.93 per share, with MUFG Bank Ltd.Narrative Update • Dec 17
511218: Leadership Shift And Funding Plans Will Shape Balanced Outlook Through 2025
Analysts have nudged their price target for Shriram Finance slightly higher to approximately ₹841 from about ₹830, citing marginally lower perceived risk, steady revenue growth expectations, resilient profit margins, and a modestly richer future earnings multiple. What's in the News Board meeting scheduled for December 19, 2025 to consider raising funds via rights issue, preferential allotment, QIP or other securities, and to seek shareholder approval through postal ballot or EGM (company filing) CEO Y.Narrative Update • Dec 03
511218: Leadership Changes And Governance Decisions Will Shape Measured Outlook Through 2025
Analysts have nudged their price target on Shriram Finance slightly higher to Rs 830 from Rs 821, citing marginally stronger long term revenue growth, profit margin expectations and a modestly richer future P E multiple in their refreshed valuation model. What's in the News Board meeting on October 31, 2025 to review Q2 and first half FY26 financial results, consider an interim dividend, evaluate fund raising and discuss other strategic matters (exchange filing) Board approves re designation of Parag Sharma from Managing Director and CFO to Managing Director and CEO, effective December 5, 2025, following completion of Y.Narrative Update • Nov 19
511218: Leadership Transition And Potential Fundraising May Influence Outlook Through 2025
Analysts have raised their price target for Shriram Finance from ₹741.45 to ₹820.73, citing improved fundamental metrics and slightly lower discount rates in their updated valuation models. What's in the News Shriram Finance will hold a Special/Extraordinary Shareholders Meeting via postal ballot in India on December 2, 2025.Narrative Update • Nov 01
511218: Revenue Outlook Will Improve Amid Potential Stake Sale Uncertainty
Narrative Update: Shriram Finance Analyst Price Target Revision Analysts have raised their fair value estimate for Shriram Finance from ₹716.68 to ₹741.45. This revision reflects incremental improvements in revenue growth expectations, even with a slightly higher discount rate and minimal changes to profit margin and valuation multiples.
New Narrative • Nov 11
Rural Expansion And Diversified Finance Set To Ignite Future Growth Amid Challenges
Consistent growth in disbursement and asset management indicates potential revenue growth driven by strong economic activity and customer demand.Shareholder Returns
| 511218 | IN Consumer Finance | IN Market | |
|---|---|---|---|
| 7D | -0.1% | 0.7% | -0.2% |
| 1Y | 80.3% | 21.2% | 2.4% |
Return vs Industry: 511218 exceeded the Indian Consumer Finance industry which returned 21.2% over the past year.
Return vs Market: 511218 exceeded the Indian Market which returned 2.4% over the past year.
Price Volatility
| 511218 volatility | |
|---|---|
| 511218 Average Weekly Movement | 4.4% |
| Consumer Finance Industry Average Movement | 5.3% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in IN Market | 9.0% |
| 10% least volatile stocks in IN Market | 3.6% |
Stable Share Price: 511218 has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: 511218's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1979 | 76,241 | Parag Sharma | shriramfinance.in |
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, challan discounting and vehicle insurance premium loans; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services.
Shriram Finance Limited Fundamentals Summary
| 511218 fundamental statistics | |
|---|---|
| Market cap | ₹2.67t |
| Earnings (TTM) | ₹113.18b |
| Revenue (TTM) | ₹226.30b |
23.3x
P/E Ratio11.6x
P/S RatioIs 511218 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 511218 income statement (TTM) | |
|---|---|
| Revenue | ₹226.30b |
| Cost of Revenue | ₹7.22b |
| Gross Profit | ₹219.09b |
| Other Expenses | ₹105.91b |
| Earnings | ₹113.18b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 48.10 |
| Gross Margin | 96.81% |
| Net Profit Margin | 50.01% |
| Debt/Equity Ratio | 276.2% |
How did 511218 perform over the long term?
See historical performance and comparisonDividends
1.0%
Current Dividend Yield20%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/24 11:47 |
| End of Day Share Price | 2026/08/24 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Shriram Finance Limited is covered by 57 analysts. 31 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Pradeep Agrawal | 360 ONE Capital Market Private Limited |
| null null | 360 ONE Capital Market Private Limited |
| Ashwin Mehta | Ambit Capital |