Metro Bank Holdings (MTRO) Stock Overview
Operates as the bank holding company for Metro Bank PLC that provides business, commercial, retail and private banking products and services in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 4/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for MTRO from our risk checks.
MTRO Community Fair Values
Create NarrativeSee what 15 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Metro Bank Holdings PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£1.60 |
| 52 Week High | UK£1.80 |
| 52 Week Low | UK£0.98 |
| Beta | 1.09 |
| 1 Month Change | 2.56% |
| 3 Month Change | 36.52% |
| 1 Year Change | 39.86% |
| 3 Year Change | 54.59% |
| 5 Year Change | 46.79% |
| Change since IPO | -92.56% |
Recent News & Updates
MTRO: Updated Street Views Will Shape A More Balanced Future Profile
Analysts have lifted their price target on Metro Bank Holdings to £1.55 from £1.45, with the change supported by recent Street research that raised a key price target to £1.95 from £1.70 and updated assumptions on discount rate, revenue growth, profit margin and future P/E. What's in the News Analysts raised their price target on Metro Bank Holdings to £1.55 from £1.45, reflecting updated Street research inputs.MTRO: Stable Assumptions Will Shape A More Measured Future Upside Potential
Analysts have maintained their fair value estimate for Metro Bank Holdings at £1.45. They cite largely unchanged assumptions for the discount rate, revenue growth, profit margin and future P/E ratio as the basis for keeping the price target at the same level.Recent updates
MTRO: Updated Street Views Will Shape A More Balanced Future Profile
Analysts have lifted their price target on Metro Bank Holdings to £1.55 from £1.45, with the change supported by recent Street research that raised a key price target to £1.95 from £1.70 and updated assumptions on discount rate, revenue growth, profit margin and future P/E. What's in the News Analysts raised their price target on Metro Bank Holdings to £1.55 from £1.45, reflecting updated Street research inputs.MTRO: Stable Assumptions Will Shape A More Measured Future Upside Potential
Analysts have maintained their fair value estimate for Metro Bank Holdings at £1.45. They cite largely unchanged assumptions for the discount rate, revenue growth, profit margin and future P/E ratio as the basis for keeping the price target at the same level.MTRO: Adjusted Assumptions Will Shape A More Measured Future Upside Potential
Analysts have reduced their fair value estimate for Metro Bank Holdings from £1.48 to £1.45, reflecting updated assumptions around revenue growth, profit margins and future P/E levels. Valuation Changes Fair Value: Adjusted slightly lower from £1.48 to £1.45 per share, based on the updated model inputs.MTRO: Steady Assumptions Will Continue To Support Future Upside Potential
Analysts have kept their fair value estimate for Metro Bank Holdings steady at £1.48 per share, with only minor refinements to the discount rate, revenue growth, profit margin and future P/E assumptions supporting an unchanged overall price target view. Valuation Changes Fair Value: Held steady at £1.48 per share, with no change between the prior and updated estimate.MTRO: Stable Assumptions Will Support Future Upside Potential
Analysts have nudged their price target on Metro Bank Holdings slightly higher, now anchoring it around £1.48 per share. This reflects modest tweaks to inputs such as the discount rate, revenue growth, profit margin and future P/E assumptions rather than any major shift in the story.MTRO: Steady Assumptions Will Support Future Upside Potential
Analysts have adjusted their price target on Metro Bank Holdings slightly. This reflects modest tweaks to assumptions such as the discount rate and forward P/E expectations rather than any major shift in the underlying fair value estimate of £1.48 per share.MTRO: Stable Outlook And Steady Assumptions Will Support Future Upside
Analysts have nudged their price target on Metro Bank Holdings slightly higher to reflect modest adjustments to the discount rate and forward P/E assumptions, keeping fair value effectively unchanged at about £1.48 per share. Valuation Changes Fair Value: Unchanged at approximately £1.48 per share, reflecting only minor model tweaks overall.MTRO: Stable Earnings Outlook Will Support Future Upside From Current Levels
Narrative Update on Metro Bank Holdings Price Target Analysts have modestly raised their price target on Metro Bank Holdings, highlighting that a slightly higher discount rate along with stable expectations for revenue growth, profit margins, and future valuation multiples support a fair value estimate that now stands fractionally above previous forecasts, at roughly flat around £1.48 per share. Valuation Changes Fair Value Estimate, unchanged at approximately £1.48 per share, indicating no material revision to the central valuation outcome.MTRO: Stable Earnings Outlook Will Drive Future Upside Potential
Analysts have modestly reaffirmed their outlook on Metro Bank Holdings, keeping their price target effectively unchanged at approximately £1.48 per share, as slight adjustments to the discount rate and valuation inputs did not materially alter their view of the bank's earnings and growth prospects. Valuation Changes Fair Value Estimate: Unchanged at approximately £1.48 per share, indicating no material revision to the intrinsic valuation.MTRO: Return On Tangible Equity Will Drive Outlook Amid Upgrades
Narrative Update on Metro Bank Holdings Analysts have left their price target for Metro Bank Holdings unchanged at £1.48. They noted only slight shifts in underlying assumptions, which were not significant enough to justify an adjustment to the target.MTRO: Return On Tangible Equity Will Drive Outlook Amid Upgrades
Analysts have raised their price target for Metro Bank Holdings from £1.42 to £1.48 per share, citing expectations of stronger returns and improved future profitability. Analyst Commentary Recent updates from market watchers reflect a complex, evolving view of Metro Bank Holdings' outlook.Infosys Collaboration And Diversified Lending Will Redefine Future Banking
Metro Bank's strategic focus on higher-yielding loans and asset rotation fuels potential revenue and net margin growth through enhanced capital reinvestment.Shareholder Returns
| MTRO | GB Banks | GB Market | |
|---|---|---|---|
| 7D | -7.2% | -2.1% | -0.7% |
| 1Y | 39.9% | 42.8% | 16.7% |
Return vs Industry: MTRO underperformed the UK Banks industry which returned 45.7% over the past year.
Return vs Market: MTRO exceeded the UK Market which returned 17.3% over the past year.
Price Volatility
| MTRO volatility | |
|---|---|
| MTRO Average Weekly Movement | 5.6% |
| Banks Industry Average Movement | 5.3% |
| Market Average Movement | 5.6% |
| 10% most volatile stocks in GB Market | 11.7% |
| 10% least volatile stocks in GB Market | 3.2% |
Stable Share Price: MTRO has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: MTRO's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2010 | 2,891 | Dan Frumkin | www.metrobankonline.co.uk |
Metro Bank Holdings PLC operates as the bank holding company for Metro Bank PLC that provides business, commercial, retail and private banking products and services in the United Kingdom. It offers personal banking products and services, including current, cash, and foreign currency accounts; savings; residential and buy-to-let mortgages; overdrafts; credit cards; and safe deposit box services. The company also provides business banking products and services comprising business bank, commercial and community current, foreign currency, and insolvency practitioner accounts; deposit accounts, such as business and community instant access deposit, business notice, client premium and flexible client term deposit, and business and community fixed term deposit accounts; and business and commercial loans and overdrafts, business loan calculators, asset based lending, asset and invoice financing, bounce back loans, business credit cards, and recovery loan schemes services.
Metro Bank Holdings PLC Fundamentals Summary
| MTRO fundamental statistics | |
|---|---|
| Market cap | UK£1.08b |
| Earnings (TTM) | UK£52.40m |
| Revenue (TTM) | UK£574.00m |
Is MTRO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MTRO income statement (TTM) | |
|---|---|
| Revenue | UK£574.00m |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£574.00m |
| Other Expenses | UK£521.60m |
| Earnings | UK£52.40m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.078 |
| Gross Margin | 100.00% |
| Net Profit Margin | 9.13% |
| Debt/Equity Ratio | 51.0% |
How did MTRO perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/05 13:37 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Metro Bank Holdings PLC is covered by 16 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Amandeep Rakkar | Barclays |
| Grace Dargan | Barclays |
| Miruna Chirea | Barclays |