Metro Bank Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Metro Bank Holdings has total assets of £21.5B and total equity of £1.1B. Total deposits are £18.8B, and total loans are £11.5B earning a Net Interest Margin of 2%. It has insufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are £4.2B.
Key information
19.5x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | UK£18.78b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | UK£4.15b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MTRO's Assets to Equity ratio (19.5x) is moderate.
Allowance for Bad Loans: MTRO has a low allowance for bad loans (45%).
Low Risk Liabilities: 92% of MTRO's liabilities are made up of primarily low risk sources of funding.
Loan Level: MTRO has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: MTRO's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: MTRO has a high level of bad loans (3.7%).