Metro Bank Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Metro Bank Holdings has total assets of £22.2B and total equity of £1.1B. Total deposits are £18.7B, and total loans are £12.3B earning a Net Interest Margin of 2%. It has insufficient allowance for bad loans, which are currently at 3.1% of total loans. Cash and short-term investments are £3.9B.
Key information
19.6x
Asset to equity ratio
2.0%
Net interest margin
Total deposits | UK£18.67b |
Loan to deposit ratio | Appropriate |
Bad loans | 3.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | UK£3.93b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MTRO's Assets to Equity ratio (19.6x) is moderate.
Allowance for Bad Loans: MTRO has a low allowance for bad loans (51%).
Low Risk Liabilities: 88% of MTRO's liabilities are made up of primarily low risk sources of funding.
Loan Level: MTRO has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: MTRO's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: MTRO has a high level of bad loans (3.1%).