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Donegal Group Inc.NasdaqGS:DGIC.A Stock Report

Market Cap US$650.6m
Share Price
US$18.39
My Fair Value
US$21
10.3% undervalued intrinsic discount
1Y21.1%
7D4.7%
Portfolio Value
View

Donegal Group Inc.

NasdaqGS:DGIC.A Stock Report

Market Cap: US$650.6m

Donegal Group (DGIC.A) Stock Overview

An insurance holding company, provides commercial and personal lines of property and casualty coverages. More details

DGIC.A fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends5/6

DGIC.A Community Fair Values

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Donegal Group Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Donegal Group
Historical stock prices
Current Share PriceUS$18.39
52 Week HighUS$21.12
52 Week LowUS$14.06
Beta-0.0084
1 Month Change8.37%
3 Month Change-6.03%
1 Year Change21.07%
3 Year Change25.87%
5 Year Change24.93%
Change since IPO296.28%

Recent News & Updates

Recent updates

Donegal Group's (NASDAQ:DGIC.A) Dividend Will Be $0.1725

Dec 24
Donegal Group's (NASDAQ:DGIC.A) Dividend Will Be $0.1725

Donegal Group (NASDAQ:DGIC.A) Will Pay A Dividend Of $0.1725

Oct 21
Donegal Group (NASDAQ:DGIC.A) Will Pay A Dividend Of $0.1725
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Critical Underwriting And Diversification Fuel Optimistic Earnings Growth In The Insurance Sector

Introduction of improved underwriting tools and a shift towards high-yield investments are likely to positively affect Donegal Group's net margins and earnings.

Donegal Group (NASDAQ:DGIC.A) Has Affirmed Its Dividend Of $0.1725

Jul 30
Donegal Group (NASDAQ:DGIC.A) Has Affirmed Its Dividend Of $0.1725

It's A Story Of Risk Vs Reward With Donegal Group Inc. (NASDAQ:DGIC.A)

Jul 18
It's A Story Of Risk Vs Reward With Donegal Group Inc. (NASDAQ:DGIC.A)

Donegal Group (NASDAQ:DGIC.A) Has Announced A Dividend Of $0.17

Jul 25
Donegal Group (NASDAQ:DGIC.A) Has Announced A Dividend Of $0.17

Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.17

Apr 25
Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.17

Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.165

Jan 15
Donegal Group (NASDAQ:DGIC.A) Is Paying Out A Dividend Of $0.165

Donegal Group's (NASDAQ:DGIC.A) Dividend Will Be $0.165

Dec 27
Donegal Group's (NASDAQ:DGIC.A) Dividend Will Be $0.165

Donegal Group (NASDAQ:DGIC.A) Has Announced That It Will Be Increasing Its Dividend To US$0.17

Apr 25
Donegal Group (NASDAQ:DGIC.A) Has Announced That It Will Be Increasing Its Dividend To US$0.17

Here's Why I Think Donegal Group (NASDAQ:DGIC.A) Might Deserve Your Attention Today

May 24
Here's Why I Think Donegal Group (NASDAQ:DGIC.A) Might Deserve Your Attention Today

Shareholder Returns

DGIC.AUS InsuranceUS Market
7D4.7%0.01%-0.6%
1Y21.1%1.0%18.1%

Return vs Industry: DGIC.A exceeded the US Insurance industry which returned 1.1% over the past year.

Return vs Market: DGIC.A exceeded the US Market which returned 17.5% over the past year.

Price Volatility

Is DGIC.A's price volatile compared to industry and market?
DGIC.A volatility
DGIC.A Average Weekly Movement3.5%
Insurance Industry Average Movement4.1%
Market Average Movement6.4%
10% most volatile stocks in US Market17.1%
10% least volatile stocks in US Market3.0%

Stable Share Price: DGIC.A has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: DGIC.A's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1986n/aKevin Burkewww.donegalgroup.com

Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment.

Donegal Group Inc. Fundamentals Summary

How do Donegal Group's earnings and revenue compare to its market cap?
DGIC.A fundamental statistics
Market capUS$650.58m
Earnings (TTM)US$82.83m
Revenue (TTM)US$993.64m
8.1x
P/E Ratio
0.7x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DGIC.A income statement (TTM)
RevenueUS$993.64m
Cost of RevenueUS$888.83m
Gross ProfitUS$104.82m
Other ExpensesUS$21.99m
EarningsUS$82.83m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.27
Gross Margin10.55%
Net Profit Margin8.34%
Debt/Equity Ratio5.8%

How did DGIC.A perform over the long term?

See historical performance and comparison

Dividends

4.0%
Current Dividend Yield
30%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/03 04:28
End of Day Share Price 2025/09/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Donegal Group Inc. is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Robert FarnamBoenning & Scattergood, Inc.
Robert FarnamJanney Montgomery Scott LLC
Meyer ShieldsKeefe, Bruyette, & Woods