Loading...
YKBNK logo

Yapi ve Kredi Bankasi A.S.IBSE:YKBNK Stock Report

Market Cap ₺321.5b
Share Price
₺37.68
₺48.16
21.8% undervalued intrinsic discount
1Y59.9%
7D9.7%
Portfolio Value
View

Yapi ve Kredi Bankasi A.S.

IBSE:YKBNK Stock Report

Market Cap: ₺321.5b

Yapi ve Kredi Bankasi (YKBNK) Stock Overview

Provides commercial banking and financial products and services in Turkey and internationally. More details

YKBNK fundamental analysis
Snowflake Score
Valuation3/6
Future Growth5/6
Past Performance4/6
Financial Health4/6
Dividends3/6

YKBNK Community Fair Values

Create Narrative

See what 69 others think this stock is worth. Follow their fair value or set your own to get alerts.

₺48.16
FV
21.8% undervalued intrinsic discount
38.53%
Revenue growth p.a.
68
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
46users have followed this narrative
₺28.62
FV
31.7% overvalued intrinsic discount
29.73%
Revenue growth p.a.
19
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
1users have followed this narrative

Yapi ve Kredi Bankasi A.S. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Yapi ve Kredi Bankasi
Historical stock prices
Current Share Price₺37.68
52 Week High₺44.50
52 Week Low₺21.92
Beta0.48
1 Month Change8.28%
3 Month Change1.18%
1 Year Change59.93%
3 Year Change267.61%
5 Year Change1,677.36%
Change since IPO721,048.33%

Recent News & Updates

Recent updates

User avatar

Critical Excellence And Foreign Currency Portfolio Drive Earnings Optimism Amid Economic Challenges

Strategic loan repricing and controlled deposit costs are expanding loan deposit spreads, improving net interest margins and future earnings potential.

Shareholder Returns

YKBNKTR BanksTR Market
7D9.7%-1.9%4.1%
1Y59.9%47.2%51.3%

Return vs Industry: YKBNK exceeded the TR Banks industry which returned 47.2% over the past year.

Return vs Market: YKBNK exceeded the TR Market which returned 51.3% over the past year.

Price Volatility

Is YKBNK's price volatile compared to industry and market?
YKBNK volatility
YKBNK Average Weekly Movement7.1%
Banks Industry Average Movement6.6%
Market Average Movement6.6%
10% most volatile stocks in TR Market10.1%
10% least volatile stocks in TR Market4.7%

Stable Share Price: YKBNK has not had significant price volatility in the past 3 months compared to the TR market.

Volatility Over Time: YKBNK's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
194415,634Gokhan Erunwww.yapikredi.com.tr

Yapi ve Kredi Bankasi A.S., together with its subsidiaries, provides commercial banking and financial products and services in Turkey and internationally. It operates through three segments: Retail Banking; Corporate Banking; and Commercial and SME Banking. The Retail Banking segment offers banking products and services, such as card payment systems; individual portfolio; blue class; private and gold banking; general purpose, commercial installments, and auto loans; mortgages; time and demand deposits; investment accounts; life and non-life insurance products; wealth management activities; and payroll services.

Yapi ve Kredi Bankasi A.S. Fundamentals Summary

How do Yapi ve Kredi Bankasi's earnings and revenue compare to its market cap?
YKBNK fundamental statistics
Market cap₺321.49b
Earnings (TTM)₺47.09b
Revenue (TTM)₺187.66b
6.8x
P/E Ratio
1.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
YKBNK income statement (TTM)
Revenue₺187.66b
Cost of Revenue₺1.86b
Gross Profit₺185.80b
Other Expenses₺138.71b
Earnings₺47.09b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Apr 29, 2026

Earnings per share (EPS)5.57
Gross Margin99.01%
Net Profit Margin25.09%
Debt/Equity Ratio373.8%

How did YKBNK perform over the long term?

See historical performance and comparison

Dividends

3.2%
Current Dividend Yield
n/a
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/14 17:09
End of Day Share Price 2026/04/14 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Yapi ve Kredi Bankasi A.S. is covered by 29 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAta Invest
Cristina MarzeaBarclays
Okan ErtemBNP Paribas