Yapi ve Kredi Bankasi Past Earnings Performance
Past criteria checks 2/6
Yapi ve Kredi Bankasi has been growing earnings at an average annual rate of 52.1%, while the Banks industry saw earnings growing at 51.9% annually. Revenues have been growing at an average rate of 50.3% per year. Yapi ve Kredi Bankasi's return on equity is 21.8%, and it has net margins of 35.5%.
Key information
52.1%
Earnings growth rate
52.1%
EPS growth rate
| Banks Industry Growth | 60.1% |
| Revenue growth rate | 50.3% |
| Return on equity | 21.8% |
| Net Margin | 35.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Yapi ve Kredi Bankasi makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 117,639 | 41,712 | 29,159 | 0 |
| 30 Jun 24 | 136,833 | 61,297 | 26,134 | 0 |
| 31 Mar 24 | 136,789 | 65,670 | 23,520 | 0 |
| 31 Dec 23 | 132,405 | 68,009 | 19,339 | 0 |
| 30 Sep 23 | 128,920 | 66,131 | 16,369 | 0 |
| 30 Jun 23 | 110,932 | 57,680 | 14,056 | 0 |
| 31 Mar 23 | 104,329 | 58,126 | 11,943 | 0 |
| 31 Dec 22 | 93,027 | 52,745 | 10,402 | 0 |
| 30 Sep 22 | 68,557 | 38,873 | 8,034 | 0 |
| 30 Jun 22 | 48,101 | 25,985 | 6,506 | 0 |
| 31 Mar 22 | 33,826 | 16,295 | 5,606 | 0 |
| 31 Dec 21 | 24,811 | 10,490 | 5,075 | 0 |
| 30 Sep 21 | 20,054 | 7,697 | 4,436 | 0 |
| 30 Jun 21 | 17,974 | 6,304 | 4,336 | 0 |
| 31 Mar 21 | 16,449 | 5,403 | 4,139 | 0 |
| 31 Dec 20 | 16,109 | 5,080 | 4,078 | 0 |
| 30 Sep 20 | 14,859 | 4,578 | 3,840 | 0 |
| 30 Jun 20 | 13,188 | 3,700 | 3,768 | 0 |
| 31 Mar 20 | 12,535 | 3,488 | 3,711 | 0 |
| 31 Dec 19 | 12,151 | 3,600 | 3,583 | 0 |
| 30 Sep 19 | 12,379 | 4,418 | 3,578 | 0 |
| 30 Jun 19 | 12,894 | 4,557 | 3,645 | 0 |
| 31 Mar 19 | 13,090 | 4,665 | 3,579 | 0 |
| 31 Dec 18 | 12,789 | 4,667 | 3,518 | 0 |
| 30 Sep 18 | 12,865 | 4,466 | 3,040 | 0 |
| 30 Jun 18 | 11,670 | 4,192 | 1,841 | 0 |
| 31 Mar 18 | 10,909 | 3,857 | 1,116 | 0 |
| 31 Dec 17 | 10,334 | 3,614 | 452 | 0 |
| 30 Sep 17 | 9,625 | 3,305 | 800 | 0 |
| 30 Jun 17 | 9,581 | 3,274 | 1,794 | 0 |
| 31 Mar 17 | 9,429 | 3,230 | 2,463 | 0 |
| 31 Dec 16 | 8,983 | 2,933 | 3,086 | 0 |
| 30 Sep 16 | 9,235 | 2,803 | 5,036 | 0 |
| 30 Jun 16 | 8,563 | 2,310 | 4,279 | 0 |
| 31 Mar 16 | 7,898 | 2,112 | 3,048 | 0 |
| 31 Dec 15 | 7,563 | 1,909 | 2,927 | 0 |
| 30 Sep 15 | 7,117 | 2,083 | 814 | 0 |
| 30 Jun 15 | 7,108 | 2,278 | 814 | 0 |
| 31 Mar 15 | 7,099 | 2,128 | 1,833 | 0 |
| 31 Dec 14 | 6,740 | 2,056 | 2,309 | 0 |
| 30 Sep 14 | 6,523 | 1,993 | 3,661 | 0 |
| 30 Jun 14 | 6,358 | 2,009 | 2,177 | 0 |
| 31 Mar 14 | 6,490 | 2,234 | 2,635 | 0 |
| 31 Dec 13 | 6,498 | 2,333 | 1,988 | 0 |
Quality Earnings: YKBNK has high quality earnings.
Growing Profit Margin: YKBNK's current net profit margins (35.5%) are lower than last year (51.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: YKBNK's earnings have grown significantly by 52.1% per year over the past 5 years.
Accelerating Growth: YKBNK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: YKBNK had negative earnings growth (-36.9%) over the past year, making it difficult to compare to the Banks industry average (19.1%).
Return on Equity
High ROE: Whilst YKBNK's Return on Equity (21.84%) is high, this metric is skewed due to their high level of debt.