Yapi ve Kredi Bankasi A.S.

IBSE:YKBNK Stock Report

Market Cap: ₺259.5b

Yapi ve Kredi Bankasi Past Earnings Performance

Past criteria checks 2/6

Yapi ve Kredi Bankasi has been growing earnings at an average annual rate of 52.1%, while the Banks industry saw earnings growing at 51.9% annually. Revenues have been growing at an average rate of 50.3% per year. Yapi ve Kredi Bankasi's return on equity is 21.8%, and it has net margins of 35.5%.

Key information

52.1%

Earnings growth rate

52.1%

EPS growth rate

Banks Industry Growth60.1%
Revenue growth rate50.3%
Return on equity21.8%
Net Margin35.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Yapi ve Kredi Bankasi makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

IBSE:YKBNK Revenue, expenses and earnings (TRY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24117,63941,71229,1590
30 Jun 24136,83361,29726,1340
31 Mar 24136,78965,67023,5200
31 Dec 23132,40568,00919,3390
30 Sep 23128,92066,13116,3690
30 Jun 23110,93257,68014,0560
31 Mar 23104,32958,12611,9430
31 Dec 2293,02752,74510,4020
30 Sep 2268,55738,8738,0340
30 Jun 2248,10125,9856,5060
31 Mar 2233,82616,2955,6060
31 Dec 2124,81110,4905,0750
30 Sep 2120,0547,6974,4360
30 Jun 2117,9746,3044,3360
31 Mar 2116,4495,4034,1390
31 Dec 2016,1095,0804,0780
30 Sep 2014,8594,5783,8400
30 Jun 2013,1883,7003,7680
31 Mar 2012,5353,4883,7110
31 Dec 1912,1513,6003,5830
30 Sep 1912,3794,4183,5780
30 Jun 1912,8944,5573,6450
31 Mar 1913,0904,6653,5790
31 Dec 1812,7894,6673,5180
30 Sep 1812,8654,4663,0400
30 Jun 1811,6704,1921,8410
31 Mar 1810,9093,8571,1160
31 Dec 1710,3343,6144520
30 Sep 179,6253,3058000
30 Jun 179,5813,2741,7940
31 Mar 179,4293,2302,4630
31 Dec 168,9832,9333,0860
30 Sep 169,2352,8035,0360
30 Jun 168,5632,3104,2790
31 Mar 167,8982,1123,0480
31 Dec 157,5631,9092,9270
30 Sep 157,1172,0838140
30 Jun 157,1082,2788140
31 Mar 157,0992,1281,8330
31 Dec 146,7402,0562,3090
30 Sep 146,5231,9933,6610
30 Jun 146,3582,0092,1770
31 Mar 146,4902,2342,6350

Quality Earnings: YKBNK has high quality earnings.

Growing Profit Margin: YKBNK's current net profit margins (35.5%) are lower than last year (51.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: YKBNK's earnings have grown significantly by 52.1% per year over the past 5 years.

Accelerating Growth: YKBNK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: YKBNK had negative earnings growth (-36.9%) over the past year, making it difficult to compare to the Banks industry average (7.4%).


Return on Equity

High ROE: Whilst YKBNK's Return on Equity (21.84%) is high, this metric is skewed due to their high level of debt.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 11:33
End of Day Share Price 2025/01/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Yapi ve Kredi Bankasi A.S. is covered by 33 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAta Invest
Cristina MarzeaBarclays
Cagdas DoganBNP Paribas Securities (Asia)