YKBNK Share Price Performance
₺34.80
1.22 (3.63%)
40.3% undervalued intrinsic discount
₺58.30
Fair Value
Price ₺34.80
AnalystHighTarget ₺58.30
AnalystConsensusTarget ₺46.93
AnalystLowTarget ₺28.62
Fair Value₺58.30
Share Pricen/a
Yapi ve Kredi Bankasi A.S. Stock Price
- 3 Narratives written by author
- 0 Comments on narratives written by author
- 72 Fair Values set on narratives written by author
YKBNK Community Narratives
AN
Fair Value ₺58.3 40.3% undervalued intrinsic discount
Turkey's Expanding Middle Class And Fintech Adoption Will Redefine Banking
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AN
Fair Value ₺46.93 25.8% undervalued intrinsic discount
YKBNK: Improving Margins And Rising Profitability Will Drive Positive Revenue Outlook
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AN
Fair Value ₺28.62 21.6% overvalued intrinsic discount
Turkish Banking Will Face Mounting Credit And Funding Challenges
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YKBNK: Improving Margins And Rising Profitability Will Drive Positive Revenue Outlook
Key Takeaways Digital expansion, urbanization, and a growing middle class are expected to boost customer growth, loan demand, and fee-based revenues. Strengthened efficiency, risk controls, and diversified services position the bank for stable earnings and improved profitability.Read more
60
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AN
₺46.93
25.8% undervalued intrinsic discount
Fair Value
Revenue
34.8% p.a.
Profit Margin
28.97%
Future PE
6.86x
Price in 2029
₺108.15
Turkey's Expanding Middle Class And Fintech Adoption Will Redefine Banking
Key Takeaways Dominant demand deposit market share and rapid digitalization enable sustainable revenue growth, cost efficiency, and industry-beating net margins over the long term. Expansion in specialized services and diversified funding strengthen earnings stability and reduce reliance on traditional lending, supporting strong performance despite macroeconomic volatility.Read more
13
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AN
₺58.3
40.3% undervalued intrinsic discount
Fair Value
Revenue
32.77% p.a.
Profit Margin
31.99%
Future PE
8.09x
Price in 2029
₺134.56
Turkish Banking Will Face Mounting Credit And Funding Challenges
Key Takeaways Intensifying competition and unresolved macroeconomic risks threaten revenue growth, funding stability, and the bank's overall profitability. Rising credit risk and regulatory pressures challenge asset quality and could constrain future lending and dividend capacity.Read more
17
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AN
₺28.62
21.6% overvalued intrinsic discount
Fair Value
Revenue
29.73% p.a.
Profit Margin
25.43%
Future PE
6.12x
Price in 2029
₺66.35
Trending Discussion
Recently Updated Narratives
AN
YKBNK: Future Returns Will Reflect Higher Revenue Assumptions And Undervalued Earnings Multiple
Fair Value: ₺46.93 25.8% undervalued intrinsic discount
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AN
YKBNK: Higher Profitability Assumptions Will Support A More Optimistic Outlook
Fair Value: ₺58.3 40.3% undervalued intrinsic discount
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AN
YKBNK: Lower Future P/E Assumptions Will Pressure Earnings Quality
Fair Value: ₺28.62 21.6% overvalued intrinsic discount
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Snowflake Analysis
Yapi ve Kredi Bankasi A.S. Key Details
Last Reported Earnings
Dec 31, 2025
Next Reporting Earnings
n/a
- 5.57
- 99.01%
- 25.09%
- 373.8%
About YKBNK
- Founded
- 1944
- Employees
- 15634
- CEO
- WebsiteView website
Yapi ve Kredi Bankasi A.S., together with its subsidiaries, provides commercial banking and financial products and services in Turkey and internationally. It operates through three segments: Retail Banking; Corporate Banking; and Commercial and SME Banking. The Retail Banking segment offers banking products and services, such as card payment systems; individual portfolio; blue class; private and gold banking; general purpose, commercial installments, and auto loans; mortgages; time and demand deposits; investment accounts; life and non-life insurance products; wealth management activities; and payroll services. This segment also provides time deposit products, mutual funds, foreign exchange, and gold and equity trading services; and personal art, inheritance, real estate, tax, education, and philanthropic advisory services. The Corporate, Commercial, and SME Banking segment offers corporate banking for large-scale, international, and multinational companies; commercial banking for medium-sized enterprises; and SME banking, such as SME loans and banking packages products for SME companies. This segment also provides working capital, trade, and project finance, as well as domestic and international non-cash loans comprising letters of credit and guarantee, cash management, and internet banking services; and financial and equity management advisory services. It offers custody, leasing, investment and portfolio management, and factoring services. The company also provides money transfer; debit, world, business cards; home loan; checks and promissory notes services; and SME loans. It serves customers through ATMs; and telephone, Internet, and mobile banking services. The was incorporated in 1944 and is headquartered in Istanbul, Turkey.
