GARAN Share Price Performance
₺133.80
32.40 (31.95%)
27.4% undervalued intrinsic discount
₺184.19
Fair Value
Price ₺133.80
AnalystConsensusTarget ₺184.19
AnalystLowTarget ₺139.85
AnalystHighTarget ₺225.90
Fair Value₺184.19
Share Pricen/a
Turkiye Garanti Bankasi A.S. Stock Price
- 3 Narratives written by author
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- 64 Fair Values set on narratives written by author
GARAN Community Narratives
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Fair Value
·Fair Value ₺184.19 27.4% undervalued intrinsic discount
GARAN: Improving Profit Margins And Lower Discount Rate Will Drive Future Performance
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44users have followed this narrative
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Fair Value
·Fair Value ₺135.73 1.4% undervalued intrinsic discount
Geopolitical Instability And Turkish Lira Weakness Will Erode Margins
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Fair Value
·Fair Value ₺225.9 40.8% undervalued intrinsic discount
Turkey's Urbanization And Digital Trends Will Spark Banking Opportunities
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Geopolitical Instability And Turkish Lira Weakness Will Erode Margins
Key Takeaways Geopolitical and economic instability, currency weakness, and rising interest rates threaten funding, lending growth, and asset quality, pressuring profitability and investor confidence. Increasing competition from digital banks and fintechs may erode market share, fee income, and revenue growth sustainability, impacting long-term margins and efficiency.Read more
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₺135.73
1.4% undervalued intrinsic discount
Fair Value
Revenue
30% p.a.
Profit Margin
27.02%
Future PE
6.71x
Price in 2029
₺311.74
GARAN: Improving Profit Margins And Lower Discount Rate Will Drive Future Performance
Key Takeaways Ongoing digitalization and retail loan growth are boosting efficiency, customer engagement, and future revenue opportunities across an expanding market. Strong fee income, prudent balance sheet management, and a focus on sustainable finance enhance earnings quality and defend profitability in changing conditions.Read more
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₺184.19
27.4% undervalued intrinsic discount
Fair Value
Revenue
29.22% p.a.
Profit Margin
31.81%
Future PE
7.87x
Price in 2029
₺423.08
Turkey's Urbanization And Digital Trends Will Spark Banking Opportunities
Key Takeaways Accelerated shift to retail and SME deposits and digital banking is reducing funding costs and driving sustained outperformance in net interest margins and revenue growth. Market leadership in consumer and SME lending, plus BBVA support and tech investment, position Garanti for robust asset growth and new high-margin opportunities in Turkey.Read more
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₺225.9
40.8% undervalued intrinsic discount
Fair Value
Revenue
34.13% p.a.
Profit Margin
33.15%
Future PE
8.31x
Price in 2029
₺520.59
Trending Discussion
Recently Updated Narratives
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GARAN: Dividend Plan And Competition Probe Will Shape Fairly Valued Shares
Fair Value: ₺135.73 1.4% undervalued intrinsic discount
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AN
GARAN: Lower Discount Rate And Higher Future P/E Will Support Upside
Fair Value: ₺184.19 27.4% undervalued intrinsic discount
44 fair values setusers have set this as their fair value
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GARAN: Higher TRY Dividend Will Support Future Upside Potential
Fair Value: ₺225.9 40.8% undervalued intrinsic discount
1 fair value setusers have set this as their fair value
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Snowflake Analysis
Turkiye Garanti Bankasi A.S. Key Details
Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
Jul 29, 2026
- 26.15
- 99.54%
- 33.40%
- 132.7%
About GARAN
- Founded
- 1946
- Employees
- 23152
- CEO
- WebsiteView website
Turkiye Garanti Bankasi A.S. provides various banking products and services in Turkey. It offers current, savings, time deposit, e-savings, YUVAM, NET, ELMA, overdraft, and gold accounts; SME general purpose, auto, mortgage, commercial, foreign currency spot, installment loans, and project loans, as well as IBOR reforms and foreign trade financing; investment funds, stocks, derivatives, Garanti BBVA e-trader platform, time barred deposit and investment lists, and derivative instruments; credit and debit cards, BonusFlas, and POS and e-commerce products; and insurance and pension products. The company also provides payment systems and services; private banking services; banking services for salary payments/entrepreneurship and women entrepreneurs; leasing fleet factoring services; investment banking and financing services; mobile and internet banking services; and ATM and cash management services. The company was founded in 1946 and is headquartered in Istanbul, Turkey. Turkiye Garanti Bankasi A.S. is a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.
Recent GARAN News & Updates
