Banks Turkish Community

Key Takeaways Akbank's strategy to lower its LDR and exploit lower inflation conditions positions it for margin and earnings growth through an enhanced net interest margin. Expansion in fee-based business and digital growth anchor Akbank's revenue growth, improving profitability and supporting stable, long-term earnings.

Key Takeaways Isbank's selective lending strategy in SMEs and export finance supports sustained loan growth and positive revenue impact. Expansion in digital services with strong asset quality and ESG-related funding optimizes earnings stability and maintains low NPL ratios.

Key Takeaways Strategic management and potential rate cuts may enhance Garanti BBVA's net interest margins and overall profitability. Digitalization and customer-focused strategies support growth in fees, commissions, and operational efficiency.